AMP SignatureSuper Review

AMP SignatureSuper is a retail super fund and the primary super fund offered by AMP Limited. As of  September 30th 2024 the fund had approximately 605,000 members and $54.6 billion in assets under management.

Please Note: Any advice on this page is general in nature and does not take into account your objectives, financial situation or needs. Consider whether this is right for you. See full disclaimer.

AMP SignatureSuper logo

AMP SignatureSuper Performance

Amp SignatureSuper’s main investmentent options have mostly outperformed over the past 12 months but under performed over 5 years. 
For an in depth analysis of performance see AMP SignatureSuper performance, for a comparison against AustralianSuper see AMP SignatureSuper vs AustralianSuper and for a comparison against all funds see compare super funds.
Select an investment option from the menu below to see performance Vs the relevant median.
Past performance is not a reliable indicator of future performance.

Fees

The fees of the main investment options are mixed compared to the median option of their respective risk profiles.
Select an option from the menu below to see flat fees, percentage based fees and total fees on a balance of $50,000.

Returns to December 31 2025

Investment Option 1 Year 3 Year 5 Year
AMP SignatureSuper - MySuper 1950s 8.79% 8.81% 5.02%
Median 9.3% 10.3% 7.7%
AMP SignatureSuper - MySuper 1950s VS Median -0.51% -1.49% -2.68%

Fees

Investment Option Flat Fee Percentage Based Fee Fee Based on 50k
AMP SignatureSuper - MySuper 1950s 78 0.62% $388

Asset Allocation

RankAsset%
1 Australian Shares 25%
2 International Shares 35%
3 Fixed Interest 22%
4 Alternative 6%
5 Property 4%
6 Cash 8%

Returns to December 31 2025

Investment Option 1 Year 3 Year 5 Year
AMP SS - High Growth Index 12.55% 14.9% 10.62%
Median 10.4% 12.1% 9.1%
AMP SS - High Growth Index VS Median 2.15% 2.8% 1.52%

Fees

Investment Option Flat Fee Percentage Based Fee Fee Based on 50k
AMP SS - High Growth Index 78 0.5% $328

Asset Allocation

RankAsset%
1 Australian Shares 36.8%
2 International Shares 45.3%
3 Fixed Interest 1%
4 Alternative 10.45%
5 Property 4.55%
6 Cash 1.9%

Returns to December 31 2025

Investment Option 1 Year 3 Year 5 Year
AMP SS - Future Directions Balanced 9.66% 10.46% 7.2%
Median 9.3% 10.3% 7.7%
AMP SS - Future Directions Balanced VS Median 0.36% 0.16% -0.5%

Fees

Investment Option Flat Fee Percentage Based Fee Fee Based on 50k
AMP SS - Future Directions Balanced 78 0.94% $548

Asset Allocation

RankAsset%
1 Australian Shares 26%
2 International Shares 38%
3 Fixed Interest 18%
4 Alternative 9%
5 Property 4%
6 Cash 5%

Returns to December 31 2025

Investment Option 1 Year 3 Year 5 Year
AMP SignatureSuper - MySuper 1960s 10.31% 10.39% 6.7%
Median 9.3% 10.3% 7.7%
AMP SignatureSuper - MySuper 1960s VS Median 1.01% 0.09% -1%

Fees

Investment Option Flat Fee Percentage Based Fee Fee Based on 50k
AMP SignatureSuper - MySuper 1960s 78 0.73% $443

Asset Allocation

RankAsset%
1 Australian Shares 27%
2 International Shares 43%
3 Fixed Interest 14%
4 Alternative 7%
5 Property 4%
6 Cash 5%

Returns to December 31 2025

Investment Option 1 Year 3 Year 5 Year
AMP SignatureSuper - MySuper 1990s Plus 10.9% 12.58% 9.14%
Median 10.4% 12.1% 9.1%
AMP SignatureSuper - MySuper 1990s Plus VS Median 0.5% 0.48% 0.04%

Fees

Investment Option Flat Fee Percentage Based Fee Fee Based on 50k
AMP SignatureSuper - MySuper 1990s Plus 78 0.76% $458

Asset Allocation

RankAsset%
1 Australian Shares 33%
2 International Shares 48.5%
3 Fixed Interest 6%
4 Alternative 5%
5 Property 3.5%
6 Cash 4%

Returns to December 31 2025

Investment Option 1 Year 3 Year 5 Year
AMP SS - Balanced Index 10.35% 11.51% 7.73%
Median 9.3% 10.3% 7.7%
AMP SS - Balanced Index VS Median 1.05% 1.21% 0.03%

