Formed in 2020 through the merger of First State Super, VicSuper and WA Super, Aware Super is one of the largest super funds in Australia. As of September 30th 2024 they had approximately 1.23 million members and $183.6 billion in assets under management.
Please Note: Any advice on this page is general in nature and does not take into account your objectives, financial situation or needs. Consider whether this is right for you. See full disclaimer.
Past performance is not a reliable indicator of future performance.
Aware Super’s High Growth, Balanced, Conservative Balanced and Conservative investment options have all outperformed the median option of their respective risk profiles over 5 years.
Select an investment option from the menu below to see performance Vs the relevant median.
Check out our more in depth analysis of Aware Super Performance.
See Aware Super vs AustralianSuper to see how they compare with Australia’s biggest super fund and for a comparison against all funds see compare super funds.
Fees for the Future Saver Balanced investment option are close to the median of other funds’ MySuper/Balanced options listed on Review My Super.
Select an investment option from the menu below to see flat fees, percentage based fees and total fees on a balance of $50,000.
| Investment Option | 1 Year | 3 Year | 5 Year |
|---|---|---|---|
| Aware Super Future Saver - Property | 8.57% | 3.13% | 5.41% |
| Median | 11.7% | 11.4% | 10.3% |
| Aware Super Future Saver - Property VS Median | -3.13% | -8.27% | -4.89% |
| Investment Option | Flat Fee | Percentage Based Fee | Fee Based on 50k |
|---|---|---|---|
| Aware Super Future Saver - Property | 52 | 0.4% | $252 |
| Rank | Asset | % | |
|---|---|---|---|
| 1 | Property | 100% |
| Investment Option | 1 Year | 3 Year | 5 Year |
|---|---|---|---|
| Aware Super Future Saver - High Growth | 11.91% | 11.23% | 10.32% |
| Median | 11.7% | 11.4% | 10.3% |
| Aware Super Future Saver - High Growth VS Median | 0.21% | -0.17% | 0.02% |
| Investment Option | Flat Fee | Percentage Based Fee | Fee Based on 50k |
|---|---|---|---|
| Aware Super Future Saver - High Growth | 52 | 0.81% | $457 |
| Rank | Asset | % | |
|---|---|---|---|
| 1 | Australian Shares | 26.5% | |
| 2 | International Shares | 39.5% | |
| 3 | Alternative | 20.5% | |
| 4 | Property | 6.5% | |
| 5 | Other | 3% | |
| 6 | Cash | 4% |
| Investment Option | 1 Year | 3 Year | 5 Year |
|---|---|---|---|
| Aware Super Future Saver - Balanced | 10.89% | 10.06% | 8.66% |
| Median | 10.5% | 9.6% | 8.4% |
| Aware Super Future Saver - Balanced VS Median | 0.39% | 0.46% | 0.26% |
| Investment Option | Flat Fee | Percentage Based Fee | Fee Based on 50k |
|---|---|---|---|
| Aware Super Future Saver - Balanced | 52 | 0.74% | $422 |
| Rank | Asset | % | |
|---|---|---|---|
| 1 | Australian Shares | 22% | |
| 2 | International Shares | 33% | |
| 3 | Fixed Interest | 10% | |
| 4 | Alternative | 18.5% | |
| 5 | Property | 6.5% | |
| 6 | Other | 5% | |
| 7 | Cash | 5% |
| Investment Option | 1 Year | 3 Year | 5 Year |
|---|---|---|---|
| Aware Super Future Saver - International Shares | 17.5% | 19.19% | 14.6% |
| Median | 11.7% | 11.4% | 10.3% |
| Aware Super Future Saver - International Shares VS Median | 5.8% | 7.79% | 4.3% |
| Investment Option | Flat Fee | Percentage Based Fee | Fee Based on 50k |
|---|---|---|---|
| Aware Super Future Saver - International Shares | 52 | 0.21% | $157 |
| Rank | Asset | % | |
|---|---|---|---|
| 1 | International Shares | 100% |
| Investment Option | 1 Year | 3 Year | 5 Year |
|---|---|---|---|
| Aware Super Future Saver - High Growth Indexed | 13.99% | - | - |
