BT Panorama | Review My Super

BT Panorama Super Review

BT Panorama Super is a retail super fund managed by BT Financial Group.
It offers a flexible approach to managing managing superannuation with 2,300 investment options. It’s wide array of investment options and fee structure makes it more suitable for people with large balances that desire flexibility and wide investment choice. It’s also popular amongst financial advisers that manage super on behalf of their clients for the same reasons.

Please Note: Any advice on this page is general in nature and does not take into account your objectives, financial situation or needs. Consider whether this is right for you. See full disclaimer.
Past performance is not a reliable indicator of future performance.

BT Panorama Super Performance

Due to BT’s wide range of investment options and style it is hard to summarize it’s performance like other funds with only handful of options.
Select an investment from the investment options list below to see the performance over 1, 3 and 5 years.

BT Panorama Super Fees

BT has a flat administration fee of $540 and a percentage fee of 0.15%. This type of fee structure is suited to larger balances. For example this flat fee is above 1% pa on a $50,000 balance but only just over 0.10% on a $500,000 balance.
Aside from the administration fee there is also the investment fee of the investment option selected. These fees differ greatly from ultra low cost index funds to expensive actively managed funds. Select an investment option from the menu below to see the relevant fees.

Choose Investment Option

Returns to January 01 1970

Investment Option	1 Year	3 Year	5 Year
BT Panorama Compact Menu - Adv Balanced Multi-blend Fund	-	-	-
Median	-	-	-
BT Panorama Compact Menu - Adv Balanced Multi-blend Fund VS Median	-	-	-

Fees

Investment Option	Flat Fee	Percentage Based Fee	Fee Based on 50k
BT Panorama Compact Menu - Adv Balanced Multi-blend Fund	405.07	1.16%	$985.07

Asset Allocation

Rank	Asset	%
1	Australian Shares	26%
2	International Shares	31.5%
3	Fixed Interest	10.25%
4	Alternative	15.01%
5	Property	5.01%
6	Other	2%
7	Cash	10.25%

Returns to January 01 1970

Investment Option	1 Year	3 Year	5 Year
BT Panorama Compact Menu - Adv Balanced Multi-blend Fund	-	-	-
Median	-	-	-
BT Panorama Compact Menu - Adv Balanced Multi-blend Fund VS Median	-	-	-

Fees

Investment Option	Flat Fee	Percentage Based Fee	Fee Based on 50k
BT Panorama Compact Menu - Adv Balanced Multi-blend Fund	405.07	1.16%	$985.07

Asset Allocation

Rank	Asset	%
1	Australian Shares	26%
2	International Shares	31.5%
3	Fixed Interest	10.25%
4	Alternative	15.01%
5	Property	5.01%
6	Other	2%
7	Cash	10.25%

Returns to January 01 1970

Investment Option	1 Year	3 Year	5 Year
BT Panorama Compact Menu - Adv Balanced Multi-blend Fund	-	-	-
Median	-	-	-
BT Panorama Compact Menu - Adv Balanced Multi-blend Fund VS Median	-	-	-

Fees

Investment Option	Flat Fee	Percentage Based Fee	Fee Based on 50k
BT Panorama Compact Menu - Adv Balanced Multi-blend Fund	405.07	1.16%	$985.07

Asset Allocation

Rank	Asset	%
1	Australian Shares	26%
2	International Shares	31.5%
3	Fixed Interest	10.25%
4	Alternative	15.01%
5	Property	5.01%
6	Other	2%
7	Cash	10.25%

Returns to January 01 1970

Investment Option	1 Year	3 Year	5 Year
BT Panorama Compact Menu - Adv Balanced Multi-blend Fund	-	-	-
Median	-	-	-
BT Panorama Compact Menu - Adv Balanced Multi-blend Fund VS Median	-	-	-

Fees

Investment Option	Flat Fee	Percentage Based Fee	Fee Based on 50k
BT Panorama Compact Menu - Adv Balanced Multi-blend Fund	405.07	1.16%	$985.07

Asset Allocation

Rank	Asset	%
1	Australian Shares	26%
2	International Shares	31.5%
3	Fixed Interest	10.25%
4	Alternative	15.01%
5	Property	5.01%
6	Other	2%
7	Cash	10.25%

Returns to January 01 1970

Investment Option	1 Year	3 Year	5 Year
BT Panorama Compact Menu - Adv Balanced Multi-blend Fund	-	-	-
Median	-	-	-
BT Panorama Compact Menu - Adv Balanced Multi-blend Fund VS Median	-	-	-

Fees

Investment Option	Flat Fee	Percentage Based Fee	Fee Based on 50k
BT Panorama Compact Menu - Adv Balanced Multi-blend Fund	405.07	1.16%	$985.07

Asset Allocation

Rank	Asset	%
1	Australian Shares	26%
2	International Shares	31.5%
3	Fixed Interest	10.25%
4	Alternative	15.01%
5	Property	5.01%
6	Other	2%
7	Cash	10.25%

Returns to January 01 1970

Investment Option	1 Year	3 Year	5 Year
BT Panorama Compact Menu - Adv Balanced Multi-blend Fund	-	-	-
Median	-	-	-
BT Panorama Compact Menu - Adv Balanced Multi-blend Fund VS Median	-	-	-

Fees

Investment Option	Flat Fee	Percentage Based Fee	Fee Based on 50k
BT Panorama Compact Menu - Adv Balanced Multi-blend Fund	405.07	1.16%	$985.07

Asset Allocation

Rank	Asset	%
1	Australian Shares	26%
2	International Shares	31.5%
3	Fixed Interest	10.25%
4	Alternative	15.01%
5	Property	5.01%
6	Other	2%
7	Cash	10.25%

Returns to January 01 1970

Investment Option	1 Year	3 Year	5 Year
BT Panorama Compact Menu - Adv Balanced Multi-blend Fund	-	-	-
Median	-	-	-
BT Panorama Compact Menu - Adv Balanced Multi-blend Fund VS Median	-	-	-

Fees

Investment Option	Flat Fee	Percentage Based Fee	Fee Based on 50k
BT Panorama Compact Menu - Adv Balanced Multi-blend Fund	405.07	1.16%	$985.07

Asset Allocation

Rank	Asset	%
1	Australian Shares	26%
2	International Shares	31.5%
3	Fixed Interest	10.25%
4	Alternative	15.01%
5	Property	5.01%
6	Other	2%
7	Cash	10.25%

Returns to January 01 1970

Investment Option	1 Year	3 Year	5 Year
BT Panorama Compact Menu - Adv Balanced Multi-blend Fund	-	-	-
Median	-	-	-
BT Panorama Compact Menu - Adv Balanced Multi-blend Fund VS Median	-	-	-

Fees

Investment Option	Flat Fee	Percentage Based Fee	Fee Based on 50k
BT Panorama Compact Menu - Adv Balanced Multi-blend Fund	405.07	1.16%	$985.07

Asset Allocation

Rank	Asset	%
1	Australian Shares	26%
2	International Shares	31.5%
3	Fixed Interest	10.25%
4	Alternative	15.01%
5	Property	5.01%
6	Other	2%
7	Cash	10.25%

Returns to January 01 1970

Investment Option	1 Year	3 Year	5 Year
BT Panorama Compact Menu - Adv Balanced Multi-blend Fund	-	-	-
Median	-	-	-
BT Panorama Compact Menu - Adv Balanced Multi-blend Fund VS Median	-	-	-

Fees

Investment Option	Flat Fee	Percentage Based Fee	Fee Based on 50k
BT Panorama Compact Menu - Adv Balanced Multi-blend Fund	405.07	1.16%	$985.07

Asset Allocation

Rank	Asset	%
1	Australian Shares	26%
2	International Shares	31.5%
3	Fixed Interest	10.25%
4	Alternative	15.01%
5	Property	5.01%
6	Other	2%
7	Cash	10.25%

Returns to January 01 1970

Investment Option	1 Year	3 Year	5 Year
BT Panorama Compact Menu - Adv Balanced Multi-blend Fund	-	-	-
Median	-	-	-
BT Panorama Compact Menu - Adv Balanced Multi-blend Fund VS Median	-	-	-

Fees

Investment Option	Flat Fee	Percentage Based Fee	Fee Based on 50k
BT Panorama Compact Menu - Adv Balanced Multi-blend Fund	405.07	1.16%	$985.07

Asset Allocation

Rank	Asset	%
1	Australian Shares	26%
2	International Shares	31.5%
3	Fixed Interest	10.25%
4	Alternative	15.01%
5	Property	5.01%
6	Other	2%
7	Cash	10.25%

Returns to January 01 1970

Investment Option	1 Year	3 Year	5 Year
BT Panorama Compact Menu - Adv Balanced Multi-blend Fund	-	-	-
Median	-	-	-
BT Panorama Compact Menu - Adv Balanced Multi-blend Fund VS Median	-	-	-

Fees

Investment Option	Flat Fee	Percentage Based Fee	Fee Based on 50k
BT Panorama Compact Menu - Adv Balanced Multi-blend Fund	405.07	1.16%	$985.07

Asset Allocation

Rank	Asset	%
1	Australian Shares	26%
2	International Shares	31.5%
3	Fixed Interest	10.25%
4	Alternative	15.01%
5	Property	5.01%
6	Other	2%
7	Cash	10.25%

Returns to January 01 1970

Investment Option	1 Year	3 Year	5 Year
BT Panorama Compact Menu - Adv Balanced Multi-blend Fund	-	-	-
Median	-	-	-
BT Panorama Compact Menu - Adv Balanced Multi-blend Fund VS Median	-	-	-

Fees

Investment Option	Flat Fee	Percentage Based Fee	Fee Based on 50k
BT Panorama Compact Menu - Adv Balanced Multi-blend Fund	405.07	1.16%	$985.07

Asset Allocation

Rank	Asset	%
1	Australian Shares	26%
2	International Shares	31.5%
3	Fixed Interest	10.25%
4	Alternative	15.01%
5	Property	5.01%
6	Other	2%
7	Cash	10.25%

Returns to January 01 1970

Investment Option	1 Year	3 Year	5 Year
BT Panorama Compact Menu - Adv Balanced Multi-blend Fund	-	-	-
Median	-	-	-
BT Panorama Compact Menu - Adv Balanced Multi-blend Fund VS Median	-	-	-

