- -Assumed annual return of 5% (net of all deductions except fees) for all funds used in projections/comparisons
-Fund risk profiles as per Lonsec
-Interest compounded annually
-Income stays the same over investment term.
-Income is earned every year.
-No legislative changes over investment term.
-Super taxed at 15%
-Assumed Retirement age of 65
-No lump sum withdrawals over the investment time-frame.
-Assumes no adviser service fee is being charged on the current/existing fund