Equip Super was founded in 1931 for the State Electricity Commission of Victoria. As of September 30th 2024 they had approximately 147,100 members with over $33.93 billion in assets under management.
Please Note: Any advice on this page is general in nature and does not take into account your objectives, financial situation or needs. Consider whether this is right for you. See full disclaimer.
Past performance is not a reliable indicator of future performance.
Equip Super’s MySuper option has outperformed the median over 1, 3 and 5 years.
Select an investment option from the menu below to see performance Vs the relevant median.
For a more comprehensive analysis see Equip Performance.
Check out Equip vs AustralianSuper to see how they compare with Australia’s biggest super fund and for a comparison against all funds see compare super funds.
Fees for Equip Super’s MySuper investment option are slightly above the median of options of the same risk category on Review My Super.
Select an investment option from the menu below to see flat fees, percentage based fees and total fees on a balance of $50,000.
| Investment Option | 1 Year | 3 Year | 5 Year |
|---|---|---|---|
| Equip Super MyFuture - Australian Shares | 10.56% | 11.05% | 10.01% |
| Median | 10.4% | 12.1% | 9.1% |
| Equip Super MyFuture - Australian Shares VS Median | 0.16% | -1.05% | 0.91% |
| Investment Option | Flat Fee | Percentage Based Fee | Fee Based on 50k |
|---|---|---|---|
| Equip Super MyFuture - Australian Shares | 52 | 0.71% | $407 |
| Rank | Asset | % | |
|---|---|---|---|
| 1 | Australian Shares | 100% |
| Investment Option | 1 Year | 3 Year | 5 Year |
|---|---|---|---|
| Equip Super MyFuture - Cash | 3.62% | 3.71% | 2.48% |
| Median | - | - | - |
| Equip Super MyFuture - Cash VS Median | 3.62% | 3.71% | 2.48% |
| Investment Option | Flat Fee | Percentage Based Fee | Fee Based on 50k |
|---|---|---|---|
| Equip Super MyFuture - Cash | 52 | 0.23% | $167 |
| Rank | Asset | % | |
|---|---|---|---|
| 1 | Cash | 100% |
| Investment Option | 1 Year | 3 Year | 5 Year |
|---|---|---|---|
| Equip Super MyFuture - Growth | 11.71% | 12.24% | 8.97% |
| Median | 10.4% | 12.1% | 9.1% |
| Equip Super MyFuture - Growth VS Median | 1.31% | 0.14% | -0.13% |
| Investment Option | Flat Fee | Percentage Based Fee | Fee Based on 50k |
|---|---|---|---|
| Equip Super MyFuture - Growth | 52 | 0.82% | $462 |
| Rank | Asset | % | |
|---|---|---|---|
| 1 | Australian Shares | 33% | |
| 2 | International Shares | 38% | |
| 3 | Fixed Interest | 4% | |
| 4 | Alternative | 11% | |
| 5 | Property | 5% | |
| 6 | Other | 6% | |
| 7 | Cash | 3% |
| Investment Option | 1 Year | 3 Year | 5 Year |
|---|---|---|---|
| Equip Super MyFuture - Growth Plus | 12.53% | 13.44% | 9.9% |
| Median | 10.4% | 12.1% | 9.1% |
| Equip Super MyFuture - Growth Plus VS Median | 2.13% | 1.34% | 0.8% |
| Investment Option | Flat Fee | Percentage Based Fee | Fee Based on 50k |
|---|---|---|---|
| Equip Super MyFuture - Growth Plus | 52 | 0.85% | $477 |
| Rank | Asset | % | |
|---|---|---|---|
| 1 | Australian Shares | 38% | |
| 2 | International Shares | 44% | |
| 3 | Alternative | 10% | |
| 4 | Property | 6% | |
| 5 | Cash | 2% |
| Investment Option | 1 Year | 3 Year | 5 Year |
|---|---|---|---|
| Equip Super MyFuture - Balanced Growth | 10.17% | 10.51% | 7.75% |
| Median | 9.3% | 10.3% | 7.7% |
| Equip Super MyFuture - Balanced Growth VS Median | 0.87% | 0.21% | 0.05% |
| Investment Option | Flat Fee | Percentage Based Fee | Fee Based on 50k |
|---|---|---|---|
| Equip Super MyFuture - Balanced Growth | 52 | 0.82% | $462 |
| Rank | Asset | % | |
|---|---|---|---|
| 1 | Australian Shares | 25% | |
| 2 | International Shares | 30% | |
| 3 | Fixed Interest | 12% | |
| 4 | Alternative | 14% | |
| 5 | Property | 7% | |
| 6 | Other | 7% | |
| 7 | Cash | 5% |
| Investment Option | 1 Year | 3 Year | 5 Year |
|---|---|---|---|
| Equip Super MyFuture - Balanced | 8.76% | 8.82% | 6.23% |
| Median | 7.8% | 8.3% | 6.1% |
| Equip Super MyFuture - Balanced VS Median | 0.96% | 0.52% | 0.13% |
| Investment Option | Flat Fee | Percentage Based Fee | Fee Based on 50k |
|---|---|---|---|
| Equip Super MyFuture - Balanced | 52 | 0.72% | $412 |
| Rank | Asset | % | |
|---|---|---|---|
| 1 | Australian Shares | 19% | |
| 2 | International Shares | 22% | |
| 3 | Fixed Interest | 15% | |
| 4 | Alternative | 10% | |
| 5 | Property | 6% | |
| 6 | Other | 14% | |
| 7 | Cash | 14% |
| Investment Option | 1 Year | 3 Year | 5 Year |
|---|---|---|---|
| Equip Super MyFuture - Diversified Fixed Interest | 3.57% | 3.4% | 0.6% |