Fees

Investment Option	Flat Fee	Percentage Based Fee	Fee Based on 50k
BT Panorama Compact Menu - Adv Balanced Multi-blend Fund	405.07	1.16%	$985.07

Asset Allocation

Rank	Asset	%
1	Australian Shares	26%
2	International Shares	31.5%
3	Fixed Interest	10.25%
4	Alternative	15.01%
5	Property	5.01%
6	Other	2%
7	Cash	10.25%

Returns to January 01 1970

Investment Option	1 Year	3 Year	5 Year
BT Panorama Compact Menu - Adv Balanced Multi-blend Fund	-	-	-
Median	-	-	-
BT Panorama Compact Menu - Adv Balanced Multi-blend Fund VS Median	-	-	-

Fees

Investment Option	Flat Fee	Percentage Based Fee	Fee Based on 50k
BT Panorama Compact Menu - Adv Balanced Multi-blend Fund	405.07	1.16%	$985.07

Asset Allocation

Rank	Asset	%
1	Australian Shares	26%
2	International Shares	31.5%
3	Fixed Interest	10.25%
4	Alternative	15.01%
5	Property	5.01%
6	Other	2%
7	Cash	10.25%

Returns to January 01 1970

Investment Option	1 Year	3 Year	5 Year
BT Panorama Compact Menu - Adv Balanced Multi-blend Fund	-	-	-
Median	-	-	-
BT Panorama Compact Menu - Adv Balanced Multi-blend Fund VS Median	-	-	-

Fees

Investment Option	Flat Fee	Percentage Based Fee	Fee Based on 50k
BT Panorama Compact Menu - Adv Balanced Multi-blend Fund	405.07	1.16%	$985.07

Asset Allocation

Rank	Asset	%
1	Australian Shares	26%
2	International Shares	31.5%
3	Fixed Interest	10.25%
4	Alternative	15.01%
5	Property	5.01%
6	Other	2%
7	Cash	10.25%

Returns to January 01 1970

Investment Option	1 Year	3 Year	5 Year
BT Panorama Compact Menu - Adv Balanced Multi-blend Fund	-	-	-
Median	-	-	-
BT Panorama Compact Menu - Adv Balanced Multi-blend Fund VS Median	-	-	-

Fees

Investment Option	Flat Fee	Percentage Based Fee	Fee Based on 50k
BT Panorama Compact Menu - Adv Balanced Multi-blend Fund	405.07	1.16%	$985.07

Asset Allocation

Rank	Asset	%
1	Australian Shares	26%
2	International Shares	31.5%
3	Fixed Interest	10.25%
4	Alternative	15.01%
5	Property	5.01%
6	Other	2%
7	Cash	10.25%

Returns to January 01 1970

Investment Option	1 Year	3 Year	5 Year
BT Panorama Compact Menu - Adv Balanced Multi-blend Fund	-	-	-
Median	-	-	-
BT Panorama Compact Menu - Adv Balanced Multi-blend Fund VS Median	-	-	-

Fees

Investment Option	Flat Fee	Percentage Based Fee	Fee Based on 50k
BT Panorama Compact Menu - Adv Balanced Multi-blend Fund	405.07	1.16%	$985.07

Asset Allocation

Rank	Asset	%
1	Australian Shares	26%
2	International Shares	31.5%
3	Fixed Interest	10.25%
4	Alternative	15.01%
5	Property	5.01%
6	Other	2%
7	Cash	10.25%

Returns to January 01 1970

Investment Option	1 Year	3 Year	5 Year
BT Panorama Compact Menu - Adv Balanced Multi-blend Fund	-	-	-
Median	-	-	-
BT Panorama Compact Menu - Adv Balanced Multi-blend Fund VS Median	-	-	-

Fees

Investment Option	Flat Fee	Percentage Based Fee	Fee Based on 50k
BT Panorama Compact Menu - Adv Balanced Multi-blend Fund	405.07	1.16%	$985.07

Asset Allocation

Rank	Asset	%
1	Australian Shares	26%
2	International Shares	31.5%
3	Fixed Interest	10.25%
4	Alternative	15.01%
5	Property	5.01%
6	Other	2%
7	Cash	10.25%

Returns to January 01 1970

Investment Option	1 Year	3 Year	5 Year
BT Panorama Compact Menu - Adv Balanced Multi-blend Fund	-	-	-
Median	-	-	-
BT Panorama Compact Menu - Adv Balanced Multi-blend Fund VS Median	-	-	-

Fees

Investment Option	Flat Fee	Percentage Based Fee	Fee Based on 50k
BT Panorama Compact Menu - Adv Balanced Multi-blend Fund	405.07	1.16%	$985.07

Asset Allocation

Rank	Asset	%
1	Australian Shares	26%
2	International Shares	31.5%
3	Fixed Interest	10.25%
4	Alternative	15.01%
5	Property	5.01%
6	Other	2%
7	Cash	10.25%

Returns to January 01 1970

Investment Option	1 Year	3 Year	5 Year
BT Panorama Compact Menu - Adv Balanced Multi-blend Fund	-	-	-
Median	-	-	-
BT Panorama Compact Menu - Adv Balanced Multi-blend Fund VS Median	-	-	-

Fees

Investment Option	Flat Fee	Percentage Based Fee	Fee Based on 50k
BT Panorama Compact Menu - Adv Balanced Multi-blend Fund	405.07	1.16%	$985.07

Asset Allocation

Rank	Asset	%
1	Australian Shares	26%
2	International Shares	31.5%
3	Fixed Interest	10.25%
4	Alternative	15.01%
5	Property	5.01%
6	Other	2%
7	Cash	10.25%

Returns to January 01 1970

Investment Option	1 Year	3 Year	5 Year
BT Panorama Compact Menu - Adv Balanced Multi-blend Fund	-	-	-
Median	-	-	-
BT Panorama Compact Menu - Adv Balanced Multi-blend Fund VS Median	-	-	-

Fees

Investment Option	Flat Fee	Percentage Based Fee	Fee Based on 50k
BT Panorama Compact Menu - Adv Balanced Multi-blend Fund	405.07	1.16%	$985.07

Asset Allocation

Rank	Asset	%
1	Australian Shares	26%
2	International Shares	31.5%
3	Fixed Interest	10.25%
4	Alternative	15.01%
5	Property	5.01%
6	Other	2%
7	Cash	10.25%

Returns to January 01 1970

Investment Option	1 Year	3 Year	5 Year
BT Panorama Compact Menu - Adv Balanced Multi-blend Fund	-	-	-
Median	-	-	-
BT Panorama Compact Menu - Adv Balanced Multi-blend Fund VS Median	-	-	-

Fees

Investment Option	Flat Fee	Percentage Based Fee	Fee Based on 50k
BT Panorama Compact Menu - Adv Balanced Multi-blend Fund	405.07	1.16%	$985.07

Asset Allocation

Rank	Asset	%
1	Australian Shares	26%
2	International Shares	31.5%
3	Fixed Interest	10.25%
4	Alternative	15.01%
5	Property	5.01%
6	Other	2%
7	Cash	10.25%

Returns to January 01 1970

Investment Option	1 Year	3 Year	5 Year
BT Panorama Compact Menu - Adv Balanced Multi-blend Fund	-	-	-
Median	-	-	-
BT Panorama Compact Menu - Adv Balanced Multi-blend Fund VS Median	-	-	-

Fees

Investment Option	Flat Fee	Percentage Based Fee	Fee Based on 50k
BT Panorama Compact Menu - Adv Balanced Multi-blend Fund	405.07	1.16%	$985.07

Asset Allocation

Rank	Asset	%
1	Australian Shares	26%
2	International Shares	31.5%
3	Fixed Interest	10.25%
4	Alternative	15.01%
5	Property	5.01%
6	Other	2%
7	Cash	10.25%

Returns to January 01 1970

Investment Option	1 Year	3 Year	5 Year
BT Panorama Compact Menu - Adv Balanced Multi-blend Fund	-	-	-
Median	-	-	-
BT Panorama Compact Menu - Adv Balanced Multi-blend Fund VS Median	-	-	-

Fees

Investment Option	Flat Fee	Percentage Based Fee	Fee Based on 50k
BT Panorama Compact Menu - Adv Balanced Multi-blend Fund	405.07	1.16%	$985.07

Asset Allocation

Rank	Asset	%
1	Australian Shares	26%
2	International Shares	31.5%
3	Fixed Interest	10.25%
4	Alternative	15.01%
5	Property	5.01%
6	Other	2%
7	Cash	10.25%

Returns to January 01 1970

Investment Option	1 Year	3 Year	5 Year
BT Panorama Compact Menu - Adv Balanced Multi-blend Fund	-	-	-
Median	-	-	-
BT Panorama Compact Menu - Adv Balanced Multi-blend Fund VS Median	-	-	-

Fees

Investment Option	Flat Fee	Percentage Based Fee	Fee Based on 50k
BT Panorama Compact Menu - Adv Balanced Multi-blend Fund	405.07	1.16%	$985.07

Asset Allocation

Rank	Asset	%
1	Australian Shares	26%
2	International Shares	31.5%
3	Fixed Interest	10.25%
4	Alternative	15.01%
5	Property	5.01%
6	Other	2%
7	Cash	10.25%

Returns to January 01 1970

Investment Option	1 Year	3 Year	5 Year
BT Panorama Compact Menu - Adv Balanced Multi-blend Fund	-	-	-
Median	-	-	-
BT Panorama Compact Menu - Adv Balanced Multi-blend Fund VS Median	-	-	-

Fees

Investment Option	Flat Fee	Percentage Based Fee	Fee Based on 50k
BT Panorama Compact Menu - Adv Balanced Multi-blend Fund	405.07	1.16%	$985.07

Asset Allocation

Rank	Asset	%
1	Australian Shares	26%
2	International Shares	31.5%
3	Fixed Interest	10.25%
4	Alternative	15.01%
5	Property	5.01%
6	Other	2%
7	Cash	10.25%

