Returns to May 31 2022
Investment Option | 1 Year | 3 Year | 5 Year |
---|---|---|---|
BT Super for Life - 2000s Lifestage Fund | -0.83% | 7.12% | 7.18% |
Median | 2.2% | 7.8% | 7.8% |
BT Super for Life - 2000s Lifestage Fund VS Median | -3.03% | -0.68% | -0.62% |
Fees
Investment Option | Flat Fee | Percentage Based Fee | Fee Based on 50k |
---|---|---|---|
BT Super for Life - 2000s Lifestage Fund | 108 | 0.9% | $558 |
Asset Allocation
Rank | Asset | % | |
---|---|---|---|
1 | Australian Shares | 34% | |
2 | International Shares | 45.5% | |
3 | Fixed Interest | 6.5% | |
4 | Alternative | 3% | |
5 | Property | 8% | |
6 | Cash | 3% |
Returns to May 31 2022
Investment Option | 1 Year | 3 Year | 5 Year |
---|---|---|---|
BT Super for Life - Active Australian Shares | 4.3% | 7.14% | - |
Median | 2.2% | 7.8% | - |
BT Super for Life - Active Australian Shares VS Median | 2.1% | -0.66% | - |
Fees
Investment Option | Flat Fee | Percentage Based Fee | Fee Based on 50k |
---|---|---|---|
BT Super for Life - Active Australian Shares | 108 | 1.12% | $668 |
Asset Allocation
Rank | Asset | % | |
---|---|---|---|
1 | Australian Shares | 100% |
Returns to May 31 2022
Investment Option | 1 Year | 3 Year | 5 Year |
---|---|---|---|
BT Super for Life - Active High Growth | -0.72% | 7.13% | - |
Median | 2.2% | 7.8% | - |
BT Super for Life - Active High Growth VS Median | -2.92% | -0.67% | - |
Fees
Investment Option | Flat Fee | Percentage Based Fee | Fee Based on 50k |
---|---|---|---|
BT Super for Life - Active High Growth | 108 | 1.16% | $688 |
Asset Allocation
Rank | Asset | % | |
---|---|---|---|
1 | Australian Shares | 40% | |
2 | International Shares | 46% | |
3 | Alternative | 3% | |
4 | Property | 9% | |
5 | Cash | 2% |
Returns to April 30 2022
Investment Option | 1 Year | 3 Year | 5 Year |
---|---|---|---|
BT Super for Life - Active Global Property | - | - | - |
Median | - | - | - |
BT Super for Life - Active Global Property VS Median | - | - | - |
Fees
Investment Option | Flat Fee | Percentage Based Fee | Fee Based on 50k |
---|---|---|---|
BT Super for Life - Active Global Property | 108 | 1.36% | $788 |
Asset Allocation
Rank | Asset | % | |
---|---|---|---|
1 | Property | 100% |
Returns to May 31 2022
Investment Option | 1 Year | 3 Year | 5 Year |
---|---|---|---|
BT Super for Life - 1970s Lifestage Fund | -1.19% | 6.91% | 6.89% |
Median | 2.2% | 7.8% | 7.8% |
BT Super for Life - 1970s Lifestage Fund VS Median | -3.39% | -0.89% | -0.91% |
Fees
Investment Option | Flat Fee | Percentage Based Fee | Fee Based on 50k |
---|---|---|---|
BT Super for Life - 1970s Lifestage Fund | 108 | 0.9% | $558 |
Asset Allocation
Rank | Asset | % | |
---|---|---|---|
1 | Australian Shares | 34% | |
2 | International Shares | 45.5% | |
3 | Fixed Interest | 6.5% | |
4 | Alternative | 3% | |
5 | Property | 8% | |
6 | Cash | 3% |
Returns to May 31 2022
Investment Option | 1 Year | 3 Year | 5 Year |
---|---|---|---|
BT Super for Life - Active International Shares | -3.25% | 8.79% | - |
Median | 2.2% | 7.8% | - |
BT Super for Life - Active International Shares VS Median | -5.45% | 0.99% | - |
Fees
Investment Option | Flat Fee | Percentage Based Fee | Fee Based on 50k |
---|---|---|---|
BT Super for Life - Active International Shares | 108 | 1.21% | $713 |
Asset Allocation
Rank | Asset | % | |
---|---|---|---|
1 | International Shares | 100% |
Returns to April 30 2022
Investment Option | 1 Year | 3 Year | 5 Year |
