Average Super Balance by Age

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Age Range Average Balance*
15 to 19 $485
20 to 24 $5,501
25 to 29 $21,372
30 to 34 $38,386
35 to 39 $56,715
40 to 44 $80,899
45 to 49 $114,616
50 to 54 $135,290
55 to 59 $180,689
60 to 64 $214,897
65 to 69 $207,105
70 to 74 $161,974
75 to 79 $76,049
80 to 84 $42,912
    

This table provides an overview of the average superannuation balances for Australians by age group.

While these figures are averages, there are many factors which impact your superannuation balance, including but not limited to:

– Income level.

– Time in the workforce.

– Voluntary Concessional

– Contributions
  (such as those made via salary sacrifice arrangements).

– Fees in your super.

– Performance of your investment options.

You should also view How Much Super Should I Have to see where your super balance should be by your age to have enough funds for a comfortable retirement. 

You will notice that there is a shortfall between what people should have in super and what people actually have. 

Average Super Balances