Brighter Super Review
Brighter Super was formed in July 2022 through the merger of three super funds: LGIA Super, Energy Super, and Sunsuper.
As of March 31st 2026 the combined entity had approximately 315,920 members with over $36.1 billion in assets under management.
Please Note: Any advice on this page is general in nature and does not take into account your objectives, financial situation or needs. Consider whether this is right for you. See full disclaimer.
Past performance is not a reliable indicator of future performance.
Brighter Super Performance
See Suncorp Brighter Super vs Australian Super to see how they compare with Australia’s biggest super fund and for a comparison against all funds see compare super funds.
Fees
Select an investment option from the menu below to see flat fees, percentage based fees and total fees on a balance of $50,000.
Returns to August 31 2026
| Investment Option | 1 Year | 3 Year | 5 Year |
|---|---|---|---|
| Brighter Super - MySuper | 7.69% | 9.74% | 6.85% |
| Median | 7.7% | 9.6% | 6.5% |
| Brighter Super - MySuper VS Median | -0.01% | 0.14% | 0.35% |
Fees
| Investment Option | Flat Fee | Percentage Based Fee | Fee Based on 50k |
|---|---|---|---|
| Brighter Super - MySuper | 26 | 0.72% | $386 |
Asset Allocation
| Rank | Asset | % | |
|---|---|---|---|
| 1 | Australian Shares | 24% | |
| 2 | International Shares | 32.5% | |
| 3 | Fixed Interest | 16.5% | |
| 4 | Alternative | 15% | |
| 5 | Property | 7% | |
| 6 | Cash | 5% |
Returns to August 31 2026
| Investment Option | 1 Year | 3 Year | 5 Year |
|---|---|---|---|
| Brighter Super Accum - Secure | 2.53% | 3.91% | 2.4% |
| Median | - | - | - |
| Brighter Super Accum - Secure VS Median | 2.53% | 3.91% | 2.4% |
Fees
| Investment Option | Flat Fee | Percentage Based Fee | Fee Based on 50k |
|---|---|---|---|
| Brighter Super Accum - Secure | 26 | 0.62% | $336 |
Asset Allocation
| Rank | Asset | % | |
|---|---|---|---|
| 1 | Australian Shares | 2% | |
| 2 | International Shares | 3% | |
| 3 | Fixed Interest | 63% | |
| 4 | Alternative | 6% | |
| 5 | Property | 5% | |
| 6 | Cash | 21% |
Returns to August 31 2026
| Investment Option | 1 Year | 3 Year | 5 Year |
|---|---|---|---|
| Brighter Super Accum - Cash | 4.03% | 4.1% | 3.23% |
| Median | - | - | - |
| Brighter Super Accum - Cash VS Median | 4.03% | 4.1% | 3.23% |
Fees
| Investment Option | Flat Fee | Percentage Based Fee | Fee Based on 50k |
|---|---|---|---|
| Brighter Super Accum - Cash | 26 | 0.17% | $111 |
Asset Allocation
| Rank | Asset | % | |
|---|---|---|---|
| 1 | Cash | 100% |
Returns to August 31 2026
| Investment Option | 1 Year | 3 Year | 5 Year |
|---|---|---|---|
| Brighter Super Accum - Diversified Fixed Interest | 1.09% | 3.1% | 0.18% |
| Median | - | - | - |
| Brighter Super Accum - Diversified Fixed Interest VS Median | 1.09% | 3.1% | 0.18% |
Fees
| Investment Option | Flat Fee | Percentage Based Fee | Fee Based on 50k |
|---|---|---|---|
| Brighter Super Accum - Diversified Fixed Interest | 26 | 0.32% | $186 |
Asset Allocation
| Rank | Asset | % | |
|---|---|---|---|
| 1 | Fixed Interest | 100% |
Returns to August 31 2026
| Investment Option | 1 Year | 3 Year | 5 Year |
|---|---|---|---|
| Brighter Super Accum - Property | 9.21% | 3.19% | 4.06% |
| Median | 7.7% | 9.6% | 6.5% |
| Brighter Super Accum - Property VS Median | 1.51% | -6.41% | -2.44% |
Fees
| Investment Option | Flat Fee | Percentage Based Fee | Fee Based on 50k |
|---|---|---|---|
| Brighter Super Accum - Property | 26 | 0.88% | $466 |
Asset Allocation
| Rank | Asset | % | |
|---|---|---|---|
| 1 | Property | 100% |
Returns to August 31 2026
| Investment Option | 1 Year | 3 Year | 5 Year |
|---|---|---|---|
| Brighter Super Accum - Australian Shares | 4.14% | 10.91% | 8.47% |
| Median | 8.8% | 11.1% | 7.5% |
| Brighter Super Accum - Australian Shares VS Median | -4.66% | -0.19% | 0.97% |
Fees
| Investment Option | Flat Fee | Percentage Based Fee | Fee Based on 50k |
|---|---|---|---|
| Brighter Super Accum - Australian Shares | 26 | 0.44% | $246 |
Asset Allocation
| Rank | Asset | % | |
|---|---|---|---|
| 1 | Australian Shares | 100% |
Returns to August 31 2026
| Investment Option | 1 Year | 3 Year | 5 Year |
|---|---|---|---|
| Brighter Super Accum - Indexed Balanced | 5.65% | 10.37% | 6.87% |
| Median | 7.7% | 9.6% | 6.5% |
| Brighter Super Accum - Indexed Balanced VS Median | -2.05% | 0.77% | 0.37% |
Fees
| Investment Option | Flat Fee | Percentage Based Fee | Fee Based on 50k |
|---|---|---|---|
| Brighter Super Accum - Indexed Balanced | 26 | 0.26% | $156 |
Asset Allocation
| Rank | Asset | % | |
|---|---|---|---|
| 1 | Australian Shares | 35% | |
| 2 | International Shares | 40% | |
| 3 | Fixed Interest | 20% | |
| 4 | Cash | 5% |
Performance data: Lonsec. Median benchmarks: Chant West. Data is updated monthly; the reporting period is shown in the tables. Investment options are compared with the Chant West median for their risk profile.
Insurance
Members are offered Life, TPD and Income protection insurance with the following limits:
Life insurance: $5 million (including a maximum of $3 million for terminal illness cover).
TPD insurance: $3 million.
Income protection insurance: Up to 75% of your salary plus optional super contributions up to a maximum insured amount of $25,000 per month.
• A benefit period of 2 years.
• A waiting period of 30 days.
Insurance is provided by TAL Life Limited.
Fund details
See the Brighter Super ABN and USI page for all the information required to contribute to this fund.
Read their PDS and TMD for further details.
FAQ's
We use investment performance data supplied by Lonsec and median benchmarks supplied by Chant West, both updated monthly.
Each investment option is assigned to a Chant West risk profile based on its proportion of growth assets. We then compare its return with the median benchmark for that risk profile over the same reporting period.
The difference shown in the table is the investment option’s return minus the median return.
Grouping options by growth asset allocation helps make comparisons more accurate, although options within the same profile can still have different investments and risks. Past performance is not a reliable indicator of future performance.
Member ratings and investment returns measure different things.
Member ratings reflect the experiences and opinions of people who submit reviews. These may relate to customer service, fees, insurance, administration or their satisfaction with investment performance.
Our performance tables compare an investment option’s reported returns with the relevant benchmark over specified periods. A fund can therefore deliver above median returns while receiving poor reviews for service or insurance or receive positive reviews despite below median returns.
Submitted reviews may not represent the experience of all members. Consider them alongside performance data, fees, insurance features and the fund’s official documents.