AMP SignatureSuper Review
AMP SignatureSuper is a retail super fund and the primary super fund offered by AMP Limited. As of March 31st 2026 the fund had approximately 573,000 members and $58.7 billion in assets under management.
Please Note: Any advice on this page is general in nature and does not take into account your objectives, financial situation or needs. Consider whether this is right for you. See full disclaimer.
AMP SignatureSuper Performance
Amp SignatureSuper’s main investmentent options have mostly outperformed over the past 12 months but under performed over 5 years.
For an in depth analysis of performance see AMP SignatureSuper performance, for a comparison against AustralianSuper see AMP SignatureSuper vs AustralianSuper and for a comparison against all funds see compare super funds.
Select an investment option from the menu below to see performance Vs the relevant median.
Past performance is not a reliable indicator of future performance.
Fees
The fees of the main investment options are mixed compared to the median option of their respective risk profiles.
Select an option from the menu below to see flat fees, percentage based fees and total fees on a balance of $50,000.
Returns to August 31 2026
| Investment Option | 1 Year | 3 Year | 5 Year |
|---|---|---|---|
| AMP SignatureSuper - MySuper 1950s | 7.76% | 9.04% | 4.73% |
| Median | 7.7% | 9.6% | 6.5% |
| AMP SignatureSuper - MySuper 1950s VS Median | 0.06% | -0.56% | -1.77% |
Fees
| Investment Option | Flat Fee | Percentage Based Fee | Fee Based on 50k |
|---|---|---|---|
| AMP SignatureSuper - MySuper 1950s | 78 | 0.62% | $388 |
Asset Allocation
| Rank | Asset | % | |
|---|---|---|---|
| 1 | Australian Shares | 25% | |
| 2 | International Shares | 35% | |
| 3 | Fixed Interest | 22% | |
| 4 | Alternative | 6% | |
| 5 | Property | 4% | |
| 6 | Cash | 8% |
Returns to August 31 2026
| Investment Option | 1 Year | 3 Year | 5 Year |
|---|---|---|---|
| AMP SS - High Growth Index | 10.22% | 13.75% | 8.79% |
| Median | 8.8% | 11.1% | 7.5% |
| AMP SS - High Growth Index VS Median | 1.42% | 2.65% | 1.29% |
Fees
| Investment Option | Flat Fee | Percentage Based Fee | Fee Based on 50k |
|---|---|---|---|
| AMP SS - High Growth Index | 78 | 0.5% | $328 |
Asset Allocation
| Rank | Asset | % | |
|---|---|---|---|
| 1 | Australian Shares | 36.8% | |
| 2 | International Shares | 45.3% | |
| 3 | Fixed Interest | 1% | |
| 4 | Alternative | 10.45% | |
| 5 | Property | 4.55% | |
| 6 | Cash | 1.9% |
Returns to August 31 2026
| Investment Option | 1 Year | 3 Year | 5 Year |
|---|---|---|---|
| AMP SS - Future Directions Balanced | 7.65% | 9.81% | 5.92% |
| Median | 7.7% | 9.6% | 6.5% |
| AMP SS - Future Directions Balanced VS Median | -0.05% | 0.21% | -0.58% |
Fees
| Investment Option | Flat Fee | Percentage Based Fee | Fee Based on 50k |
|---|---|---|---|
| AMP SS - Future Directions Balanced | 78 | 0.94% | $548 |
Asset Allocation
| Rank | Asset | % | |
|---|---|---|---|
| 1 | Australian Shares | 26% | |
| 2 | International Shares | 38% | |
| 3 | Fixed Interest | 18% | |
| 4 | Alternative | 9% | |
| 5 | Property | 4% | |
| 6 | Cash | 5% |
Returns to August 31 2026
| Investment Option | 1 Year | 3 Year | 5 Year |
|---|---|---|---|
| AMP SignatureSuper - MySuper 1960s | 8.56% | 10.24% | 6.04% |
| Median | 7.7% | 9.6% | 6.5% |
| AMP SignatureSuper - MySuper 1960s VS Median | 0.86% | 0.64% | -0.46% |
Fees
| Investment Option | Flat Fee | Percentage Based Fee | Fee Based on 50k |
|---|---|---|---|
| AMP SignatureSuper - MySuper 1960s | 78 | 0.73% | $443 |
Asset Allocation
| Rank | Asset | % | |
|---|---|---|---|
| 1 | Australian Shares | 27% | |
| 2 | International Shares | 43% | |
| 3 | Fixed Interest | 14% | |
| 4 | Alternative | 7% | |
| 5 | Property | 4% | |
| 6 | Cash | 5% |
