LUCRF Super Review

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Returns to March 31 2022

Investment Option 1 Year 3 Year 5 Year
LUCRF Super - High Growth 9.11% 9.54% 9.04%
Median 9.2% 9.2% 8.9%
LUCRF Super - High Growth VS Median -0.09% 0.34% 0.14%

Fees

Investment Option Flat Fee Percentage Based Fee Fee Based on 50k
LUCRF Super - High Growth 91.52 0.8% $491.52

Asset Allocation

RankAsset%
1 Australian Shares 34%
2 International Shares 39%
3 Alternative 16%
4 Property 9%
5 Cash 2%

Returns to March 31 2022

Investment Option 1 Year 3 Year 5 Year
LUCRF Super - Moderate 4.88% 6.06% 6.05%
Median 5.4% 5.8% 5.9%
LUCRF Super - Moderate VS Median -0.52% 0.26% 0.15%

Fees

Investment Option Flat Fee Percentage Based Fee Fee Based on 50k
LUCRF Super - Moderate 91.52 0.72% $451.52

Asset Allocation

RankAsset%
1 Australian Shares 17.5%
2 International Shares 20%
3 Fixed Interest 18%
4 Alternative 25.5%
5 Property 7%
6 Cash 12%

Returns to March 31 2022

Investment Option 1 Year 3 Year 5 Year
LUCRF Super - Australian Shares (Active) 16.03% 11.17% 9.04%
Median 9.2% 9.2% 8.9%
LUCRF Super - Australian Shares (Active) VS Median 6.83% 1.97% 0.14%

Fees

Investment Option Flat Fee Percentage Based Fee Fee Based on 50k
LUCRF Super - Australian Shares (Active) 91.52 0.57% $376.52

Asset Allocation

RankAsset%
1 Australian Shares 100%

Returns to March 31 2022

Investment Option 1 Year 3 Year 5 Year
LUCRF Super - MySuper Balanced 7.27% 7.23% 7.03%
Median 7.7% 7.8% 7.6%
LUCRF Super - MySuper Balanced VS Median -0.43% -0.57% -0.57%

Fees

Investment Option Flat Fee Percentage Based Fee Fee Based on 50k
LUCRF Super - MySuper Balanced 91.52 0.77% $476.52

Asset Allocation

RankAsset%
1 Australian Shares 25%
2 International Shares 29%
3 Fixed Interest 10%
4 Alternative 22.5%
5 Property 7.5%
6 Cash 6%

Returns to March 31 2022

Investment Option 1 Year 3 Year 5 Year
LUCRF Super - Property 17.55% 5.3% 7.38%
Median 9.2% 9.2% 8.9%
LUCRF Super - Property VS Median 8.35% -3.9% -1.52%

Fees

Investment Option Flat Fee Percentage Based Fee Fee Based on 50k
LUCRF Super - Property 91.52 0.42% $301.52

Asset Allocation

RankAsset%
1 Property 100%

Returns to March 31 2022

Investment Option 1 Year 3 Year 5 Year
LUCRF Super - Conservative 3.16% 4.52% 4.56%
Median 2.8% 3.7% 4.1%
LUCRF Super - Conservative VS Median 0.36% 0.82% 0.46%

Fees

Investment Option Flat Fee Percentage Based Fee Fee Based on 50k
LUCRF Super - Conservative 91.52 0.66% $421.52

Asset Allocation

RankAsset%
1 Australian Shares 10.5%
2 International Shares 12%
3 Fixed Interest 22%
4 Alternative 24%
5 Property 5.5%
6 Cash 26%

Insurance Rating

0 /100
OmniLife

LUCRF Super has received a 63/100 insurance rating by Omnilife. To compare insurers that can be funded through super please click below.

Fund Information

ABN: 26 382 680 883

USI: LUC0001AU

Address: PO Box 211 North Melbourne VIC 3051

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About

Founded in 1978, LUCRF Super is an Industry super fund that is not linked to a specific industry.
LUCRF Super has over 126,000 members with $6.5 Billion in assets under management.

LUCRF Super Investment Options

LUCRF Super has 5 ‘Pre-mix’ investment options and 6 ‘Asset class’ options.

Pre-mix:
MySuper Balanced (Default), High Growth, Indexed Balanced, Moderate and Conservative.

Asset class:
Australian Shares (Active), Australian Shares (Indexed), International Shares (Active), International Shares (Indexed), Property and Cash.

LUCRF Super Performance

LUCRF Super's LUCRF Super - High Growth investment option under performed the median over 1 year, outperformed over 3 years and outperformed over 5 years. Check out our more in depth analysis of LUCRF Super Performance
See LUCRF Super vs Australian Super to see how LUCRF Super compares with one of Australia's biggest super funds.

