Founded in 1987, CBUS Super is an Industry fund that predominantly caters to workers in the construction industry. However, membership is open to anyone.
As of September 30th 2024 they had approximately 926,210 members and $95.1 billion in assets under management.
Please Note: Any advice on this page is general in nature and does not take into account your objectives, financial situation or needs. Consider whether this is right for you. See full disclaimer.
Past performance is not a reliable indicator of future performance.
CBUS Super’s Growth (MySuper) option has outperformed the median over 5 years and underperformed over 1 year. They’ve had mixed performance across their other main investment options compared to the median of their risk categories.
Select an investment option from the menu below to see performance Vs the relevant median.
Check out our more in depth analysis of CBUS Super Performance
See CBUS Super vs AustralianSuper to see how they compare with Australia’s biggest super fund and for a comparison against all funds see compare super funds.
Fees for their main investment options are below the median of investment options of the same risk category.
Select an investment option from the menu below to see flat fees, percentage based fees and total fees on a balance of $50,000.
| Investment Option | 1 Year | 3 Year | 5 Year |
|---|---|---|---|
| Cbus - Australian Shares | 10.57% | 11.86% | - |
| Median | 12.8% | 12.2% | - |
| Cbus - Australian Shares VS Median | -2.23% | -0.34% | - |
| Investment Option | Flat Fee | Percentage Based Fee | Fee Based on 50k |
|---|---|---|---|
| Cbus - Australian Shares | 52 | 0.7% | $402 |
| Rank | Asset | % | |
|---|---|---|---|
| 1 | Australian Shares | 100% |
| Investment Option | 1 Year | 3 Year | 5 Year |
|---|---|---|---|
| Cbus - Cash | 3.94% | 3.86% | 2.5% |
| Median | - | - | - |
| Cbus - Cash VS Median | 3.94% | 3.86% | 2.5% |
| Investment Option | Flat Fee | Percentage Based Fee | Fee Based on 50k |
|---|---|---|---|
| Cbus - Cash | 52 | 0.3% | $202 |
| Rank | Asset | % | |
|---|---|---|---|
| 1 | Cash | 100% |
| Investment Option | 1 Year | 3 Year | 5 Year |
|---|---|---|---|
| Cbus - Conservative | 6.68% | 6.1% | 3.93% |
| Median | 7.7% | 6.6% | 4.8% |
| Cbus - Conservative VS Median | -1.02% | -0.5% | -0.87% |
| Investment Option | Flat Fee | Percentage Based Fee | Fee Based on 50k |
|---|---|---|---|
| Cbus - Conservative | 52 | 0.59% | $347 |
| Rank | Asset | % | |
|---|---|---|---|
| 1 | Australian Shares | 7% | |
| 2 | International Shares | 9% | |
| 3 | Fixed Interest | 26% | |
| 4 | Alternative | 22.5% | |
| 5 | Property | 5.5% | |
| 6 | Other | 8.5% | |
| 7 | Cash | 21.5% |
| Investment Option | 1 Year | 3 Year | 5 Year |
|---|---|---|---|
| Cbus - Property | 2.58% | 1.92% | - |
| Median | 11.5% | 10.6% | - |
| Cbus - Property VS Median | -8.92% | -8.68% | - |
| Investment Option | Flat Fee | Percentage Based Fee | Fee Based on 50k |
|---|---|---|---|
| Cbus - Property | 52 | 1.23% | $667 |
| Rank | Asset | % | |
|---|---|---|---|
| 1 | Property | 95% | |
| 2 | Cash | 5% |
| Investment Option | 1 Year | 3 Year | 5 Year |
|---|---|---|---|
| Cbus - Conservative Growth | 9.25% | 8.15% | 6.17% |
| Median | 9.9% | 8.5% | 7% |
| Cbus - Conservative Growth VS Median | -0.65% | -0.35% | -0.83% |
| Investment Option | Flat Fee | Percentage Based Fee | Fee Based on 50k |
|---|---|---|---|
| Cbus - Conservative Growth | 52 | 0.69% | $397 |
| Rank | Asset | % | |
|---|---|---|---|
| 1 | Australian Shares | 15.5% | |
| 2 | International Shares | 21% | |
| 3 | Fixed Interest | 18% | |
| 4 | Alternative | 21% | |
| 5 | Property | 7% | |
| 6 | Other | 6.5% | |
| 7 | Cash | 11% |
| Investment Option | 1 Year | 3 Year | 5 Year |
|---|---|---|---|
| Cbus - Overseas Shares | 20.21% | 18.94% | - |
| Median | 12.8% | 12.2% | - |
| Cbus - Overseas Shares VS Median | 7.41% | 6.74% | - |
| Investment Option | Flat Fee | Percentage Based Fee | Fee Based on 50k |
|---|---|---|---|
| Cbus - Overseas Shares | 52 | 0.66% | $382 |
| Rank | Asset | % | |
|---|---|---|---|
| 1 | International Shares | 100% |
| Investment Option | 1 Year | 3 Year | 5 Year |
|---|---|---|---|
| Cbus - Diversified Fixed Interest | 5.72% | 5.08% | - |
| Median | 7.7% | 6.6% | - |
| Cbus - Diversified Fixed Interest VS Median | -1.98% | -1.52% | - |
