First Super Review

First Super was founded in 2008 when Furniture Industry Retirement Superannuation Trust, the Pulp & Paper Workers’ Superannuation Fund and the Timber Industry Super Scheme merged.
As of September 30th 2024 they had approximately 77,180 members and $4.61 billion in assets under management.

Please Note: Any advice on this page is general in nature and does not take into account your objectives, financial situation or needs. Consider whether this is right for you. See full disclaimer.

Past performance is not a reliable indicator of future performance.

First Super Review

First Super Performance

First Super’s MySuper – Balanced, Growth and Conservative Balanced all have outperformed the median option of their risk categories over 1,3 and 5 years.  
Select an investment option from the menu below to see performance.
For an in depth analysis of performance see First Super Performance.
To see a comparison against all funds see compare super funds.

First Super Fees

Fees for First Super’s main investment options are close to the median of other options of the same risk category on Review My Super.
Select an investment option from the menu below to see flat fees, percentage based fees and total fees on a balance of $50,000. 

Returns to June 30 2025

Investment Option 1 Year 3 Year 5 Year
First Super - Balanced 8.6% 8.97% 8.44%
Median 10.5% 9.6% 8.4%
First Super - Balanced VS Median -1.9% -0.63% 0.04%

Fees

Investment Option Flat Fee Percentage Based Fee Fee Based on 50k
First Super - Balanced 97.24 0.83% $512.24

Asset Allocation

RankAsset%
1 Australian Shares 25%
2 International Shares 25%
3 Fixed Interest 20%
4 Alternative 19%
5 Property 7%
6 Cash 4%

Returns to June 30 2025

Investment Option 1 Year 3 Year 5 Year
First Super MySuper - Balanced 8.6% 8.97% 8.44%
Median 10.5% 9.6% 8.4%
First Super MySuper - Balanced VS Median -1.9% -0.63% 0.04%

Fees

Investment Option Flat Fee Percentage Based Fee Fee Based on 50k
First Super MySuper - Balanced 97.24 0.83% $512.24

Asset Allocation

RankAsset%
1 Australian Shares 25%
2 International Shares 25%
3 Fixed Interest 20%
4 Alternative 19%
5 Property 7%
6 Cash 4%

Returns to June 30 2025

Investment Option 1 Year 3 Year 5 Year
First Super - Conservative Balanced 7.47% 6.88% 6.08%
Median 7.3% 5.9% 4.6%
First Super - Conservative Balanced VS Median 0.17% 0.98% 1.48%

Fees

Investment Option Flat Fee Percentage Based Fee Fee Based on 50k
First Super - Conservative Balanced 97.24 0.63% $412.24

Asset Allocation

RankAsset%
1 Australian Shares 15%
2 International Shares 15%
3 Fixed Interest 30%
4 Alternative 13%
5 Property 7%
6 Cash 20%

Returns to June 30 2025

Investment Option 1 Year 3 Year 5 Year
First Super - Shares Plus 10.49% 11.41% 10.89%
Median 11.7% 11.4% 10.3%
First Super - Shares Plus VS Median -1.21% 0.01% 0.59%

Fees

Investment Option Flat Fee Percentage Based Fee Fee Based on 50k
First Super - Shares Plus 97.24 0.89% $542.24

Asset Allocation

RankAsset%
1 Australian Shares 37%
2 International Shares 37%
3 Alternative 19%
4 Property 7%

Returns to June 30 2025

Investment Option 1 Year 3 Year 5 Year
First Super - Growth 9.71% 10.37% 9.76%
Median 10.5% 9.6% 8.4%
First Super - Growth VS Median -0.79% 0.77% 1.36%

Fees

Investment Option Flat Fee Percentage Based Fee Fee Based on 50k
First Super - Growth 97.24 0.87% $532.24

Asset Allocation

RankAsset%
1 Australian Shares 32%
2 International Shares 32%
3 Fixed Interest 9%
4 Alternative 19%
5 Property 7%
6 Cash 1%

Returns to June 30 2025

Investment Option 1 Year 3 Year 5 Year
First Super - Cash 4.09% 3.73% 2.37%
Median - - -
First Super - Cash VS Median 4.09% 3.73% 2.37%

Fees

Investment Option Flat Fee Percentage Based Fee Fee Based on 50k
First Super - Cash 97.24 0.23% $212.24

Asset Allocation

RankAsset%
1 Cash 100%

Insurance

This fund offers death and TPD insurance cover to their members. Whilst members are offered Basic Death and Basic Total and permanent Disablement Cover, they can apply for additional insurance cover, which can include Lump Sum Death Cover, Lump Sum Death and TPD cover and Income Protection cover.

Additional cover for Voluntary Insurance Cover is available with the following limits:
Death – no maximum
TPD – $5 million.
Income protection – up to $25,000 per month.
Insurance is provided by MetLife Insurance Limited.

Insurance Rating

Insurance is available through First Super. However, it is not rated by Omnilife. 

Fund details

See the First Super ABN and USI page for all the information required to contribute to this fund.
Read their PDS and TMD for further details.

FAQ's

First Super has outperformed the median across it’s main investment options. Fees are close to the median of other options of the same risk profile on Review My Super. Based on this evidence, you could say for certain people that First Super is a good super fund.
However, past performance isn’t a reliable indicator of future performance and there are many factors which determine whether a super fund is good or bad and it can differ depending on personal requirements. It’s best to seek advice from a qualified adviser in order to work out which is the best super fund for you.

First Super Reviews

3.5 out of 5 stars from 3 customer reviews on Australia’s best superannuation review site Review My Super.
See more Super Fund Reviews to compare ratings and reviews across funds.

3.5 4 Reviews
How would you rate
2.5 2 Reviews
Service
2 2 Reviews
Performance
1.5 2 Reviews
Fees
2.5 2 Reviews
Insurance
2 2 Reviews
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Anonymous
Anonymous
2 years ago
How would you rate :
     

Solid returns and low fees. Customer Service has been very good as well.
Only criticism is that is that the platform could be a better digital experience. For example it would be great if you could change your investment allocation online rather than having to print out forms, fill them in and then send them off

Anonymous
Anonymous
2 years ago
How would you rate :
     

I’m happy so far

garry
garry
1 year ago
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fairly good super fees are a bit steep though

Chris H
Chris H
1 year ago
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Absolutely crap service, canceled insurance over a year ago they still steal $50+/m out of account. App is poor can’t do anything with it other than see how much they take from you. Submitted transfer to Australian Super(who are really good) 1 yr ago and they lag the processing time hold your $ and take fee’s then didn’t transfer the entire amount and are as above stealing $ out it. Stay away from First Super.

First Super
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