---|---|---|---|
BT Super for Life - Active Balanced | - | - | - |
Median | - | - | - |
BT Super for Life - Active Balanced VS Median | - | - | - |
Fees
Investment Option | Flat Fee | Percentage Based Fee | Fee Based on 50k |
---|---|---|---|
BT Super for Life - Active Balanced | 108 | 1.08% | $648 |
Asset Allocation
Rank | Asset | % | |
---|---|---|---|
1 | Australian Shares | 26% | |
2 | International Shares | 36% | |
3 | Fixed Interest | 23% | |
4 | Alternative | 3% | |
5 | Property | 7% | |
6 | Cash | 5% |
Returns to April 30 2022
Investment Option | 1 Year | 3 Year | 5 Year |
---|---|---|---|
BT Super for Life - Active Moderate | - | - | - |
Median | - | - | - |
BT Super for Life - Active Moderate VS Median | - | - | - |
Fees
Investment Option | Flat Fee | Percentage Based Fee | Fee Based on 50k |
---|---|---|---|
BT Super for Life - Active Moderate | 108 | 1.02% | $618 |
Asset Allocation
Rank | Asset | % | |
---|---|---|---|
1 | Australian Shares | 19% | |
2 | International Shares | 24% | |
3 | Fixed Interest | 39% | |
4 | Alternative | 3% | |
5 | Property | 6% | |
6 | Cash | 9% |
Returns to May 31 2022
Investment Option | 1 Year | 3 Year | 5 Year |
---|---|---|---|
BT Super for Life - 1980s Lifestage Fund | -1.22% | 6.97% | 6.94% |
Median | 2.2% | 7.8% | 7.8% |
BT Super for Life - 1980s Lifestage Fund VS Median | -3.42% | -0.83% | -0.86% |
Fees
Investment Option | Flat Fee | Percentage Based Fee | Fee Based on 50k |
---|---|---|---|
BT Super for Life - 1980s Lifestage Fund | 108 | 0.9% | $558 |
Asset Allocation
Rank | Asset | % | |
---|---|---|---|
1 | Australian Shares | 34% | |
2 | International Shares | 45.5% | |
3 | Fixed Interest | 6.5% | |
4 | Alternative | 3% | |
5 | Property | 8% | |
6 | Cash | 3% |
Returns to May 31 2022
Investment Option | 1 Year | 3 Year | 5 Year |
---|---|---|---|
BT Super for Life - 1990s Lifestage Fund | -1.1% | 7.05% | 7.05% |
Median | 2.2% | 7.8% | 7.8% |
BT Super for Life - 1990s Lifestage Fund VS Median | -3.3% | -0.75% | -0.75% |
Fees
Investment Option | Flat Fee | Percentage Based Fee | Fee Based on 50k |
---|---|---|---|
BT Super for Life - 1990s Lifestage Fund | 108 | 0.9% | $558 |
Asset Allocation
Rank | Asset | % | |
---|---|---|---|
1 | Australian Shares | 34% | |
2 | International Shares | 45.5% | |
3 | Fixed Interest | 6.5% | |
4 | Alternative | 3% | |
5 | Property | 8% | |
6 | Cash | 3% |
Returns to May 31 2022
Investment Option | 1 Year | 3 Year | 5 Year |
---|---|---|---|
BT Super for Life - 1960s Lifestage Fund | -1.96% | 4.51% | 4.86% |
Median | 1.1% | 4.7% | 5% |
BT Super for Life - 1960s Lifestage Fund VS Median | -3.06% | -0.19% | -0.14% |
Fees
Investment Option | Flat Fee | Percentage Based Fee | Fee Based on 50k |
---|---|---|---|
BT Super for Life - 1960s Lifestage Fund | 108 | 0.92% | $568 |
Asset Allocation
Rank | Asset | % | |
---|---|---|---|
1 | Australian Shares | 24% | |
2 | International Shares | 31% | |
3 | Fixed Interest | 31% | |
4 | Alternative | 3% | |
5 | Property | 5% | |
6 | Cash | 6% |
Returns to May 31 2022
Investment Option | 1 Year | 3 Year | 5 Year |
---|---|---|---|
BT Super for Life - 1940s Lifestage Fund | -3.11% | 1.86% | 2.56% |
Median | 0.1% | 2.9% | 3.7% |
BT Super for Life - 1940s Lifestage Fund VS Median | -3.21% | -1.04% | -1.14% |
Fees
Investment Option | Flat Fee | Percentage Based Fee | Fee Based on 50k |
---|---|---|---|
BT Super for Life - 1940s Lifestage Fund | 108 | 0.94% | $578 |
