Founded over 37 years ago, Building Unions Superannuation Scheme Queenlsand (BUSSQ) is an industry super fund for the building, construction and civil industries.
As of September 30th 2024 they had approximately 73,850 members and $6.86 billion in assets under management across their super and pension products.
Please Note: Any advice on this page is general in nature and does not take into account your objectives, financial situation or needs. Consider whether this is right for you. See full disclaimer.
Past performance is not a reliable indicator of future performance.
BUSSQ’s High Growth, Balanced Growth and Defensive investment options have all underperformed the median of their risk categories over over 1, 3 and 5 years.
Select an investment option from the menu below to see performance of the different investment options.
For a more comprehensive analysis see BUSSQ Performance.
Check out BUSSQ vs AustralianSuper to see how they compare with Australia’s biggest super fund and for a comparison against all funds see compare super funds.
Fees for their main investment options are slightly above the median of other options of the same risk category on Review My Super.
Select an investment option from the menu below to see flat fees, percentage based fees and total fees on a balance of $50,000.
| Investment Option | 1 Year | 3 Year | 5 Year |
|---|---|---|---|
| BUSSQ MySuper - Balanced Growth | 6.48% | 8.19% | 6% |
| Median | 9.3% | 10.3% | 7.7% |
| BUSSQ MySuper - Balanced Growth VS Median | -2.82% | -2.11% | -1.7% |
| Investment Option | Flat Fee | Percentage Based Fee | Fee Based on 50k |
|---|---|---|---|
| BUSSQ MySuper - Balanced Growth | - | 0.93% | $465 |
| Rank | Asset | % | |
|---|---|---|---|
| 1 | Australian Shares | 23.75% | |
| 2 | International Shares | 26.75% | |
| 3 | Fixed Interest | 8% | |
| 4 | Alternative | 22% | |
| 5 | Property | 8% | |
| 6 | Other | 8% | |
| 7 | Cash | 3.5% |
| Investment Option | 1 Year | 3 Year | 5 Year |
|---|---|---|---|
| BUSSQ Super - International (Emerging Markets) Shares | 19.77% | 13.96% | 5.63% |
| Median | 10.4% | 12.1% | 9.1% |
| BUSSQ Super - International (Emerging Markets) Shares VS Median | 9.37% | 1.86% | -3.47% |
| Investment Option | Flat Fee | Percentage Based Fee | Fee Based on 50k |
|---|---|---|---|
| BUSSQ Super - International (Emerging Markets) Shares | - | 1.02% | $510 |
| Rank | Asset | % | |
|---|---|---|---|
| 1 | Alternative | 100% |
| Investment Option | 1 Year | 3 Year | 5 Year |
|---|---|---|---|
| BUSSQ Super - Cash | 3.49% | 3.6% | 2.39% |
| Median | - | - | - |
| BUSSQ Super - Cash VS Median | 3.49% | 3.6% | 2.39% |
| Investment Option | Flat Fee | Percentage Based Fee | Fee Based on 50k |
|---|---|---|---|
| BUSSQ Super - Cash | - | 0.32% | $160 |
| Rank | Asset | % | |
|---|---|---|---|
| 1 | Cash | 100% |
| Investment Option | 1 Year | 3 Year | 5 Year |
|---|---|---|---|
| BUSSQ Super - Australian (Small Companies) Shares | 16.34% | 11.91% | 7.73% |
| Median | 10.4% | 12.1% | 9.1% |
| BUSSQ Super - Australian (Small Companies) Shares VS Median | 5.94% | -0.19% | -1.37% |
| Investment Option | Flat Fee | Percentage Based Fee | Fee Based on 50k |
|---|---|---|---|
| BUSSQ Super - Australian (Small Companies) Shares | - | 0.96% | $480 |
| Rank | Asset | % | |
|---|---|---|---|
| 1 | Australian Shares | 100% |
| Investment Option | 1 Year | 3 Year | 5 Year |
|---|---|---|---|
| BUSSQ Super - International Shares | 7.13% | 14.09% | 7.5% |
| Median | 10.4% | 12.1% | 9.1% |
| BUSSQ Super - International Shares VS Median | -3.27% | 1.99% | -1.6% |
