Student Super Review
Returns to August 31 2021
|Investment Option||1 Year||3 Year||5 Year|
|Balanced* VS Median||2.94%||-||-|
|Growth VS Median||-0.88%||-||-|
|Investment Option||Flat Fee||Percentage Based Fee||Fee Based on 50k|
*Please note this is not the default investment option for this fund. The default investment option depends on your balance.
**Please note the above fees are based on a balance of $50,000. There are no fees or charges for balances under $1,000. There is a 50% discount to the flat dollar administration fee for all members with a balance between $1,000 and $4,999.
Student Super does not offer it’s own insurance. To compare all available options for external insurers please click below.
ABN: 34 300 938 877
USI: 34 300 938 877 006
Address: Suite 4.01, 50 Holt Street Surry Hills NSW 2010
About Student Super
Student Super is a super fund specialising in super for Students.
Student Super’s Balanced investment option performance over 5 years was above the median fund and the fees are above the median for funds on Review My Super for a balanced/MySuper risk profile.
When Reviewing Super funds it’s a good idea to learn more about choosing a super fund. Consider the following:
Firstly, are you invested in the right risk profile? This is essentially the amount of risk you’re willing to take to achieve your desired investment return. High Growth investments will achieve the highest returns over the long run, and also carry the highest risk of loss in any one year.
Secondly, what to do about the insurance in your super? Most funds will come with a default amount of insurance cover for instance. For some people this will be very insufficient and for others it will be too much, for example. Therefore, tailoring your cover to your own circumstances is key.
Thirdly, what are the different ways you can contribute to super? Understanding contributions like salary sacrifice and the government co-contribution can help you make the most of your super.
Fourthly, and most importantly, make sure you review Australian Ethical Super against other super funds under the ‘Fund Profiles’ tab and check out the top super funds, to see who the leaders are.
In addition, If you would like to speak to someone for some guidance when reviewing your super, then please fill in the ‘Speak To An Advisor’ form above and an advisor will be in touch to see how they can assist you.
In conclusion, understanding the key elements of super, conducting the appropriate research and seeking the best advice will help with choosing the best fund.
Frequently Asked Questions
Is Student Super an APRA Fund?
Yes, Student Super is an APRA fund
Is Student Super a Self-Managed Super Fund?
No, Student Super is regulated by APRA
Is Student Super an Industry Fund?
No, Student Super is a retail fund
Who Owns Student Super?
Student Super is privately owned
Can Anyone Join Student Super?
Yes, anyone can join Student Super