Founded over 37 years ago, Christian Super merged into Australian Ethical Super in 2022 bringing across approximately 30,000 members, with $2 billion in assets under management.
Please Note: Any advice on this page is general in nature and does not take into account your objectives, financial situation or needs. Consider whether this is right for you. See full disclaimer.
| Investment Option | 1 Year | 3 Year | 5 Year |
|---|---|---|---|
| Aust Ethical Emp - Australian Shares | 10.78% | 11.08% | 10.08% |
| Median | 11.7% | 11.4% | 10.3% |
| Aust Ethical Emp - Australian Shares VS Median | -0.92% | -0.32% | -0.22% |
| Investment Option | Flat Fee | Percentage Based Fee | Fee Based on 50k |
|---|---|---|---|
| Aust Ethical Emp - Australian Shares | 68 | 1.72% | $928 |
| Rank | Asset | % | |
|---|---|---|---|
| 1 | Australian Shares | 95% | |
| 2 | Cash | 5% |
| Investment Option | 1 Year | 3 Year | 5 Year |
|---|---|---|---|
| Aust Ethical Emp - International Shares | 16.11% | 16.6% | 12.97% |
| Median | 11.7% | 11.4% | 10.3% |
| Aust Ethical Emp - International Shares VS Median | 4.41% | 5.2% | 2.67% |
| Investment Option | Flat Fee | Percentage Based Fee | Fee Based on 50k |
|---|---|---|---|
| Aust Ethical Emp - International Shares | 68 | 1.26% | $698 |
| Rank | Asset | % | |
|---|---|---|---|
| 1 | International Shares | 95% | |
| 2 | Cash | 5% |
| Investment Option | 1 Year | 3 Year | 5 Year |
|---|---|---|---|
| Aust Ethical Emp - Conservative | 6.28% | 4.75% | 2.22% |
| Median | 7.3% | 5.9% | 4.6% |
| Aust Ethical Emp - Conservative VS Median | -1.02% | -1.15% | -2.38% |
| Investment Option | Flat Fee | Percentage Based Fee | Fee Based on 50k |
|---|---|---|---|
| Aust Ethical Emp - Conservative | 68 | 1.05% | $593 |
| Rank | Asset | % | |
|---|---|---|---|
| 1 | Australian Shares | 7.5% | |
| 2 | International Shares | 7.5% | |
| 3 | Fixed Interest | 47.5% | |
| 4 | Alternative | 13.75% | |
| 5 | Property | 3.75% | |
| 6 | Cash | 20% |
| Investment Option | 1 Year | 3 Year | 5 Year |
|---|---|---|---|
| Aust Ethical Emp - Growth | 11.6% | 10.23% | 8.77% |
| Median | 11.7% | 11.4% | 10.3% |
| Aust Ethical Emp - Growth VS Median | -0.1% | -1.17% | -1.53% |
| Investment Option | Flat Fee | Percentage Based Fee | Fee Based on 50k |
|---|---|---|---|
| Aust Ethical Emp - Growth | 68 | 1.6% | $868 |
| Rank | Asset | % | |
|---|---|---|---|
| 1 | Australian Shares | 35% | |
| 2 | International Shares | 32.5% | |
| 3 | Fixed Interest | 7.5% | |
| 4 | Alternative | 13.75% | |
| 5 | Property | 3.75% | |
| 6 | Cash | 7.5% |
| Investment Option | 1 Year | 3 Year | 5 Year |
|---|---|---|---|
| Aust Ethical Emp - High Growth | 12.96% | 11.94% | 10.7% |
| Median | 11.7% | 11.4% | 10.3% |
| Aust Ethical Emp - High Growth VS Median | 1.26% | 0.54% | 0.4% |
| Investment Option | Flat Fee | Percentage Based Fee | Fee Based on 50k |
|---|---|---|---|
| Aust Ethical Emp - High Growth | 68 | 1.42% | $778 |
| Rank | Asset | % | |
|---|---|---|---|
| 1 | Australian Shares | 40% | |
| 2 | International Shares | 37.5% | |
| 3 | Alternative | 13.75% | |
| 4 | Property | 3.75% | |
| 5 | Cash | 5% |
