BT Super for Life Review

BT Super for Life logo
Write a review
Share

Returns to May 31 2022

Investment Option 1 Year 3 Year 5 Year
BT Super for Life - 2000s Lifestage Fund -0.83% 7.12% 7.18%
Median 2.2% 7.8% 7.8%
BT Super for Life - 2000s Lifestage Fund VS Median -3.03% -0.68% -0.62%

Fees

Investment Option Flat Fee Percentage Based Fee Fee Based on 50k
BT Super for Life - 2000s Lifestage Fund 108 0.9% $558

Asset Allocation

RankAsset%
1 Australian Shares 34%
2 International Shares 45.5%
3 Fixed Interest 6.5%
4 Alternative 3%
5 Property 8%
6 Cash 3%

Returns to May 31 2022

Investment Option 1 Year 3 Year 5 Year
BT Super for Life - Active Australian Shares 4.3% 7.14% -
Median 2.2% 7.8% -
BT Super for Life - Active Australian Shares VS Median 2.1% -0.66% -

Fees

Investment Option Flat Fee Percentage Based Fee Fee Based on 50k
BT Super for Life - Active Australian Shares 108 1.12% $668

Asset Allocation

RankAsset%
1 Australian Shares 100%

Returns to May 31 2022

Investment Option 1 Year 3 Year 5 Year
BT Super for Life - Active High Growth -0.72% 7.13% -
Median 2.2% 7.8% -
BT Super for Life - Active High Growth VS Median -2.92% -0.67% -

Fees

Investment Option Flat Fee Percentage Based Fee Fee Based on 50k
BT Super for Life - Active High Growth 108 1.16% $688

Asset Allocation

RankAsset%
1 Australian Shares 40%
2 International Shares 46%
3 Alternative 3%
4 Property 9%
5 Cash 2%

Returns to April 30 2022

Investment Option 1 Year 3 Year 5 Year
BT Super for Life - Active Global Property - - -
Median - - -
BT Super for Life - Active Global Property VS Median - - -

Fees

Investment Option Flat Fee Percentage Based Fee Fee Based on 50k
BT Super for Life - Active Global Property 108 1.36% $788

Asset Allocation

RankAsset%
1 Property 100%

Returns to May 31 2022

Investment Option 1 Year 3 Year 5 Year
BT Super for Life - 1970s Lifestage Fund -1.19% 6.91% 6.89%
Median 2.2% 7.8% 7.8%
BT Super for Life - 1970s Lifestage Fund VS Median -3.39% -0.89% -0.91%

Fees

Investment Option Flat Fee Percentage Based Fee Fee Based on 50k
BT Super for Life - 1970s Lifestage Fund 108 0.9% $558

Asset Allocation

RankAsset%
1 Australian Shares 34%
2 International Shares 45.5%
3 Fixed Interest 6.5%
4 Alternative 3%
5 Property 8%
6 Cash 3%

Returns to May 31 2022

Investment Option 1 Year 3 Year 5 Year
BT Super for Life - Active International Shares -3.25% 8.79% -
Median 2.2% 7.8% -
BT Super for Life - Active International Shares VS Median -5.45% 0.99% -

Fees

Investment Option Flat Fee Percentage Based Fee Fee Based on 50k
BT Super for Life - Active International Shares 108 1.21% $713

Asset Allocation

RankAsset%
1 International Shares 100%

Returns to April 30 2022

Investment Option 1 Year 3 Year 5 Year
BT Super for Life - Active Balanced - - -
Median - - -
BT Super for Life - Active Balanced VS Median - - -

Fees

Investment Option Flat Fee Percentage Based Fee Fee Based on 50k
BT Super for Life - Active Balanced 108 1.08% $648

Asset Allocation

RankAsset%
1 Australian Shares 26%
2 International Shares 36%
3 Fixed Interest 23%
4 Alternative 3%
5 Property 7%
6 Cash 5%

