Colonial First State Super Review
Colonial First State Super is the super arm of an Australian financial services company which was first established in 1873 as the Colonial Mutual Life Assurance Society. Their main Super product is – FirstChoice Wholesale Personal Super.
As of March 31st 2026 they had approximately 611,570 members and $108.42 billion in assets under management across all their super and pension products.
Please Note: Any advice on this page is general in nature and does not take into account your objectives, financial situation or needs. Consider whether this is right for you. See full disclaimer.
Past performance is not a reliable indicator of future performance.
Colonial First State Super Performance
Colonial First State Super’s performance is harder to summarize than other funds because they have a wide array of investment options that vary significantly in performance. Unlike other funds members are usually not placed in a default MySuper option but often have bespoke portfolios constructed by financial advisers or themselves.
The full menu for is to large to include in the dropdown below. However, we have included a selection of some popular options for the First Choice Wholesale Personal Super fund.
Select an investment option from the menu below to see performance.
Colonial First State Super Fees
Fees for Colonial vary significantly from option to option and from fund to fund.
The FirstChoice Wholesale personal super product has no flat fees making it a low fee option for smaller balances.
Select an investment option from the menu below to see flat fees, percentage based fees and total fees on a balance of $50,000.
Returns to August 31 2026
| Investment Option | 1 Year | 3 Year | 5 Year |
|---|---|---|---|
| CFS-FC Wsale Pers - CFS Conservative | 4.83% | 6.14% | 3.19% |
| Median | 4.8% | 6.1% | 4% |
| CFS-FC Wsale Pers - CFS Conservative VS Median | 0.03% | 0.04% | -0.81% |
Fees
| Investment Option | Flat Fee | Percentage Based Fee | Fee Based on 50k |
|---|---|---|---|
| CFS-FC Wsale Pers - CFS Conservative | - | 1.3% | $650 |
Asset Allocation
| Rank | Asset | % | |
|---|---|---|---|
| 1 | Australian Shares | 9.5% | |
| 2 | International Shares | 11.5% | |
| 3 | Fixed Interest | 30% | |
| 4 | Alternative | 27% | |
| 5 | Property | 3.5% | |
| 6 | Cash | 18.5% |
Returns to August 31 2026
| Investment Option | 1 Year | 3 Year | 5 Year |
|---|---|---|---|
| CFS-FC Wsale Pers - CFS Australian Share | 2.66% | 9.43% | 7.14% |
| Median | 8.8% | 11.1% | 7.5% |
| CFS-FC Wsale Pers - CFS Australian Share VS Median | -6.14% | -1.67% | -0.36% |
Fees
| Investment Option | Flat Fee | Percentage Based Fee | Fee Based on 50k |
|---|---|---|---|
| CFS-FC Wsale Pers - CFS Australian Share | - | 1.38% | $690 |
Asset Allocation
| Rank | Asset | % | |
|---|---|---|---|
| 1 | Australian Shares | 100% |
Returns to August 31 2026
| Investment Option | 1 Year | 3 Year | 5 Year |
|---|---|---|---|
| CFS-FC Wsale Pers - CFS Emerging Markets | 24.52% | 16.35% | 6.43% |
| Median | 8.8% | 11.1% | 7.5% |
| CFS-FC Wsale Pers - CFS Emerging Markets VS Median | 15.72% | 5.25% | -1.07% |
Fees
| Investment Option | Flat Fee | Percentage Based Fee | Fee Based on 50k |
|---|---|---|---|
| CFS-FC Wsale Pers - CFS Emerging Markets | - | 2% | $1000 |
Asset Allocation
| Rank | Asset | % | |
|---|---|---|---|
| 1 | International Shares | 94.2% | |
| 2 | Other | 5.8% |
Returns to August 31 2026
| Investment Option | 1 Year | 3 Year | 5 Year |
|---|---|---|---|
| CFS-FC Wsale Pers - CFS Diversified | 6.62% | 8.3% | 4.52% |
| Median | 6.4% | 7.9% | 5.3% |
| CFS-FC Wsale Pers - CFS Diversified VS Median | 0.22% | 0.4% | -0.78% |
Fees
| Investment Option | Flat Fee | Percentage Based Fee | Fee Based on 50k |
|---|---|---|---|
| CFS-FC Wsale Pers - CFS Diversified | - | 1.35% | $675 |
Asset Allocation
| Rank | Asset | % | |
|---|---|---|---|
| 1 | Australian Shares | 16.5% | |
| 2 | International Shares | 22.5% | |
| 3 | Fixed Interest | 24% | |
| 4 | Alternative | 21% | |
| 5 | Property | 4.5% | |
| 6 | Cash | 11.5% |
Returns to August 31 2026
| Investment Option | 1 Year | 3 Year | 5 Year |
|---|---|---|---|
| CFS-FC Wsale Pers - CFS Fixed Interest | 1.02% | 3.11% | -0.16% |
| Median | - | - | - |
| CFS-FC Wsale Pers - CFS Fixed Interest VS Median | 1.02% | 3.11% | -0.16% |
Fees
| Investment Option | Flat Fee | Percentage Based Fee | Fee Based on 50k |
|---|---|---|---|
| CFS-FC Wsale Pers - CFS Fixed Interest | - | 1.14% | $570 |
Asset Allocation
| Rank | Asset | % | |
|---|---|---|---|
| 1 | Fixed Interest | 100% |
Returns to August 31 2026
| Investment Option | 1 Year | 3 Year | 5 Year |
|---|---|---|---|
| CFS-FC Wsale Pers - CFS Geared Global Share | 14.78% | 21.71% | 10.02% |
| Median | 8.8% | 11.1% | 7.5% |
| CFS-FC Wsale Pers - CFS Geared Global Share VS Median | 5.98% | 10.61% | 2.52% |
Fees
| Investment Option | Flat Fee | Percentage Based Fee | Fee Based on 50k |
|---|---|---|---|
| CFS-FC Wsale Pers - CFS Geared Global Share | - | 2.25% | $1125 |
Asset Allocation
| Rank | Asset | % | |
|---|---|---|---|
| 1 | International Shares | 100% |
Returns to August 31 2026
| Investment Option | 1 Year | 3 Year | 5 Year |
|---|---|---|---|
| CFS-FC Wsale Pers - CFS Global Property Securities | 10.76% | 7.21% | 0.07% |
| Median | 8.8% | 11.1% | 7.5% |
| CFS-FC Wsale Pers - CFS Global Property Securities VS Median | 1.96% | -3.89% | -7.43% |
Fees
| Investment Option | Flat Fee | Percentage Based Fee | Fee Based on 50k |
|---|---|---|---|
| CFS-FC Wsale Pers - CFS Global Property Securities | - | 1.61% | $805 |
Asset Allocation
| Rank | Asset | % | |
|---|---|---|---|
| 1 | Property | 100% |
Returns to August 31 2026
| Investment Option | 1 Year | 3 Year | 5 Year |
