Best Super Funds

Being in one of the best super funds is crucial for securing your financial future and achieving your retirement goals. Superannuation is one of the most effective ways to save for retirement, and choosing the best super fund can have a significant impact on the amount of money you have saved when you retire.

The best super funds in Australia are those that offer strong investment performance, low fees, a range of investment options and quality insurance. Investing in a top-performing super fund gives you the benefit from higher returns on your investment, which compounded over time leads to a huge difference in your balance by retirement.

Trying to choose the best super fund for you can be a daunting task, but it is important to take the time to research and compare different options to find the right fit for you.

You can check on your current funds performance and compare it to other super funds and the benchmark on Review My Super. You should also make sure that you’re not in one the worst performing super funds that are published by APRA each year. Check out our guide on changing super funds to find out all you need to know about making the switch. If you’re unsure about how to do this your self it’s best to seek advice from a financial advisor.

Please Note: Any advice on this page is general in nature and does not take into account your objectives, financial situation or needs. Consider whether this is right for you. See full disclaimer.

Past performance is not a reliable indicator of future performance.

Top 10 Super Funds by performance as at March 31 2026 (Balanced)

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Rank	Fund Investment Option*	Annual Return

*This table ranks the performance of Super Funds ‘MySuper’ and ‘Balanced’ investment options where ‘MySuper’ was not available over 1, 3 and 5 years. Please note this page only ranks investment options listed in the “Superannuation Funds” section of Review My Super, whose returns are reported to March 31st 2026.

Things to consider about returns data:

Past performance: This is not always a reliable indicator of future performance.

Other investment options in the fund: If a fund only has one good option for your risk profile and it starts under performing then you need to either change out of your risk profile or change out of the fund.

Lowest Fee Super Funds

Fund Name	Flat Fee	Percentage-based Fee	Fees based on 50K

This table ranks the approximate fees paid on a balance of $50,000, for ‘MySuper’ and ‘Balanced’ options*

*Please note this page only ranks funds listed in the “Superannuation Funds” section of Review My Super.

Factors that affect fees:

Risk Profile: Defensive investments tend to be lower in fees than Growth investments, so make sure you’re comparing funds of the same risk profile when comparing fees.

Number of investment options and flexibility: Funds with a wide array of options or that have special features such as allowing you to invest in direct equities, will likely charge higher fees.