Founded in 2014, Future Super is a retail super fund specializing in ethical investment choices.
As of September 30th 2024 they had approximately 56,720 members and $2.31 billion in assets under management across their super and pension products.
Please Note: Any advice on this page is general in nature and does not take into account your objectives, financial situation or needs. Consider whether this is right for you. See full disclaimer.
Past performance is not a reliable indicator of future performance.
Future Super’s Balanced Impact and Renewables Plus Growth outperformed over 1 year but underperformed over 3 and 5 years against the median of their risk categories.
Select an investment option from the menu below to see performance of the different investment options.
Check out our more in depth analysis of Future Super Performance
See Future Super vs Australian Super to see how Future Super compares with Australia’s biggest super fund and for a comparison against all funds see compare super funds.
Fees for Future Super’s main investment options are above the median of other options of the same risk category on Review My Super.
Select an investment option from the menu below to see flat fees, percentage based fees and total fees on a balance of $50,000.
| Investment Option | 1 Year | 3 Year | 5 Year |
|---|---|---|---|
| Future Super - Balanced Impact | 4.88% | 4.68% | 5.43% |
| Median | 7.7% | 6.5% | 8.2% |
| Future Super - Balanced Impact VS Median | -2.82% | -1.82% | -2.77% |
| Investment Option | Flat Fee | Percentage Based Fee | Fee Based on 50k |
|---|---|---|---|
| Future Super - Balanced Impact | 60 | 1.48% | $800 |
| Rank | Asset | % | |
|---|---|---|---|
| 1 | Australian Shares | 15% | |
| 2 | International Shares | 40.5% | |
| 3 | Fixed Interest | 25% | |
| 4 | Alternative | 10.8% | |
| 5 | Property | 3.7% | |
| 6 | Cash | 5% |
| Investment Option | 1 Year | 3 Year | 5 Year |
|---|---|---|---|
| Future Super AP - Balanced Growth | 1.75% | 5.91% | 8.61% |
| Median | 5.5% | 5.8% | 8.8% |
| Future Super AP - Balanced Growth VS Median | -3.75% | 0.11% | -0.19% |
| Investment Option | Flat Fee | Percentage Based Fee | Fee Based on 50k |
|---|---|---|---|
| Future Super AP - Balanced Growth | 60 | 0.82% | $470 |
| Rank | Asset | % | |
|---|---|---|---|
| 1 | Australian Shares | 15% | |
| 2 | International Shares | 55% | |
| 3 | Fixed Interest | 25% | |
| 4 | Cash | 5% |
| Investment Option | 1 Year | 3 Year | 5 Year |
|---|---|---|---|
| Future Super - High Growth | 0.75% | - | - |
| Median | 5.8% | - | - |
| Future Super - High Growth VS Median | -5.05% | - | - |
| Investment Option | Flat Fee | Percentage Based Fee | Fee Based on 50k |
|---|---|---|---|
| Future Super - High Growth | 60 | 1.4% | $760 |
| Rank | Asset | % | |
|---|---|---|---|
| 1 | Australian Shares | 25% | |
| 2 | International Shares | 55% | |
| 3 | Fixed Interest | 5% | |
| 4 | Alternative | 6.2% | |
| 5 | Property | 3.8% | |
| 6 | Cash | 5% |
| Investment Option | 1 Year | 3 Year | 5 Year |
|---|---|---|---|
| Future Super - Balanced Index | 2% | 4.45% | 6.5% |
| Median | 5.5% | 5.8% | 8.8% |
| Future Super - Balanced Index VS Median | -3.5% | -1.35% | -2.3% |
| Investment Option | Flat Fee | Percentage Based Fee | Fee Based on 50k |
|---|---|---|---|
| Future Super - Balanced Index | 60 | 0.78% | $450 |
| Rank | Asset | % | |
|---|---|---|---|
| 1 | Australian Shares | 15% | |
| 2 | International Shares | 55% | |
| 3 | Fixed Interest | 25% | |
| 4 | Cash | 5% |
| Investment Option | 1 Year | 3 Year | 5 Year |
|---|---|---|---|
| Future Super - Renewables Plus Growth | 1.92% | 3.9% | 6.35% |
| Median | 5.5% | 5.8% | 8.8% |
| Future Super - Renewables Plus Growth VS Median | -3.58% | -1.9% | -2.45% |
| Investment Option | Flat Fee | Percentage Based Fee | Fee Based on 50k |
|---|---|---|---|
| Future Super - Renewables Plus Growth | 60 | 1.45% | $785 |
| Rank | Asset | % | |
|---|---|---|---|
| 1 | Australian Shares | 15% | |
| 2 | International Shares | 45.5% | |
| 3 | Fixed Interest | 15% | |
| 4 | Alternative | 13.7% | |
| 5 | Property | 5.8% | |
| 6 | Cash | 5% |
This fund offers Death, TPD and Income protection.
A certain amount of Death and TPD is provided by default if you opt-in. The amount of cover varies depending on your age.
You can also apply for voluntary cover. The maximum sum insured for TPD is $3 million.
The maximum sum insured for income protection is 75% of your Pre-Disability Income, capped at a maximum Monthly Benefit of $20,000.
Insurance is provided by AIA Australia Limited.
See the Future Super ABN and USI page for all the information required to contribute to this fund.
Read their PDS and TMD for further details.
Future Super’s main investment options have had mixed performance against the median of their relevant risk categories. Fees are above the median of other options of the same risk profile on Review My Super. Based on this evidence, it depends on which investment option you’re in and what your risk tolerance is as to whether it’s been or likely to be a good super fund.
Remember, past performance isn’t a reliable indicator of future performance and there are many factors which determine whether a super fund is good or bad and it can differ depending on personal requirements. It’s best to seek advice from a qualified adviser in order to work out which is the best super fund for you.
Yes, it is an APRA fund.
Future Super Reviews: 2.8 out of 5 stars from 16 customer reviews on Australia’s best superannuation review site Review My Super.
See more Super Fund Reviews to compare ratings and reviews across funds.