|---|---|---|---|
| CFS-FC Wsale Pers - CFS Defensive | 3.07% | 4.61% | 2.17% |
| Median | - | - | - |
| CFS-FC Wsale Pers - CFS Defensive VS Median | 3.07% | 4.61% | 2.17% |
Fees
| Investment Option | Flat Fee | Percentage Based Fee | Fee Based on 50k |
|---|---|---|---|
| CFS-FC Wsale Pers - CFS Defensive | - | 1.22% | $610 |
Asset Allocation
| Rank | Asset | % | |
|---|---|---|---|
| 1 | Australian Shares | 5% | |
| 2 | International Shares | 5% | |
| 3 | Fixed Interest | 40% | |
| 4 | Alternative | 10% | |
| 5 | Cash | 40% |
Returns to August 31 2026
| Investment Option | 1 Year | 3 Year | 5 Year |
|---|---|---|---|
| CFS-FC Wsale Pers - CFS Geared Share | -9.13% | 12.93% | 6.01% |
| Median | 8.8% | 11.1% | 7.5% |
| CFS-FC Wsale Pers - CFS Geared Share VS Median | -17.93% | 1.83% | -1.49% |
Fees
| Investment Option | Flat Fee | Percentage Based Fee | Fee Based on 50k |
|---|---|---|---|
| CFS-FC Wsale Pers - CFS Geared Share | - | 3.36% | $1680 |
Asset Allocation
| Rank | Asset | % | |
|---|---|---|---|
| 1 | Australian Shares | 100% |
Returns to August 31 2026
| Investment Option | 1 Year | 3 Year | 5 Year |
|---|---|---|---|
| CFS-FC Wsale Pers - CFS Enhanced Index Diversified | 6.11% | 8.82% | 5.4% |
| Median | 6.4% | 7.9% | 5.3% |
| CFS-FC Wsale Pers - CFS Enhanced Index Diversified VS Median | -0.29% | 0.92% | 0.1% |
Fees
| Investment Option | Flat Fee | Percentage Based Fee | Fee Based on 50k |
|---|---|---|---|
| CFS-FC Wsale Pers - CFS Enhanced Index Diversified | - | 0.9% | $450 |
Asset Allocation
| Rank | Asset | % | |
|---|---|---|---|
| 1 | Australian Shares | 17% | |
| 2 | International Shares | 27% | |
| 3 | Fixed Interest | 37% | |
| 4 | Alternative | 3% | |
| 5 | Property | 3% | |
| 6 | Cash | 13% |
Returns to August 31 2026
| Investment Option | 1 Year | 3 Year | 5 Year |
|---|---|---|---|
| CFS-FC Wsale Pers - CFS Global Share | 11.22% | 15.91% | 8.93% |
| Median | 8.8% | 11.1% | 7.5% |
| CFS-FC Wsale Pers - CFS Global Share VS Median | 2.42% | 4.81% | 1.43% |
Fees
| Investment Option | Flat Fee | Percentage Based Fee | Fee Based on 50k |
|---|---|---|---|
| CFS-FC Wsale Pers - CFS Global Share | - | 1.68% | $840 |
Asset Allocation
| Rank | Asset | % | |
|---|---|---|---|
| 1 | International Shares | 100% |
Returns to August 31 2026
| Investment Option | 1 Year | 3 Year | 5 Year |
|---|---|---|---|
| CFS-FC Wsale Pers - CFS Growth | 8.6% | 10.72% | 5.98% |
| Median | 8.8% | 11.1% | 7.5% |
| CFS-FC Wsale Pers - CFS Growth VS Median | -0.2% | -0.38% | -1.52% |
Fees
| Investment Option | Flat Fee | Percentage Based Fee | Fee Based on 50k |
|---|---|---|---|
| CFS-FC Wsale Pers - CFS Growth | - | 1.46% | $730 |
Asset Allocation
| Rank | Asset | % | |
|---|---|---|---|
| 1 | Australian Shares | 28% | |
| 2 | International Shares | 34% | |
| 3 | Fixed Interest | 15% | |
| 4 | Alternative | 14.5% | |
| 5 | Property | 7.5% | |
| 6 | Cash | 1% |
Returns to August 31 2026
| Investment Option | 1 Year | 3 Year | 5 Year |
|---|---|---|---|
| CFS-FC Wsale Pers - CFS Global Share Hedged | 21.64% | 18.86% | 8.54% |
| Median | 8.8% | 11.1% | 7.5% |
| CFS-FC Wsale Pers - CFS Global Share Hedged VS Median | 12.84% | 7.76% | 1.04% |
Fees
| Investment Option | Flat Fee | Percentage Based Fee | Fee Based on 50k |
|---|---|---|---|
| CFS-FC Wsale Pers - CFS Global Share Hedged | - | 1.7% | $850 |
Asset Allocation
| Rank | Asset | % | |
|---|---|---|---|
| 1 | International Shares | 100% |
Returns to August 31 2026
| Investment Option | 1 Year | 3 Year | 5 Year |
|---|---|---|---|
| CFS-FC Wsale Pers - CFS Enhanced Index Moderate | 7.11% | 9.94% | 6.28% |
| Median | 6.4% | 7.9% | 5.3% |
| CFS-FC Wsale Pers - CFS Enhanced Index Moderate VS Median | 0.71% | 2.04% | 0.98% |
Fees
| Investment Option | Flat Fee | Percentage Based Fee | Fee Based on 50k |
|---|---|---|---|
| CFS-FC Wsale Pers - CFS Enhanced Index Moderate | - | 0.93% | $465 |
Asset Allocation
| Rank | Asset | % | |
|---|---|---|---|
| 1 | Australian Shares | 20% | |
| 2 | International Shares | 32% | |
| 3 | Fixed Interest | 30% | |
| 4 | Alternative | 4% | |
| 5 | Property | 4% | |
| 6 | Cash | 10% |
Returns to August 31 2026
| Investment Option | 1 Year | 3 Year | 5 Year |
|---|---|---|---|
| CFS-FC Wsale Pers - CFS Geared Australian Share | -1.36% | 13.93% | 9.85% |
| Median | 8.8% | 11.1% | 7.5% |
| CFS-FC Wsale Pers - CFS Geared Australian Share VS Median | -10.16% | 2.83% | 2.35% |
Fees
| Investment Option | Flat Fee | Percentage Based Fee | Fee Based on 50k |
|---|---|---|---|
| CFS-FC Wsale Pers - CFS Geared Australian Share | - | 2.74% | $1370 |
Asset Allocation
| Rank | Asset | % | |
|---|---|---|---|
| 1 | Australian Shares | 100% |
Returns to August 31 2026
| Investment Option | 1 Year | 3 Year | 5 Year |
|---|---|---|---|
| CFS-FC Wsale Pers - CFS Enhanced Index Growth | 8.74% | 12.13% | 7.96% |
| Median | 7.7% | 9.6% | 6.5% |
| CFS-FC Wsale Pers - CFS Enhanced Index Growth VS Median | 1.04% | 2.53% | 1.46% |
Fees
| Investment Option | Flat Fee | Percentage Based Fee | Fee Based on 50k |
|---|---|---|---|
| CFS-FC Wsale Pers - CFS Enhanced Index Growth | - | 0.98% | $490 |
Asset Allocation
| Rank | Asset | % | |
|---|---|---|---|
| 1 | Australian Shares | 27.5% | |
| 2 | International Shares | 42.5% | |
| 3 | Fixed Interest | 18% | |
| 4 | Alternative | 5% | |
| 5 | Property | 5% | |
| 6 | Cash | 2% |
Returns to August 31 2026
| Investment Option | 1 Year | 3 Year | 5 Year |
|---|---|---|---|
| CFS-FC Wsale Pers - CFS Enhanced Index High Growth | 10.37% | 14.16% | 9.52% |
| Median | 8.8% | 11.1% | 7.5% |
| CFS-FC Wsale Pers - CFS Enhanced Index High Growth VS Median | 1.57% | 3.06% | 2.02% |
Fees
| Investment Option | Flat Fee | Percentage Based Fee | Fee Based on 50k |
