Equip Super Review
Equip Super was founded in 1931 for the State Electricity Commission of Victoria. As of March 31st 2026 they had approximately 141,620
members with over $36.29 billion in assets under management.
Please Note: Any advice on this page is general in nature and does not take into account your objectives, financial situation or needs. Consider whether this is right for you. See full disclaimer.
Past performance is not a reliable indicator of future performance.
Equip Super Performance
Equip Super’s investment options have had mixed performance compared to the median over 1, 3 and 5 years.
Select an investment option from the menu below to see performance Vs the relevant median.
For a more comprehensive analysis see Equip Performance.
Check out Equip vs AustralianSuper to see how they compare with Australia’s biggest super fund and for a comparison against all funds see compare super funds.
Equip Fees
Fees for Equip Super’s MySuper investment option are slightly above the median of options of the same risk category on Review My Super.
Select an investment option from the menu below to see flat fees, percentage based fees and total fees on a balance of $50,000.
Returns to August 31 2026
| Investment Option | 1 Year | 3 Year | 5 Year |
|---|---|---|---|
| Equip Super MyFuture - Australian Shares | 5.02% | 10.47% | 7.98% |
| Median | 8.8% | 11.1% | 7.5% |
| Equip Super MyFuture - Australian Shares VS Median | -3.78% | -0.63% | 0.48% |
Fees
| Investment Option | Flat Fee | Percentage Based Fee | Fee Based on 50k |
|---|---|---|---|
| Equip Super MyFuture - Australian Shares | 52 | 0.74% | $422 |
Asset Allocation
| Rank | Asset | % | |
|---|---|---|---|
| 1 | Australian Shares | 100% |
Returns to August 31 2026
| Investment Option | 1 Year | 3 Year | 5 Year |
|---|---|---|---|
| Equip Super MyFuture - Cash | 3.68% | 3.82% | 2.99% |
| Median | - | - | - |
| Equip Super MyFuture - Cash VS Median | 3.68% | 3.82% | 2.99% |
Fees
| Investment Option | Flat Fee | Percentage Based Fee | Fee Based on 50k |
|---|---|---|---|
| Equip Super MyFuture - Cash | 52 | 0.23% | $167 |
Asset Allocation
| Rank | Asset | % | |
|---|---|---|---|
| 1 | Cash | 100% |
Returns to August 31 2026
| Investment Option | 1 Year | 3 Year | 5 Year |
|---|---|---|---|
| Equip Super MyFuture - Growth | 8.82% | 11.1% | 7.47% |
| Median | 8.8% | 11.1% | 7.5% |
| Equip Super MyFuture - Growth VS Median | 0.02% | - | -0.03% |
Fees
| Investment Option | Flat Fee | Percentage Based Fee | Fee Based on 50k |
|---|---|---|---|
| Equip Super MyFuture - Growth | 52 | 0.84% | $472 |
Asset Allocation
| Rank | Asset | % | |
|---|---|---|---|
| 1 | Australian Shares | 33% | |
| 2 | International Shares | 39% | |
| 3 | Fixed Interest | 3% | |
| 4 | Alternative | 12% | |
| 5 | Property | 4% | |
| 6 | Other | 6% | |
| 7 | Cash | 3% |
Returns to August 31 2026
| Investment Option | 1 Year | 3 Year | 5 Year |
|---|---|---|---|
| Equip Super MyFuture - Growth Plus | 9.35% | 12.01% | 8.06% |
| Median | 8.8% | 11.1% | 7.5% |
| Equip Super MyFuture - Growth Plus VS Median | 0.55% | 0.91% | 0.56% |
Fees
| Investment Option | Flat Fee | Percentage Based Fee | Fee Based on 50k |
|---|---|---|---|
| Equip Super MyFuture - Growth Plus | 52 | 0.89% | $497 |
Asset Allocation
| Rank | Asset | % | |
|---|---|---|---|
| 1 | Australian Shares | 38% | |
| 2 | International Shares | 45% | |
| 3 | Alternative | 11% | |
| 4 | Property | 5% | |
| 5 | Cash | 1% |
Returns to August 31 2026
| Investment Option | 1 Year | 3 Year | 5 Year |
|---|---|---|---|
| Equip Super MyFuture - Balanced Growth | 7.82% | 9.59% | 6.61% |