Returns to January 01 1970

Investment Option	1 Year	3 Year	5 Year
BT Panorama Compact Menu - Adv Balanced Multi-blend Fund	-	-	-
Median	-	-	-
BT Panorama Compact Menu - Adv Balanced Multi-blend Fund VS Median	-	-	-

Fees

Investment Option	Flat Fee	Percentage Based Fee	Fee Based on 50k
BT Panorama Compact Menu - Adv Balanced Multi-blend Fund	405.07	1.16%	$985.07

Asset Allocation

Rank	Asset	%
1	Australian Shares	26%
2	International Shares	31.5%
3	Fixed Interest	10.25%
4	Alternative	15.01%
5	Property	5.01%
6	Other	2%
7	Cash	10.25%

Returns to January 01 1970

Investment Option	1 Year	3 Year	5 Year
BT Panorama Compact Menu - Adv Balanced Multi-blend Fund	-	-	-
Median	-	-	-
BT Panorama Compact Menu - Adv Balanced Multi-blend Fund VS Median	-	-	-

Fees

Investment Option	Flat Fee	Percentage Based Fee	Fee Based on 50k
BT Panorama Compact Menu - Adv Balanced Multi-blend Fund	405.07	1.16%	$985.07

Asset Allocation

Rank	Asset	%
1	Australian Shares	26%
2	International Shares	31.5%
3	Fixed Interest	10.25%
4	Alternative	15.01%
5	Property	5.01%
6	Other	2%
7	Cash	10.25%

Returns to January 01 1970

Investment Option	1 Year	3 Year	5 Year
BT Panorama Compact Menu - Adv Balanced Multi-blend Fund	-	-	-
Median	-	-	-
BT Panorama Compact Menu - Adv Balanced Multi-blend Fund VS Median	-	-	-

Fees

Investment Option	Flat Fee	Percentage Based Fee	Fee Based on 50k
BT Panorama Compact Menu - Adv Balanced Multi-blend Fund	405.07	1.16%	$985.07

Asset Allocation

Rank	Asset	%
1	Australian Shares	26%
2	International Shares	31.5%
3	Fixed Interest	10.25%
4	Alternative	15.01%
5	Property	5.01%
6	Other	2%
7	Cash	10.25%

Returns to January 01 1970

Investment Option	1 Year	3 Year	5 Year
BT Panorama Compact Menu - Adv Balanced Multi-blend Fund	-	-	-
Median	-	-	-
BT Panorama Compact Menu - Adv Balanced Multi-blend Fund VS Median	-	-	-

Fees

Investment Option	Flat Fee	Percentage Based Fee	Fee Based on 50k
BT Panorama Compact Menu - Adv Balanced Multi-blend Fund	405.07	1.16%	$985.07

Asset Allocation

Rank	Asset	%
1	Australian Shares	26%
2	International Shares	31.5%
3	Fixed Interest	10.25%
4	Alternative	15.01%
5	Property	5.01%
6	Other	2%
7	Cash	10.25%

Returns to January 01 1970

Investment Option	1 Year	3 Year	5 Year
BT Panorama Compact Menu - Adv Balanced Multi-blend Fund	-	-	-
Median	-	-	-
BT Panorama Compact Menu - Adv Balanced Multi-blend Fund VS Median	-	-	-

Fees

Investment Option	Flat Fee	Percentage Based Fee	Fee Based on 50k
BT Panorama Compact Menu - Adv Balanced Multi-blend Fund	405.07	1.16%	$985.07

Asset Allocation

Rank	Asset	%
1	Australian Shares	26%
2	International Shares	31.5%
3	Fixed Interest	10.25%
4	Alternative	15.01%
5	Property	5.01%
6	Other	2%
7	Cash	10.25%

Returns to January 01 1970

Investment Option	1 Year	3 Year	5 Year
BT Panorama Compact Menu - Adv Balanced Multi-blend Fund	-	-	-
Median	-	-	-
BT Panorama Compact Menu - Adv Balanced Multi-blend Fund VS Median	-	-	-

Fees

Investment Option	Flat Fee	Percentage Based Fee	Fee Based on 50k
BT Panorama Compact Menu - Adv Balanced Multi-blend Fund	405.07	1.16%	$985.07

Asset Allocation

Rank	Asset	%
1	Australian Shares	26%
2	International Shares	31.5%
3	Fixed Interest	10.25%
4	Alternative	15.01%
5	Property	5.01%
6	Other	2%
7	Cash	10.25%

Returns to January 01 1970

Investment Option	1 Year	3 Year	5 Year
BT Panorama Compact Menu - Adv Balanced Multi-blend Fund	-	-	-
Median	-	-	-
BT Panorama Compact Menu - Adv Balanced Multi-blend Fund VS Median	-	-	-

Fees

Investment Option	Flat Fee	Percentage Based Fee	Fee Based on 50k
BT Panorama Compact Menu - Adv Balanced Multi-blend Fund	405.07	1.16%	$985.07

Asset Allocation

Rank	Asset	%
1	Australian Shares	26%
2	International Shares	31.5%
3	Fixed Interest	10.25%
4	Alternative	15.01%
5	Property	5.01%
6	Other	2%
7	Cash	10.25%

Returns to January 01 1970

Investment Option	1 Year	3 Year	5 Year
BT Panorama Compact Menu - Adv Balanced Multi-blend Fund	-	-	-
Median	-	-	-
BT Panorama Compact Menu - Adv Balanced Multi-blend Fund VS Median	-	-	-

Fees

Investment Option	Flat Fee	Percentage Based Fee	Fee Based on 50k
BT Panorama Compact Menu - Adv Balanced Multi-blend Fund	405.07	1.16%	$985.07

Asset Allocation

Rank	Asset	%
1	Australian Shares	26%
2	International Shares	31.5%
3	Fixed Interest	10.25%
4	Alternative	15.01%
5	Property	5.01%
6	Other	2%
7	Cash	10.25%

Returns to January 01 1970

Investment Option	1 Year	3 Year	5 Year
BT Panorama Compact Menu - Adv Balanced Multi-blend Fund	-	-	-
Median	-	-	-
BT Panorama Compact Menu - Adv Balanced Multi-blend Fund VS Median	-	-	-

Fees

Investment Option	Flat Fee	Percentage Based Fee	Fee Based on 50k
BT Panorama Compact Menu - Adv Balanced Multi-blend Fund	405.07	1.16%	$985.07

Asset Allocation

Rank	Asset	%
1	Australian Shares	26%
2	International Shares	31.5%
3	Fixed Interest	10.25%
4	Alternative	15.01%
5	Property	5.01%
6	Other	2%
7	Cash	10.25%

Returns to January 01 1970

Investment Option	1 Year	3 Year	5 Year
BT Panorama Compact Menu - Adv Balanced Multi-blend Fund	-	-	-
Median	-	-	-
BT Panorama Compact Menu - Adv Balanced Multi-blend Fund VS Median	-	-	-

Fees

Investment Option	Flat Fee	Percentage Based Fee	Fee Based on 50k
BT Panorama Compact Menu - Adv Balanced Multi-blend Fund	405.07	1.16%	$985.07

Asset Allocation

Rank	Asset	%
1	Australian Shares	26%
2	International Shares	31.5%
3	Fixed Interest	10.25%
4	Alternative	15.01%
5	Property	5.01%
6	Other	2%
7	Cash	10.25%

Returns to January 01 1970

Investment Option	1 Year	3 Year	5 Year
BT Panorama Compact Menu - Adv Balanced Multi-blend Fund	-	-	-
Median	-	-	-
BT Panorama Compact Menu - Adv Balanced Multi-blend Fund VS Median	-	-	-

Fees

Investment Option	Flat Fee	Percentage Based Fee	Fee Based on 50k
BT Panorama Compact Menu - Adv Balanced Multi-blend Fund	405.07	1.16%	$985.07

Asset Allocation

Rank	Asset	%
1	Australian Shares	26%
2	International Shares	31.5%
3	Fixed Interest	10.25%
4	Alternative	15.01%
5	Property	5.01%
6	Other	2%
7	Cash	10.25%

Returns to January 01 1970

Investment Option	1 Year	3 Year	5 Year
BT Panorama Compact Menu - Adv Balanced Multi-blend Fund	-	-	-
Median	-	-	-
BT Panorama Compact Menu - Adv Balanced Multi-blend Fund VS Median	-	-	-

Fees

Investment Option	Flat Fee	Percentage Based Fee	Fee Based on 50k
BT Panorama Compact Menu - Adv Balanced Multi-blend Fund	405.07	1.16%	$985.07

Asset Allocation

Rank	Asset	%
1	Australian Shares	26%
2	International Shares	31.5%
3	Fixed Interest	10.25%
4	Alternative	15.01%
5	Property	5.01%
6	Other	2%
7	Cash	10.25%

Returns to January 01 1970

Investment Option	1 Year	3 Year	5 Year
BT Panorama Compact Menu - Adv Balanced Multi-blend Fund	-	-	-
Median	-	-	-
BT Panorama Compact Menu - Adv Balanced Multi-blend Fund VS Median	-	-	-

Fees

Investment Option	Flat Fee	Percentage Based Fee	Fee Based on 50k
BT Panorama Compact Menu - Adv Balanced Multi-blend Fund	405.07	1.16%	$985.07

Asset Allocation

Rank	Asset	%
1	Australian Shares	26%
2	International Shares	31.5%
3	Fixed Interest	10.25%
4	Alternative	15.01%
5	Property	5.01%
6	Other	2%
7	Cash	10.25%

Returns to January 01 1970

Investment Option	1 Year	3 Year	5 Year
BT Panorama Compact Menu - Adv Balanced Multi-blend Fund	-	-	-
Median	-	-	-
BT Panorama Compact Menu - Adv Balanced Multi-blend Fund VS Median	-	-	-

Fees

Investment Option	Flat Fee	Percentage Based Fee	Fee Based on 50k
BT Panorama Compact Menu - Adv Balanced Multi-blend Fund	405.07	1.16%	$985.07

Asset Allocation

Rank	Asset	%
1	Australian Shares	26%
2	International Shares	31.5%
3	Fixed Interest	10.25%
4	Alternative	15.01%
5	Property	5.01%
6	Other	2%
7	Cash	10.25%