|---|---|---|---|
| CFS-FC Wsale Pers - CFS Enhanced Index High Growth | - | 1.03% | $515 |
Asset Allocation
| Rank | Asset | % | |
|---|---|---|---|
| 1 | Australian Shares | 36% | |
| 2 | International Shares | 51% | |
| 3 | Alternative | 6% | |
| 4 | Property | 6% | |
| 5 | Cash | 1% |
Returns to August 31 2026
| Investment Option | 1 Year | 3 Year | 5 Year |
|---|---|---|---|
| CFS-FC Wsale Pers - CFS Enhanced Index Balanced | 7.87% | 10.99% | 7.01% |
| Median | 7.7% | 9.6% | 6.5% |
| CFS-FC Wsale Pers - CFS Enhanced Index Balanced VS Median | 0.17% | 1.39% | 0.51% |
Fees
| Investment Option | Flat Fee | Percentage Based Fee | Fee Based on 50k |
|---|---|---|---|
| CFS-FC Wsale Pers - CFS Enhanced Index Balanced | - | 0.94% | $470 |
Asset Allocation
| Rank | Asset | % | |
|---|---|---|---|
| 1 | Australian Shares | 23% | |
| 2 | International Shares | 38% | |
| 3 | Fixed Interest | 25% | |
| 4 | Alternative | 5.5% | |
| 5 | Property | 3.5% | |
| 6 | Cash | 5% |
Returns to August 31 2026
| Investment Option | 1 Year | 3 Year | 5 Year |
|---|---|---|---|
| CFS-FC Wsale Pers - CFS Australian Small Companies | -2.61% | 6.9% | 1.9% |
| Median | 8.8% | 11.1% | 7.5% |
| CFS-FC Wsale Pers - CFS Australian Small Companies VS Median | -11.41% | -4.2% | -5.6% |
Fees
| Investment Option | Flat Fee | Percentage Based Fee | Fee Based on 50k |
|---|---|---|---|
| CFS-FC Wsale Pers - CFS Australian Small Companies | - | 1.83% | $915 |
Asset Allocation
| Rank | Asset | % | |
|---|---|---|---|
| 1 | Australian Shares | 100% |
Returns to August 31 2026
| Investment Option | 1 Year | 3 Year | 5 Year |
|---|---|---|---|
| CFS-FC Wsale Pers - CFS Enhanced Index Conservative | 4.44% | 6.5% | 3.79% |
| Median | 4.8% | 6.1% | 4% |
| CFS-FC Wsale Pers - CFS Enhanced Index Conservative VS Median | -0.36% | 0.4% | -0.21% |
Fees
| Investment Option | Flat Fee | Percentage Based Fee | Fee Based on 50k |
|---|---|---|---|
| CFS-FC Wsale Pers - CFS Enhanced Index Conservative | - | 0.86% | $430 |
Asset Allocation
| Rank | Asset | % | |
|---|---|---|---|
| 1 | Australian Shares | 10% | |
| 2 | International Shares | 16% | |
| 3 | Fixed Interest | 50% | |
| 4 | Alternative | 2% | |
| 5 | Property | 2% | |
| 6 | Cash | 20% |
Returns to August 31 2026
| Investment Option | 1 Year | 3 Year | 5 Year |
|---|---|---|---|
| CFS-FC Wsale Pers - CFS Balanced | 8.08% | 9.96% | 5.49% |
| Median | 7.7% | 9.6% | 6.5% |
| CFS-FC Wsale Pers - CFS Balanced VS Median | 0.38% | 0.36% | -1.01% |
Fees
| Investment Option | Flat Fee | Percentage Based Fee | Fee Based on 50k |
|---|---|---|---|
| CFS-FC Wsale Pers - CFS Balanced | - | 1.41% | $705 |
Asset Allocation
| Rank | Asset | % | |
|---|---|---|---|
| 1 | Australian Shares | 23% | |
| 2 | International Shares | 31% | |
| 3 | Fixed Interest | 20% | |
| 4 | Alternative | 13.5% | |
| 5 | Property | 6.5% | |
| 6 | Cash | 6% |
Returns to August 31 2026
| Investment Option | 1 Year | 3 Year | 5 Year |
|---|---|---|---|
| CFS-FC Wsale Pers - CFS Geared Growth Plus | 15.58% | 20.22% | 10.02% |
| Median | 8.8% | 11.1% | 7.5% |
| CFS-FC Wsale Pers - CFS Geared Growth Plus VS Median | 6.78% | 9.12% | 2.52% |
Fees
| Investment Option | Flat Fee | Percentage Based Fee | Fee Based on 50k |
|---|---|---|---|
| CFS-FC Wsale Pers - CFS Geared Growth Plus | - | 3.11% | $1555 |
Asset Allocation
| Rank | Asset | % | |
|---|---|---|---|
| 1 | Australian Shares | 34% | |
| 2 | International Shares | 36% | |
| 3 | Fixed Interest | 10% | |
| 4 | Alternative | 10% | |
| 5 | Property | 10% |
Returns to August 31 2026
| Investment Option | 1 Year | 3 Year | 5 Year |
|---|---|---|---|
| CFS-FC Wsale Pers - First Sentier Property Securities | -14.49% | 5.6% | 2.46% |
| Median | 8.8% | 11.1% | 7.5% |
| CFS-FC Wsale Pers - First Sentier Property Securities VS Median | -23.29% | -5.5% | -5.04% |
Fees
| Investment Option | Flat Fee | Percentage Based Fee | Fee Based on 50k |
|---|---|---|---|
| CFS-FC Wsale Pers - First Sentier Property Securities | - | 1.08% | $540 |
Asset Allocation
| Rank | Asset | % | |
|---|---|---|---|
| 1 | Property | 100% |
Returns to August 31 2026
| Investment Option | 1 Year | 3 Year | 5 Year |
|---|---|---|---|
| CFS-FC Wsale Pers - First Sentier Global Property Securities | 10.82% | 6.55% | 0.02% |
| Median | 8.8% | 11.1% | 7.5% |
| CFS-FC Wsale Pers - First Sentier Global Property Securities VS Median | 2.02% | -4.55% | -7.48% |
Fees
| Investment Option | Flat Fee | Percentage Based Fee | Fee Based on 50k |
|---|---|---|---|
| CFS-FC Wsale Pers - First Sentier Global Property Securities | - | 1.37% | $685 |
Asset Allocation
| Rank | Asset | % | |
|---|---|---|---|
| 1 | Property | 100% |
Returns to August 31 2026
| Investment Option | 1 Year | 3 Year | 5 Year |
|---|---|---|---|
| CFS-FC Wsale Pers - CFS Index Global Share Hedged | 20.73% | 17.81% | 9.83% |
| Median | 8.8% | 11.1% | 7.5% |
| CFS-FC Wsale Pers - CFS Index Global Share Hedged VS Median | 11.93% | 6.71% | 2.33% |
Fees
| Investment Option | Flat Fee | Percentage Based Fee | Fee Based on 50k |
|---|---|---|---|
| CFS-FC Wsale Pers - CFS Index Global Share Hedged | - | 0.46% | $230 |
Asset Allocation
| Rank | Asset | % | |
|---|---|---|---|
| 1 | International Shares | 100% |
Returns to August 31 2026
| Investment Option | 1 Year | 3 Year | 5 Year |
|---|---|---|---|
| CFS-FC Wsale Pers - CFS Index Moderate | 6.7% | 9.09% | 5.25% |
| Median | 6.4% | 7.9% | 5.3% |
| CFS-FC Wsale Pers - CFS Index Moderate VS Median | 0.3% | 1.19% | -0.05% |
Fees
| Investment Option | Flat Fee | Percentage Based Fee | Fee Based on 50k |
|---|---|---|---|
| CFS-FC Wsale Pers - CFS Index Moderate | - | 0.56% | $280 |
Asset Allocation
| Rank | Asset | % | |
|---|---|---|---|
