Australian Ethical Super Review
Returns to June 30 2021
|Investment Option||1 Year||3 Year||5 Year|
|Conservative VS Median||-3.60%||0.20%||-0.70%|
|Balanced VS Median||-0.10%||1.90%||0.40%|
|Growth VS Median||2.40%||2.40%||1.20%|
|Investment Option||Flat Fee||Percentage Based Fee||Fee Based on 50k|
ABN: 49 633 667 743
Address: Level 8, 130 Pitt Street Sydney NSW 2000
About Australian Ethical Super
“Since 1986, Australian Ethical has provided investors with wealth management products that align with their values and without compromising returns.”
As of 31st of March 2021 Australian Ethical Super had $3.51 billion of funds under management across approximately 50,000 members and is one of the fastest growing super funds in Australia.
Australian Ethical Super’s Balanced option has outperformed the median funds over the past 5 years and the fees are moderate compared with other similar options on Review My Super.
Australian Ethical Super offers life, TPD and income protection insurance.
Australian Ethical also offer investment accounts separate from their super offering which is unique amongst super funds.
When Reviewing Super funds it’s a good idea to learn more about choosing a super fund. Consider the following:
Firstly, are you invested in the right risk profile? This is essentially the amount of risk you’re willing to take to achieve your desired investment return. High Growth investments will achieve the highest returns over the long run, and also carry the highest risk of loss in any one year.
Secondly, what to do about the insurance in your super? Most funds will come with a default amount of insurance cover for instance. For some people this will be very insufficient and for others it will be too much, for example. Therefore, tailoring your cover to your own circumstances is key.
Thirdly, what are the different ways you can contribute to super? Understanding contributions like salary sacrifice and the government co-contribution can help you make the most of your super.
Fourthly, and most importantly, make sure you review Australian Ethical Super against other super funds under the ‘Fund Profiles’ tab and check out the top super funds, to see who the leaders are.
In addition, If you would like to speak to someone for some guidance when reviewing your super, then please fill in the ‘Speak To An Advisor’ form above and an advisor will be in touch to see how they can assist you.
In conclusion, understanding the key elements of super, conducting the appropriate research and seeking the best advice will help with choosing the best fund.
Frequently Asked Questions
Is Australian Ethical Super an Industry Fund?
No, Australian Ethical Super is a retail fund
Who Owns Australian Ethical Super?
Australian Ethical Super is owned by Australian Ethical
Can Anyone Join Australian Ethical Super?
Yes, anyone can join Australian Ethical Super