Returns to January 01 1970

Investment Option	1 Year	3 Year	5 Year
BT Panorama Compact Menu - Adv Balanced Multi-blend Fund	-	-	-
Median	-	-	-
BT Panorama Compact Menu - Adv Balanced Multi-blend Fund VS Median	-	-	-

Fees

Investment Option	Flat Fee	Percentage Based Fee	Fee Based on 50k
BT Panorama Compact Menu - Adv Balanced Multi-blend Fund	405.07	1.16%	$985.07

Asset Allocation

Rank	Asset	%
1	Australian Shares	26%
2	International Shares	31.5%
3	Fixed Interest	10.25%
4	Alternative	15.01%
5	Property	5.01%
6	Other	2%
7	Cash	10.25%

Returns to January 01 1970

Investment Option	1 Year	3 Year	5 Year
BT Panorama Compact Menu - Adv Balanced Multi-blend Fund	-	-	-
Median	-	-	-
BT Panorama Compact Menu - Adv Balanced Multi-blend Fund VS Median	-	-	-

Fees

Investment Option	Flat Fee	Percentage Based Fee	Fee Based on 50k
BT Panorama Compact Menu - Adv Balanced Multi-blend Fund	405.07	1.16%	$985.07

Asset Allocation

Rank	Asset	%
1	Australian Shares	26%
2	International Shares	31.5%
3	Fixed Interest	10.25%
4	Alternative	15.01%
5	Property	5.01%
6	Other	2%
7	Cash	10.25%

Returns to January 01 1970

Investment Option	1 Year	3 Year	5 Year
BT Panorama Compact Menu - Adv Balanced Multi-blend Fund	-	-	-
Median	-	-	-
BT Panorama Compact Menu - Adv Balanced Multi-blend Fund VS Median	-	-	-

Fees

Investment Option	Flat Fee	Percentage Based Fee	Fee Based on 50k
BT Panorama Compact Menu - Adv Balanced Multi-blend Fund	405.07	1.16%	$985.07

Asset Allocation

Rank	Asset	%
1	Australian Shares	26%
2	International Shares	31.5%
3	Fixed Interest	10.25%
4	Alternative	15.01%
5	Property	5.01%
6	Other	2%
7	Cash	10.25%

Returns to January 01 1970

Investment Option	1 Year	3 Year	5 Year
BT Panorama Compact Menu - Adv Balanced Multi-blend Fund	-	-	-
Median	-	-	-
BT Panorama Compact Menu - Adv Balanced Multi-blend Fund VS Median	-	-	-

Fees

Investment Option	Flat Fee	Percentage Based Fee	Fee Based on 50k
BT Panorama Compact Menu - Adv Balanced Multi-blend Fund	405.07	1.16%	$985.07

Asset Allocation

Rank	Asset	%
1	Australian Shares	26%
2	International Shares	31.5%
3	Fixed Interest	10.25%
4	Alternative	15.01%
5	Property	5.01%
6	Other	2%
7	Cash	10.25%

Returns to January 01 1970

Investment Option	1 Year	3 Year	5 Year
BT Panorama Compact Menu - Adv Balanced Multi-blend Fund	-	-	-
Median	-	-	-
BT Panorama Compact Menu - Adv Balanced Multi-blend Fund VS Median	-	-	-

Fees

Investment Option	Flat Fee	Percentage Based Fee	Fee Based on 50k
BT Panorama Compact Menu - Adv Balanced Multi-blend Fund	405.07	1.16%	$985.07

Asset Allocation

Rank	Asset	%
1	Australian Shares	26%
2	International Shares	31.5%
3	Fixed Interest	10.25%
4	Alternative	15.01%
5	Property	5.01%
6	Other	2%
7	Cash	10.25%

Returns to January 01 1970

Investment Option	1 Year	3 Year	5 Year
BT Panorama Compact Menu - Adv Balanced Multi-blend Fund	-	-	-
Median	-	-	-
BT Panorama Compact Menu - Adv Balanced Multi-blend Fund VS Median	-	-	-

Fees

Investment Option	Flat Fee	Percentage Based Fee	Fee Based on 50k
BT Panorama Compact Menu - Adv Balanced Multi-blend Fund	405.07	1.16%	$985.07

Asset Allocation

Rank	Asset	%
1	Australian Shares	26%
2	International Shares	31.5%
3	Fixed Interest	10.25%
4	Alternative	15.01%
5	Property	5.01%
6	Other	2%
7	Cash	10.25%

Returns to January 01 1970

Investment Option	1 Year	3 Year	5 Year
BT Panorama Compact Menu - Adv Balanced Multi-blend Fund	-	-	-
Median	-	-	-
BT Panorama Compact Menu - Adv Balanced Multi-blend Fund VS Median	-	-	-

Fees

Investment Option	Flat Fee	Percentage Based Fee	Fee Based on 50k
BT Panorama Compact Menu - Adv Balanced Multi-blend Fund	405.07	1.16%	$985.07

Asset Allocation

Rank	Asset	%
1	Australian Shares	26%
2	International Shares	31.5%
3	Fixed Interest	10.25%
4	Alternative	15.01%
5	Property	5.01%
6	Other	2%
7	Cash	10.25%

Returns to January 01 1970

Investment Option	1 Year	3 Year	5 Year
BT Panorama Compact Menu - Adv Balanced Multi-blend Fund	-	-	-
Median	-	-	-
BT Panorama Compact Menu - Adv Balanced Multi-blend Fund VS Median	-	-	-

Fees

Investment Option	Flat Fee	Percentage Based Fee	Fee Based on 50k
BT Panorama Compact Menu - Adv Balanced Multi-blend Fund	405.07	1.16%	$985.07

Asset Allocation

Rank	Asset	%
1	Australian Shares	26%
2	International Shares	31.5%
3	Fixed Interest	10.25%
4	Alternative	15.01%
5	Property	5.01%
6	Other	2%
7	Cash	10.25%

Returns to January 01 1970

Investment Option	1 Year	3 Year	5 Year
BT Panorama Compact Menu - Adv Balanced Multi-blend Fund	-	-	-
Median	-	-	-
BT Panorama Compact Menu - Adv Balanced Multi-blend Fund VS Median	-	-	-

Fees

Investment Option	Flat Fee	Percentage Based Fee	Fee Based on 50k
BT Panorama Compact Menu - Adv Balanced Multi-blend Fund	405.07	1.16%	$985.07

Asset Allocation

Rank	Asset	%
1	Australian Shares	26%
2	International Shares	31.5%
3	Fixed Interest	10.25%
4	Alternative	15.01%
5	Property	5.01%
6	Other	2%
7	Cash	10.25%

Returns to January 01 1970

Investment Option	1 Year	3 Year	5 Year
BT Panorama Compact Menu - Adv Balanced Multi-blend Fund	-	-	-
Median	-	-	-
BT Panorama Compact Menu - Adv Balanced Multi-blend Fund VS Median	-	-	-

Fees

Investment Option	Flat Fee	Percentage Based Fee	Fee Based on 50k
BT Panorama Compact Menu - Adv Balanced Multi-blend Fund	405.07	1.16%	$985.07

Asset Allocation

Rank	Asset	%
1	Australian Shares	26%
2	International Shares	31.5%
3	Fixed Interest	10.25%
4	Alternative	15.01%
5	Property	5.01%
6	Other	2%
7	Cash	10.25%

Returns to January 01 1970

Investment Option	1 Year	3 Year	5 Year
BT Panorama Compact Menu - Adv Balanced Multi-blend Fund	-	-	-
Median	-	-	-
BT Panorama Compact Menu - Adv Balanced Multi-blend Fund VS Median	-	-	-

Fees

Investment Option	Flat Fee	Percentage Based Fee	Fee Based on 50k
BT Panorama Compact Menu - Adv Balanced Multi-blend Fund	405.07	1.16%	$985.07

Asset Allocation

Rank	Asset	%
1	Australian Shares	26%
2	International Shares	31.5%
3	Fixed Interest	10.25%
4	Alternative	15.01%
5	Property	5.01%
6	Other	2%
7	Cash	10.25%

Returns to January 01 1970

Investment Option	1 Year	3 Year	5 Year
BT Panorama Compact Menu - Adv Balanced Multi-blend Fund	-	-	-
Median	-	-	-
BT Panorama Compact Menu - Adv Balanced Multi-blend Fund VS Median	-	-	-

Fees

Investment Option	Flat Fee	Percentage Based Fee	Fee Based on 50k
BT Panorama Compact Menu - Adv Balanced Multi-blend Fund	405.07	1.16%	$985.07

Asset Allocation

Rank	Asset	%
1	Australian Shares	26%
2	International Shares	31.5%
3	Fixed Interest	10.25%
4	Alternative	15.01%
5	Property	5.01%
6	Other	2%
7	Cash	10.25%

Returns to January 01 1970

Investment Option	1 Year	3 Year	5 Year
BT Panorama Compact Menu - Adv Balanced Multi-blend Fund	-	-	-
Median	-	-	-
BT Panorama Compact Menu - Adv Balanced Multi-blend Fund VS Median	-	-	-

Fees

Investment Option	Flat Fee	Percentage Based Fee	Fee Based on 50k
BT Panorama Compact Menu - Adv Balanced Multi-blend Fund	405.07	1.16%	$985.07

Asset Allocation

Rank	Asset	%
1	Australian Shares	26%
2	International Shares	31.5%
3	Fixed Interest	10.25%
4	Alternative	15.01%
5	Property	5.01%
6	Other	2%
7	Cash	10.25%

Returns to January 01 1970

Investment Option	1 Year	3 Year	5 Year
BT Panorama Compact Menu - BT Index Growth Fund	-	-	-
Median	-	-	-
BT Panorama Compact Menu - BT Index Growth Fund VS Median	-	-	-

Fees

Investment Option	Flat Fee	Percentage Based Fee	Fee Based on 50k
BT Panorama Compact Menu - BT Index Growth Fund	275	0.64%	$595

Asset Allocation

Rank	Asset	%
1	Australian Shares	40%
2	International Shares	30%
3	Fixed Interest	11%
4	Property	15%
5	Cash	4%