| 1 | Australian Shares | 23% | |
| 2 | International Shares | 29% | |
| 3 | Fixed Interest | 32% | |
| 4 | Alternative | 4% | |
| 5 | Property | 4% | |
| 6 | Cash | 8% |
Returns to August 31 2026
| Investment Option | 1 Year | 3 Year | 5 Year |
|---|---|---|---|
| CFS-FC Wsale Pers - CFS Moderate | 7.3% | 9.03% | 4.95% |
| Median | 7.7% | 9.6% | 6.5% |
| CFS-FC Wsale Pers - CFS Moderate VS Median | -0.4% | -0.57% | -1.55% |
Fees
| Investment Option | Flat Fee | Percentage Based Fee | Fee Based on 50k |
|---|---|---|---|
| CFS-FC Wsale Pers - CFS Moderate | - | 1.39% | $695 |
Asset Allocation
| Rank | Asset | % | |
|---|---|---|---|
| 1 | Australian Shares | 20% | |
| 2 | International Shares | 27% | |
| 3 | Fixed Interest | 22% | |
| 4 | Alternative | 18% | |
| 5 | Property | 5.5% | |
| 6 | Cash | 7.5% |
Returns to August 31 2026
| Investment Option | 1 Year | 3 Year | 5 Year |
|---|---|---|---|
| CFS-FC Wsale Pers - CFS Index Conservative | 4.13% | 6.08% | 3.35% |
| Median | 4.8% | 6.1% | 4% |
| CFS-FC Wsale Pers - CFS Index Conservative VS Median | -0.67% | -0.02% | -0.65% |
Fees
| Investment Option | Flat Fee | Percentage Based Fee | Fee Based on 50k |
|---|---|---|---|
| CFS-FC Wsale Pers - CFS Index Conservative | - | 0.45% | $225 |
Asset Allocation
| Rank | Asset | % | |
|---|---|---|---|
| 1 | Australian Shares | 10% | |
| 2 | International Shares | 16% | |
| 3 | Fixed Interest | 55% | |
| 4 | Alternative | 2% | |
| 5 | Property | 2% | |
| 6 | Cash | 15% |
Returns to January 01 1970
| Investment Option | 1 Year | 3 Year | 5 Year |
|---|---|---|---|
| CFS-FC Wsale Pers - Stewart Investors Worldwide Leaders Sustainability | - | - | - |
| Median | - | - | - |
| CFS-FC Wsale Pers - Stewart Investors Worldwide Leaders Sustainability VS Median | - | - | - |
Fees
| Investment Option | Flat Fee | Percentage Based Fee | Fee Based on 50k |
|---|---|---|---|
| CFS-FC Wsale Pers - Stewart Investors Worldwide Leaders Sustainability | - | 1.41% | $705 |
Asset Allocation
| Rank | Asset | % | |
|---|---|---|---|
| 1 | International Shares | 100% |
Returns to August 31 2026
| Investment Option | 1 Year | 3 Year | 5 Year |
|---|---|---|---|
| CFS-FC Wsale Pers - Janus Henderson Global Natural Resources | 32.09% | 14.53% | 11.51% |
| Median | 8.8% | 11.1% | 7.5% |
| CFS-FC Wsale Pers - Janus Henderson Global Natural Resources VS Median | 23.29% | 3.43% | 4.01% |
Fees
| Investment Option | Flat Fee | Percentage Based Fee | Fee Based on 50k |
|---|---|---|---|
| CFS-FC Wsale Pers - Janus Henderson Global Natural Resources | - | 1.96% | $980 |
Asset Allocation
| Rank | Asset | % | |
|---|---|---|---|
| 1 | International Shares | 100% |
Returns to August 31 2026
| Investment Option | 1 Year | 3 Year | 5 Year |
|---|---|---|---|
| CFS-FC Wsale Pers - First Sentier Australian Small Companies | -4.13% | 6.27% | 2.7% |
| Median | 8.8% | 11.1% | 7.5% |
| CFS-FC Wsale Pers - First Sentier Australian Small Companies VS Median | -12.93% | -4.83% | -4.8% |
Fees
| Investment Option | Flat Fee | Percentage Based Fee | Fee Based on 50k |
|---|---|---|---|
| CFS-FC Wsale Pers - First Sentier Australian Small Companies | - | 1.45% | $725 |
Asset Allocation
| Rank | Asset | % | |
|---|---|---|---|
| 1 | Australian Shares | 100% |
Returns to August 31 2026
| Investment Option | 1 Year | 3 Year | 5 Year |
|---|---|---|---|
| CFS-FC Wsale Pers - PM Capital Global Companies | 24.63% | 22.65% | 18.25% |
| Median | 8.8% | 11.1% | 7.5% |
| CFS-FC Wsale Pers - PM Capital Global Companies VS Median | 15.83% | 11.55% | 10.75% |
Fees
| Investment Option | Flat Fee | Percentage Based Fee | Fee Based on 50k |
|---|---|---|---|
| CFS-FC Wsale Pers - PM Capital Global Companies | - | 4.24% | $2120 |
Asset Allocation
| Rank | Asset | % | |
|---|---|---|---|
| 1 | International Shares | 100% |
Returns to August 31 2026
| Investment Option | 1 Year | 3 Year | 5 Year |
|---|---|---|---|
| CFS-FC Wsale Pers - CFS Index Balanced | 7.69% | 10.13% | 5.9% |
| Median | 7.7% | 9.6% | 6.5% |
| CFS-FC Wsale Pers - CFS Index Balanced VS Median | -0.01% | 0.53% | -0.6% |
Fees
| Investment Option | Flat Fee | Percentage Based Fee | Fee Based on 50k |
|---|---|---|---|
| CFS-FC Wsale Pers - CFS Index Balanced | - | 0.56% | $280 |
Asset Allocation
| Rank | Asset | % | |
|---|---|---|---|
| 1 | Australian Shares | 26% | |
| 2 | International Shares | 35% | |
| 3 | Fixed Interest | 26% | |
| 4 | Alternative | 4.5% | |
| 5 | Property | 4.5% | |
| 6 | Cash | 4% |
Returns to August 31 2026
| Investment Option | 1 Year | 3 Year | 5 Year |
|---|---|---|---|
| CFS-FC Wsale Pers - CFS Index Property Securities | -13.96% | 6.16% | 2.54% |
| Median | 8.8% | 11.1% | 7.5% |
| CFS-FC Wsale Pers - CFS Index Property Securities VS Median | -22.76% | -4.94% | -4.96% |
Fees
| Investment Option | Flat Fee | Percentage Based Fee | Fee Based on 50k |
|---|---|---|---|
| CFS-FC Wsale Pers - CFS Index Property Securities | - | 0.46% | $230 |
Asset Allocation
| Rank | Asset | % | |
|---|---|---|---|
| 1 | Property | 100% |
Returns to August 31 2026
| Investment Option | 1 Year | 3 Year | 5 Year |
|---|---|---|---|
| CFS-FC Wsale Pers - CFS Index Global Share | 11.07% | 15.24% | 10.69% |
| Median | 8.8% | 11.1% | 7.5% |
| CFS-FC Wsale Pers - CFS Index Global Share VS Median | 2.27% | 4.14% | 3.19% |
Fees
| Investment Option | Flat Fee | Percentage Based Fee | Fee Based on 50k |
|---|---|---|---|
| CFS-FC Wsale Pers - CFS Index Global Share | - | 0.47% | $235 |
Asset Allocation
| Rank | Asset | % | |
|---|---|---|---|
| 1 | International Shares | 100% |
Returns to August 31 2026
| Investment Option | 1 Year | 3 Year | 5 Year |
|---|---|---|---|
| CFS-FC Wsale Pers - First Sentier Wsale Concentrated Australian Share | -10.5% | 5.2% | 2% |