Asset Allocation
Rank | Asset | % | |
---|---|---|---|
1 | Australian Shares | 15% | |
2 | International Shares | 16% | |
3 | Fixed Interest | 51% | |
4 | Alternative | 2% | |
5 | Property | 4% | |
6 | Cash | 12% |
Returns to May 31 2022
Investment Option | 1 Year | 3 Year | 5 Year |
---|---|---|---|
BT Super for Life - 1950s Lifestage Fund | -2.77% | 2.54% | 3.13% |
Median | 1.1% | 4.7% | 5% |
BT Super for Life - 1950s Lifestage Fund VS Median | -3.87% | -2.16% | -1.87% |
Fees
Investment Option | Flat Fee | Percentage Based Fee | Fee Based on 50k |
---|---|---|---|
BT Super for Life - 1950s Lifestage Fund | 108 | 0.94% | $578 |
Asset Allocation
Rank | Asset | % | |
---|---|---|---|
1 | Australian Shares | 18% | |
2 | International Shares | 20% | |
3 | Fixed Interest | 46% | |
4 | Alternative | 2% | |
5 | Property | 4% | |
6 | Cash | 10% |
Returns to April 30 2022
Investment Option | 1 Year | 3 Year | 5 Year |
---|---|---|---|
BT Super for Life - Active Defensive | - | - | - |
Median | - | - | - |
BT Super for Life - Active Defensive VS Median | - | - | - |
Fees
Investment Option | Flat Fee | Percentage Based Fee | Fee Based on 50k |
---|---|---|---|
BT Super for Life - Active Defensive | 108 | 0.97% | $593 |
Asset Allocation
Rank | Asset | % | |
---|---|---|---|
1 | Australian Shares | 11% | |
2 | International Shares | 14% | |
3 | Fixed Interest | 54% | |
4 | Alternative | 2% | |
5 | Property | 5% | |
6 | Cash | 14% |
Returns to May 31 2022
Investment Option | 1 Year | 3 Year | 5 Year |
---|---|---|---|
BT Super for Life - Active Growth | -0.95% | 6.17% | - |
Median | 2.2% | 7.8% | - |
BT Super for Life - Active Growth VS Median | -3.15% | -1.63% | - |
Fees
Investment Option | Flat Fee | Percentage Based Fee | Fee Based on 50k |
---|---|---|---|
BT Super for Life - Active Growth | 108 | 1.11% | $663 |
Asset Allocation
Rank | Asset | % | |
---|---|---|---|
1 | Australian Shares | 32% | |
2 | International Shares | 44% | |
3 | Fixed Interest | 10% | |
4 | Alternative | 3% | |
5 | Property | 8% | |
6 | Cash | 3% |
*Please note, this is not the default investment option for this fund.
Insurance Rating
BT Super for Life has received a 66/100 insurance rating by Omnilife. To compare insurers that can be funded through super please click below.
Fund Information
ABN: 763 002 916 458
USI: BTA0287AU
Address: GPO Box 3958 Sydney NSW 2001
BT Super for Life Reviews
About
BT Super for Life is a retail super fund managed by BT Financial Group.
As of 30 June 2020 BT Super and BT Super for Life have over 570,000 members with $22 Billion in assets under management.
BT Super for Life Investment Options
BT Super for Life’s Super and Transition to Retirement product has 44 investment options. These include a variety of Lifestage, Diversified, Sector and Specialist Options.
BT Super for Life Performance
BT Super for Life's BT Super for Life - 2000s Lifestage Fund investment option under performed the median over 1 year, under performed over 3 years and under performed over 5 years. Check out our more in depth analysis of BT Super for Life PerformanceSee BT Super for Life vs Australian Super to see how BT Super for Life compares with one of Australia's biggest super funds.
BT Super for Life Fees
BT Super for Life's fees for their BT Super for Life - 2000s Lifestage Fund investment option below the median compared to other funds’ MySuper/Balanced options listed on Review My Super.
