Australian Ethical Super Review

“Since 1986, Australian Ethical has provided investors with wealth management products that align with their values and without compromising returns.”
As of September 30th 2024 Australian Ethical Super they had approximately 123,750 members with $8.6 billion in assets under management. It is one of the fastest growing super funds in Australia.

Please Note: Any advice on this page is general in nature and does not take into account your objectives, financial situation or needs. Consider whether this is right for you. See full disclaimer.

Australian Ethical Super Review

Australian Ethical Super Performance

Australian Ethical Super’s High Growth, Growth and Balanced investment options have all under performed the median of their respective risk categories over 1, 3 and 5 years. Check out our more in depth analysis of Australian Ethical Super Performance.
See Australian Ethical Super vs Australian Super to see how Australian Ethical Super compares against Australia’s biggest fund and for a comparison against all funds see compare super funds.

Australian Ethical Super Fees

Australian Ethical Super’s fees for their Balanced investment option is well above the median compared to other funds’ MySuper/Balanced options listed on Review My Super.
Select an option from the menu below to see flat fees, percentage based fees and total fees on a balance of $50,000.

Returns to June 30 2025

Investment Option 1 Year 3 Year 5 Year
Aust Ethical Emp - Australian Shares 10.78% 11.08% 10.08%
Median 11.7% 11.4% 10.3%
Aust Ethical Emp - Australian Shares VS Median -0.92% -0.32% -0.22%

Fees

Investment Option Flat Fee Percentage Based Fee Fee Based on 50k
Aust Ethical Emp - Australian Shares 68 1.72% $928

Asset Allocation

RankAsset%
1 Australian Shares 95%
2 Cash 5%

Returns to June 30 2025

Investment Option 1 Year 3 Year 5 Year
Aust Ethical Emp - International Shares 16.11% 16.6% 12.97%
Median 11.7% 11.4% 10.3%
Aust Ethical Emp - International Shares VS Median 4.41% 5.2% 2.67%

Fees

Investment Option Flat Fee Percentage Based Fee Fee Based on 50k
Aust Ethical Emp - International Shares 68 1.26% $698

Asset Allocation

RankAsset%
1 International Shares 95%
2 Cash 5%

Returns to June 30 2025

Investment Option 1 Year 3 Year 5 Year
Aust Ethical Emp - Conservative 6.28% 4.75% 2.22%
Median 7.3% 5.9% 4.6%
Aust Ethical Emp - Conservative VS Median -1.02% -1.15% -2.38%

Fees

Investment Option Flat Fee Percentage Based Fee Fee Based on 50k
Aust Ethical Emp - Conservative 68 1.05% $593

Asset Allocation

RankAsset%
1 Australian Shares 7.5%
2 International Shares 7.5%
3 Fixed Interest 47.5%
4 Alternative 13.75%
5 Property 3.75%
6 Cash 20%

Returns to June 30 2025

Investment Option 1 Year 3 Year 5 Year
Aust Ethical Emp - Growth 11.6% 10.23% 8.77%
Median 11.7% 11.4% 10.3%
Aust Ethical Emp - Growth VS Median -0.1% -1.17% -1.53%

Fees

Investment Option Flat Fee Percentage Based Fee Fee Based on 50k
Aust Ethical Emp - Growth 68 1.6% $868

Asset Allocation

RankAsset%
1 Australian Shares 35%
2 International Shares 32.5%
3 Fixed Interest 7.5%
4 Alternative 13.75%
5 Property 3.75%
6 Cash 7.5%

Returns to June 30 2025

Investment Option 1 Year 3 Year 5 Year
Aust Ethical Emp - High Growth 12.96% 11.94% 10.7%
Median 11.7% 11.4% 10.3%
Aust Ethical Emp - High Growth VS Median 1.26% 0.54% 0.4%

Fees

Investment Option Flat Fee Percentage Based Fee Fee Based on 50k
Aust Ethical Emp - High Growth 68 1.42% $778