| Investment Option | 1 Year | 3 Year | 5 Year |
|---|---|---|---|
| Aust Ethical Emp - Defensive | 3.98% | 3.51% | 2% |
| Median | - | - | - |
| Aust Ethical Emp - Defensive VS Median | 3.98% | 3.51% | 2% |
| Investment Option | Flat Fee | Percentage Based Fee | Fee Based on 50k |
|---|---|---|---|
| Aust Ethical Emp - Defensive | 68 | 0.46% | $298 |
| Rank | Asset | % | |
|---|---|---|---|
| 1 | Cash | 100% |
| Investment Option | 1 Year | 3 Year | 5 Year |
|---|---|---|---|
| Aust Ethical MySuper - Balanced | 10.59% | 8.94% | 7.38% |
| Median | 10.5% | 9.6% | 8.4% |
| Aust Ethical MySuper - Balanced VS Median | 0.09% | -0.66% | -1.02% |
| Investment Option | Flat Fee | Percentage Based Fee | Fee Based on 50k |
|---|---|---|---|
| Aust Ethical MySuper - Balanced | 68 | 1.2% | $668 |
| Rank | Asset | % | |
|---|---|---|---|
| 1 | Australian Shares | 27.5% | |
| 2 | International Shares | 27.5% | |
| 3 | Fixed Interest | 17.5% | |
| 4 | Alternative | 13.75% | |
| 5 | Property | 3.75% | |
| 6 | Cash | 10% |
| Investment Option | 1 Year | 3 Year | 5 Year |
|---|---|---|---|
| Aust Ethical Pers - Defensive | 3.98% | 3.51% | 2% |
| Median | - | - | - |
| Aust Ethical Pers - Defensive VS Median | 3.98% | 3.51% | 2% |
| Investment Option | Flat Fee | Percentage Based Fee | Fee Based on 50k |
|---|---|---|---|
| Aust Ethical Pers - Defensive | 68 | 0.46% | $298 |
| Rank | Asset | % | |
|---|---|---|---|
| 1 | Cash | 100% |
| Investment Option | 1 Year | 3 Year | 5 Year |
|---|---|---|---|
| Aust Ethical Pers - High Growth | 12.96% | 11.94% | 10.7% |
| Median | 11.7% | 11.4% | 10.3% |
| Aust Ethical Pers - High Growth VS Median | 1.26% | 0.54% | 0.4% |
| Investment Option | Flat Fee | Percentage Based Fee | Fee Based on 50k |
|---|---|---|---|
| Aust Ethical Pers - High Growth | 68 | 1.42% | $778 |
| Rank | Asset | % | |
|---|---|---|---|
| 1 | Australian Shares | 40% | |
| 2 | International Shares | 37.5% | |
| 3 | Alternative | 13.75% | |
| 4 | Property | 3.75% | |
| 5 | Cash | 5% |
| Investment Option | 1 Year | 3 Year | 5 Year |
|---|---|---|---|
| Aust Ethical Pers - Australian Shares | 10.78% | 11.08% | 10.08% |
| Median | 11.7% | 11.4% | 10.3% |
| Aust Ethical Pers - Australian Shares VS Median | -0.92% | -0.32% | -0.22% |
| Investment Option | Flat Fee | Percentage Based Fee | Fee Based on 50k |
|---|---|---|---|
| Aust Ethical Pers - Australian Shares | 68 | 1.72% | $928 |
| Rank | Asset | % | |
|---|---|---|---|
| 1 | Australian Shares | 95% | |
| 2 | Cash | 5% |
| Investment Option | 1 Year | 3 Year | 5 Year |
|---|---|---|---|
| Aust Ethical Pers - Growth | 11.6% | 10.23% | 8.77% |
| Median | 11.7% | 11.4% | 10.3% |
| Aust Ethical Pers - Growth VS Median | -0.1% | -1.17% | -1.53% |
| Investment Option | Flat Fee | Percentage Based Fee | Fee Based on 50k |
|---|---|---|---|
| Aust Ethical Pers - Growth | 68 | 1.6% | $868 |
| Rank | Asset | % | |
|---|---|---|---|
| 1 | Australian Shares | 35% | |
| 2 | International Shares | 32.5% | |
| 3 | Fixed Interest | 7.5% | |
| 4 | Alternative | 13.75% | |
| 5 | Property | 3.75% | |
| 6 | Cash | 7.5% |
| Investment Option | 1 Year | 3 Year | 5 Year |