Returns to January 01 1970

Investment Option	1 Year	3 Year	5 Year
BT Panorama Compact Menu - Adv Growth Multi-blend Fund	-	-	-
Median	-	-	-
BT Panorama Compact Menu - Adv Growth Multi-blend Fund VS Median	-	-	-

Fees

Investment Option	Flat Fee	Percentage Based Fee	Fee Based on 50k
BT Panorama Compact Menu - Adv Growth Multi-blend Fund	405.07	1.32%	$1065.07

Asset Allocation

Rank	Asset	%
1	Australian Shares	32%
2	International Shares	39.5%
3	Fixed Interest	3.25%
4	Alternative	14.51%
5	Property	5.5%
6	Other	2%
7	Cash	3.25%

Returns to January 01 1970

Investment Option	1 Year	3 Year	5 Year
BT Panorama Compact Menu - BT Index High Growth Fund	-	-	-
Median	-	-	-
BT Panorama Compact Menu - BT Index High Growth Fund VS Median	-	-	-

Fees

Investment Option	Flat Fee	Percentage Based Fee	Fee Based on 50k
BT Panorama Compact Menu - BT Index High Growth Fund	275	0.64%	$595

Asset Allocation

Rank	Asset	%
1	Australian Shares	47%
2	International Shares	41%
3	Property	10%
4	Cash	2%

Returns to January 01 1970

Investment Option	1 Year	3 Year	5 Year
BT Panorama Compact Menu - Adv Cash Multi-blend Fund	-	-	-
Median	-	-	-
BT Panorama Compact Menu - Adv Cash Multi-blend Fund VS Median	-	-	-

Fees

Investment Option	Flat Fee	Percentage Based Fee	Fee Based on 50k
BT Panorama Compact Menu - Adv Cash Multi-blend Fund	405.07	0.15%	$480.07

Asset Allocation

Rank		Asset	%
1		Cash	100%

Returns to January 01 1970

Investment Option	1 Year	3 Year	5 Year
BT Panorama Compact Menu - Pendal Wsale Plus Active Balanced Fund	-	-	-
Median	-	-	-
BT Panorama Compact Menu - Pendal Wsale Plus Active Balanced Fund VS Median	-	-	-

Fees

Investment Option	Flat Fee	Percentage Based Fee	Fee Based on 50k
BT Panorama Compact Menu - Pendal Wsale Plus Active Balanced Fund	405.07	1.25%	$1030.07

Asset Allocation

Rank	Asset	%
1	Australian Shares	33.61%
2	International Shares	25.36%
3	Fixed Interest	18.49%
4	Property	4.84%
5	Other	15.7%
6	Cash	2.01%

Returns to January 01 1970

Investment Option	1 Year	3 Year	5 Year
BT Panorama Compact Menu - Adv High Growth Multi-blend Fund	-	-	-
Median	-	-	-
BT Panorama Compact Menu - Adv High Growth Multi-blend Fund VS Median	-	-	-

Fees

Investment Option	Flat Fee	Percentage Based Fee	Fee Based on 50k
BT Panorama Compact Menu - Adv High Growth Multi-blend Fund	405.07	1.41%	$1110.07

Asset Allocation

Rank	Asset	%
1	Australian Shares	39%
2	International Shares	45%
3	Fixed Interest	1%
4	Alternative	9.5%
5	Property	4.5%
6	Cash	1%

Returns to January 01 1970

Investment Option	1 Year	3 Year	5 Year
BT Panorama Compact Menu - BT Index Balanced Fund	-	-	-
Median	-	-	-
BT Panorama Compact Menu - BT Index Balanced Fund VS Median	-	-	-

Fees

Investment Option	Flat Fee	Percentage Based Fee	Fee Based on 50k
BT Panorama Compact Menu - BT Index Balanced Fund	275	0.62%	$585

Asset Allocation

Rank	Asset	%
1	Australian Shares	33%
2	International Shares	25%
3	Fixed Interest	25%
4	Property	12%
5	Cash	5%

Returns to January 01 1970

Investment Option	1 Year	3 Year	5 Year
BT Panorama Compact Menu - Adv Moderate Multi-blend Fund	-	-	-
Median	-	-	-
BT Panorama Compact Menu - Adv Moderate Multi-blend Fund VS Median	-	-	-

Fees

Investment Option	Flat Fee	Percentage Based Fee	Fee Based on 50k
BT Panorama Compact Menu - Adv Moderate Multi-blend Fund	405.07	1.01%	$910.07

Asset Allocation

Rank	Asset	%
1	Australian Shares	19%
2	International Shares	19.5%
3	Fixed Interest	20.25%
4	Alternative	13.5%
5	Property	4.5%
6	Other	3%
7	Cash	20.25%

Returns to January 01 1970

Investment Option	1 Year	3 Year	5 Year
BT Panorama Compact Menu - Pendal Wsale Plus Active Growth Fund	-	-	-
Median	-	-	-
BT Panorama Compact Menu - Pendal Wsale Plus Active Growth Fund VS Median	-	-	-

Fees

Investment Option	Flat Fee	Percentage Based Fee	Fee Based on 50k
BT Panorama Compact Menu - Pendal Wsale Plus Active Growth Fund	405.07	1.31%	$1060.07

Asset Allocation

Rank	Asset	%
1	Australian Shares	38.97%
2	International Shares	30.9%
3	Fixed Interest	11.96%
4	Property	5.02%
5	Other	13%
6	Cash	0.16%

Returns to January 01 1970

Investment Option	1 Year	3 Year	5 Year
BT Panorama Compact Menu - BT Index Defensive Fund	-	-	-
Median	-	-	-
BT Panorama Compact Menu - BT Index Defensive Fund VS Median	-	-	-

Fees

Investment Option	Flat Fee	Percentage Based Fee	Fee Based on 50k
BT Panorama Compact Menu - BT Index Defensive Fund	275	0.6%	$575

Asset Allocation

Rank	Asset	%
1	Australian Shares	13%
2	International Shares	7%
3	Fixed Interest	43%
4	Property	10%
5	Cash	27%

Returns to January 01 1970

Investment Option	1 Year	3 Year	5 Year
BT Panorama Compact Menu - Pendal Wsale Plus Active High Growth Fund	-	-	-
Median	-	-	-
BT Panorama Compact Menu - Pendal Wsale Plus Active High Growth Fund VS Median	-	-	-

Fees

Investment Option	Flat Fee	Percentage Based Fee	Fee Based on 50k
BT Panorama Compact Menu - Pendal Wsale Plus Active High Growth Fund	405.07	1.4%	$1105.07

Asset Allocation

Rank	Asset	%
1	Australian Shares	43.69%
2	International Shares	37.22%
3	Fixed Interest	4.05%
4	Property	5.09%
5	Other	7.05%
6	Cash	2.9%

Returns to January 01 1970

Investment Option	1 Year	3 Year	5 Year
BT Panorama Compact Menu - BT Index Moderate Fund	-	-	-
Median	-	-	-
BT Panorama Compact Menu - BT Index Moderate Fund VS Median	-	-	-

Fees

Investment Option	Flat Fee	Percentage Based Fee	Fee Based on 50k
BT Panorama Compact Menu - BT Index Moderate Fund	275	0.62%	$585

Asset Allocation

Rank	Asset	%
1	Australian Shares	25%
2	International Shares	15%
3	Fixed Interest	38%
4	Property	10%
5	Cash	12%

Returns to January 01 1970

Investment Option	1 Year	3 Year	5 Year
BT Panorama Compact Menu - Pendal Wsale Plus Active Conservative Fund	-	-	-
Median	-	-	-
BT Panorama Compact Menu - Pendal Wsale Plus Active Conservative Fund VS Median	-	-	-

Fees

Investment Option	Flat Fee	Percentage Based Fee	Fee Based on 50k
BT Panorama Compact Menu - Pendal Wsale Plus Active Conservative Fund	405.07	0.98%	$895.07

Asset Allocation

Rank	Asset	%
1	Australian Shares	11.23%
2	International Shares	8.83%
3	Fixed Interest	40.47%
4	Property	4.24%
5	Other	15.12%
6	Cash	20.13%

Returns to January 01 1970

Investment Option	1 Year	3 Year	5 Year
BT Panorama Compact Menu - Adv Defensive Multi-blend Fund	-	-	-
Median	-	-	-
BT Panorama Compact Menu - Adv Defensive Multi-blend Fund VS Median	-	-	-

Fees

Investment Option	Flat Fee	Percentage Based Fee	Fee Based on 50k
BT Panorama Compact Menu - Adv Defensive Multi-blend Fund	405.07	0.88%	$845.07

Asset Allocation

Rank	Asset	%
1	Australian Shares	11%
2	International Shares	9.5%
3	Fixed Interest	30.25%
4	Alternative	12.51%
5	Property	3.5%
6	Other	3%
7	Cash	30.25%

Returns to January 01 1970

Investment Option	1 Year	3 Year	5 Year
BT Panorama Full Menu - BT Index Moderate Fund	-	-	-
Median	-	-	-
BT Panorama Full Menu - BT Index Moderate Fund VS Median	-	-	-

Fees

Investment Option	Flat Fee	Percentage Based Fee	Fee Based on 50k
BT Panorama Full Menu - BT Index Moderate Fund	635	0.62%	$945

Asset Allocation

Rank	Asset	%
1	Australian Shares	25%
2	International Shares	15%
3	Fixed Interest	38%
4	Property	10%
5	Cash	12%

Returns to January 01 1970

Investment Option	1 Year	3 Year	5 Year
BT Panorama Full Menu - Adv International Shares Multi-blend Funds	-	-	-
Median	-	-	-
BT Panorama Full Menu - Adv International Shares Multi-blend Funds VS Median	-	-	-

Fees

Investment Option	Flat Fee	Percentage Based Fee	Fee Based on 50k
BT Panorama Full Menu - Adv International Shares Multi-blend Funds	555.07	1.53%	$1320.07

Asset Allocation

Rank		Asset	%
1		International Shares	100%

Returns to January 01 1970

Investment Option	1 Year	3 Year	5 Year
BT Panorama Full Menu - Pendal Wsale Plus Active High Growth Fund	-	-	-
Median	-	-	-
BT Panorama Full Menu - Pendal Wsale Plus Active High Growth Fund VS Median	-	-	-