| Median | 11.7% | - | - |
| Aware Super Future Saver - High Growth Indexed VS Median | 2.29% | - | - |
| Investment Option | Flat Fee | Percentage Based Fee | Fee Based on 50k |
|---|---|---|---|
| Aware Super Future Saver - High Growth Indexed | 52 | 0.21% | $157 |
| Rank | Asset | % | |
|---|---|---|---|
| 1 | Australian Shares | 35% | |
| 2 | International Shares | 53% | |
| 3 | Fixed Interest | 7% | |
| 4 | Cash | 5% |
| Investment Option | 1 Year | 3 Year | 5 Year |
|---|---|---|---|
| Aware Super Future Saver - Bonds | 5.34% | - | - |
| Median | - | - | - |
| Aware Super Future Saver - Bonds VS Median | 5.34% | - | - |
| Investment Option | Flat Fee | Percentage Based Fee | Fee Based on 50k |
|---|---|---|---|
| Aware Super Future Saver - Bonds | 52 | 0.23% | $167 |
| Rank | Asset | % | |
|---|---|---|---|
| 1 | Fixed Interest | 100% |
| Investment Option | 1 Year | 3 Year | 5 Year |
|---|---|---|---|
| Aware Super Future Saver - Conservative Balanced | 9.32% | 8.17% | 6.55% |
| Median | 8.8% | 7.7% | 6.6% |
| Aware Super Future Saver - Conservative Balanced VS Median | 0.52% | 0.47% | -0.05% |
| Investment Option | Flat Fee | Percentage Based Fee | Fee Based on 50k |
|---|---|---|---|
| Aware Super Future Saver - Conservative Balanced | 52 | 0.69% | $397 |
| Rank | Asset | % | |
|---|---|---|---|
| 1 | Australian Shares | 16% | |
| 2 | International Shares | 24% | |
| 3 | Fixed Interest | 17% | |
| 4 | Alternative | 16.5% | |
| 5 | Property | 7.5% | |
| 6 | Other | 7% | |
| 7 | Cash | 12% |
| Investment Option | 1 Year | 3 Year | 5 Year |
|---|---|---|---|
| Aware Super Future Saver - Conservative | 7.62% | 6.5% | 4.95% |
| Median | 7.3% | 5.9% | 4.6% |
| Aware Super Future Saver - Conservative VS Median | 0.32% | 0.6% | 0.35% |
| Investment Option | Flat Fee | Percentage Based Fee | Fee Based on 50k |
|---|---|---|---|
| Aware Super Future Saver - Conservative | 52 | 0.57% | $337 |
| Rank | Asset | % | |
|---|---|---|---|
| 1 | Australian Shares | 9% | |
| 2 | International Shares | 13.5% | |
| 3 | Fixed Interest | 25% | |
| 4 | Alternative | 13.5% | |
| 5 | Property | 7.5% | |
| 6 | Other | 7% | |
| 7 | Cash | 24.5% |
| Investment Option | 1 Year | 3 Year | 5 Year |
|---|---|---|---|
| Aware Super Future Saver - Balanced Indexed | 12.7% | - | - |
| Median | 10.5% | - | - |
| Aware Super Future Saver - Balanced Indexed VS Median | 2.2% | - | - |
| Investment Option | Flat Fee | Percentage Based Fee | Fee Based on 50k |
|---|---|---|---|
| Aware Super Future Saver - Balanced Indexed | 52 | 0.21% | $157 |
| Rank | Asset | % | |
|---|---|---|---|
| 1 | Australian Shares | 30% | |
| 2 | International Shares | 45% | |
| 3 | Fixed Interest | 18% | |
| 4 | Cash | 7% |
| Investment Option | 1 Year | 3 Year | 5 Year |
|---|---|---|---|
| Aware Super Future Saver - Balanced Socially Conscious | 12.32% | 11.46% | 9.08% |
| Median | 10.5% | 9.6% | 8.4% |
| Aware Super Future Saver - Balanced Socially Conscious VS Median | 1.82% | 1.86% | 0.68% |
| Investment Option | Flat Fee | Percentage Based Fee | Fee Based on 50k |
|---|---|---|---|
| Aware Super Future Saver - Balanced Socially Conscious | 52 | 0.54% | $322 |
| Rank | Asset | % | |
|---|---|---|---|
| 1 | Australian Shares | 22% | |
| 2 | International Shares | 33.5% | |
| 3 | Fixed Interest | 10% | |
| 4 | Alternative | 17.5% | |
| 5 | Property | 6.5% | |
| 6 | Other | 5% | |
| 7 | Cash | 5.5% |
| Investment Option | 1 Year | 3 Year | 5 Year |
|---|---|---|---|
| Aware Super Future Saver - Defensive | 6.65% | 5.72% | 3.71% |
| Median | 7.3% | 5.9% | 4.6% |