Returns to August 31 2026
| Investment Option | 1 Year | 3 Year | 5 Year |
|---|---|---|---|
| AMP SignatureSuper - MySuper 1990s Plus | 9.13% | 11.74% | 7.56% |
| Median | 8.8% | 11.1% | 7.5% |
| AMP SignatureSuper - MySuper 1990s Plus VS Median | 0.33% | 0.64% | 0.06% |
Fees
| Investment Option | Flat Fee | Percentage Based Fee | Fee Based on 50k |
|---|---|---|---|
| AMP SignatureSuper - MySuper 1990s Plus | 78 | 0.76% | $458 |
Asset Allocation
| Rank | Asset | % | |
|---|---|---|---|
| 1 | Australian Shares | 33% | |
| 2 | International Shares | 48.5% | |
| 3 | Fixed Interest | 6% | |
| 4 | Alternative | 5% | |
| 5 | Property | 3.5% | |
| 6 | Cash | 4% |
Returns to August 31 2026
| Investment Option | 1 Year | 3 Year | 5 Year |
|---|---|---|---|
| AMP SS - Balanced Index | 8.55% | 11.05% | 6.56% |
| Median | 7.7% | 9.6% | 6.5% |
| AMP SS - Balanced Index VS Median | 0.85% | 1.45% | 0.06% |
Fees
| Investment Option | Flat Fee | Percentage Based Fee | Fee Based on 50k |
|---|---|---|---|
| AMP SS - Balanced Index | 78 | 0.48% | $318 |
Asset Allocation
| Rank | Asset | % | |
|---|---|---|---|
| 1 | Australian Shares | 24.2% | |
| 2 | International Shares | 30.2% | |
| 3 | Fixed Interest | 15.5% | |
| 4 | Alternative | 15.95% | |
| 5 | Property | 6.65% | |
| 6 | Cash | 7.5% |
Returns to August 31 2026
| Investment Option | 1 Year | 3 Year | 5 Year |
|---|---|---|---|
| AMP SignatureSuper - MySuper Capital Stable | 7.81% | 9.19% | 4.71% |
| Median | 7.7% | 9.6% | 6.5% |
| AMP SignatureSuper - MySuper Capital Stable VS Median | 0.11% | -0.41% | -1.79% |
Fees
| Investment Option | Flat Fee | Percentage Based Fee | Fee Based on 50k |
|---|---|---|---|
| AMP SignatureSuper - MySuper Capital Stable | 78 | 0.62% | $388 |
Asset Allocation
| Rank | Asset | % | |
|---|---|---|---|
| 1 | Australian Shares | 25% | |
| 2 | International Shares | 35% | |
| 3 | Fixed Interest | 22% | |
| 4 | Alternative | 6% | |
| 5 | Property | 4% | |
| 6 | Cash | 8% |
Returns to August 31 2026
| Investment Option | 1 Year | 3 Year | 5 Year |
|---|---|---|---|
| AMP SignatureSuper - MySuper 1980s | 9.06% | 11.78% | 7.62% |
| Median | 8.8% | 11.1% | 7.5% |
| AMP SignatureSuper - MySuper 1980s VS Median | 0.26% | 0.68% | 0.12% |
Fees
| Investment Option | Flat Fee | Percentage Based Fee | Fee Based on 50k |
|---|---|---|---|
| AMP SignatureSuper - MySuper 1980s | 78 | 0.76% | $458 |
Asset Allocation
| Rank | Asset | % | |
|---|---|---|---|
| 1 | Australian Shares | 33% | |
| 2 | International Shares | 48.5% | |
| 3 | Fixed Interest | 6% | |
| 4 | Alternative | 5% | |
| 5 | Property | 3.5% | |
| 6 | Cash | 3% |
Returns to August 31 2026
| Investment Option | 1 Year | 3 Year | 5 Year |
|---|---|---|---|
| AMP SignatureSuper - MySuper 1970s | 8.97% | 11.68% | 7.6% |
| Median | 8.8% | 11.1% | 7.5% |
| AMP SignatureSuper - MySuper 1970s VS Median | 0.17% | 0.58% | 0.1% |
Fees
| Investment Option | Flat Fee | Percentage Based Fee | Fee Based on 50k |
|---|---|---|---|
| AMP SignatureSuper - MySuper 1970s | 78 | 0.77% | $463 |
Asset Allocation
| Rank | Asset | % | |
|---|---|---|---|
| 1 | Australian Shares | 33% | |
| 2 | International Shares | 47% | |
| 3 | Fixed Interest | 6% | |
| 4 | Alternative | 7% | |
| 5 | Property | 4% | |
| 6 | Cash | 3% |
Returns to August 31 2026
| Investment Option | 1 Year | 3 Year | 5 Year |
|---|---|---|---|
| AMP SS - Growth Index | 10.32% | 12.93% | 7.94% |
| Median | 8.8% | 11.1% | 7.5% |
| AMP SS - Growth Index VS Median | 1.52% | 1.83% | 0.44% |
Fees
| Investment Option | Flat Fee | Percentage Based Fee | Fee Based on 50k |
|---|---|---|---|
| AMP SS - Growth Index | 78 | 0.49% | $323 |
Asset Allocation
| Rank | Asset | % | |
|---|---|---|---|
| 1 | Australian Shares | 30.9% | |
| 2 | International Shares | 40.6% | |