Fees

Investment Option	Flat Fee	Percentage Based Fee	Fee Based on 50k
BT Panorama Full Menu - Pendal Wsale Plus Active High Growth Fund	555.07	1.55%	$1330.07

Asset Allocation

Rank	Asset	%
1	Australian Shares	43.74%
2	International Shares	36.99%
3	Fixed Interest	4.1%
4	Property	5.18%
5	Other	7.16%
6	Cash	2.85%

Returns to January 01 1970

Investment Option	1 Year	3 Year	5 Year
BT Panorama Full Menu - Adv Balanced Multi-blend Fund	-	-	-
Median	-	-	-
BT Panorama Full Menu - Adv Balanced Multi-blend Fund VS Median	-	-	-

Fees

Investment Option	Flat Fee	Percentage Based Fee	Fee Based on 50k
BT Panorama Full Menu - Adv Balanced Multi-blend Fund	555.07	1.31%	$1210.07

Asset Allocation

Rank	Asset	%
1	Australian Shares	26%
2	International Shares	31.5%
3	Fixed Interest	10.25%
4	Alternative	15%
5	Property	5%
6	Other	2%
7	Cash	10.25%

Returns to January 01 1970

Investment Option	1 Year	3 Year	5 Year
BT Panorama Full Menu - Adv Australian Shares Multi-blend Fund	-	-	-
Median	-	-	-
BT Panorama Full Menu - Adv Australian Shares Multi-blend Fund VS Median	-	-	-

Fees

Investment Option	Flat Fee	Percentage Based Fee	Fee Based on 50k
BT Panorama Full Menu - Adv Australian Shares Multi-blend Fund	555.07	1.58%	$1345.07

Asset Allocation

Rank		Asset	%
1		Australian Shares	100%

Returns to January 01 1970

Investment Option	1 Year	3 Year	5 Year
BT Panorama Full Menu - Adv Defensive Multi-blend Fund	-	-	-
Median	-	-	-
BT Panorama Full Menu - Adv Defensive Multi-blend Fund VS Median	-	-	-

Fees

Investment Option	Flat Fee	Percentage Based Fee	Fee Based on 50k
BT Panorama Full Menu - Adv Defensive Multi-blend Fund	555.07	1.03%	$1070.07

Asset Allocation

Rank	Asset	%
1	Australian Shares	11%
2	International Shares	9.5%
3	Fixed Interest	30.25%
4	Alternative	12.5%
5	Property	3.5%
6	Other	3%
7	Cash	30.25%

Returns to January 01 1970

Investment Option	1 Year	3 Year	5 Year
BT Panorama Full Menu - Pendal Wsale Plus Core Global Share Fund	-	-	-
Median	-	-	-
BT Panorama Full Menu - Pendal Wsale Plus Core Global Share Fund VS Median	-	-	-

Fees

Investment Option	Flat Fee	Percentage Based Fee	Fee Based on 50k
BT Panorama Full Menu - Pendal Wsale Plus Core Global Share Fund	555.07	1.36%	$1235.07

Asset Allocation

Rank		Asset	%
1		International Shares	97.93%
2		Cash	2.07%

Returns to January 01 1970

Investment Option	1 Year	3 Year	5 Year
BT Panorama Full Menu - Mercer Multi-manager High Growth Fund - Wholesale Units	-	-	-
Median	-	-	-
BT Panorama Full Menu - Mercer Multi-manager High Growth Fund - Wholesale Units VS Median	-	-	-

Fees

Investment Option	Flat Fee	Percentage Based Fee	Fee Based on 50k
BT Panorama Full Menu - Mercer Multi-manager High Growth Fund - Wholesale Units	555.07	1.42%	$1265.07

Asset Allocation

Rank	Asset	%
1	Australian Shares	40%
2	International Shares	46%
3	Alternative	3%
4	Property	6%
5	Cash	2%

Returns to January 01 1970

Investment Option	1 Year	3 Year	5 Year
BT Panorama Compact Menu - Pendal Wsale Plus Fixed Interest Fund	-	-	-
Median	-	-	-
BT Panorama Compact Menu - Pendal Wsale Plus Fixed Interest Fund VS Median	-	-	-

Fees

Investment Option	Flat Fee	Percentage Based Fee	Fee Based on 50k
BT Panorama Compact Menu - Pendal Wsale Plus Fixed Interest Fund	405.07	0.55%	$680.07

Asset Allocation

Rank		Asset	%

Returns to January 01 1970

Investment Option	1 Year	3 Year	5 Year
BT Panorama Compact Menu - Pendal Wsale Plus Active Moderate Fund	-	-	-
Median	-	-	-
BT Panorama Compact Menu - Pendal Wsale Plus Active Moderate Fund VS Median	-	-	-

Fees

Investment Option	Flat Fee	Percentage Based Fee	Fee Based on 50k
BT Panorama Compact Menu - Pendal Wsale Plus Active Moderate Fund	405.07	1.09%	$950.07

Asset Allocation

Rank	Asset	%
1	Australian Shares	24.43%
2	International Shares	16.95%
3	Fixed Interest	33.24%
4	Property	4.58%
5	Other	15.2%
6	Cash	5.61%

Returns to January 01 1970

Investment Option	1 Year	3 Year	5 Year
BT Panorama Compact Menu - Pendal Wsale Plus Australian Share Fund	-	-	-
Median	-	-	-
BT Panorama Compact Menu - Pendal Wsale Plus Australian Share Fund VS Median	-	-	-

Fees

Investment Option	Flat Fee	Percentage Based Fee	Fee Based on 50k
BT Panorama Compact Menu - Pendal Wsale Plus Australian Share Fund	405.07	1.24%	$1025.07

Asset Allocation

Rank		Asset	%
1		Australian Shares	98.27%
2		Cash	1.73%

Returns to January 01 1970

Investment Option	1 Year	3 Year	5 Year
BT Panorama Full Menu - Pendal Wsale Plus Active Growth Fund	-	-	-
Median	-	-	-
BT Panorama Full Menu - Pendal Wsale Plus Active Growth Fund VS Median	-	-	-

Fees

Investment Option	Flat Fee	Percentage Based Fee	Fee Based on 50k
BT Panorama Full Menu - Pendal Wsale Plus Active Growth Fund	555.07	1.46%	$1285.07

Asset Allocation

Rank	Asset	%
1	Australian Shares	38.97%
2	International Shares	30.9%
3	Fixed Interest	11.96%
4	Property	5.02%
5	Other	13%
6	Cash	0.16%

Returns to January 01 1970

Investment Option	1 Year	3 Year	5 Year
BT Panorama Full Menu - Adv Moderate Multi-blend Fund	-	-	-
Median	-	-	-
BT Panorama Full Menu - Adv Moderate Multi-blend Fund VS Median	-	-	-

Fees

Investment Option	Flat Fee	Percentage Based Fee	Fee Based on 50k
BT Panorama Full Menu - Adv Moderate Multi-blend Fund	555.07	1.16%	$1135.07

Asset Allocation

Rank	Asset	%
1	Australian Shares	19%
2	International Shares	19.5%
3	Fixed Interest	20.25%
4	Alternative	13.5%
5	Property	4.5%
6	Other	3%
7	Cash	20.25%

Returns to January 01 1970

Investment Option	1 Year	3 Year	5 Year
BT Panorama Full Menu - Pendal Wsale Plus Active Moderate Fund	-	-	-
Median	-	-	-
BT Panorama Full Menu - Pendal Wsale Plus Active Moderate Fund VS Median	-	-	-

Fees

Investment Option	Flat Fee	Percentage Based Fee	Fee Based on 50k
BT Panorama Full Menu - Pendal Wsale Plus Active Moderate Fund	555.07	1.24%	$1175.07

Asset Allocation

Rank	Asset	%
1	Australian Shares	24.43%
2	International Shares	16.95%
3	Fixed Interest	33.24%
4	Property	4.58%
5	Other	15.2%
6	Cash	5.61%

Returns to January 01 1970

Investment Option	1 Year	3 Year	5 Year
BT Panorama Full Menu - Pendal Wsale Plus Global Emerging Markets Opp. Fund	-	-	-
Median	-	-	-
BT Panorama Full Menu - Pendal Wsale Plus Global Emerging Markets Opp. Fund VS Median	-	-	-

Fees

Investment Option	Flat Fee	Percentage Based Fee	Fee Based on 50k
BT Panorama Full Menu - Pendal Wsale Plus Global Emerging Markets Opp. Fund	555.07	1.95%	$1530.07

Asset Allocation

Rank		Asset	%

Returns to January 01 1970

Investment Option	1 Year	3 Year	5 Year
BT Panorama Full Menu - BT Index High Growth Fund	-	-	-
Median	-	-	-
BT Panorama Full Menu - BT Index High Growth Fund VS Median	-	-	-

Fees

Investment Option	Flat Fee	Percentage Based Fee	Fee Based on 50k
BT Panorama Full Menu - BT Index High Growth Fund	635	0.64%	$955

Asset Allocation

Rank	Asset	%
1	Australian Shares	47%
2	International Shares	41%
3	Property	10%
4	Cash	2%

Returns to January 01 1970

Investment Option	1 Year	3 Year	5 Year
BT Panorama Full Menu - Pendal Wsale Plus Global Property Securities Fund	-	-	-
Median	-	-	-
BT Panorama Full Menu - Pendal Wsale Plus Global Property Securities Fund VS Median	-	-	-

Fees

Investment Option	Flat Fee	Percentage Based Fee	Fee Based on 50k
BT Panorama Full Menu - Pendal Wsale Plus Global Property Securities Fund	555.07	1.28%	$1195.07

Asset Allocation

Rank		Asset	%

Returns to January 01 1970

Investment Option	1 Year	3 Year	5 Year
BT Panorama Full Menu - Mercer Multi-manager International Share Fund	-	-	-
Median	-	-	-
BT Panorama Full Menu - Mercer Multi-manager International Share Fund VS Median	-	-	-

Fees

Investment Option	Flat Fee	Percentage Based Fee	Fee Based on 50k
BT Panorama Full Menu - Mercer Multi-manager International Share Fund	555.07	1.53%	$1320.07