| Median | 8.8% | 11.1% | 7.5% |
| CFS-FC Wsale Pers - First Sentier Wsale Concentrated Australian Share VS Median | -19.3% | -5.9% | -5.5% |
Fees
| Investment Option | Flat Fee | Percentage Based Fee | Fee Based on 50k |
|---|---|---|---|
| CFS-FC Wsale Pers - First Sentier Wsale Concentrated Australian Share | - | 1.21% | $605 |
Asset Allocation
| Rank | Asset | % | |
|---|---|---|---|
| 1 | Australian Shares | 100% |
Returns to August 31 2026
| Investment Option | 1 Year | 3 Year | 5 Year |
|---|---|---|---|
| CFS-FC Wsale Pers - CFS Index High Growth | 10.45% | 13.02% | 8.06% |
| Median | 8.8% | 11.1% | 7.5% |
| CFS-FC Wsale Pers - CFS Index High Growth VS Median | 1.65% | 1.92% | 0.56% |
Fees
| Investment Option | Flat Fee | Percentage Based Fee | Fee Based on 50k |
|---|---|---|---|
| CFS-FC Wsale Pers - CFS Index High Growth | - | 0.46% | $230 |
Asset Allocation
| Rank | Asset | % | |
|---|---|---|---|
| 1 | Australian Shares | 37% | |
| 2 | International Shares | 50% | |
| 3 | Alternative | 6% | |
| 4 | Property | 6% | |
| 5 | Cash | 1% |
Returns to August 31 2026
| Investment Option | 1 Year | 3 Year | 5 Year |
|---|---|---|---|
| CFS-FC Wsale Pers - CFS Index Australian Share | 4.68% | 10.87% | 7.86% |
| Median | 8.8% | 11.1% | 7.5% |
| CFS-FC Wsale Pers - CFS Index Australian Share VS Median | -4.12% | -0.23% | 0.36% |
Fees
| Investment Option | Flat Fee | Percentage Based Fee | Fee Based on 50k |
|---|---|---|---|
| CFS-FC Wsale Pers - CFS Index Australian Share | - | 0.46% | $230 |
Asset Allocation
| Rank | Asset | % | |
|---|---|---|---|
| 1 | Australian Shares | 100% |
Returns to August 31 2026
| Investment Option | 1 Year | 3 Year | 5 Year |
|---|---|---|---|
| CFS-FC Wsale Pers - PM Capital Enhanced Yield | 3.64% | 4.54% | 3.54% |
| Median | - | - | - |
| CFS-FC Wsale Pers - PM Capital Enhanced Yield VS Median | 3.64% | 4.54% | 3.54% |
Fees
| Investment Option | Flat Fee | Percentage Based Fee | Fee Based on 50k |
|---|---|---|---|
| CFS-FC Wsale Pers - PM Capital Enhanced Yield | - | 1.26% | $630 |
Asset Allocation
| Rank | Asset | % | |
|---|---|---|---|
| 1 | Australian Shares | 5% | |
| 2 | Fixed Interest | 50% | |
| 3 | Cash | 45% |
Returns to August 31 2026
| Investment Option | 1 Year | 3 Year | 5 Year |
|---|---|---|---|
| CFS-FC Wsale Pers - CFS Index Global Bond | 1.13% | 2.84% | -0.41% |
| Median | - | - | - |
| CFS-FC Wsale Pers - CFS Index Global Bond VS Median | 1.13% | 2.84% | -0.41% |
Fees
| Investment Option | Flat Fee | Percentage Based Fee | Fee Based on 50k |
|---|---|---|---|
| CFS-FC Wsale Pers - CFS Index Global Bond | - | 0.55% | $275 |
Asset Allocation
| Rank | Asset | % | |
|---|---|---|---|
| 1 | Fixed Interest | 50% | |
| 2 | Cash | 50% |
Returns to August 31 2026
| Investment Option | 1 Year | 3 Year | 5 Year |
|---|---|---|---|
| CFS-FC Wsale Pers - First Sentier Strategic Cash | 3.74% | 3.99% | 3.11% |
| Median | - | - | - |
| CFS-FC Wsale Pers - First Sentier Strategic Cash VS Median | 3.74% | 3.99% | 3.11% |
Fees
| Investment Option | Flat Fee | Percentage Based Fee | Fee Based on 50k |
|---|---|---|---|
| CFS-FC Wsale Pers - First Sentier Strategic Cash | - | 0.4% | $200 |
Asset Allocation
| Rank | Asset | % | |
|---|---|---|---|
| 1 | Cash | 100% |
Returns to August 31 2026
| Investment Option | 1 Year | 3 Year | 5 Year |
|---|---|---|---|
| CFS-FC Wsale Pers - First Sentier Australian Small Companies | -4.13% | 6.27% | 2.7% |
| Median | 8.8% | 11.1% | 7.5% |
| CFS-FC Wsale Pers - First Sentier Australian Small Companies VS Median | -12.93% | -4.83% | -4.8% |
Fees
| Investment Option | Flat Fee | Percentage Based Fee | Fee Based on 50k |
|---|---|---|---|
| CFS-FC Wsale Pers - First Sentier Australian Small Companies | - | 1.45% | $725 |
Asset Allocation
| Rank | Asset | % | |
|---|---|---|---|
| 1 | Australian Shares | 100% |
Returns to August 31 2026
| Investment Option | 1 Year | 3 Year | 5 Year |
|---|---|---|---|
| CFS-FC Wsale Pers - First Sentier Imputation | -3.95% | 8.26% | 5.79% |
| Median | 8.8% | 11.1% | 7.5% |
| CFS-FC Wsale Pers - First Sentier Imputation VS Median | -12.75% | -2.84% | -1.71% |
Fees
| Investment Option | Flat Fee | Percentage Based Fee | Fee Based on 50k |
|---|---|---|---|
| CFS-FC Wsale Pers - First Sentier Imputation | - | 1.35% | $675 |
Asset Allocation
| Rank | Asset | % | |
|---|---|---|---|
| 1 | Australian Shares | 100% |
Returns to August 31 2026
| Investment Option | 1 Year | 3 Year | 5 Year |
|---|---|---|---|
| CFS-FC Wsale Pers - CFS High Growth | 10.19% | 12.89% | 7.22% |
| Median | 8.8% | 11.1% | 7.5% |
| CFS-FC Wsale Pers - CFS High Growth VS Median | 1.39% | 1.79% | -0.28% |
Fees
| Investment Option | Flat Fee | Percentage Based Fee | Fee Based on 50k |
|---|---|---|---|
| CFS-FC Wsale Pers - CFS High Growth | - | 1.51% | $755 |
Asset Allocation
| Rank | Asset | % | |
|---|---|---|---|
| 1 | Australian Shares | 34% | |
| 2 | International Shares | 46% | |
| 3 | Alternative | 10% | |
| 4 | Property | 10% |
Returns to August 31 2026
| Investment Option | 1 Year | 3 Year | 5 Year |
|---|---|---|---|
| CFS-FC Wsale Pers - CFS Property Securities | -12.99% | 6.4% | 2.63% |
| Median | 8.8% | 11.1% | 7.5% |
| CFS-FC Wsale Pers - CFS Property Securities VS Median | -21.79% | -4.7% | -4.87% |
Fees
| Investment Option | Flat Fee | Percentage Based Fee | Fee Based on 50k |
|---|---|---|---|
| CFS-FC Wsale Pers - CFS Property Securities | - | 1.4% | $700 |
Asset Allocation
| Rank | Asset | % | |
|---|---|---|---|
| 1 | Property | 100% |
Returns to August 31 2026
| Investment Option | 1 Year | 3 Year | 5 Year |
|---|---|---|---|
| CFS-FC Wsale Pers - CFS Index Diversified | 5.84% | 8.13% | 4.56% |
| Median | 6.4% | 7.9% | 5.3% |