Returns to April 30 2022

Investment Option 1 Year 3 Year 5 Year
BT Super for Life - Active Moderate - - -
Median - - -
BT Super for Life - Active Moderate VS Median - - -

Fees

Investment Option Flat Fee Percentage Based Fee Fee Based on 50k
BT Super for Life - Active Moderate 108 1.02% $618

Asset Allocation

RankAsset%
1 Australian Shares 19%
2 International Shares 24%
3 Fixed Interest 39%
4 Alternative 3%
5 Property 6%
6 Cash 9%

Returns to May 31 2022

Investment Option 1 Year 3 Year 5 Year
BT Super for Life - 1980s Lifestage Fund -1.22% 6.97% 6.94%
Median 2.2% 7.8% 7.8%
BT Super for Life - 1980s Lifestage Fund VS Median -3.42% -0.83% -0.86%

Fees

Investment Option Flat Fee Percentage Based Fee Fee Based on 50k
BT Super for Life - 1980s Lifestage Fund 108 0.9% $558

Asset Allocation

RankAsset%
1 Australian Shares 34%
2 International Shares 45.5%
3 Fixed Interest 6.5%
4 Alternative 3%
5 Property 8%
6 Cash 3%

Returns to May 31 2022

Investment Option 1 Year 3 Year 5 Year
BT Super for Life - 1990s Lifestage Fund -1.1% 7.05% 7.05%
Median 2.2% 7.8% 7.8%
BT Super for Life - 1990s Lifestage Fund VS Median -3.3% -0.75% -0.75%

Fees

Investment Option Flat Fee Percentage Based Fee Fee Based on 50k
BT Super for Life - 1990s Lifestage Fund 108 0.9% $558

Asset Allocation

RankAsset%
1 Australian Shares 34%
2 International Shares 45.5%
3 Fixed Interest 6.5%
4 Alternative 3%
5 Property 8%
6 Cash 3%

Returns to May 31 2022

Investment Option 1 Year 3 Year 5 Year
BT Super for Life - 1960s Lifestage Fund -1.96% 4.51% 4.86%
Median 1.1% 4.7% 5%
BT Super for Life - 1960s Lifestage Fund VS Median -3.06% -0.19% -0.14%

Fees

Investment Option Flat Fee Percentage Based Fee Fee Based on 50k
BT Super for Life - 1960s Lifestage Fund 108 0.92% $568

Asset Allocation

RankAsset%
1 Australian Shares 24%
2 International Shares 31%
3 Fixed Interest 31%
4 Alternative 3%
5 Property 5%
6 Cash 6%

Returns to May 31 2022

Investment Option 1 Year 3 Year 5 Year
BT Super for Life - 1940s Lifestage Fund -3.11% 1.86% 2.56%
Median 0.1% 2.9% 3.7%
BT Super for Life - 1940s Lifestage Fund VS Median -3.21% -1.04% -1.14%

Fees

Investment Option Flat Fee Percentage Based Fee Fee Based on 50k
BT Super for Life - 1940s Lifestage Fund 108 0.94% $578

Asset Allocation

RankAsset%
1 Australian Shares 15%
2 International Shares 16%
3 Fixed Interest 51%
4 Alternative 2%
5 Property 4%
6 Cash 12%

Returns to May 31 2022

Investment Option 1 Year 3 Year 5 Year
BT Super for Life - 1950s Lifestage Fund -2.77% 2.54% 3.13%
Median 1.1% 4.7% 5%
BT Super for Life - 1950s Lifestage Fund VS Median -3.87% -2.16% -1.87%

Fees

Investment Option Flat Fee Percentage Based Fee Fee Based on 50k
BT Super for Life - 1950s Lifestage Fund 108 0.94% $578

Asset Allocation

RankAsset%
1 Australian Shares 18%
2 International Shares 20%
3 Fixed Interest 46%
4 Alternative 2%
5 Property 4%
6 Cash 10%