Asset Allocation

Rank		Asset	%
1		International Shares	100%

Returns to January 01 1970

Investment Option	1 Year	3 Year	5 Year
BT Panorama Full Menu - Mercer Multi-manager Fixed Interest Fund	-	-	-
Median	-	-	-
BT Panorama Full Menu - Mercer Multi-manager Fixed Interest Fund VS Median	-	-	-

Fees

Investment Option	Flat Fee	Percentage Based Fee	Fee Based on 50k
BT Panorama Full Menu - Mercer Multi-manager Fixed Interest Fund	555.07	0.87%	$990.07

Asset Allocation

Rank		Asset	%
1		Fixed Interest	100%

Returns to January 01 1970

Investment Option	1 Year	3 Year	5 Year
BT Panorama Full Menu - BT Index Defensive Fund	-	-	-
Median	-	-	-
BT Panorama Full Menu - BT Index Defensive Fund VS Median	-	-	-

Fees

Investment Option	Flat Fee	Percentage Based Fee	Fee Based on 50k
BT Panorama Full Menu - BT Index Defensive Fund	635	0.6%	$935

Asset Allocation

Rank	Asset	%
1	Australian Shares	13%
2	International Shares	7%
3	Fixed Interest	43%
4	Property	10%
5	Cash	27%

Returns to January 01 1970

Investment Option	1 Year	3 Year	5 Year
BT Panorama Full Menu - BT Index Growth Fund	-	-	-
Median	-	-	-
BT Panorama Full Menu - BT Index Growth Fund VS Median	-	-	-

Fees

Investment Option	Flat Fee	Percentage Based Fee	Fee Based on 50k
BT Panorama Full Menu - BT Index Growth Fund	635	0.64%	$955

Asset Allocation

Rank	Asset	%
1	Australian Shares	40%
2	International Shares	30%
3	Fixed Interest	11%
4	Property	15%
5	Cash	4%

Returns to January 01 1970

Investment Option	1 Year	3 Year	5 Year
BT Panorama Full Menu - Pendal Wsale Plus Property Securities Fund	-	-	-
Median	-	-	-
BT Panorama Full Menu - Pendal Wsale Plus Property Securities Fund VS Median	-	-	-

Fees

Investment Option	Flat Fee	Percentage Based Fee	Fee Based on 50k
BT Panorama Full Menu - Pendal Wsale Plus Property Securities Fund	555.07	1.28%	$1195.07

Asset Allocation

Rank		Asset	%
1		Property	97.1%
2		Cash	2.9%

Returns to January 01 1970

Investment Option	1 Year	3 Year	5 Year
BT Panorama Full Menu - Adv Growth Multi-blend Fund	-	-	-
Median	-	-	-
BT Panorama Full Menu - Adv Growth Multi-blend Fund VS Median	-	-	-

Fees

Investment Option	Flat Fee	Percentage Based Fee	Fee Based on 50k
BT Panorama Full Menu - Adv Growth Multi-blend Fund	555.07	1.47%	$1290.07

Asset Allocation

Rank	Asset	%
1	Australian Shares	32%
2	International Shares	39.5%
3	Fixed Interest	3.25%
4	Alternative	14.5%
5	Property	5.5%
6	Other	2%
7	Cash	3.25%

Returns to January 01 1970

Investment Option	1 Year	3 Year	5 Year
BT Panorama Full Menu - Pendal Wsale Plus Active Conservative Fund	-	-	-
Median	-	-	-
BT Panorama Full Menu - Pendal Wsale Plus Active Conservative Fund VS Median	-	-	-

Fees

Investment Option	Flat Fee	Percentage Based Fee	Fee Based on 50k
BT Panorama Full Menu - Pendal Wsale Plus Active Conservative Fund	555.07	1.13%	$1120.07

Asset Allocation

Rank	Asset	%
1	Australian Shares	11.23%
2	International Shares	8.83%
3	Fixed Interest	40.47%
4	Property	4.24%
5	Other	15.12%
6	Cash	20.13%

Returns to January 01 1970

Investment Option	1 Year	3 Year	5 Year
BT Panorama Compact Menu - Pendal Wsale Plus Global Property Securities Fund	-	-	-
Median	-	-	-
BT Panorama Compact Menu - Pendal Wsale Plus Global Property Securities Fund VS Median	-	-	-

Fees

Investment Option	Flat Fee	Percentage Based Fee	Fee Based on 50k
BT Panorama Compact Menu - Pendal Wsale Plus Global Property Securities Fund	405.07	1.13%	$970.07

Asset Allocation

Rank		Asset	%

Returns to January 01 1970

Investment Option	1 Year	3 Year	5 Year
BT Panorama Full Menu - Adv Cash Multi-blend Fund	-	-	-
Median	-	-	-
BT Panorama Full Menu - Adv Cash Multi-blend Fund VS Median	-	-	-

Fees

Investment Option	Flat Fee	Percentage Based Fee	Fee Based on 50k
BT Panorama Full Menu - Adv Cash Multi-blend Fund	555.07	0.3%	$705.07

Asset Allocation

Rank		Asset	%
1		Cash	100%

Returns to January 01 1970

Investment Option	1 Year	3 Year	5 Year
BT Panorama Full Menu - Pendal Wsale Plus Australian Share Fund	-	-	-
Median	-	-	-
BT Panorama Full Menu - Pendal Wsale Plus Australian Share Fund VS Median	-	-	-

Fees

Investment Option	Flat Fee	Percentage Based Fee	Fee Based on 50k
BT Panorama Full Menu - Pendal Wsale Plus Australian Share Fund	555.07	1.39%	$1250.07

Asset Allocation

Rank		Asset	%
1		Australian Shares	98.27%
2		Cash	1.73%

Returns to January 01 1970

Investment Option	1 Year	3 Year	5 Year
BT Panorama Full Menu - BT Index Balanced Fund	-	-	-
Median	-	-	-
BT Panorama Full Menu - BT Index Balanced Fund VS Median	-	-	-

Fees

Investment Option	Flat Fee	Percentage Based Fee	Fee Based on 50k
BT Panorama Full Menu - BT Index Balanced Fund	635	0.62%	$945

Asset Allocation

Rank	Asset	%
1	Australian Shares	33%
2	International Shares	25%
3	Fixed Interest	25%
4	Property	12%
5	Cash	5%

Returns to January 01 1970

Investment Option	1 Year	3 Year	5 Year
BT Panorama Compact Menu - Pendal Wsale Plus Core Global Share Fund	-	-	-
Median	-	-	-
BT Panorama Compact Menu - Pendal Wsale Plus Core Global Share Fund VS Median	-	-	-

Fees

Investment Option	Flat Fee	Percentage Based Fee	Fee Based on 50k
BT Panorama Compact Menu - Pendal Wsale Plus Core Global Share Fund	405.07	1.21%	$1010.07

Asset Allocation

Rank		Asset	%
1		International Shares	96.88%
2		Cash	3.12%

Returns to January 01 1970

Investment Option	1 Year	3 Year	5 Year
BT Panorama Full Menu - Adv High Growth Multi-blend Fund	-	-	-
Median	-	-	-
BT Panorama Full Menu - Adv High Growth Multi-blend Fund VS Median	-	-	-

Fees

Investment Option	Flat Fee	Percentage Based Fee	Fee Based on 50k
BT Panorama Full Menu - Adv High Growth Multi-blend Fund	555.07	1.56%	$1335.07

Asset Allocation

Rank	Asset	%
1	Australian Shares	39%
2	International Shares	45%
3	Fixed Interest	1%
4	Alternative	9.5%
5	Property	4.5%
6	Cash	1%

Returns to January 01 1970

Investment Option	1 Year	3 Year	5 Year
BT Panorama Full Menu - Adv Property Securities Multi-blend Fund	-	-	-
Median	-	-	-
BT Panorama Full Menu - Adv Property Securities Multi-blend Fund VS Median	-	-	-

Fees

Investment Option	Flat Fee	Percentage Based Fee	Fee Based on 50k
BT Panorama Full Menu - Adv Property Securities Multi-blend Fund	555.07	1.65%	$1380.07

Asset Allocation

Rank		Asset	%
1		Property	100%

Returns to January 01 1970

Investment Option	1 Year	3 Year	5 Year
BT Panorama Full Menu - Mercer Multi-manager Growth Fund -Wholesale Units	-	-	-
Median	-	-	-
BT Panorama Full Menu - Mercer Multi-manager Growth Fund -Wholesale Units VS Median	-	-	-

Fees

Investment Option	Flat Fee	Percentage Based Fee	Fee Based on 50k
BT Panorama Full Menu - Mercer Multi-manager Growth Fund -Wholesale Units	555.07	1.35%	$1230.07

Asset Allocation

Rank	Asset	%
1	Australian Shares	32%
2	International Shares	44%
3	Fixed Interest	10%
4	Alternative	3%
5	Property	8%
6	Cash	3%

Returns to January 01 1970

Investment Option	1 Year	3 Year	5 Year
BT Panorama Compact Menu - Pendal Wsale Plus Property Securities Fund	-	-	-
Median	-	-	-
BT Panorama Compact Menu - Pendal Wsale Plus Property Securities Fund VS Median	-	-	-

Fees

Investment Option	Flat Fee	Percentage Based Fee	Fee Based on 50k
BT Panorama Compact Menu - Pendal Wsale Plus Property Securities Fund	405.07	1.13%	$970.07

Asset Allocation

Rank		Asset	%
1		Property	99.42%
2		Cash	0.59%

Returns to January 01 1970

Investment Option	1 Year	3 Year	5 Year
BT Panorama Full Menu - Mercer Multi-manager Conservative Fund - Wholesale Units	-	-	-
Median	-	-	-
BT Panorama Full Menu - Mercer Multi-manager Conservative Fund - Wholesale Units VS Median	-	-	-

Fees

Investment Option	Flat Fee	Percentage Based Fee	Fee Based on 50k
BT Panorama Full Menu - Mercer Multi-manager Conservative Fund - Wholesale Units	555.07	0.98%	$1045.07

Asset Allocation

Rank	Asset	%
1	Australian Shares	11%
2	International Shares	14%
3	Fixed Interest	54%
4	Alternative	2%
5	Property	5%
6	Cash	14%