BT Super for Life Performance
BT Super for Life's BT Super for Life - Active Australian Shares investment option outperformed the median over 1 year, under performed over 3 years and outperformed over 5 years. Check out our more in depth analysis of BT Super for Life PerformanceSee BT Super for Life vs Australian Super to see how BT Super for Life compares with one of Australia's biggest super funds.
BT Super for Life Fees
BT Super for Life's fees for their BT Super for Life - Active Australian Shares investment option above the median compared to other funds’ MySuper/Balanced options listed on Review My Super.
BT Super for Life Performance
BT Super for Life's BT Super for Life - Active High Growth investment option under performed the median over 1 year, under performed over 3 years and outperformed over 5 years. Check out our more in depth analysis of BT Super for Life PerformanceSee BT Super for Life vs Australian Super to see how BT Super for Life compares with one of Australia's biggest super funds.
BT Super for Life Fees
BT Super for Life's fees for their BT Super for Life - Active High Growth investment option below the median compared to other funds’ MySuper/Balanced options listed on Review My Super.
BT Super for Life Performance
BT Super for Life's BT Super for Life - Active Global Property investment option outperformed the median over 1 year, outperformed over 3 years and outperformed over 5 years. Check out our more in depth analysis of BT Super for Life PerformanceSee BT Super for Life vs Australian Super to see how BT Super for Life compares with one of Australia's biggest super funds.
BT Super for Life Fees
BT Super for Life's fees for their BT Super for Life - Active Global Property investment option above the median compared to other funds’ MySuper/Balanced options listed on Review My Super.
BT Super for Life Performance
BT Super for Life's BT Super for Life - 1970s Lifestage Fund investment option under performed the median over 1 year, under performed over 3 years and under performed over 5 years. Check out our more in depth analysis of BT Super for Life PerformanceSee BT Super for Life vs Australian Super to see how BT Super for Life compares with one of Australia's biggest super funds.
BT Super for Life Fees
BT Super for Life's fees for their BT Super for Life - 1970s Lifestage Fund investment option below the median compared to other funds’ MySuper/Balanced options listed on Review My Super.
BT Super for Life Performance
BT Super for Life's BT Super for Life - Active International Shares investment option under performed the median over 1 year, outperformed over 3 years and outperformed over 5 years. Check out our more in depth analysis of BT Super for Life PerformanceSee BT Super for Life vs Australian Super to see how BT Super for Life compares with one of Australia's biggest super funds.
BT Super for Life Fees
BT Super for Life's fees for their BT Super for Life - Active International Shares investment option below the median compared to other funds’ MySuper/Balanced options listed on Review My Super.
BT Super for Life Performance
BT Super for Life's BT Super for Life - Active Balanced investment option outperformed the median over 1 year, outperformed over 3 years and outperformed over 5 years. Check out our more in depth analysis of BT Super for Life PerformanceSee BT Super for Life vs Australian Super to see how BT Super for Life compares with one of Australia's biggest super funds.
BT Super for Life Fees
BT Super for Life's fees for their BT Super for Life - Active Balanced investment option above the median compared to other funds’ MySuper/Balanced options listed on Review My Super.
BT Super for Life Performance
BT Super for Life's BT Super for Life - Active Moderate investment option outperformed the median over 1 year, outperformed over 3 years and outperformed over 5 years. Check out our more in depth analysis of BT Super for Life PerformanceSee BT Super for Life vs Australian Super to see how BT Super for Life compares with one of Australia's biggest super funds.
BT Super for Life Fees
BT Super for Life's fees for their BT Super for Life - Active Moderate investment option above the median compared to other funds’ MySuper/Balanced options listed on Review My Super.
BT Super for Life Performance
BT Super for Life's BT Super for Life - 1980s Lifestage Fund investment option under performed the median over 1 year, under performed over 3 years and under performed over 5 years. Check out our more in depth analysis of BT Super for Life PerformanceSee BT Super for Life vs Australian Super to see how BT Super for Life compares with one of Australia's biggest super funds.
BT Super for Life Fees
BT Super for Life's fees for their BT Super for Life - 1980s Lifestage Fund investment option below the median compared to other funds’ MySuper/Balanced options listed on Review My Super.