Fees

Investment Option Flat Fee Percentage Based Fee Fee Based on 50k
AMP SS - Balanced Index 78 0.48% $318

Asset Allocation

RankAsset%
1 Australian Shares 24.2%
2 International Shares 30.2%
3 Fixed Interest 15.5%
4 Alternative 15.95%
5 Property 6.65%
6 Cash 7.5%

Returns to December 31 2025

Investment Option 1 Year 3 Year 5 Year
AMP SignatureSuper - MySuper Capital Stable 8.89% 8.92% 5.08%
Median 9.3% 10.3% 7.7%
AMP SignatureSuper - MySuper Capital Stable VS Median -0.41% -1.38% -2.62%

Fees

Investment Option Flat Fee Percentage Based Fee Fee Based on 50k
AMP SignatureSuper - MySuper Capital Stable 78 0.62% $388

Asset Allocation

RankAsset%
1 Australian Shares 25%
2 International Shares 35%
3 Fixed Interest 22%
4 Alternative 6%
5 Property 4%
6 Cash 8%

Returns to December 31 2025

Investment Option 1 Year 3 Year 5 Year
AMP SignatureSuper - MySuper 1980s 10.98% 12.65% 9.25%
Median 10.4% 12.1% 9.1%
AMP SignatureSuper - MySuper 1980s VS Median 0.58% 0.55% 0.15%

Fees

Investment Option Flat Fee Percentage Based Fee Fee Based on 50k
AMP SignatureSuper - MySuper 1980s 78 0.76% $458

Asset Allocation

RankAsset%
1 Australian Shares 33%
2 International Shares 48.5%
3 Fixed Interest 6%
4 Alternative 5%
5 Property 3.5%
6 Cash 3%

Returns to December 31 2025

Investment Option 1 Year 3 Year 5 Year
AMP SignatureSuper - MySuper 1970s 10.81% 12.42% 8.96%
Median 10.4% 12.1% 9.1%
AMP SignatureSuper - MySuper 1970s VS Median 0.41% 0.32% -0.14%

Fees

Investment Option Flat Fee Percentage Based Fee Fee Based on 50k
AMP SignatureSuper - MySuper 1970s 78 0.77% $463

Asset Allocation

RankAsset%
1 Australian Shares 33%
2 International Shares 47%
3 Fixed Interest 6%
4 Alternative 7%
5 Property 4%
6 Cash 3%

Returns to December 31 2025

Investment Option 1 Year 3 Year 5 Year
AMP SS - Growth Index 11.93% 13.47% 9.42%
Median 10.4% 12.1% 9.1%
AMP SS - Growth Index VS Median 1.53% 1.37% 0.32%

Fees

Investment Option Flat Fee Percentage Based Fee Fee Based on 50k
AMP SS - Growth Index 78 0.49% $323

Asset Allocation

RankAsset%
1 Australian Shares 30.9%
2 International Shares 40.6%
3 Fixed Interest 4.6%
4 Alternative 14.55%
5 Property 6.45%
6 Cash 2.9%

Returns to December 31 2025

Investment Option 1 Year 3 Year 5 Year
AMP SS - Pendal Sustainable Balanced 7.16% 8.48% -
Median 9.3% 10.3% -
AMP SS - Pendal Sustainable Balanced VS Median -2.14% -1.82% -

Fees

Investment Option Flat Fee Percentage Based Fee Fee Based on 50k
AMP SS - Pendal Sustainable Balanced 78 0.99% $573

Asset Allocation

RankAsset%
1 Australian Shares 31%
2 International Shares 36%
3 Fixed Interest 17%
4 Alternative 8%
5 Property 4%
6 Cash 4%

Insurance

Whilst most members are offered Death Cover, they can also apply for Permanent Incapacity cover and Income Protection cover.

Additional cover is available with the following limits:
Death – $5 million
Permanent Incapacity – $5 million.
Income protection – up to a maximum of $30,000 per month.
Insurance is provided by Resolution Life Australasia. 

Insurance Rating

OmniLife
0 /100

Insurance rating by Omnilife. 
Please note: This is the overall rating before individual circumstances are taken into account. Individual circumstances will vary the rating significantly.

Fund details

See the AMP SignatureSuper ABN and USI page for all the information required to contribute to this fund.
Read their PDS and TMD for further details.

FAQ's

Performance and fees have  vs the industry median of other options of the same risk category.
It depends on which investment option you’re in, how long you’ve been in it and whether it’s suited to your risk tolerance as to whether it’s been a good superfund.
There are many factors which determine whether a super fund is good or bad and it can differ depending on personal requirements. It’s best to seek advice from a qualified adviser in order to work out which is the best super fund for you.

AMP SignatureSuper Reviews

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