QSuper Performance: Returns to September 30 2021
| Investment Option | 1 Year | 3 Year | 5 Year |
|---|---|---|---|
| Moderate | 6.01% | 4.07% | 4.14% |
| Median | 7.40% | 4.60% | 4.70% |
| Moderate VS Median | -1.39% | -0.53% | -0.56% |
| Balanced* | 12.66% | 7.47% | 7.23% |
| Median | 12.80% | 6.30% | 6.60% |
| Balanced* VS Median | -0.14% | 1.17% | 0.63% |
| Aggressive | 14.86% | 8.36% | 8.55% |
| Median | 17.80% | 7.90% | 8.60% |
| Aggressive VS Median | -2.94% | 0.46% | -0.05% |
| - | - | - | - |
| Median | - | - | - |
| VS Median | - | - | - |
QSuper Fees
| Investment Option | Flat Fee | Percentage Based Fee | Fee Based on 50k |
|---|---|---|---|
| Moderate | - | 0.47% | $235 |
| Balanced* | - | 0.70% | $350 |
| Aggressive | - | 0.78% | $390 |
| QSuper | - | - | - |
Asset Allocation
| Rank | Asset | % |
|---|
| Rank | Asset | % |
|---|
| Rank | Asset | % |
|---|
Insurance Rating
0
/100
OmniLife
Fund Information
ABN: 60 905 115 063
USI: 60905115063001
Address: GPO Box 200 Brisbane QLD 4001
About QSuper
Founded in 1913, QSuper is a super fund and linked primarily to employees of the Queensland Government.
As of 30 June 2020 QSuper has over 594,000 members with $117 Billion in assets under management.
QSuper’s Balanced investment option performance over 5 years was above the median fund.
Fees are close to the median for funds on Review My Super.
QSuper offers life, TPD and income protection insurance.
Omnilife have given QSuper an overall insurance rating of 55/100. However, ratings vary depending on the individual insured’s circumstances.
When Reviewing Super funds it’s a good idea to learn more about choosing a super fund. Consider the following:
Firstly, are you invested in the right risk profile? This is essentially the amount of risk you’re willing to take to achieve your desired investment return. High Growth investments will achieve the highest returns over the long run, and also carry the highest risk of loss in any one year.
Secondly, what to do about the insurance in your super? Most funds will come with a default amount of insurance cover for instance. For some people this will be very insufficient and for others it will be too much, for example. Therefore, tailoring your cover to your own circumstances is key.
Thirdly, what are the different ways you can contribute to super? Understanding contributions like salary sacrifice and the government co-contribution can help you make the most of your super.
Fourthly, and most importantly, make sure you review QSuper against other super funds under the ‘Fund Profiles’ tab and check out the top super funds, to see who the leaders are.
In addition, If you would like to speak to someone for some guidance when reviewing your super, then please fill in the ‘Speak To An Advisor’ form above and an advisor will be in touch to see how they can assist you.
In conclusion, understanding the key elements of super, conducting the appropriate research and seeking the best advice will help with choosing the best fund.
Frequently Asked Questions
QSuper’s Balanced and Growth options have had mixed performance compared with the median over 1, 3 and 5 years.
The Conservative option has under performed the median over 1, 3 and 5 years.
Fees are close to the median across these options.
Based on this evidence, It would be it would be difficult to declare QSuper a good super fund. However, it’s not one of the worst performers either.
Yes, QSuper is an APRA fund.
No, QSuper is not a self-managed super fund. It is regulated by APRA.
No, QSuper is a public sector fund.
QSuper is a not-for-profit fund with a public membership base.
Yes, anyone can join Qsuper.
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