| CFS-FC Wsale Pers - CFS Index Diversified VS Median | -0.56% | 0.23% | -0.74% |
Fees
| Investment Option | Flat Fee | Percentage Based Fee | Fee Based on 50k |
|---|---|---|---|
| CFS-FC Wsale Pers - CFS Index Diversified | - | 0.46% | $230 |
Asset Allocation
| Rank | Asset | % | |
|---|---|---|---|
| 1 | Australian Shares | 18% | |
| 2 | International Shares | 26% | |
| 3 | Fixed Interest | 40% | |
| 4 | Alternative | 3% | |
| 5 | Property | 3% | |
| 6 | Cash | 10% |
Returns to August 31 2026
| Investment Option | 1 Year | 3 Year | 5 Year |
|---|---|---|---|
| CFS-FC Wsale Pers - CFS Index Growth | 8.56% | 11.15% | 6.62% |
| Median | 7.7% | 9.6% | 6.5% |
| CFS-FC Wsale Pers - CFS Index Growth VS Median | 0.86% | 1.55% | 0.12% |
Fees
| Investment Option | Flat Fee | Percentage Based Fee | Fee Based on 50k |
|---|---|---|---|
| CFS-FC Wsale Pers - CFS Index Growth | - | 0.56% | $280 |
Asset Allocation
| Rank | Asset | % | |
|---|---|---|---|
| 1 | Australian Shares | 30% | |
| 2 | International Shares | 40% | |
| 3 | Fixed Interest | 18% | |
| 4 | Alternative | 5% | |
| 5 | Property | 5% | |
| 6 | Cash | 2% |
Returns to August 31 2026
| Investment Option | 1 Year | 3 Year | 5 Year |
|---|---|---|---|
| CFS-FC Wsale Pers - FirstRate Saver | 3.98% | 4.12% | 3.27% |
| Median | - | - | - |
| CFS-FC Wsale Pers - FirstRate Saver VS Median | 3.98% | 4.12% | 3.27% |
Fees
| Investment Option | Flat Fee | Percentage Based Fee | Fee Based on 50k |
|---|---|---|---|
| CFS-FC Wsale Pers - FirstRate Saver | - | 0.2% | $100 |
Asset Allocation
| Rank | Asset | % | |
|---|---|---|---|
| 1 | Cash | 100% |
Returns to August 31 2026
| Investment Option | 1 Year | 3 Year | 5 Year |
|---|---|---|---|
| CFS-FC Wsale Pers - CFS Index Global Property Securities | 10.74% | 7.97% | 0.55% |
| Median | 8.8% | 11.1% | 7.5% |
| CFS-FC Wsale Pers - CFS Index Global Property Securities VS Median | 1.94% | -3.13% | -6.95% |
Fees
| Investment Option | Flat Fee | Percentage Based Fee | Fee Based on 50k |
|---|---|---|---|
| CFS-FC Wsale Pers - CFS Index Global Property Securities | - | 0.45% | $225 |
Asset Allocation
| Rank | Asset | % | |
|---|---|---|---|
| 1 | Property | 100% |
Returns to August 31 2026
| Investment Option | 1 Year | 3 Year | 5 Year |
|---|---|---|---|
| CFS-FC Wsale Pers - AB Managed Volatility Equities | 3.63% | 7.9% | 5.55% |
| Median | 8.8% | 11.1% | 7.5% |
| CFS-FC Wsale Pers - AB Managed Volatility Equities VS Median | -5.17% | -3.2% | -1.95% |
Fees
| Investment Option | Flat Fee | Percentage Based Fee | Fee Based on 50k |
|---|---|---|---|
| CFS-FC Wsale Pers - AB Managed Volatility Equities | - | 1.26% | $630 |
Asset Allocation
| Rank | Asset | % | |
|---|---|---|---|
| 1 | Australian Shares | 100% |
Returns to August 31 2026
| Investment Option | 1 Year | 3 Year | 5 Year |
|---|---|---|---|
| CFS-FC Wsale Pers - Pendal Sustainable Australian Share | -1.37% | 9.62% | 5.6% |
| Median | 8.8% | 11.1% | 7.5% |
| CFS-FC Wsale Pers - Pendal Sustainable Australian Share VS Median | -10.17% | -1.48% | -1.9% |
Fees
| Investment Option | Flat Fee | Percentage Based Fee | Fee Based on 50k |
|---|---|---|---|
| CFS-FC Wsale Pers - Pendal Sustainable Australian Share | - | 1.28% | $640 |
Asset Allocation
| Rank | Asset | % | |
|---|---|---|---|
| 1 | Australian Shares | 100% |
Returns to August 31 2026
| Investment Option | 1 Year | 3 Year | 5 Year |
|---|---|---|---|
| CFS-FC Wsale Pers - Lazard Select Australian Equity | 15.35% | 8.05% | 11.68% |
| Median | 8.8% | 11.1% | 7.5% |
| CFS-FC Wsale Pers - Lazard Select Australian Equity VS Median | 6.55% | -3.05% | 4.18% |
Fees
| Investment Option | Flat Fee | Percentage Based Fee | Fee Based on 50k |
|---|---|---|---|
| CFS-FC Wsale Pers - Lazard Select Australian Equity | - | 1.4% | $700 |
Asset Allocation
| Rank | Asset | % | |
|---|---|---|---|
| 1 | Australian Shares | 100% |
Returns to August 31 2026
| Investment Option | 1 Year | 3 Year | 5 Year |
|---|---|---|---|
| CFS-FC Wsale Pers - RQI Emerging Markets Value | 22.85% | 20.39% | 11.54% |
| Median | 8.8% | 11.1% | 7.5% |
| CFS-FC Wsale Pers - RQI Emerging Markets Value VS Median | 14.05% | 9.29% | 4.04% |
Fees
| Investment Option | Flat Fee | Percentage Based Fee | Fee Based on 50k |
|---|---|---|---|
| CFS-FC Wsale Pers - RQI Emerging Markets Value | - | 1.43% | $715 |
Asset Allocation
| Rank | Asset | % | |
|---|---|---|---|
| 1 | International Shares | 100% |
Returns to August 31 2026
| Investment Option | 1 Year | 3 Year | 5 Year |
|---|---|---|---|
| CFS-FC Wsale Pers - RQI Global Value | 14.5% | 17.02% | 12.9% |
| Median | 8.8% | 11.1% | 7.5% |
| CFS-FC Wsale Pers - RQI Global Value VS Median | 5.7% | 5.92% | 5.4% |
Fees
| Investment Option | Flat Fee | Percentage Based Fee | Fee Based on 50k |
|---|---|---|---|
| CFS-FC Wsale Pers - RQI Global Value | - | 1.06% | $530 |
Asset Allocation
| Rank | Asset | % | |
|---|---|---|---|
| 1 | International Shares | 100% |
Returns to August 31 2026
| Investment Option | 1 Year | 3 Year | 5 Year |
|---|---|---|---|
| CFS-FC Wsale Pers - CFS Select Conservative | 3.75% | 5.9% | 3.03% |
| Median | 4.8% | 6.1% | 4% |
| CFS-FC Wsale Pers - CFS Select Conservative VS Median | -1.05% | -0.2% | -0.97% |
Fees
| Investment Option | Flat Fee | Percentage Based Fee | Fee Based on 50k |
|---|---|---|---|
| CFS-FC Wsale Pers - CFS Select Conservative | - | 1.05% | $525 |
Asset Allocation
| Rank | Asset | % | |
|---|---|---|---|
| 1 | Australian Shares | 15% | |
| 2 | International Shares | 10% | |
| 3 | Fixed Interest | 70% | |
| 4 | Property | 5% |
Returns to August 31 2026
| Investment Option | 1 Year | 3 Year | 5 Year |
|---|---|---|---|
| CFS-FC Wsale Pers - CFS Select Diversified | 6.35% | 9.53% | 5.46% |
| Median | 7.7% | 9.6% | 6.5% |