|---|---|---|---|
| Aust Ethical Pers - International Shares | 16.11% | 16.6% | 12.97% |
| Median | 11.7% | 11.4% | 10.3% |
| Aust Ethical Pers - International Shares VS Median | 4.41% | 5.2% | 2.67% |
| Investment Option | Flat Fee | Percentage Based Fee | Fee Based on 50k |
|---|---|---|---|
| Aust Ethical Pers - International Shares | 68 | 1.26% | $698 |
| Rank | Asset | % | |
|---|---|---|---|
| 1 | International Shares | 95% | |
| 2 | Cash | 5% |
| Investment Option | 1 Year | 3 Year | 5 Year |
|---|---|---|---|
| Aust Ethical Pers - Balanced | 10.59% | 8.94% | 7.38% |
| Median | 10.5% | 9.6% | 8.4% |
| Aust Ethical Pers - Balanced VS Median | 0.09% | -0.66% | -1.02% |
| Investment Option | Flat Fee | Percentage Based Fee | Fee Based on 50k |
|---|---|---|---|
| Aust Ethical Pers - Balanced | 68 | 1.2% | $668 |
| Rank | Asset | % | |
|---|---|---|---|
| 1 | Australian Shares | 27.5% | |
| 2 | International Shares | 27.5% | |
| 3 | Fixed Interest | 17.5% | |
| 4 | Alternative | 13.75% | |
| 5 | Property | 3.75% | |
| 6 | Cash | 10% |
| Investment Option | 1 Year | 3 Year | 5 Year |
|---|---|---|---|
| Aust Ethical Emp - Balanced | 10.59% | 8.94% | 7.38% |
| Median | 10.5% | 9.6% | 8.4% |
| Aust Ethical Emp - Balanced VS Median | 0.09% | -0.66% | -1.02% |
| Investment Option | Flat Fee | Percentage Based Fee | Fee Based on 50k |
|---|---|---|---|
| Aust Ethical Emp - Balanced | 68 | 1.2% | $668 |
| Rank | Asset | % | |
|---|---|---|---|
| 1 | Australian Shares | 27.5% | |
| 2 | International Shares | 27.5% | |
| 3 | Fixed Interest | 17.5% | |
| 4 | Alternative | 13.75% | |
| 5 | Property | 3.75% | |
| 6 | Cash | 10% |
| Investment Option | 1 Year | 3 Year | 5 Year |
|---|---|---|---|
| Aust Ethical Pers - Conservative | 6.28% | 4.75% | 2.22% |
| Median | 7.3% | 5.9% | 4.6% |
| Aust Ethical Pers - Conservative VS Median | -1.02% | -1.15% | -2.38% |
| Investment Option | Flat Fee | Percentage Based Fee | Fee Based on 50k |
|---|---|---|---|
| Aust Ethical Pers - Conservative | 68 | 1.05% | $593 |
| Rank | Asset | % | |
|---|---|---|---|
| 1 | Australian Shares | 7.5% | |
| 2 | International Shares | 7.5% | |
| 3 | Fixed Interest | 47.5% | |
| 4 | Alternative | 13.75% | |
| 5 | Property | 3.75% | |
| 6 | Cash | 20% |
Whilst most members are offered default Death and Total and permanent Disablement Cover, they can also apply for Income Protection Cover.
Additional cover is available with the following limits:
Death – no maximum
TPD – $5 million.
Income protection – $30,000 per month.
Insurance is provided by MetLife Insurance Limited.
Read their PDS and TMD for further details.
Christian Super’s Balanced investment option under performed the median over 1, 3 and 5 years.
Fees for this option are above the median out of Balanced/MySuper funds listed on Review My Super.
Based on this evidence, it’s hard to say it’s a good super fund. However, there are many factors which determine whether a super fund is good or bad and it can differ depending on personal requirements. We recommend you seek advice from a qualified adviser in order to work out which is the best super fund for you.