Returns to April 30 2022

Investment Option 1 Year 3 Year 5 Year
BT Super for Life - Active Defensive - - -
Median - - -
BT Super for Life - Active Defensive VS Median - - -

Fees

Investment Option Flat Fee Percentage Based Fee Fee Based on 50k
BT Super for Life - Active Defensive 108 0.97% $593

Asset Allocation

RankAsset%
1 Australian Shares 11%
2 International Shares 14%
3 Fixed Interest 54%
4 Alternative 2%
5 Property 5%
6 Cash 14%

Returns to May 31 2022

Investment Option 1 Year 3 Year 5 Year
BT Super for Life - Active Growth -0.95% 6.17% -
Median 2.2% 7.8% -
BT Super for Life - Active Growth VS Median -3.15% -1.63% -

Fees

Investment Option Flat Fee Percentage Based Fee Fee Based on 50k
BT Super for Life - Active Growth 108 1.11% $663

Asset Allocation

RankAsset%
1 Australian Shares 32%
2 International Shares 44%
3 Fixed Interest 10%
4 Alternative 3%
5 Property 8%
6 Cash 3%

*Please note, this is not the default investment option for this fund.

Insurance Rating

0 /100
OmniLife

BT Super for Life has received a 66/100 insurance rating by Omnilife. To compare insurers that can be funded through super please click below.

Compare Cover

About These Returns, Fees and Ratings

Fund Information

ABN: 763 002 916 458

USI: BTA0287AU

Address: GPO Box 3958 Sydney NSW 2001

Product Disclosure Statement

Target Market Determination (TMD)

BT Super for Life Reviews

Speak To An Advisor

Review My Super can review every Super Fund in Australia and can help you understand what YOUR money is doing for YOU

* all fields required
How can we help? *

About

BT Super for Life is a retail super fund managed by BT Financial Group.
As of 30 June 2020 BT Super and BT Super for Life have over 570,000 members with $22 Billion in assets under management.

BT Super for Life Investment Options

BT Super for Life’s Super and Transition to Retirement product has 44 investment options. These include a variety of Lifestage, Diversified, Sector and Specialist Options.

BT Super for Life Performance

BT Super for Life's BT Super for Life - 2000s Lifestage Fund investment option under performed the median over 1 year, under performed over 3 years and under performed over 5 years. Check out our more in depth analysis of BT Super for Life Performance
See BT Super for Life vs Australian Super to see how BT Super for Life compares with one of Australia's biggest super funds.

BT Super for Life Fees

BT Super for Life's fees for their BT Super for Life - 2000s Lifestage Fund investment option below the median compared to other funds’ MySuper/Balanced options listed on Review My Super.

BT Super for Life Performance

BT Super for Life's BT Super for Life - Active Australian Shares investment option outperformed the median over 1 year, under performed over 3 years and outperformed over 5 years. Check out our more in depth analysis of BT Super for Life Performance
See BT Super for Life vs Australian Super to see how BT Super for Life compares with one of Australia's biggest super funds.

BT Super for Life Fees

BT Super for Life's fees for their BT Super for Life - Active Australian Shares investment option above the median compared to other funds’ MySuper/Balanced options listed on Review My Super.

BT Super for Life Performance

BT Super for Life's BT Super for Life - Active High Growth investment option under performed the median over 1 year, under performed over 3 years and outperformed over 5 years. Check out our more in depth analysis of BT Super for Life Performance
See BT Super for Life vs Australian Super to see how BT Super for Life compares with one of Australia's biggest super funds.

BT Super for Life Fees

BT Super for Life's fees for their BT Super for Life - Active High Growth investment option below the median compared to other funds’ MySuper/Balanced options listed on Review My Super.

BT Super for Life Performance

BT Super for Life's BT Super for Life - Active Global Property investment option outperformed the median over 1 year, outperformed over 3 years and outperformed over 5 years. Check out our more in depth analysis of BT Super for Life Performance
See BT Super for Life vs Australian Super to see how BT Super for Life compares with one of Australia's biggest super funds.

