Maritime Super Review
Returns to April 30 2021
|Investment Option||1 Year||3 Year||5 Year|
|Conservative VS Median||-4.04%||-2.06%||-2.22%|
|Balanced* VS Median||0.42%||-0.66%||-0.55%|
|Growth VS Median||-0.69%||-0.54%||-0.45%|
|Investment Option||Flat Fee||Percentage Based Fee||Fee Based on 50k|
Since 30 April 2021, Maritime Super’s assets have been invested in the Hostplus Pooled Superannuation Trust (PST). This meant that, from that date, Maritime Super’s former investment options were closed. Each of the former Maritime Super investment options were replaced with the Hostplus investment option that most closely matched their investment profile. Please see the Hostplus fund profile for current performance data.
Maritime Super Insurance Rating
Maritime Super has received a 61/100 insurance rating by Omnilife. To compare insurers that can be funded through super please click below.
Maritime Super ABN: 77 455 663 441
Maritime Super USI: 77455663441001
Address: Locked Bag 2001 QVB Post Office NSW 1230
Maritime Super offers life, TPD and income protection insurance. You can see their overall insurance rating to the left.
When Reviewing Super funds it’s a good idea to learn more about choosing a super fund. Consider the following:
Firstly, are you invested in the right risk profile? This is essentially the amount of risk you’re willing to take to achieve your desired investment return. High Growth investments will achieve the highest returns over the long run, and also carry the highest risk of loss in any one year.
Secondly, what to do about the insurance in your super? Most funds will come with a default amount of insurance cover for instance. For some people this will be very insufficient and for others it will be too much, for example. Therefore, tailoring your cover to your own circumstances is key.
Thirdly, what are the different ways you can contribute to super? Understanding contributions like salary sacrifice and the government co-contribution can help you make the most of your super.
Fourthly, and most importantly, make sure you review Maritime Super against other super funds under the ‘Fund Profiles’ tab and check out the top super funds, to see who the leaders are.
In addition, If you would like to speak to someone for some guidance when reviewing your super, then please fill in the ‘Speak To An Advisor’ form above and an advisor will be in touch to see how they can assist you.
In conclusion, understanding the key elements of super, conducting the appropriate research and seeking the best advice will help with choosing the best fund.