Rest Super Review

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Rest Super Performance: Returns to September 30 2021

Investment Option 1 Year 3 Year 5 Year
Capital Stable 8.27% 4.26% 4.72%
Median 7.40% 4.60% 4.70%
Capital Stable VS Median 0.87% -0.34% 0.02%
Core Strategy 16.37% 7.02% 7.92%
Median 17.70% 8.00% 8.60%
Core Strategy VS Median -1.33% -0.98% -0.68%
Diversified 18.22% 7.78% 8.54%
Median 17.80% 7.90% 8.60%
Diversified VS Median 0.42% -0.12% -0.06%
High Growth 22.02% 8.97% 9.95%
Median 22.10% 9.30% 10.10%
High Growth VS Median -0.08% -0.33% -0.15%

Rest Super Fees

Investment Option Flat Fee Percentage Based Fee Fee Based on 50k
Capital Stable 78 0.53% $343
Core Strategy 78 0.74% $448
Diversified 78 0.79% $473
High Growth 78 0.87% $513

Asset Allocation

RankAsset%
RankAsset%
RankAsset%
RankAsset%

Investment Rating

Morningstar

'Top 10.0%'
5/5

Insurance Rating

0 /100
OmniLife

Fund Information

ABN: 62 653 671 394

USI: RES0103AU

Address: PO BOX 350 Parramatta NSW 2124

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About Rest Super

Founded in 1988, Rest Super is a super fund that is primarily linked to the retail sector.

As of June 30 2020, Rest Super has over 1.76 Million members with $55.3 Billion in assets under management.

Rest Super Investment Options

In Addition to Rest Super’s default Core Strategy option, are 6 ‘Structured Options’ and 8 ‘Member-tailored Options’
Structured Options:
Balanced, Balanced – Index, Capital Stable, Diversified, High Growth and Sustainable Growth.
Member-tailored Options:
Cash, Bonds, Shares, Property, Australian Shares, Australian Shares – Indexed, Overseas Shares and Overseas Shares – Indexed

Rest Super Performance

Rest Super’s Core Strategy investment option has underperformed the median over 1, 3, and 5 years.
Rest Super’s Diversified investment option has outperformed over 1 year but underperformed the median over 3 and 5 years.

Rest Super Fees

Rest Super’s fees are below the median compared to other funds listed on Review My Super.
Rest Super’s Core Strategy option is ranked 9th lowest based on a balance of $50,000 for options of the same risk tolerance on Review My Super. There is no industry benchmark for fees to compare against.

Rest Super Insurance

Rest Super offers life, TPD and income protection Insurance to their members.
Whilst default cover is available for Death cover, Total and Permanent Disability cover and Income Protection cover, you can apply to increase your cover above the default rates, with the following limits in addition to default cover:
Death – unlimited.
TPD – $5 million.
Income protection – The lesser of 77% of your monthly income plus up to 12% super contributions or $30,000.
Insurance is provided by TAL Life Limited. You can compare the wider market and have the premiums paid via your super. Compare insurers here.

Rest Super Financial Advice

Rest Super can provide General and limited personal advice at no additional cost.
Rest Super also provide Comprehensive personal advice. This will be provided by a financial adviser and a Statement of Advice issued, this will most likely come at a cost.
Rest Super Advice is provided by Link Advice Pty Ltd
A benefit of seeking advice through Rest Super is it is free for general and basic advice and the advisers will be very familiar with Rest Super and all its options.
A downside is they will not likely recommend funds other than Rest Super, even if there are more suitable options.
To speak with an advisor that can consider all available funds and insurers in the market, please fill out the ‘Speak To An Advisor’ form on this page.

Frequently Asked Questions

Rest’s My Super option has slightly under performed the median My Super option over 1, 3 and 5 years.
Their growth and conservative options have had mixed performance over 1, 3 and 5 years.
Their fees are about average for My Super options.
Based on this evidence, it would be difficult to declare it a good super fund. However, it’s not one of the worst funds either.

Yes, Rest Super is an APRA fund.

No, Rest Super is not a self-managed super fund. It is regulated by APRA.

Yes, Rest Super is an industry fund.

Rest Super is a not-for-profit fund with an industry membership base.

Yes, anyone can join Rest Super.

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Not Happy Customer
3 months ago

Very Poor!!!

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2 days ago
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Good so far!

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5 1 Review
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Transparency
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Service
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Insurance
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2 Reviews
Most Votes
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Not Happy Customer
Not Happy Customer
3 months ago

Very Poor!!!

Anonymous
Anonymous
2 days ago
How would you rate :
     

Good so far!