| Investment Option | Flat Fee | Percentage Based Fee | Fee Based on 50k |
|---|---|---|---|
| Cbus - Diversified Fixed Interest | 52 | 0.48% | $292 |
| Rank | Asset | % | |
|---|---|---|---|
| 1 | Fixed Interest | 50% | |
| 2 | Alternative | 50% |
| Investment Option | 1 Year | 3 Year | 5 Year |
|---|---|---|---|
| Cbus - High Growth | 13.63% | 12.82% | 10.88% |
| Median | 12.8% | 12.2% | 10.8% |
| Cbus - High Growth VS Median | 0.83% | 0.62% | 0.08% |
| Investment Option | Flat Fee | Percentage Based Fee | Fee Based on 50k |
|---|---|---|---|
| Cbus - High Growth | 52 | 0.83% | $467 |
| Rank | Asset | % | |
|---|---|---|---|
| 1 | Australian Shares | 30.5% | |
| 2 | International Shares | 41.5% | |
| 3 | Alternative | 19.5% | |
| 4 | Property | 6% | |
| 5 | Cash | 2.5% |
| Investment Option | 1 Year | 3 Year | 5 Year |
|---|---|---|---|
| Cbus - Growth Plus | 12.64% | 11.42% | - |
| Median | 12.8% | 12.2% | - |
| Cbus - Growth Plus VS Median | -0.16% | -0.78% | - |
| Investment Option | Flat Fee | Percentage Based Fee | Fee Based on 50k |
|---|---|---|---|
| Cbus - Growth Plus | 52 | 0.81% | $457 |
| Rank | Asset | % | |
|---|---|---|---|
| 1 | Australian Shares | 26.5% | |
| 2 | International Shares | 36% | |
| 3 | Fixed Interest | 4% | |
| 4 | Alternative | 23% | |
| 5 | Property | 8% | |
| 6 | Cash | 2.5% |
| Investment Option | 1 Year | 3 Year | 5 Year |
|---|---|---|---|
| Cbus - Growth (MySuper) | 11.47% | 10.13% | 8.64% |
| Median | 11.5% | 10.6% | 8.9% |
| Cbus - Growth (MySuper) VS Median | -0.03% | -0.47% | -0.26% |
| Investment Option | Flat Fee | Percentage Based Fee | Fee Based on 50k |
|---|---|---|---|
| Cbus - Growth (MySuper) | 52 | 0.82% | $462 |
| Rank | Asset | % | |
|---|---|---|---|
| 1 | Australian Shares | 22.5% | |
| 2 | International Shares | 30.5% | |
| 3 | Fixed Interest | 8% | |
| 4 | Alternative | 26% | |
| 5 | Property | 9% | |
| 6 | Cash | 4% |
| Investment Option | 1 Year | 3 Year | 5 Year |
|---|---|---|---|
| Cbus - Self Managed - Property | - | - | - |
| Median | - | - | - |
| Cbus - Self Managed - Property VS Median | - | - | - |
| Investment Option | Flat Fee | Percentage Based Fee | Fee Based on 50k |
|---|---|---|---|
| Cbus - Self Managed - Property | 78 | 0.22% | $188 |
| Rank | Asset | % |
|---|
| Investment Option | 1 Year | 3 Year | 5 Year |
|---|---|---|---|
| Cbus - Indexed Diversified | 13.3% | 12.21% | - |
| Median | 11.5% | 10.6% | - |
| Cbus - Indexed Diversified VS Median | 1.8% | 1.61% | - |
| Investment Option | Flat Fee | Percentage Based Fee | Fee Based on 50k |
|---|---|---|---|
| Cbus - Indexed Diversified | 52 | 0.38% | $242 |
| Rank | Asset | % | |
|---|---|---|---|
| 1 | Australian Shares | 32% | |
| 2 | International Shares | 43% | |
| 3 | Fixed Interest | 20% | |
| 4 | Cash | 5% |
Members are offered death and TPD insurance cover to their members. Whilst most members are offered default Death and Total and permanent Disablement Cover, they can also apply for Income Protection Cover.
Additional cover is available with the following limits:
Death – $5 million
TPD – $2 million.
Income protection – up to 85% of your income with a maximum of $30,000 per month.
Insurance is provided by TAL Life Limited.
Insurance rating by Omnilife.
Please note: This is the overall rating before individual circumstances are taken into account. Individual circumstances will vary the rating significantly.
See the CBUS Super ABN and USI page for all the information required to contribute to this fund.
Read their PDS and TMD for further details.
CBUS Super has had mixed performance vs the median option across it’s main investment options. Fees for these options are low compared to options of the same risk category listed on Review My Super.
This fund may be a good option depending on the individuals risk profile and other individual preferences.
However, there are many factors which determine whether a super fund is good or bad and it can differ depending on personal requirements. It’s best to seek advice from a qualified adviser in order to work out which is the best super fund for you.
Yes, it’s an industry super fund for the construction industry.
CBUS Super Reviews: 1.6 out of 5 stars from 26 customer reviews on Australia’s best superannuation review site Review My Super.
See more Super Fund Reviews to compare ratings and reviews across funds.