| CFS-FC Wsale Pers - CFS Select Diversified VS Median | -1.35% | -0.07% | -1.04% |
Fees
| Investment Option | Flat Fee | Percentage Based Fee | Fee Based on 50k |
|---|---|---|---|
| CFS-FC Wsale Pers - CFS Select Diversified | - | 1.49% | $745 |
Asset Allocation
| Rank | Asset | % | |
|---|---|---|---|
| 1 | Australian Shares | 35% | |
| 2 | International Shares | 25% | |
| 3 | Fixed Interest | 15% | |
| 4 | Alternative | 5% | |
| 5 | Property | 5% | |
| 6 | Cash | 15% |
Returns to August 31 2026
| Investment Option | 1 Year | 3 Year | 5 Year |
|---|---|---|---|
| CFS-FC Wsale Pers - RQI Global Value-Hedged | 25.38% | 20.08% | 13.09% |
| Median | 8.8% | 11.1% | 7.5% |
| CFS-FC Wsale Pers - RQI Global Value-Hedged VS Median | 16.58% | 8.98% | 5.59% |
Fees
| Investment Option | Flat Fee | Percentage Based Fee | Fee Based on 50k |
|---|---|---|---|
| CFS-FC Wsale Pers - RQI Global Value-Hedged | - | 1.06% | $530 |
Asset Allocation
| Rank | Asset | % | |
|---|---|---|---|
| 1 | International Shares | 100% |
Returns to August 31 2026
| Investment Option | 1 Year | 3 Year | 5 Year |
|---|---|---|---|
| CFS-FC Wsale Pers - RQI Australian Small Cap Value | 0.13% | 12.73% | 6.82% |
| Median | 8.8% | 11.1% | 7.5% |
| CFS-FC Wsale Pers - RQI Australian Small Cap Value VS Median | -8.67% | 1.63% | -0.68% |
Fees
| Investment Option | Flat Fee | Percentage Based Fee | Fee Based on 50k |
|---|---|---|---|
| CFS-FC Wsale Pers - RQI Australian Small Cap Value | - | 1.06% | $530 |
Asset Allocation
| Rank | Asset | % | |
|---|---|---|---|
| 1 | Australian Shares | 100% |
Returns to August 31 2026
| Investment Option | 1 Year | 3 Year | 5 Year |
|---|---|---|---|
| CFS-FC Wsale Pers - RQI Australian Value | 10.63% | 14.31% | 11.38% |
| Median | 8.8% | 11.1% | 7.5% |
| CFS-FC Wsale Pers - RQI Australian Value VS Median | 1.83% | 3.21% | 3.88% |
Fees
| Investment Option | Flat Fee | Percentage Based Fee | Fee Based on 50k |
|---|---|---|---|
| CFS-FC Wsale Pers - RQI Australian Value | - | 0.85% | $425 |
Asset Allocation
| Rank | Asset | % | |
|---|---|---|---|
| 1 | Australian Shares | 100% |
Returns to August 31 2026
| Investment Option | 1 Year | 3 Year | 5 Year |
|---|---|---|---|
| CFS-FC Wsale Pers - Acadian Geared Core Australian Equity | 2.68% | 13.21% | 7.45% |
| Median | 8.8% | 11.1% | 7.5% |
| CFS-FC Wsale Pers - Acadian Geared Core Australian Equity VS Median | -6.12% | 2.11% | -0.05% |
Fees
| Investment Option | Flat Fee | Percentage Based Fee | Fee Based on 50k |
|---|---|---|---|
| CFS-FC Wsale Pers - Acadian Geared Core Australian Equity | - | 2.54% | $1270 |
Asset Allocation
| Rank | Asset | % | |
|---|---|---|---|
| 1 | Australian Shares | 100% |
Returns to August 31 2026
| Investment Option | 1 Year | 3 Year | 5 Year |
|---|---|---|---|
| CFS-FC Wsale Pers - CFS Select Balanced | 5.15% | 7.79% | 4.23% |
| Median | 6.4% | 7.9% | 5.3% |
| CFS-FC Wsale Pers - CFS Select Balanced VS Median | -1.25% | -0.11% | -1.07% |
Fees
| Investment Option | Flat Fee | Percentage Based Fee | Fee Based on 50k |
|---|---|---|---|
| CFS-FC Wsale Pers - CFS Select Balanced | - | 1.28% | $640 |
Asset Allocation
| Rank | Asset | % | |
|---|---|---|---|
| 1 | Australian Shares | 25% | |
| 2 | International Shares | 20% | |
| 3 | Fixed Interest | 25% | |
| 4 | Property | 5% | |
| 5 | Cash | 25% |
Returns to January 01 1970
| Investment Option | 1 Year | 3 Year | 5 Year |
|---|---|---|---|
| CFS-FC Wsale Pers - CFS Select High Growth | - | - | - |
| Median | - | - | - |
| CFS-FC Wsale Pers - CFS Select High Growth VS Median | - | - | - |
Fees
| Investment Option | Flat Fee | Percentage Based Fee | Fee Based on 50k |
|---|---|---|---|
| CFS-FC Wsale Pers - CFS Select High Growth | - | 1.54% | $770 |
Asset Allocation
| Rank | Asset | % | |
|---|---|---|---|
| 1 | Australian Shares | 50% | |
| 2 | International Shares | 50% |
Returns to August 31 2026
| Investment Option | 1 Year | 3 Year | 5 Year |
|---|---|---|---|
| CFS-FC Wsale Pers - CFS-Wellington Global Small Companies | 19.98% | 16.5% | 9.27% |
| Median | 8.8% | 11.1% | 7.5% |
| CFS-FC Wsale Pers - CFS-Wellington Global Small Companies VS Median | 11.18% | 5.4% | 1.77% |
Fees
| Investment Option | Flat Fee | Percentage Based Fee | Fee Based on 50k |
|---|---|---|---|
| CFS-FC Wsale Pers - CFS-Wellington Global Small Companies | - | 1.72% | $860 |
Asset Allocation
| Rank | Asset | % | |
|---|---|---|---|
| 1 | International Shares | 100% |
Returns to January 01 1970
| Investment Option | 1 Year | 3 Year | 5 Year |
|---|---|---|---|
| CFS-FC Wsale Pers - Stewart Investors Worldwide Sustainability | - | - | - |
| Median | - | - | - |
| CFS-FC Wsale Pers - Stewart Investors Worldwide Sustainability VS Median | - | - | - |
Fees
| Investment Option | Flat Fee | Percentage Based Fee | Fee Based on 50k |
|---|---|---|---|
| CFS-FC Wsale Pers - Stewart Investors Worldwide Sustainability | - | 1.25% | $625 |
Asset Allocation
| Rank | Asset | % |
|---|
Returns to January 01 1970
| Investment Option | 1 Year | 3 Year | 5 Year |
|---|---|---|---|
| CFS-FC Wsale Pers - CFS Asian Share | - | - | - |
| Median | - | - | - |
| CFS-FC Wsale Pers - CFS Asian Share VS Median | - | - | - |
Fees
| Investment Option | Flat Fee | Percentage Based Fee | Fee Based on 50k |
|---|---|---|---|
| CFS-FC Wsale Pers - CFS Asian Share | - | 2.05% | $1025 |
Asset Allocation
| Rank | Asset | % | |
|---|---|---|---|
| 1 | International Shares | 100% |
Returns to January 01 1970
| Investment Option | 1 Year | 3 Year | 5 Year |
|---|---|---|---|
| CFS-FC Wsale Pers - Stewart Investors Global Emerging Markets Leaders Sustainability | - | - | - |
| Median | - | - | - |
| CFS-FC Wsale Pers - Stewart Investors Global Emerging Markets Leaders Sustainability VS Median | - | - | - |