| Median | - | - | - |
| Equip Super MyFuture - Diversified Fixed Interest VS Median | 3.57% | 3.4% | 0.6% |
| Investment Option | Flat Fee | Percentage Based Fee | Fee Based on 50k |
|---|---|---|---|
| Equip Super MyFuture - Diversified Fixed Interest | 52 | 0.34% | $222 |
| Rank | Asset | % | |
|---|---|---|---|
| 1 | Fixed Interest | 100% |
| Investment Option | 1 Year | 3 Year | 5 Year |
|---|---|---|---|
| Equip Super MyFuture - Index Diversified | 9.58% | - | - |
| Median | 9.3% | - | - |
| Equip Super MyFuture - Index Diversified VS Median | 0.28% | - | - |
| Investment Option | Flat Fee | Percentage Based Fee | Fee Based on 50k |
|---|---|---|---|
| Equip Super MyFuture - Index Diversified | 52 | 0.27% | $187 |
| Rank | Asset | % | |
|---|---|---|---|
| 1 | Australian Shares | 30% | |
| 2 | International Shares | 40% | |
| 3 | Fixed Interest | 25% | |
| 4 | Cash | 5% |
| Investment Option | 1 Year | 3 Year | 5 Year |
|---|---|---|---|
| Equip Super MyFuture - Capital Stable | 7.06% | 6.58% | 4.23% |
| Median | 6.2% | 6.5% | 4.3% |
| Equip Super MyFuture - Capital Stable VS Median | 0.86% | 0.08% | -0.07% |
| Investment Option | Flat Fee | Percentage Based Fee | Fee Based on 50k |
|---|---|---|---|
| Equip Super MyFuture - Capital Stable | 52 | 0.66% | $382 |
| Rank | Asset | % | |
|---|---|---|---|
| 1 | Australian Shares | 10% | |
| 2 | International Shares | 12% | |
| 3 | Fixed Interest | 31% | |
| 4 | Alternative | 12% | |
| 5 | Property | 7% | |
| 6 | Other | 14% | |
| 7 | Cash | 14% |
| Investment Option | 1 Year | 3 Year | 5 Year |
|---|---|---|---|
| Equip Super MyFuture - Overseas Shares | 15% | 18.9% | 10.52% |
| Median | 10.4% | 12.1% | 9.1% |
| Equip Super MyFuture - Overseas Shares VS Median | 4.6% | 6.8% | 1.42% |
| Investment Option | Flat Fee | Percentage Based Fee | Fee Based on 50k |
|---|---|---|---|
| Equip Super MyFuture - Overseas Shares | 52 | 0.71% | $407 |
| Rank | Asset | % | |
|---|---|---|---|
| 1 | International Shares | 100% |
| Investment Option | 1 Year | 3 Year | 5 Year |
|---|---|---|---|
| Equip Super MyFuture - MySuper | 10.15% | 10.46% | 7.73% |
| Median | 9.3% | 10.3% | 7.7% |
| Equip Super MyFuture - MySuper VS Median | 0.85% | 0.16% | 0.03% |
| Investment Option | Flat Fee | Percentage Based Fee | Fee Based on 50k |
|---|---|---|---|
| Equip Super MyFuture - MySuper | 52 | 0.82% | $462 |
| Rank | Asset | % | |
|---|---|---|---|
| 1 | Australian Shares | 25% | |
| 2 | International Shares | 30% | |
| 3 | Fixed Interest | 12% | |
| 4 | Alternative | 14% | |
| 5 | Property | 7% | |
| 6 | Other | 7% | |
| 7 | Cash | 5% |
| Investment Option | 1 Year | 3 Year | 5 Year |
|---|---|---|---|
| Equip Super MyFuture - Future Focus | 8.89% | 7.39% | 6.29% |
| Median | 9.3% | 10.3% | 7.7% |
| Equip Super MyFuture - Future Focus VS Median | -0.41% | -2.91% | -1.41% |
| Investment Option | Flat Fee | Percentage Based Fee | Fee Based on 50k |
|---|---|---|---|
| Equip Super MyFuture - Future Focus | 52 | 0.7% | $402 |
| Rank | Asset | % | |
|---|---|---|---|
| 1 | Australian Shares | 18% | |
| 2 | International Shares | 33% | |
| 3 | Fixed Interest | 18% | |
| 4 | Alternative | 16% | |
| 5 | Property | 9% | |
| 6 | Cash | 6% |
Members are offered automatic death and TPD insurance. employed by one of their participating employers. Those joining themselves or work for an employer who is not a participating employer will not receive any automatic cover.
Additional cover is available with the following limits:
Death – no maximum
TPD – $3 million.
Salary Continuance – $30,000 per month.
Insurance is provided by Hannover Life Re of Australasia Ltd.
See the Equip Super ABN and USI page for all the information required to contribute to this fund.
Read their PDS and TMD for further details.
Equip Super’s MySuper option has outperformed the median over 1, 3 and 5 years.
Fees are slightly above the median of funds listed on Review My Super. Based on this evidence, you could certainly say it hasn’t been a bad super fund.
However, past performance isn’t a reliable indicator of future performance and there are many factors which determine whether a super fund is good or bad and it can differ depending on personal requirements. It’s best to seek advice from a qualified adviser in order to work out which is the best super fund for you.
Yes, it is an APRA fund.
3.0 out of 5 stars from 2 customer reviews on Australia’s best superannuation review site Review My Super.
See more Super Fund Reviews to compare ratings and reviews across funds.