Returns to January 01 1970

Investment Option	1 Year	3 Year	5 Year
BT Panorama Compact Menu - Pendal Wsale Plus Global Emerging Markets Opp. Fund	-	-	-
Median	-	-	-
BT Panorama Compact Menu - Pendal Wsale Plus Global Emerging Markets Opp. Fund VS Median	-	-	-

Fees

Investment Option	Flat Fee	Percentage Based Fee	Fee Based on 50k
BT Panorama Compact Menu - Pendal Wsale Plus Global Emerging Markets Opp. Fund	405.07	1.8%	$1305.07

Asset Allocation

Rank		Asset	%

Returns to January 01 1970

Investment Option	1 Year	3 Year	5 Year
BT Panorama Full Menu - Mercer Multi-manager Balanced Fund - Wsale Units	-	-	-
Median	-	-	-
BT Panorama Full Menu - Mercer Multi-manager Balanced Fund - Wsale Units VS Median	-	-	-

Fees

Investment Option	Flat Fee	Percentage Based Fee	Fee Based on 50k
BT Panorama Full Menu - Mercer Multi-manager Balanced Fund - Wsale Units	555.07	1.24%	$1175.07

Asset Allocation

Rank	Asset	%
1	Australian Shares	26%
2	International Shares	36%
3	Fixed Interest	23%
4	Alternative	3%
5	Property	7%
6	Cash	5%

Returns to January 01 1970

Investment Option	1 Year	3 Year	5 Year
BT Panorama Full Menu - Pendal Wsale Plus Active Balanced Fund	-	-	-
Median	-	-	-
BT Panorama Full Menu - Pendal Wsale Plus Active Balanced Fund VS Median	-	-	-

Fees

Investment Option	Flat Fee	Percentage Based Fee	Fee Based on 50k
BT Panorama Full Menu - Pendal Wsale Plus Active Balanced Fund	555.07	1.4%	$1255.07

Asset Allocation

Rank	Asset	%
1	Australian Shares	33.61%
2	International Shares	25.36%
3	Fixed Interest	18.49%
4	Property	4.84%
5	Other	15.7%
6	Cash	2.01%

Returns to January 01 1970

Investment Option	1 Year	3 Year	5 Year
BT Panorama Full Menu - Pendal Wsale Plus Fixed Interest Fund	-	-	-
Median	-	-	-
BT Panorama Full Menu - Pendal Wsale Plus Fixed Interest Fund VS Median	-	-	-

Fees

Investment Option	Flat Fee	Percentage Based Fee	Fee Based on 50k
BT Panorama Full Menu - Pendal Wsale Plus Fixed Interest Fund	555.07	0.7%	$905.07

Asset Allocation

Rank		Asset	%

Returns to January 01 1970

Investment Option	1 Year	3 Year	5 Year
BT Panorama Compact Menu - Mercer Indexed Moderate Fund	-	-	-
Median	-	-	-
BT Panorama Compact Menu - Mercer Indexed Moderate Fund VS Median	-	-	-

Fees

Investment Option	Flat Fee	Percentage Based Fee	Fee Based on 50k
BT Panorama Compact Menu - Mercer Indexed Moderate Fund	405.07	0.39%	$600.07

Asset Allocation

Rank	Asset	%
1	Australian Shares	25%
2	International Shares	15%
3	Fixed Interest	25%
4	Alternative	5%
5	Property	5%
6	Cash	25%

Returns to January 01 1970

Investment Option	1 Year	3 Year	5 Year
BT Panorama Compact Menu - Mercer Indexed Defensive Fund	-	-	-
Median	-	-	-
BT Panorama Compact Menu - Mercer Indexed Defensive Fund VS Median	-	-	-

Fees

Investment Option	Flat Fee	Percentage Based Fee	Fee Based on 50k
BT Panorama Compact Menu - Mercer Indexed Defensive Fund	405.07	0.37%	$590.07

Asset Allocation

Rank	Asset	%
1	Australian Shares	13%
2	International Shares	7%
3	Fixed Interest	35%
4	Alternative	5%
5	Property	5%
6	Cash	35%

Returns to January 01 1970

Investment Option	1 Year	3 Year	5 Year
BT Panorama Compact Menu - Mercer Indexed Balanced Fund	-	-	-
Median	-	-	-
BT Panorama Compact Menu - Mercer Indexed Balanced Fund VS Median	-	-	-

Fees

Investment Option	Flat Fee	Percentage Based Fee	Fee Based on 50k
BT Panorama Compact Menu - Mercer Indexed Balanced Fund	405.07	0.39%	$600.07

Asset Allocation

Rank	Asset	%
1	Australian Shares	33%
2	International Shares	25%
3	Fixed Interest	15%
4	Alternative	6%
5	Property	6%
6	Cash	15%

Returns to January 01 1970

Investment Option	1 Year	3 Year	5 Year
BT Panorama Compact Menu - Mercer Indexed Growth Fund	-	-	-
Median	-	-	-
BT Panorama Compact Menu - Mercer Indexed Growth Fund VS Median	-	-	-

Fees

Investment Option	Flat Fee	Percentage Based Fee	Fee Based on 50k
BT Panorama Compact Menu - Mercer Indexed Growth Fund	405.07	0.41%	$610.07

Asset Allocation

Rank	Asset	%
1	Australian Shares	40%
2	International Shares	30%
3	Fixed Interest	7.5%
4	Alternative	7.5%
5	Property	7.5%
6	Cash	7.5%

Returns to January 01 1970

Investment Option	1 Year	3 Year	5 Year
BT Panorama Compact Menu - Mercer Indexed High Growth Fund	-	-	-
Median	-	-	-
BT Panorama Compact Menu - Mercer Indexed High Growth Fund VS Median	-	-	-

Fees

Investment Option	Flat Fee	Percentage Based Fee	Fee Based on 50k
BT Panorama Compact Menu - Mercer Indexed High Growth Fund	405.07	0.41%	$610.07

Asset Allocation

Rank	Asset	%
1	Australian Shares	47%
2	International Shares	41%
3	Fixed Interest	1%
4	Alternative	5%
5	Property	5%
6	Cash	1%

Returns to January 01 1970

Investment Option	1 Year	3 Year	5 Year
BT Panorama Full Menu - Mercer Indexed Defensive Fund	-	-	-
Median	-	-	-
BT Panorama Full Menu - Mercer Indexed Defensive Fund VS Median	-	-	-

Fees

Investment Option	Flat Fee	Percentage Based Fee	Fee Based on 50k
BT Panorama Full Menu - Mercer Indexed Defensive Fund	555.07	0.52%	$815.07

Asset Allocation

Rank	Asset	%
1	Australian Shares	13%
2	International Shares	7%
3	Fixed Interest	35%
4	Alternative	5%
5	Property	5%
6	Cash	35%

Returns to January 01 1970

Investment Option	1 Year	3 Year	5 Year
BT Panorama Full Menu - Mercer Indexed High Growth Fund	-	-	-
Median	-	-	-
BT Panorama Full Menu - Mercer Indexed High Growth Fund VS Median	-	-	-

Fees

Investment Option	Flat Fee	Percentage Based Fee	Fee Based on 50k
BT Panorama Full Menu - Mercer Indexed High Growth Fund	555.07	0.56%	$835.07

Asset Allocation

Rank	Asset	%
1	Australian Shares	47%
2	International Shares	41%
3	Fixed Interest	1%
4	Alternative	5%
5	Property	5%
6	Cash	1%

Returns to January 01 1970

Investment Option	1 Year	3 Year	5 Year
BT Panorama Full Menu - Mercer Indexed Balanced Fund	-	-	-
Median	-	-	-
BT Panorama Full Menu - Mercer Indexed Balanced Fund VS Median	-	-	-

Fees

Investment Option	Flat Fee	Percentage Based Fee	Fee Based on 50k
BT Panorama Full Menu - Mercer Indexed Balanced Fund	555.07	0.54%	$825.07

Asset Allocation

Rank	Asset	%
1	Australian Shares	33%
2	International Shares	25%
3	Fixed Interest	15%
4	Alternative	6%
5	Property	6%
6	Cash	15%

Returns to January 01 1970

Investment Option	1 Year	3 Year	5 Year
BT Panorama Full Menu - Mercer Indexed Moderate Fund	-	-	-
Median	-	-	-
BT Panorama Full Menu - Mercer Indexed Moderate Fund VS Median	-	-	-

Fees

Investment Option	Flat Fee	Percentage Based Fee	Fee Based on 50k
BT Panorama Full Menu - Mercer Indexed Moderate Fund	555.07	0.54%	$825.07

Asset Allocation

Rank	Asset	%
1	Australian Shares	25%
2	International Shares	15%
3	Fixed Interest	25%
4	Alternative	5%
5	Property	5%
6	Cash	25%

Returns to January 01 1970

Investment Option	1 Year	3 Year	5 Year
BT Panorama Full Menu - Mercer Indexed Growth Fund	-	-	-
Median	-	-	-
BT Panorama Full Menu - Mercer Indexed Growth Fund VS Median	-	-	-

Fees

Investment Option	Flat Fee	Percentage Based Fee	Fee Based on 50k
BT Panorama Full Menu - Mercer Indexed Growth Fund	555.07	0.56%	$835.07

Asset Allocation

Rank	Asset	%
1	Australian Shares	40%
2	International Shares	30%
3	Fixed Interest	7.5%
4	Alternative	7.5%
5	Property	7.5%
6	Cash	7.5%

BT Panorama Super Insurance

Members are not offered default insurance. Instead BT allows external insurers of life, TPD and income protection to deduct premiums from members accounts. Members need to apply directly with those insurers or through their financial adviser and nominate their super fund as the payment method.

Fund details

See the BT Panorama Super ABN and USI page for all the information required to contribute to this fund.
Read their PDS and TMD for further details.

FAQ's

Is BT Panorama Super a Good Super Fund?

BT Panorama’s wide investment selection and low fee structure for high balance investors make it a a good super fund for particular people. However, for people with a small super balance or that just want something very simple there are most likely more suitable options. You should speak to a financial advisor before deciding on whether this fund is right for you.