Fees
| Investment Option | Flat Fee | Percentage Based Fee | Fee Based on 50k |
|---|---|---|---|
| CFS-FC Wsale Pers - Stewart Investors Global Emerging Markets Leaders Sustainability | - | 2.02% | $1010 |
Asset Allocation
| Rank | Asset | % | |
|---|---|---|---|
| 1 | International Shares | 100% |
Returns to January 01 1970
| Investment Option | 1 Year | 3 Year | 5 Year |
|---|---|---|---|
| CFS-FC Wsale Pers - CFS Wsale Alpha Plus - Core | - | - | - |
| Median | - | - | - |
| CFS-FC Wsale Pers - CFS Wsale Alpha Plus - Core VS Median | - | - | - |
Fees
| Investment Option | Flat Fee | Percentage Based Fee | Fee Based on 50k |
|---|---|---|---|
| CFS-FC Wsale Pers - CFS Wsale Alpha Plus - Core | - | 2% | $1000 |
Asset Allocation
| Rank | Asset | % | |
|---|---|---|---|
| 1 | Australian Shares | 100% |
Performance data: Lonsec. Median benchmarks: Chant West. Data is updated monthly; the reporting period is shown in the tables. Investment options are compared with the Chant West median for their risk profile.
Insurance
Death, TPD and Salary Continuance Insurance cover is offered to members, although it is not provided by default and members will need to apply for the cover.
Cover is available with the following limits:
Death – $5 million
TPD – $3 million.
Salary Continuance – $25,000 per month.
Insurance is provided by AIA Australia.
Insurance Rating
OmniLife
0
/100
Insurance rating by Omnilife.
Please note: This is the overall rating before individual circumstances are taken into account. Individual circumstances will vary the rating significantly.
Fund details
See the Colonial First State Super ABN and USI page for all the information required to contribute to this fund.
Read their PDS and TMD for further details.
FAQ's
We use investment performance data supplied by Lonsec and median benchmarks supplied by Chant West, both updated monthly.
Each investment option is assigned to a Chant West risk profile based on its proportion of growth assets. We then compare its return with the median benchmark for that risk profile over the same reporting period.
The difference shown in the table is the investment option’s return minus the median return.
Grouping options by growth asset allocation helps make comparisons more accurate, although options within the same profile can still have different investments and risks. Past performance is not a reliable indicator of future performance.
Member ratings and investment returns measure different things.
Member ratings reflect the experiences and opinions of people who submit reviews. These may relate to customer service, fees, insurance, administration or their satisfaction with investment performance.
Our performance tables compare an investment option’s reported returns with the relevant benchmark over specified periods. A fund can therefore deliver above median returns while receiving poor reviews for service or insurance or receive positive reviews despite below median returns.
Submitted reviews may not represent the experience of all members. Consider them alongside performance data, fees, insurance features and the fund’s official documents.
Colonial First State Super Reviews
Colonial First State Super Reviews: 3.4 out of 5 stars from 20 customer reviews on Australia’s best superannuation review site Review My Super.
See more Super Fund Reviews to compare ratings and reviews across funds.
I feel like my investments are going backwards at a rate far faster than any other fund…in fact other funds are growing and my ~$700K is now worth less than $580K and they are blaming COVID instead of thier own poor fund management
Colonial were ok about 3years ago then decided to put me in a new fund which has continually dropped by 10% negative returns compared to other funds . Now they informed me that i will be put in another new super fund which has no performance data.
its returns are awful compared to other funds i have stayed loyal hoping you could return a suitable return . i am now changing funds with in weeks, llook at at yor investors not your profit.
Good variety of investment options.
poor performance
Performance is not as bad as what the other has commented.
Absolute crap nothing but losses
Not good return
Lost money last year
secretive,,,non cooperative
looking to update my supper
They are great
not good
Fantastic, awesome returns
High fees and poor performance.
They lost more money for me than I put in how can you possibly charge fees for that.
They rolled over my super in a massive loss year why???
One of the better funds out there…the wholesale menu offers around 190 different investment options, this means i have more options to earn positive performance returns. I can transact easily if I want to make a change to an investment. I’ve always had a good response via the general help line. I also like the mobile app to view my balance and contributions to super and track my performance. This fund is much cheaper than my previous fund IOOF who were about 4 times the cost.
Just can’t get happy with this fund. Very poor communication and transparency and ridiculously high fees for a consistently year on year below average performance. Certainly not improved in transparency and service since they separated from Commonwealth Bank. Worse if anything. Jury out on whether performance has improved but not looking likely. Too big, too smug I suspect.
My investment is getting less and less instead of growing more and more.
Really impressed with performance and low fees
The results are great, my super balance has increased so much in the last year. I had an issue logging in to my account and the girl was so helpful on the phone. Really happy that I made the move to CFS from my old super fund.