Asset Allocation

RankAsset%
1 Australian Shares 40%
2 International Shares 37.5%
3 Alternative 13.75%
4 Property 3.75%
5 Cash 5%

Returns to June 30 2025

Investment Option 1 Year 3 Year 5 Year
Aust Ethical Emp - Defensive 3.98% 3.51% 2%
Median - - -
Aust Ethical Emp - Defensive VS Median 3.98% 3.51% 2%

Fees

Investment Option Flat Fee Percentage Based Fee Fee Based on 50k
Aust Ethical Emp - Defensive 68 0.46% $298

Asset Allocation

RankAsset%
1 Cash 100%

Returns to June 30 2025

Investment Option 1 Year 3 Year 5 Year
Aust Ethical MySuper - Balanced 10.59% 8.94% 7.38%
Median 10.5% 9.6% 8.4%
Aust Ethical MySuper - Balanced VS Median 0.09% -0.66% -1.02%

Fees

Investment Option Flat Fee Percentage Based Fee Fee Based on 50k
Aust Ethical MySuper - Balanced 68 1.2% $668

Asset Allocation

RankAsset%
1 Australian Shares 27.5%
2 International Shares 27.5%
3 Fixed Interest 17.5%
4 Alternative 13.75%
5 Property 3.75%
6 Cash 10%

Returns to June 30 2025

Investment Option 1 Year 3 Year 5 Year
Aust Ethical Pers - Defensive 3.98% 3.51% 2%
Median - - -
Aust Ethical Pers - Defensive VS Median 3.98% 3.51% 2%

Fees

Investment Option Flat Fee Percentage Based Fee Fee Based on 50k
Aust Ethical Pers - Defensive 68 0.46% $298

Asset Allocation

RankAsset%
1 Cash 100%

Returns to June 30 2025

Investment Option 1 Year 3 Year 5 Year
Aust Ethical Pers - High Growth 12.96% 11.94% 10.7%
Median 11.7% 11.4% 10.3%
Aust Ethical Pers - High Growth VS Median 1.26% 0.54% 0.4%

Fees

Investment Option Flat Fee Percentage Based Fee Fee Based on 50k
Aust Ethical Pers - High Growth 68 1.42% $778

Asset Allocation

RankAsset%
1 Australian Shares 40%
2 International Shares 37.5%
3 Alternative 13.75%
4 Property 3.75%
5 Cash 5%

Returns to June 30 2025

Investment Option 1 Year 3 Year 5 Year
Aust Ethical Pers - Australian Shares 10.78% 11.08% 10.08%
Median 11.7% 11.4% 10.3%
Aust Ethical Pers - Australian Shares VS Median -0.92% -0.32% -0.22%

Fees

Investment Option Flat Fee Percentage Based Fee Fee Based on 50k
Aust Ethical Pers - Australian Shares 68 1.72% $928

Asset Allocation

RankAsset%
1 Australian Shares 95%
2 Cash 5%

Returns to June 30 2025

Investment Option 1 Year 3 Year 5 Year
Aust Ethical Pers - Growth 11.6% 10.23% 8.77%
Median 11.7% 11.4% 10.3%
Aust Ethical Pers - Growth VS Median -0.1% -1.17% -1.53%

Fees

Investment Option Flat Fee Percentage Based Fee Fee Based on 50k
Aust Ethical Pers - Growth 68 1.6% $868

Asset Allocation

RankAsset%
1 Australian Shares 35%
2 International Shares 32.5%
3 Fixed Interest 7.5%
4 Alternative 13.75%
5 Property 3.75%
6 Cash 7.5%

Returns to June 30 2025

Investment Option 1 Year 3 Year 5 Year
Aust Ethical Pers - International Shares 16.11% 16.6% 12.97%
Median 11.7% 11.4% 10.3%
Aust Ethical Pers - International Shares VS Median 4.41% 5.2% 2.67%

Fees

Investment Option Flat Fee Percentage Based Fee Fee Based on 50k
Aust Ethical Pers - International Shares 68 1.26% $698