| Investment Option | Flat Fee | Percentage Based Fee | Fee Based on 50k |
|---|---|---|---|
| BUSSQ Super - International Shares | - | 0.76% | $380 |
| Rank | Asset | % | |
|---|---|---|---|
| 1 | International Shares | 100% |
| Investment Option | 1 Year | 3 Year | 5 Year |
|---|---|---|---|
| BUSSQ Super - Australian Shares | 4.38% | 9.51% | 6.62% |
| Median | 10.4% | 12.1% | 9.1% |
| BUSSQ Super - Australian Shares VS Median | -6.02% | -2.59% | -2.48% |
| Investment Option | Flat Fee | Percentage Based Fee | Fee Based on 50k |
|---|---|---|---|
| BUSSQ Super - Australian Shares | - | 0.67% | $335 |
| Rank | Asset | % | |
|---|---|---|---|
| 1 | Australian Shares | 100% |
| Investment Option | 1 Year | 3 Year | 5 Year |
|---|---|---|---|
| BUSSQ Super - Balanced Growth | 6.48% | 8.19% | 6% |
| Median | 9.3% | 10.3% | 7.7% |
| BUSSQ Super - Balanced Growth VS Median | -2.82% | -2.11% | -1.7% |
| Investment Option | Flat Fee | Percentage Based Fee | Fee Based on 50k |
|---|---|---|---|
| BUSSQ Super - Balanced Growth | - | 0.93% | $465 |
| Rank | Asset | % | |
|---|---|---|---|
| 1 | Australian Shares | 23.75% | |
| 2 | International Shares | 26.75% | |
| 3 | Fixed Interest | 8% | |
| 4 | Alternative | 22% | |
| 5 | Property | 8% | |
| 6 | Other | 8% | |
| 7 | Cash | 3.5% |
| Investment Option | 1 Year | 3 Year | 5 Year |
|---|---|---|---|
| BUSSQ Super - High Growth | 6.52% | 9.5% | 7.1% |
| Median | 10.4% | 12.1% | 9.1% |
| BUSSQ Super - High Growth VS Median | -3.88% | -2.6% | -2% |
| Investment Option | Flat Fee | Percentage Based Fee | Fee Based on 50k |
|---|---|---|---|
| BUSSQ Super - High Growth | - | 0.96% | $480 |
| Rank | Asset | % | |
|---|---|---|---|
| 1 | Australian Shares | 29% | |
| 2 | International Shares | 35% | |
| 3 | Alternative | 23.5% | |
| 4 | Property | 8% | |
| 5 | Other | 4.5% |
| Investment Option | 1 Year | 3 Year | 5 Year |
|---|---|---|---|
| BUSSQ Super - Defensive | 5.87% | 5.32% | 3.73% |
| Median | 6.2% | 6.5% | 4.3% |
| BUSSQ Super - Defensive VS Median | -0.33% | -1.18% | -0.57% |
| Investment Option | Flat Fee | Percentage Based Fee | Fee Based on 50k |
|---|---|---|---|
| BUSSQ Super - Defensive | - | 0.74% | $370 |
| Rank | Asset | % | |
|---|---|---|---|
| 1 | Australian Shares | 9.5% | |
| 2 | International Shares | 9% | |
| 3 | Fixed Interest | 24% | |
| 4 | Alternative | 17% | |
| 5 | Property | 10% | |
| 6 | Other | 8% | |
| 7 | Cash | 22.5% |
Members are offered Death, TPD, TTD and income protection cover.
See the BUSSQ ABN and USI page for all the information required to contribute to this fund.
Read their PDS and TMD for further details.
BUSSQ’s High Growth, Balanced Growth and Defensive investment options have all underperformed the median of their risk categories over over 1, 3 and 5 years. Fees for theese options are above the median of other options of the same risk profile on Review My Super. Based on this evidence, it’s hard to say it’s been a good super fund.
However, past performance isn’t a reliable indicator of future performance and there are many factors which determine whether a super fund is good or bad and it can differ depending on personal requirements. It’s best to seek advice from a qualified adviser in order to work out which is the best super fund for you.
Yes, it is an APRA fund.
Yes, it’s an industry super fund primarily for the Queensland building industry.
2.0 out of 5 stars from 1 customer reviews on Australia’s best superannuation review site Review My Super.
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