| Median | 7.7% | 9.6% | 6.5% |
| Equip Super MyFuture - Balanced Growth VS Median | 0.12% | -0.01% | 0.11% |
Fees
| Investment Option | Flat Fee | Percentage Based Fee | Fee Based on 50k |
|---|---|---|---|
| Equip Super MyFuture - Balanced Growth | 52 | 0.85% | $477 |
Asset Allocation
| Rank | Asset | % | |
|---|---|---|---|
| 1 | Australian Shares | 25% | |
| 2 | International Shares | 31% | |
| 3 | Fixed Interest | 11% | |
| 4 | Alternative | 16% | |
| 5 | Property | 6% | |
| 6 | Other | 7% | |
| 7 | Cash | 4% |
Returns to August 31 2026
| Investment Option | 1 Year | 3 Year | 5 Year |
|---|---|---|---|
| Equip Super MyFuture - Balanced | 6.87% | 8.26% | 5.63% |
| Median | 6.4% | 7.9% | 5.3% |
| Equip Super MyFuture - Balanced VS Median | 0.47% | 0.36% | 0.33% |
Fees
| Investment Option | Flat Fee | Percentage Based Fee | Fee Based on 50k |
|---|---|---|---|
| Equip Super MyFuture - Balanced | 52 | 0.74% | $422 |
Asset Allocation
| Rank | Asset | % | |
|---|---|---|---|
| 1 | Australian Shares | 19% | |
| 2 | International Shares | 23% | |
| 3 | Fixed Interest | 15% | |
| 4 | Alternative | 13% | |
| 5 | Property | 6% | |
| 6 | Other | 14% | |
| 7 | Cash | 10% |
Returns to August 31 2026
| Investment Option | 1 Year | 3 Year | 5 Year |
|---|---|---|---|
| Equip Super MyFuture - Diversified Fixed Interest | 1% | 2.91% | 0.87% |
| Median | - | - | - |
| Equip Super MyFuture - Diversified Fixed Interest VS Median | 1% | 2.91% | 0.87% |
Fees
| Investment Option | Flat Fee | Percentage Based Fee | Fee Based on 50k |
|---|---|---|---|
| Equip Super MyFuture - Diversified Fixed Interest | 52 | 0.34% | $222 |
Asset Allocation
| Rank | Asset | % | |
|---|---|---|---|
| 1 | Fixed Interest | 100% |
Returns to August 31 2026
| Investment Option | 1 Year | 3 Year | 5 Year |
|---|---|---|---|
| Equip Super MyFuture - Index Diversified | 7.7% | 10.55% | - |
| Median | 7.7% | 9.6% | - |
| Equip Super MyFuture - Index Diversified VS Median | - | 0.95% | - |
Fees
| Investment Option | Flat Fee | Percentage Based Fee | Fee Based on 50k |
|---|---|---|---|
| Equip Super MyFuture - Index Diversified | 52 | 0.26% | $182 |
Asset Allocation
| Rank | Asset | % | |
|---|---|---|---|
| 1 | Australian Shares | 30% | |
| 2 | International Shares | 40% | |
| 3 | Fixed Interest | 25% | |
| 4 | Cash | 5% |
Returns to August 31 2026
| Investment Option | 1 Year | 3 Year | 5 Year |
|---|---|---|---|
| Equip Super MyFuture - Capital Stable | 5.55% | 6.41% | 4.06% |
| Median | 4.8% | 6.1% | 4% |
| Equip Super MyFuture - Capital Stable VS Median | 0.75% | 0.31% | 0.06% |
Fees
| Investment Option | Flat Fee | Percentage Based Fee | Fee Based on 50k |
|---|---|---|---|
| Equip Super MyFuture - Capital Stable | 52 | 0.68% | $392 |
Asset Allocation
| Rank | Asset | % | |
|---|---|---|---|
| 1 | Australian Shares | 10% | |
| 2 | International Shares | 13% | |
| 3 | Fixed Interest | 26% | |
| 4 | Alternative | 14% | |
| 5 | Property | 6% | |
| 6 | Other | 14% | |
| 7 | Cash | 17% |
Returns to August 31 2026
| Investment Option | 1 Year | 3 Year | 5 Year |
|---|---|---|---|
| Equip Super MyFuture - Overseas Shares | 13% | 15.36% | 8.61% |
| Median | 8.8% | 11.1% | 7.5% |
| Equip Super MyFuture - Overseas Shares VS Median | 4.2% | 4.26% | 1.11% |
Fees
| Investment Option | Flat Fee | Percentage Based Fee | Fee Based on 50k |
|---|---|---|---|
| Equip Super MyFuture - Overseas Shares | 52 | 0.73% | $417 |
Asset Allocation
| Rank | Asset | % | |
|---|---|---|---|
| 1 | International Shares | 100% |
Returns to August 31 2026
| Investment Option | 1 Year | 3 Year | 5 Year |
|---|---|---|---|