BT Super for Life Fees

BT Super for Life's fees for their BT Super for Life - Active Global Property investment option above the median compared to other funds’ MySuper/Balanced options listed on Review My Super.

BT Super for Life Performance

BT Super for Life's BT Super for Life - 1970s Lifestage Fund investment option under performed the median over 1 year, under performed over 3 years and under performed over 5 years. Check out our more in depth analysis of BT Super for Life Performance
See BT Super for Life vs Australian Super to see how BT Super for Life compares with one of Australia's biggest super funds.

BT Super for Life Fees

BT Super for Life's fees for their BT Super for Life - 1970s Lifestage Fund investment option below the median compared to other funds’ MySuper/Balanced options listed on Review My Super.

BT Super for Life Performance

BT Super for Life's BT Super for Life - Active International Shares investment option under performed the median over 1 year, outperformed over 3 years and outperformed over 5 years. Check out our more in depth analysis of BT Super for Life Performance
See BT Super for Life vs Australian Super to see how BT Super for Life compares with one of Australia's biggest super funds.

BT Super for Life Fees

BT Super for Life's fees for their BT Super for Life - Active International Shares investment option below the median compared to other funds’ MySuper/Balanced options listed on Review My Super.

BT Super for Life Performance

BT Super for Life's BT Super for Life - Active Balanced investment option outperformed the median over 1 year, outperformed over 3 years and outperformed over 5 years. Check out our more in depth analysis of BT Super for Life Performance
See BT Super for Life vs Australian Super to see how BT Super for Life compares with one of Australia's biggest super funds.

BT Super for Life Fees

BT Super for Life's fees for their BT Super for Life - Active Balanced investment option above the median compared to other funds’ MySuper/Balanced options listed on Review My Super.

BT Super for Life Performance

BT Super for Life's BT Super for Life - Active Moderate investment option outperformed the median over 1 year, outperformed over 3 years and outperformed over 5 years. Check out our more in depth analysis of BT Super for Life Performance
See BT Super for Life vs Australian Super to see how BT Super for Life compares with one of Australia's biggest super funds.

BT Super for Life Fees

BT Super for Life's fees for their BT Super for Life - Active Moderate investment option above the median compared to other funds’ MySuper/Balanced options listed on Review My Super.

BT Super for Life Performance

BT Super for Life's BT Super for Life - 1980s Lifestage Fund investment option under performed the median over 1 year, under performed over 3 years and under performed over 5 years. Check out our more in depth analysis of BT Super for Life Performance
See BT Super for Life vs Australian Super to see how BT Super for Life compares with one of Australia's biggest super funds.

BT Super for Life Fees

BT Super for Life's fees for their BT Super for Life - 1980s Lifestage Fund investment option below the median compared to other funds’ MySuper/Balanced options listed on Review My Super.

BT Super for Life Performance

BT Super for Life's BT Super for Life - 1990s Lifestage Fund investment option under performed the median over 1 year, under performed over 3 years and under performed over 5 years. Check out our more in depth analysis of BT Super for Life Performance
See BT Super for Life vs Australian Super to see how BT Super for Life compares with one of Australia's biggest super funds.

BT Super for Life Fees

BT Super for Life's fees for their BT Super for Life - 1990s Lifestage Fund investment option below the median compared to other funds’ MySuper/Balanced options listed on Review My Super.

BT Super for Life Performance

BT Super for Life's BT Super for Life - 1960s Lifestage Fund investment option under performed the median over 1 year, under performed over 3 years and under performed over 5 years. Check out our more in depth analysis of BT Super for Life Performance
See BT Super for Life vs Australian Super to see how BT Super for Life compares with one of Australia's biggest super funds.