| 3 | Fixed Interest | 4.6% | |
| 4 | Alternative | 14.55% | |
| 5 | Property | 6.45% | |
| 6 | Cash | 2.9% |
Returns to August 31 2026
| Investment Option | 1 Year | 3 Year | 5 Year |
|---|---|---|---|
| AMP SS - Pendal Sustainable Balanced | 3.78% | 7.34% | 4.91% |
| Median | 7.7% | 9.6% | 6.5% |
| AMP SS - Pendal Sustainable Balanced VS Median | -3.92% | -2.26% | -1.59% |
Fees
| Investment Option | Flat Fee | Percentage Based Fee | Fee Based on 50k |
|---|---|---|---|
| AMP SS - Pendal Sustainable Balanced | 78 | 0.99% | $573 |
Asset Allocation
| Rank | Asset | % | |
|---|---|---|---|
| 1 | Australian Shares | 31% | |
| 2 | International Shares | 36% | |
| 3 | Fixed Interest | 17% | |
| 4 | Alternative | 8% | |
| 5 | Property | 4% | |
| 6 | Cash | 4% |
Performance data: Lonsec. Median benchmarks: Chant West. Data is updated monthly; the reporting period is shown in the tables. Investment options are compared with the Chant West median for their risk profile.
Insurance
Whilst most members are offered Death Cover, they can also apply for Permanent Incapacity cover and Income Protection cover.
Additional cover is available with the following limits:
Death – $5 million
Permanent Incapacity – $5 million.
Income protection – up to a maximum of $30,000 per month.
Insurance is provided by Resolution Life Australasia.
Insurance Rating
Insurance rating by Omnilife.
Please note: This is the overall rating before individual circumstances are taken into account. Individual circumstances will vary the rating significantly.
Fund details
See the AMP SignatureSuper ABN and USI page for all the information required to contribute to this fund.
Read their PDS and TMD for further details.
FAQ's
We use investment performance data supplied by Lonsec and median benchmarks supplied by Chant West, both updated monthly.
Each investment option is assigned to a Chant West risk profile based on its proportion of growth assets. We then compare its return with the median benchmark for that risk profile over the same reporting period.
The difference shown in the table is the investment option’s return minus the median return.
Grouping options by growth asset allocation helps make comparisons more accurate, although options within the same profile can still have different investments and risks. Past performance is not a reliable indicator of future performance.
Member ratings and investment returns measure different things.
Member ratings reflect the experiences and opinions of people who submit reviews. These may relate to customer service, fees, insurance, administration or their satisfaction with investment performance.
Our performance tables compare an investment option’s reported returns with the relevant benchmark over specified periods. A fund can therefore deliver above median returns while receiving poor reviews for service or insurance or receive positive reviews despite below median returns.
Submitted reviews may not represent the experience of all members. Consider them alongside performance data, fees, insurance features and the fund’s official documents.
Been with them 14 years. Their life cycle underperform now, but prior I could select specific funds and monitored performance monthly and quarterly. Paid way too much for insurance so stopped it all. AMP gave misleading advice and were fined heavily for charging customers(as well as dead ones) for advice they never got. Am going to change soon as going into a Pension fund as just reached preservation age.
I havent even heard , or received a statement about my account in at least 15 – 20 years. I dont have a clue on how much super I’ve have accumulated. AMP are terrible!!
AMP is a terrible company to deal with, I’ve left them now and gone to a SMSF
I do not have a good feeling