| Equip Super MyFuture - MySuper | 7.77% | 9.57% | 6.56% |
| Median | 7.7% | 9.6% | 6.5% |
| Equip Super MyFuture - MySuper VS Median | 0.07% | -0.03% | 0.06% |
Fees
| Investment Option | Flat Fee | Percentage Based Fee | Fee Based on 50k |
|---|---|---|---|
| Equip Super MyFuture - MySuper | 52 | 0.85% | $477 |
Asset Allocation
| Rank | Asset | % | |
|---|---|---|---|
| 1 | Australian Shares | 25% | |
| 2 | International Shares | 31% | |
| 3 | Fixed Interest | 11% | |
| 4 | Alternative | 16% | |
| 5 | Property | 6% | |
| 6 | Other | 7% | |
| 7 | Cash | 4% |
Returns to May 31 2026
| Investment Option | 1 Year | 3 Year | 5 Year |
|---|---|---|---|
| Equip Super MyFuture - Future Focus | 11.12% | 7.27% | 5.2% |
| Median | 9.8% | 9.7% | 7% |
| Equip Super MyFuture - Future Focus VS Median | 1.32% | -2.43% | -1.8% |
Fees
| Investment Option | Flat Fee | Percentage Based Fee | Fee Based on 50k |
|---|---|---|---|
| Equip Super MyFuture - Future Focus | 52 | 0.7% | $402 |
Asset Allocation
| Rank | Asset | % | |
|---|---|---|---|
| 1 | Australian Shares | 18% | |
| 2 | International Shares | 33% | |
| 3 | Fixed Interest | 18% | |
| 4 | Alternative | 16% | |
| 5 | Property | 9% | |
| 6 | Cash | 6% |
Performance data: Lonsec. Median benchmarks: Chant West. Data is updated monthly; the reporting period is shown in the tables. Investment options are compared with the Chant West median for their risk profile.
Insurance
Members are offered automatic death and TPD insurance. employed by one of their participating employers. Those joining themselves or work for an employer who is not a participating employer will not receive any automatic cover.
Additional cover is available with the following limits:
Death – no maximum
TPD – $3 million.
Salary Continuance – $30,000 per month.
Insurance is provided by Hannover Life Re of Australasia Ltd.
Fund details
See the Equip Super ABN and USI page for all the information required to contribute to this fund.
Read their PDS and TMD for further details.
FAQ's
We use investment performance data supplied by Lonsec and median benchmarks supplied by Chant West, both updated monthly.
Each investment option is assigned to a Chant West risk profile based on its proportion of growth assets. We then compare its return with the median benchmark for that risk profile over the same reporting period.
The difference shown in the table is the investment option’s return minus the median return.
Grouping options by growth asset allocation helps make comparisons more accurate, although options within the same profile can still have different investments and risks. Past performance is not a reliable indicator of future performance.
Member ratings and investment returns measure different things.
Member ratings reflect the experiences and opinions of people who submit reviews. These may relate to customer service, fees, insurance, administration or their satisfaction with investment performance.
Our performance tables compare an investment option’s reported returns with the relevant benchmark over specified periods. A fund can therefore deliver above median returns while receiving poor reviews for service or insurance or receive positive reviews despite below median returns.
Submitted reviews may not represent the experience of all members. Consider them alongside performance data, fees, insurance features and the fund’s official documents.
Equip Super Reviews
3.0 out of 5 stars from 2 customer reviews on Australia’s best superannuation review site Review My Super.
See more Super Fund Reviews to compare ratings and reviews across funds.
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