LUCRF Super Fees

LUCRF Super's fees for their LUCRF Super - High Growth investment option below the median compared to other funds’ MySuper/Balanced options listed on Review My Super.

LUCRF Super Performance

LUCRF Super's LUCRF Super - Moderate investment option under performed the median over 1 year, outperformed over 3 years and outperformed over 5 years. Check out our more in depth analysis of LUCRF Super Performance
See LUCRF Super vs Australian Super to see how LUCRF Super compares with one of Australia's biggest super funds.

LUCRF Super Fees

LUCRF Super's fees for their LUCRF Super - Moderate investment option below the median compared to other funds’ MySuper/Balanced options listed on Review My Super.

LUCRF Super Performance

LUCRF Super's LUCRF Super - Australian Shares (Active) investment option outperformed the median over 1 year, outperformed over 3 years and outperformed over 5 years. Check out our more in depth analysis of LUCRF Super Performance
See LUCRF Super vs Australian Super to see how LUCRF Super compares with one of Australia's biggest super funds.

LUCRF Super Fees

LUCRF Super's fees for their LUCRF Super - Australian Shares (Active) investment option above the median compared to other funds’ MySuper/Balanced options listed on Review My Super.

LUCRF Super Performance

LUCRF Super's LUCRF Super - MySuper Balanced investment option under performed the median over 1 year, under performed over 3 years and under performed over 5 years. Check out our more in depth analysis of LUCRF Super Performance
See LUCRF Super vs Australian Super to see how LUCRF Super compares with one of Australia's biggest super funds.

LUCRF Super Fees

LUCRF Super's fees for their LUCRF Super - MySuper Balanced investment option below the median compared to other funds’ MySuper/Balanced options listed on Review My Super.

LUCRF Super Performance

LUCRF Super's LUCRF Super - Property investment option outperformed the median over 1 year, under performed over 3 years and under performed over 5 years. Check out our more in depth analysis of LUCRF Super Performance
See LUCRF Super vs Australian Super to see how LUCRF Super compares with one of Australia's biggest super funds.

LUCRF Super Fees

LUCRF Super's fees for their LUCRF Super - Property investment option above the median compared to other funds’ MySuper/Balanced options listed on Review My Super.

LUCRF Super Performance

LUCRF Super's LUCRF Super - Conservative investment option outperformed the median over 1 year, outperformed over 3 years and outperformed over 5 years. Check out our more in depth analysis of LUCRF Super Performance
See LUCRF Super vs Australian Super to see how LUCRF Super compares with one of Australia's biggest super funds.

LUCRF Super Fees

LUCRF Super's fees for their LUCRF Super - Conservative investment option above the median compared to other funds’ MySuper/Balanced options listed on Review My Super.

LUCRF Super Performance

LUCRF Super’s Conservative and High Growth investment options outperformed the median over 1, 3, and 5 years.
LUCRF Super’s MySuper Balanced Investment option has outperformed over 1 year but underperformed the median over 3 and 5 years.

LUCRF Super Fees

LUCRF Super’s fees for their Balanced option are below the median compared to other funds’ MySuper/Balanced options listed on Review My Super.

Insurance

LUCRF Super offers death and TPD insurance cover to their members.

Whilst members are offered Basic Death and Basic Total and permanent Disablement Cover, they can apply for additional Insurance Cover, which can include Lump Sum Death Cover, Lump Sum Death and TPD cover and Income Protection cover.

Additional cover is available with the following limits:
Death – $5 million.
TPD – $3 million.
Income protection – $30,000 per month
Insurance is provided by OnePath Life Limited. You can compare the wider market and have the premiums paid via your super. Compare insurers here.

Frequently Asked Questions

LUCRF Super’s LUCRF Super – MySuper Balanced option has Under performed the median over 5 years.
Fees for this option are slightly below the median out of Balanced/MySuper funds listed on Review My Super.
Based on this evidence, it would be reasonable to declare LUCRF Super a good super fund. However, there are many factors which determine whether a super fund is good or bad and it can differ depending on personal requirements. We recommend you speak to a qualified adviser in order to work out which is the best super fund for you.

LUCRF stands for, Labour Union Co-Operative Retirement Fund.

Yes, it is an industry fund.

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7 days ago
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would have liked to been notified about loss of pension payment when the merger went through with Australian Super very unhappy at the moment no exit info

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7 days ago
How would you rate :
     

would have liked to been notified about loss of pension payment when the merger went through with Australian Super very unhappy at the moment no exit info