Asset Allocation

RankAsset%
1 International Shares 95%
2 Cash 5%

Returns to June 30 2025

Investment Option 1 Year 3 Year 5 Year
Aust Ethical Pers - Balanced 10.59% 8.94% 7.38%
Median 10.5% 9.6% 8.4%
Aust Ethical Pers - Balanced VS Median 0.09% -0.66% -1.02%

Fees

Investment Option Flat Fee Percentage Based Fee Fee Based on 50k
Aust Ethical Pers - Balanced 68 1.2% $668

Asset Allocation

RankAsset%
1 Australian Shares 27.5%
2 International Shares 27.5%
3 Fixed Interest 17.5%
4 Alternative 13.75%
5 Property 3.75%
6 Cash 10%

Returns to June 30 2025

Investment Option 1 Year 3 Year 5 Year
Aust Ethical Emp - Balanced 10.59% 8.94% 7.38%
Median 10.5% 9.6% 8.4%
Aust Ethical Emp - Balanced VS Median 0.09% -0.66% -1.02%

Fees

Investment Option Flat Fee Percentage Based Fee Fee Based on 50k
Aust Ethical Emp - Balanced 68 1.2% $668

Asset Allocation

RankAsset%
1 Australian Shares 27.5%
2 International Shares 27.5%
3 Fixed Interest 17.5%
4 Alternative 13.75%
5 Property 3.75%
6 Cash 10%

Returns to June 30 2025

Investment Option 1 Year 3 Year 5 Year
Aust Ethical Pers - Conservative 6.28% 4.75% 2.22%
Median 7.3% 5.9% 4.6%
Aust Ethical Pers - Conservative VS Median -1.02% -1.15% -2.38%

Fees

Investment Option Flat Fee Percentage Based Fee Fee Based on 50k
Aust Ethical Pers - Conservative 68 1.05% $593

Asset Allocation

RankAsset%
1 Australian Shares 7.5%
2 International Shares 7.5%
3 Fixed Interest 47.5%
4 Alternative 13.75%
5 Property 3.75%
6 Cash 20%

Australian Ethical Super Insurance

Whilst most members are offered default Death and Total and permanent Disablement Cover, they can also apply for Income Protection Cover.

Additional cover is available with the following limits:
Death – no maximum
TPD – $5 million.
Income protection – $30,000 per month.
Insurance is provided by MetLife Insurance Limited. 

Fund details

See the Australian Ethical Super ABN and USI page for all the information required to contribute to this fund.

Read their PDS and TMD for further details.

FAQ's

Australian Ethical Super has underperformed vs the benchmark across many of it’s main investment options. Fees are higher than the median of other options of the same risk profile on Review My Super. 
However, past performance isn’t a reliable indicator of future performance and there are many factors which determine whether a super fund is good or bad and it can differ depending on personal requirements. It’s best to Get Superannuation Advice from a qualified adviser in order to work out which is the best super fund for you.

Australian Ethical Super Reviews

See more Super Fund Reviews to compare ratings and reviews across funds.

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Anonymous
Anonymous
2 years ago
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Can’t see much stuff easily on the phone. Performance has gone backwards by a significant amount since joining over 2 months ago. They need a much better app to see performance on your phone.

Hugh whitfeld
Hugh whitfeld
3 years ago
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The most powerful way for ordinary people to change the world in an ethical way- besides your house ( which no one can afford today ) your super is the largest amount of money you will have-what you do with it can have a good or bad effect. Auastralin Ethical has been around since 1986 and outperforms ( or at least equals all the big funds

Curt Botha
Curt Botha
1 year ago
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NEVER EVEN TRY TO JOIN THIS CIRCUS. I give up on this “Super Fund”. I tried to join them 3 weeks ago. I received ONE email on 26 October 2024, welcoming me. BUT ZERO MEMBERSHIP NUMBER !!! I called them 3 times for just a membership number. They had just EXCUSES AND EXCUSES. I could not give my employer my new membership number. Do not even try to join this horrible “company” !!! (( I eventually joined HESTA SUPER. In one minute their website gave me a MEMBERSHIP NUMBER )).

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