| Aware Super Future Saver - Defensive VS Median | -0.65% | -0.18% | -0.89% |
| Investment Option | Flat Fee | Percentage Based Fee | Fee Based on 50k |
|---|---|---|---|
| Aware Super Future Saver - Defensive | 52 | 0.42% | $262 |
| Rank | Asset | % | |
|---|---|---|---|
| 1 | Australian Shares | 5% | |
| 2 | International Shares | 8% | |
| 3 | Fixed Interest | 25% | |
| 4 | Alternative | 10% | |
| 5 | Property | 5.5% | |
| 6 | Other | 4% | |
| 7 | Cash | 42.5% |
| Investment Option | 1 Year | 3 Year | 5 Year |
|---|---|---|---|
| Aware Super Future Saver - Cash | 4.26% | 3.83% | 2.48% |
| Median | - | - | - |
| Aware Super Future Saver - Cash VS Median | 4.26% | 3.83% | 2.48% |
| Investment Option | Flat Fee | Percentage Based Fee | Fee Based on 50k |
|---|---|---|---|
| Aware Super Future Saver - Cash | 52 | 0.19% | $147 |
| Rank | Asset | % | |
|---|---|---|---|
| 1 | Cash | 100% |
| Investment Option | 1 Year | 3 Year | 5 Year |
|---|---|---|---|
| Aware Super Future Saver - High Growth Socially Conscious | 13.27% | - | - |
| Median | 11.7% | - | - |
| Aware Super Future Saver - High Growth Socially Conscious VS Median | 1.57% | - | - |
| Investment Option | Flat Fee | Percentage Based Fee | Fee Based on 50k |
|---|---|---|---|
| Aware Super Future Saver - High Growth Socially Conscious | 52 | 0.56% | $332 |
| Rank | Asset | % | |
|---|---|---|---|
| 1 | Australian Shares | 26.5% | |
| 2 | International Shares | 40% | |
| 3 | Alternative | 19.5% | |
| 4 | Property | 6.5% | |
| 5 | Other | 3% | |
| 6 | Cash | 4.5% |
| Investment Option | 1 Year | 3 Year | 5 Year |
|---|---|---|---|
| Aware Super Future Saver - Australian Shares | 13.93% | 13.1% | 11.88% |
| Median | 11.7% | 11.4% | 10.3% |
| Aware Super Future Saver - Australian Shares VS Median | 2.23% | 1.7% | 1.58% |
| Investment Option | Flat Fee | Percentage Based Fee | Fee Based on 50k |
|---|---|---|---|
| Aware Super Future Saver - Australian Shares | 52 | 0.21% | $157 |
| Rank | Asset | % | |
|---|---|---|---|
| 1 | Australian Shares | 100% |
Members are offered Death, TPD and Income protection.
If you joined through a participating employer, you’ll usually get automatic death and TPD cover unless you’re under the age of 25 or have a balance of less than $6,000. The amount of cover varies depending on your age.
You can also apply for additional cover or transfer existing cover from another super fund.
Insurance is provided by TAL Life Limited.
This insurance rating is from Omnilife.
Please note: This is the overall rating before individual circumstances are taken into account. Individual circumstances will vary the rating significantly.
See the Aware Super ABN and USI page for all the information required to contribute to this fund.
Read their PDS and TMD for further details.
Aware Super has had mostly positive performance vs the median option across it’s main investment options. Fees for these options are not particularly high or low compared to options of the same risk category listed on Review My Super.
Based on this evidence, it depends on the individuals risk profile and investment option as to whether it’s been a good super fund.
However, there are many factors which determine whether a super fund is good or bad and it can differ depending on personal requirements. It’s best to seek advice from a qualified adviser in order to work out which is the best super fund for you.
No, it’s a public sector fund.
Aware Super Reviews: 1.4 out of 5 stars from 27 customer reviews on Australia’s best superannuation review site Review My Super.
See more Super Fund Reviews to compare ratings and reviews across funds.