BT Super for Life Fees

BT Super for Life's fees for their BT Super for Life - 1960s Lifestage Fund investment option below the median compared to other funds’ MySuper/Balanced options listed on Review My Super.

BT Super for Life Performance

BT Super for Life's BT Super for Life - 1940s Lifestage Fund investment option under performed the median over 1 year, under performed over 3 years and under performed over 5 years. Check out our more in depth analysis of BT Super for Life Performance
See BT Super for Life vs Australian Super to see how BT Super for Life compares with one of Australia's biggest super funds.

BT Super for Life Fees

BT Super for Life's fees for their BT Super for Life - 1940s Lifestage Fund investment option below the median compared to other funds’ MySuper/Balanced options listed on Review My Super.

BT Super for Life Performance

BT Super for Life's BT Super for Life - 1950s Lifestage Fund investment option under performed the median over 1 year, under performed over 3 years and under performed over 5 years. Check out our more in depth analysis of BT Super for Life Performance
See BT Super for Life vs Australian Super to see how BT Super for Life compares with one of Australia's biggest super funds.

BT Super for Life Fees

BT Super for Life's fees for their BT Super for Life - 1950s Lifestage Fund investment option below the median compared to other funds’ MySuper/Balanced options listed on Review My Super.

BT Super for Life Performance

BT Super for Life's BT Super for Life - Active Defensive investment option outperformed the median over 1 year, outperformed over 3 years and outperformed over 5 years. Check out our more in depth analysis of BT Super for Life Performance
See BT Super for Life vs Australian Super to see how BT Super for Life compares with one of Australia's biggest super funds.

BT Super for Life Fees

BT Super for Life's fees for their BT Super for Life - Active Defensive investment option above the median compared to other funds’ MySuper/Balanced options listed on Review My Super.

BT Super for Life Performance

BT Super for Life's BT Super for Life - Active Growth investment option under performed the median over 1 year, under performed over 3 years and outperformed over 5 years. Check out our more in depth analysis of BT Super for Life Performance
See BT Super for Life vs Australian Super to see how BT Super for Life compares with one of Australia's biggest super funds.

BT Super for Life Fees

BT Super for Life's fees for their BT Super for Life - Active Growth investment option below the median compared to other funds’ MySuper/Balanced options listed on Review My Super.

BT Super for Life Performance

BT Super for Life’s Active Balanced and Active Growth investment options underperformed the median over 1, and 3 years.
BT Super for Life’s Active Defensive Investment option has outperformed over 1 year but underperformed the median over 3 years.

Insurance

BT Super for Life offers death and TPD insurance cover to their members.

Whilst members may be offered Death and Total and permanent Disablement Cover, they can apply for Customised Cover, which can include Death Cover, TPD cover and Salary Continuance Insurance cover with the following limits:
Death – no maximum
TPD – $3 million.
Income protection – up to 85% of your income with a maximum of $30,000 per month, depending on occupation.
Insurance is provided by AIA Australia Limited. You can compare the wider market and have the premiums paid via your super. Compare insurers here.

Frequently Asked Questions

BT Super for Life’s BT Super for Life – Active Balanced option has Under performed the median over 5 years.
Fees for this option are slightly above the median out of Balanced/MySuper funds listed on Review My Super.
Based on this evidence, it would be reasonable to declare BT Super for Life a good super fund. However, there are many factors which determine whether a super fund is good or bad and it can differ depending on personal requirements. We recommend you speak to a qualified adviser in order to work out which is the best super fund for you.

Yes, it is an APRA fund.

No, it is a retail fund.

      
0 0 Reviews
How would you rate
0 0 Reviews
Service
0 0 Reviews
Performance
0 0 Reviews
Fees
0 0 Reviews
Insurance
0 0 Reviews
Transparency
guest
How would you rate
Service
Performance
Fees
Insurance
Transparency
0 Reviews
Inline Feedbacks
View all review
BT Super for Life
Compare Insurance
0
Would love your thoughts, please review.x
Share the joy