BT Super for Life Performance
BT Super for Life's BT Super for Life - 1990s Lifestage Fund investment option under performed the median over 1 year, under performed over 3 years and under performed over 5 years. Check out our more in depth analysis of BT Super for Life PerformanceSee BT Super for Life vs Australian Super to see how BT Super for Life compares with one of Australia's biggest super funds.
BT Super for Life Fees
BT Super for Life's fees for their BT Super for Life - 1990s Lifestage Fund investment option below the median compared to other funds’ MySuper/Balanced options listed on Review My Super.
BT Super for Life Performance
BT Super for Life's BT Super for Life - 1960s Lifestage Fund investment option under performed the median over 1 year, under performed over 3 years and under performed over 5 years. Check out our more in depth analysis of BT Super for Life PerformanceSee BT Super for Life vs Australian Super to see how BT Super for Life compares with one of Australia's biggest super funds.
BT Super for Life Fees
BT Super for Life's fees for their BT Super for Life - 1960s Lifestage Fund investment option below the median compared to other funds’ MySuper/Balanced options listed on Review My Super.
BT Super for Life Performance
BT Super for Life's BT Super for Life - 1940s Lifestage Fund investment option under performed the median over 1 year, under performed over 3 years and under performed over 5 years. Check out our more in depth analysis of BT Super for Life PerformanceSee BT Super for Life vs Australian Super to see how BT Super for Life compares with one of Australia's biggest super funds.
BT Super for Life Fees
BT Super for Life's fees for their BT Super for Life - 1940s Lifestage Fund investment option below the median compared to other funds’ MySuper/Balanced options listed on Review My Super.
BT Super for Life Performance
BT Super for Life's BT Super for Life - 1950s Lifestage Fund investment option under performed the median over 1 year, under performed over 3 years and under performed over 5 years. Check out our more in depth analysis of BT Super for Life PerformanceSee BT Super for Life vs Australian Super to see how BT Super for Life compares with one of Australia's biggest super funds.
BT Super for Life Fees
BT Super for Life's fees for their BT Super for Life - 1950s Lifestage Fund investment option below the median compared to other funds’ MySuper/Balanced options listed on Review My Super.
BT Super for Life Performance
BT Super for Life's BT Super for Life - Active Defensive investment option outperformed the median over 1 year, outperformed over 3 years and outperformed over 5 years. Check out our more in depth analysis of BT Super for Life PerformanceSee BT Super for Life vs Australian Super to see how BT Super for Life compares with one of Australia's biggest super funds.
BT Super for Life Fees
BT Super for Life's fees for their BT Super for Life - Active Defensive investment option above the median compared to other funds’ MySuper/Balanced options listed on Review My Super.
BT Super for Life Performance
BT Super for Life's BT Super for Life - Active Growth investment option under performed the median over 1 year, under performed over 3 years and outperformed over 5 years. Check out our more in depth analysis of BT Super for Life PerformanceSee BT Super for Life vs Australian Super to see how BT Super for Life compares with one of Australia's biggest super funds.
BT Super for Life Fees
BT Super for Life's fees for their BT Super for Life - Active Growth investment option below the median compared to other funds’ MySuper/Balanced options listed on Review My Super.
BT Super for Life Performance
BT Super for Life’s Active Balanced and Active Growth investment options underperformed the median over 1, and 3 years.
BT Super for Life’s Active Defensive Investment option has outperformed over 1 year but underperformed the median over 3 years.
Insurance
BT Super for Life offers death and TPD insurance cover to their members.
Whilst members may be offered Death and Total and permanent Disablement Cover, they can apply for Customised Cover, which can include Death Cover, TPD cover and Salary Continuance Insurance cover with the following limits:
Death – no maximum
TPD – $3 million.
Income protection – up to 85% of your income with a maximum of $30,000 per month, depending on occupation.
Insurance is provided by AIA Australia Limited. You can compare the wider market and have the premiums paid via your super. Compare insurers here.
Frequently Asked Questions
BT Super for Life’s BT Super for Life – Active Balanced option has Under performed the median over 5 years.
Fees for this option are slightly above the median out of Balanced/MySuper funds listed on Review My Super.
Based on this evidence, it would be reasonable to declare BT Super for Life a good super fund. However, there are many factors which determine whether a super fund is good or bad and it can differ depending on personal requirements. We recommend you speak to a qualified adviser in order to work out which is the best super fund for you.
Yes, it is an APRA fund.
No, it is a retail fund.