CBUS Super Review
Founded in 1987, CBUS Super is an Industry fund that predominantly caters to workers in the construction industry. However, membership is open to anyone.
As of March 31st 2026 they had approximately 929,430 members and $105.1 billion in assets under management.
Please Note: Any advice on this page is general in nature and does not take into account your objectives, financial situation or needs. Consider whether this is right for you. See full disclaimer.
Past performance is not a reliable indicator of future performance.
CBUS Super Performance
CBUS Super’s Growth (MySuper) option has outperformed the median over 5 years and underperformed over 1 year. They’ve had mixed performance across their other main investment options compared to the median of their risk categories.
Select an investment option from the menu below to see performance Vs the relevant median.
Check out our more in depth analysis of CBUS Super Performance
See CBUS Super vs AustralianSuper to see how they compare with Australia’s biggest super fund and for a comparison against all funds see compare super funds.
Fees
Fees for their main investment options are below the median of investment options of the same risk category.
Select an investment option from the menu below to see flat fees, percentage based fees and total fees on a balance of $50,000.
Returns to August 31 2026
| Investment Option | 1 Year | 3 Year | 5 Year |
|---|---|---|---|
| Cbus - Australian Shares | 4.59% | 10.07% | - |
| Median | 8.8% | 11.1% | - |
| Cbus - Australian Shares VS Median | -4.21% | -1.03% | - |
Fees
| Investment Option | Flat Fee | Percentage Based Fee | Fee Based on 50k |
|---|---|---|---|
| Cbus - Australian Shares | 52 | 0.7% | $402 |
Asset Allocation
| Rank | Asset | % | |
|---|---|---|---|
| 1 | Australian Shares | 100% |
Returns to August 31 2026
| Investment Option | 1 Year | 3 Year | 5 Year |
|---|---|---|---|
| Cbus - Cash | 3.77% | 3.99% | 3.11% |
| Median | - | - | - |
| Cbus - Cash VS Median | 3.77% | 3.99% | 3.11% |
Fees
| Investment Option | Flat Fee | Percentage Based Fee | Fee Based on 50k |
|---|---|---|---|
| Cbus - Cash | 52 | 0.3% | $202 |
Asset Allocation
| Rank | Asset | % | |
|---|---|---|---|
| 1 | Cash | 100% |
Returns to August 31 2026
| Investment Option | 1 Year | 3 Year | 5 Year |
|---|---|---|---|
| Cbus - Conservative | 4.64% | 5.63% | 3.3% |
| Median | 4.8% | 6.1% | 4% |
| Cbus - Conservative VS Median | -0.16% | -0.47% | -0.7% |
Fees
| Investment Option | Flat Fee | Percentage Based Fee | Fee Based on 50k |
|---|---|---|---|
| Cbus - Conservative | 52 | 0.59% | $347 |
Asset Allocation
| Rank | Asset | % | |
|---|---|---|---|
| 1 | Australian Shares | 6.5% | |
| 2 | International Shares | 9.5% | |
| 3 | Fixed Interest | 26% | |
| 4 | Alternative | 22.5% | |
| 5 | Property | 5.5% | |
| 6 | Other | 8.5% | |
| 7 | Cash | 21.5% |
Returns to August 31 2026
| Investment Option | 1 Year | 3 Year | 5 Year |
|---|---|---|---|
| Cbus - Property | 10.37% | 5.11% | - |
| Median | 7.7% | 9.6% | - |
| Cbus - Property VS Median | 2.67% | -4.49% | - |
Fees
| Investment Option | Flat Fee | Percentage Based Fee | Fee Based on 50k |
|---|---|---|---|
| Cbus - Property | 52 | 1.23% | $667 |
Asset Allocation
| Rank | Asset | % | |
|---|---|---|---|
| 1 | Property | 95% | |
| 2 | Cash | 5% |
Returns to August 31 2026
| Investment Option | 1 Year | 3 Year | 5 Year |
|---|---|---|---|
| Cbus - Conservative Growth | 6.38% | 7.5% | 4.73% |
| Median | 6.4% | 7.9% | 5.3% |
| Cbus - Conservative Growth VS Median | -0.02% | -0.4% | -0.57% |
Fees
| Investment Option | Flat Fee | Percentage Based Fee | Fee Based on 50k |
|---|---|---|---|
| Cbus - Conservative Growth | 52 | 0.69% | $397 |
Asset Allocation
| Rank | Asset | % | |
|---|---|---|---|
| 1 | Australian Shares | 15% | |
| 2 | International Shares | 21.5% | |
| 3 | Fixed Interest | 18% | |
| 4 | Alternative | 21% | |
| 5 | Property | 7% | |
| 6 | Other | 6.5% | |
| 7 | Cash | 11% |
Returns to August 31 2026
| Investment Option | 1 Year | 3 Year | 5 Year |
|---|---|---|---|
| Cbus - Overseas Shares | 8.02% | 13.83% | - |
| Median | 8.8% | 11.1% | - |
| Cbus - Overseas Shares VS Median | -0.78% | 2.73% | - |
Fees
| Investment Option | Flat Fee | Percentage Based Fee | Fee Based on 50k |
|---|---|---|---|
| Cbus - Overseas Shares | 52 | 0.66% | $382 |
Asset Allocation
| Rank | Asset | % | |
|---|---|---|---|
| 1 | International Shares | 100% |
Returns to August 31 2026
| Investment Option | 1 Year | 3 Year | 5 Year |
|---|---|---|---|
| Cbus - Diversified Fixed Interest | 2.85% | 4.5% | - |
| Median | 4.8% | 6.1% | - |
| Cbus - Diversified Fixed Interest VS Median | -1.95% | -1.6% | - |
Fees
