Asgard Elements Performance: Returns to September 30 2021
| Investment Option | 1 Year | 3 Year | 5 Year |
|---|---|---|---|
| Advance Defensive Multi-Blend Fund | 8.09% | 4.02% | 3.73% |
| Median | 7.40% | 4.60% | 4.70% |
| Advance Defensive Multi-Blend Fund VS Median | 0.69% | -0.58% | -0.97% |
| Advance Moderate Multi-Blend Fund | 13.58% | 5.61% | 5.73% |
| Median | 12.80% | 6.30% | 6.60% |
| Advance Moderate Multi-Blend Fund VS Median | 0.78% | -0.69% | -0.87% |
| Advance Balanced Multi-Blend Fund* | 19.11% | 6.83% | 7.41% |
| Median | 17.80% | 7.90% | 8.60% |
| Advance Balanced Multi-Blend Fund* VS Median | 1.31% | -1.07% | -1.19% |
| Advance Growth Multi-Blend Fund | 23.66% | 7.89% | 8.81% |
| Median | 22.10% | 9.30% | 10.10% |
| Advance Growth Multi-Blend Fund VS Median | 1.56% | -1.41% | -1.29% |
Asgard Elements Fees
| Investment Option | Flat Fee | Percentage Based Fee | Fee Based on 50k |
|---|---|---|---|
| Asgard Elements - Advance Defensive Multi-Blend Fund | - | 1.24% | $620.60 |
| Asgard Elements - Advance Moderate Multi-Blend Fund WS | - | 1.43% | $715.60 |
| Asgard Elements - Advance Balanced Multi-Blend Fund* | - | 1.52% | $760.60 |
| Asgard Elements - Advance Growth Multi-Blend Fund WS | - | 1.60% | $800.60 |
Asset Allocation
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*Please note, this is not the default investment option for this fund.
Insurance Rating
Insurance is available through Asgard Elements. However, it is not rated by Omnilife. To compare all available options for insurance through your super fund please click below.
Fund Information
ABN: 90 194 410 365
USI: 90194410365003
Address: PO Box 7490 Cloisters Square WA 6850
About Asgard Elements
Asgard has over 400,000 account holders with investments of over $32 billion through multiple superannuation and investment products.
Asgard Elements is a retail super fund, designed as an easy to use product which does not require an adviser.
Asgard Elements’ Advance Balanced Multi-Blend Fund investment option fees are above the median for funds on Review My Super for a balanced/MySuper risk profile.
Asgard Elements offers life, TPD and income protection insurance.
When Reviewing Super funds it’s a good idea to learn more about choosing a super fund. Consider the following:
Firstly, are you invested in the right risk profile? This is essentially the amount of risk you’re willing to take to achieve your desired investment return. High Growth investments will achieve the highest returns over the long run, and also carry the highest risk of loss in any one year.
Secondly, what to do about the insurance in your super? Most funds will come with a default amount of insurance cover for instance. For some people this will be very insufficient and for others it will be too much, for example. Therefore, tailoring your cover to your own circumstances is key.
Thirdly, what are the different ways you can contribute to super? Understanding contributions like salary sacrifice and the government co-contribution can help you make the most of your super.
Fourthly, and most importantly, make sure you review Asgard Elements against other super funds under the ‘Fund Profiles’ tab and check out the top super funds, to see who the leaders are.
In addition, If you would like to speak to someone for some guidance when reviewing your super, then please fill in the ‘Speak To An Advisor’ form above and an advisor will be in touch to see how they can assist you.
In conclusion, understanding the key elements of super, conducting the appropriate research and seeking the best advice will help with choosing the best fund.
Frequently Asked Questions
Asgard Elements Balanced and Conservative options have out performed the median over 1, 3 and 5 years. While their Growth and High growth options have out performed over the past 1 year but under performed over 3 and 5 years.
Fees are high compared to other funds listed on Review My Super.
Based on this evidence, you could certainly say the fund isn’t bad, particularly for balanced or conservative investors. However, with some under performance and high fees, it would be difficult to confidently declare it a good super fund.
Yes, Asgard Elements is an APRA fund.
No, Asgard Elements is regulated by APRA.
No, Asgard Elements is a retail fund.
Yes, anyone can join Asgard Elements.
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