| Investment Option | Flat Fee | Percentage Based Fee | Fee Based on 50k |
|---|---|---|---|
| Cbus - Diversified Fixed Interest | 52 | 0.48% | $292 |
Asset Allocation
| Rank | Asset | % | |
|---|---|---|---|
| 1 | Fixed Interest | 50% | |
| 2 | Alternative | 50% |
Returns to August 31 2026
| Investment Option | 1 Year | 3 Year | 5 Year |
|---|---|---|---|
| Cbus - High Growth | 8.59% | 10.93% | 7.33% |
| Median | 8.8% | 11.1% | 7.5% |
| Cbus - High Growth VS Median | -0.21% | -0.17% | -0.17% |
Fees
| Investment Option | Flat Fee | Percentage Based Fee | Fee Based on 50k |
|---|---|---|---|
| Cbus - High Growth | 52 | 0.83% | $467 |
Asset Allocation
| Rank | Asset | % | |
|---|---|---|---|
| 1 | Australian Shares | 29% | |
| 2 | International Shares | 43% | |
| 3 | Alternative | 15.5% | |
| 4 | Property | 6% | |
| 5 | Other | 4% | |
| 6 | Cash | 2.5% |
Returns to August 31 2026
| Investment Option | 1 Year | 3 Year | 5 Year |
|---|---|---|---|
| Cbus - Growth Plus | 8.54% | 10.14% | - |
| Median | 7.7% | 9.6% | - |
| Cbus - Growth Plus VS Median | 0.84% | 0.54% | - |
Fees
| Investment Option | Flat Fee | Percentage Based Fee | Fee Based on 50k |
|---|---|---|---|
| Cbus - Growth Plus | 52 | 0.81% | $457 |
Asset Allocation
| Rank | Asset | % | |
|---|---|---|---|
| 1 | Australian Shares | 25.5% | |
| 2 | International Shares | 37% | |
| 3 | Fixed Interest | 4% | |
| 4 | Alternative | 20% | |
| 5 | Property | 8% | |
| 6 | Other | 3% | |
| 7 | Cash | 2.5% |
Returns to August 31 2026
| Investment Option | 1 Year | 3 Year | 5 Year |
|---|---|---|---|
| Cbus - Growth (MySuper) | 8.32% | 9.35% | 6.28% |
| Median | 7.7% | 9.6% | 6.5% |
| Cbus - Growth (MySuper) VS Median | 0.62% | -0.25% | -0.22% |
Fees
| Investment Option | Flat Fee | Percentage Based Fee | Fee Based on 50k |
|---|---|---|---|
| Cbus - Growth (MySuper) | 52 | 0.82% | $462 |
Asset Allocation
| Rank | Asset | % | |
|---|---|---|---|
| 1 | Australian Shares | 21.5% | |
| 2 | International Shares | 31.5% | |
| 3 | Fixed Interest | 8% | |
| 4 | Alternative | 24.5% | |
| 5 | Property | 9% | |
| 6 | Other | 1.5% | |
| 7 | Cash | 4% |
Returns to January 01 1970
| Investment Option | 1 Year | 3 Year | 5 Year |
|---|---|---|---|
| Cbus - Self Managed - Property | - | - | - |
| Median | - | - | - |
| Cbus - Self Managed - Property VS Median | - | - | - |
Fees
| Investment Option | Flat Fee | Percentage Based Fee | Fee Based on 50k |
|---|---|---|---|
| Cbus - Self Managed - Property | 78 | 0.22% | $188 |
Asset Allocation
| Rank | Asset | % |
|---|
Returns to August 31 2026
| Investment Option | 1 Year | 3 Year | 5 Year |
|---|---|---|---|
| Cbus - Indexed Diversified | 7.17% | 10.64% | - |
| Median | 7.7% | 9.6% | - |
| Cbus - Indexed Diversified VS Median | -0.53% | 1.04% | - |
Fees
| Investment Option | Flat Fee | Percentage Based Fee | Fee Based on 50k |
|---|---|---|---|
| Cbus - Indexed Diversified | 52 | 0.38% | $242 |
Asset Allocation
| Rank | Asset | % | |
|---|---|---|---|
| 1 | Australian Shares | 31% | |
| 2 | International Shares | 44% | |
| 3 | Fixed Interest | 20% | |
| 4 | Cash | 5% |
Insurance
Members are offered death and TPD insurance cover to their members. Whilst most members are offered default Death and Total and permanent Disablement Cover, they can also apply for Income Protection Cover.
Additional cover is available with the following limits:
Death – $5 million
TPD – $2 million.
Income protection – up to 85% of your income with a maximum of $30,000 per month.
Insurance is provided by TAL Life Limited.
Insurance Rating
Insurance rating by Omnilife.
Please note: This is the overall rating before individual circumstances are taken into account. Individual circumstances will vary the rating significantly.
Fund details
See the CBUS Super ABN and USI page for all the information required to contribute to this fund.
Read their PDS and TMD for further details.
FAQ's
CBUS Super has had mixed performance vs the median option across it’s main investment options. Fees for these options are low compared to options of the same risk category listed on Review My Super.
This fund may be a good option depending on the individuals risk profile and other individual preferences.
However, there are many factors which determine whether a super fund is good or bad and it can differ depending on personal requirements. It’s best to seek advice from a qualified adviser in order to work out which is the best super fund for you.
Yes, it’s an industry super fund for the construction industry.
CBUS Super Reviews
CBUS Super Reviews: 1.5 out of 5 stars from 29 customer reviews on Australia’s best superannuation review site Review My Super.
See more Super Fund Reviews to compare ratings and reviews across funds.