Founded in 1987, HESTA Super is an Industry super fund and is linked to employees of the health and community service sectors.
As of September 30th 2024 they had approximately 1.08 million members and $88.36 billion in assets under management.
Please Note: Any advice on this page is general in nature and does not take into account your objectives, financial situation or needs. Consider whether this is right for you. See full disclaimer.
Past performance is not a reliable indicator of future performance.
HESTA Super’s performance across their main investment options generally compares favorably to the median performance of their risk categories.
Select an investment option from the menu below to see performance Vs the relevant median.
Check out our more in depth analysis of HESTA Super Performance
See HESTA Super vs AustralianSuper to see how HESTA Super compares with Australia’s biggest super fund and for a comparison against all funds see compare super funds.
Fees for the MySuper – Balanced Growth investment option is close to the median of investment options of the same risk category listed on Review My Super.
Select an investment option from the menu below to see flat fees, percentage based fees and total fees on a balance of $50,000.
| Investment Option | 1 Year | 3 Year | 5 Year |
|---|---|---|---|
| HESTA MySuper - Balanced Growth | 11.91% | 10.65% | 9.52% |
| Median | 11.5% | 10.6% | 8.9% |
| HESTA MySuper - Balanced Growth VS Median | 0.41% | 0.05% | 0.62% |
| Investment Option | Flat Fee | Percentage Based Fee | Fee Based on 50k |
|---|---|---|---|
| HESTA MySuper - Balanced Growth | 52 | 0.78% | $442 |
| Rank | Asset | % | |
|---|---|---|---|
| 1 | Australian Shares | 22% | |
| 2 | International Shares | 28% | |
| 3 | Fixed Interest | 19% | |
| 4 | Alternative | 18% | |
| 5 | Property | 7% | |
| 6 | Cash | 6% |
| Investment Option | 1 Year | 3 Year | 5 Year |
|---|---|---|---|
| HESTA Pers - Cash and Term Deposits | 3.84% | 3.73% | 2.4% |
| Median | - | - | - |
| HESTA Pers - Cash and Term Deposits VS Median | 3.84% | 3.73% | 2.4% |
| Investment Option | Flat Fee | Percentage Based Fee | Fee Based on 50k |
|---|---|---|---|
| HESTA Pers - Cash and Term Deposits | 52 | 0.23% | $167 |
| Rank | Asset | % | |
|---|---|---|---|
| 1 | Other | 50% | |
| 2 | Cash | 50% |
| Investment Option | 1 Year | 3 Year | 5 Year |
|---|---|---|---|
| HESTA Pers - Indexed Balanced Growth | 13.73% | 12.71% | 10.52% |
| Median | 11.5% | 10.6% | 8.9% |
| HESTA Pers - Indexed Balanced Growth VS Median | 2.23% | 2.11% | 1.62% |
| Investment Option | Flat Fee | Percentage Based Fee | Fee Based on 50k |
|---|---|---|---|
| HESTA Pers - Indexed Balanced Growth | 52 | 0.28% | $192 |
| Rank | Asset | % | |
|---|---|---|---|
| 1 | Australian Shares | 33% | |
| 2 | International Shares | 42% | |
| 3 | Fixed Interest | 20% | |
| 4 | Cash | 5% |
| Investment Option | 1 Year | 3 Year | 5 Year |
|---|---|---|---|
| HESTA Pers - Balanced Growth | 11.91% | 10.65% | 9.52% |
| Median | 11.5% | 10.6% | 8.9% |
| HESTA Pers - Balanced Growth VS Median | 0.41% | 0.05% | 0.62% |
| Investment Option | Flat Fee | Percentage Based Fee | Fee Based on 50k |
|---|---|---|---|
| HESTA Pers - Balanced Growth | 52 | 0.78% | $442 |
| Rank | Asset | % | |
|---|---|---|---|
| 1 | Australian Shares | 22% | |
| 2 | International Shares | 28% | |
| 3 | Fixed Interest | 19% | |
| 4 | Alternative | 18% | |
| 5 | Property | 7% | |
| 6 | Cash | 6% |
| Investment Option | 1 Year | 3 Year | 5 Year |
|---|---|---|---|
| HESTA Pers - High Growth | 14.33% | 13.28% | 12.2% |
| Median | 12.8% | 12.2% | 10.8% |
| HESTA Pers - High Growth VS Median | 1.53% | 1.08% | 1.4% |
| Investment Option | Flat Fee | Percentage Based Fee | Fee Based on 50k |
|---|---|---|---|
| HESTA Pers - High Growth | 52 | 0.92% | $512 |
| Rank | Asset | % | |
|---|---|---|---|
| 1 | Australian Shares | 32% | |
| 2 | International Shares | 31.5% | |
| 3 | Fixed Interest | 4.5% | |
| 4 | Alternative | 20% | |
| 5 | Property | 7% | |
| 6 | Cash | 5% |
| Investment Option | 1 Year | 3 Year | 5 Year |
|---|---|---|---|
| HESTA Pers - Australian Shares | 10.22% | 12.28% | 12.55% |
| Median | 12.8% | 12.2% | 10.8% |
| HESTA Pers - Australian Shares VS Median | -2.58% | 0.08% | 1.75% |
| Investment Option | Flat Fee | Percentage Based Fee | Fee Based on 50k |
|---|---|---|---|
| HESTA Pers - Australian Shares | 52 | 0.43% | $267 |
| Rank | Asset | % | |
|---|---|---|---|
| 1 | Australian Shares | 100% |
| Investment Option | 1 Year | 3 Year | 5 Year |
|---|---|---|---|
| HESTA Pers - Diversified Bonds | 5.76% | 4.02% | 0.15% |
| Median | - | - | - |
| HESTA Pers - Diversified Bonds VS Median | 5.76% | 4.02% | 0.15% |
| Investment Option | Flat Fee | Percentage Based Fee | Fee Based on 50k |
|---|---|---|---|
| HESTA Pers - Diversified Bonds | 52 | 0.52% | $312 |
| Rank | Asset | % | |
|---|---|---|---|
| 1 | Fixed Interest | 100% |
| Investment Option | 1 Year | 3 Year | 5 Year |
|---|---|---|---|
| HESTA Pers - Conservative | 8.1% | 6.87% | 5.36% |
| Median | 7.7% | 6.6% | 4.8% |
| HESTA Pers - Conservative VS Median | 0.4% | 0.27% | 0.56% |
| Investment Option | Flat Fee | Percentage Based Fee | Fee Based on 50k |
|---|---|---|---|
| HESTA Pers - Conservative | 52 | 0.6% | $352 |
| Rank | Asset | % | |
|---|---|---|---|
| 1 | Australian Shares | 9.5% | |
| 2 | International Shares | 12.5% | |
| 3 | Fixed Interest | 35% | |
| 4 | Alternative | 13.5% | |
| 5 | Property | 8.5% | |
| 6 | Cash | 21% |
| Investment Option | 1 Year | 3 Year | 5 Year |
|---|---|---|---|
| HESTA Pers - International Shares | 21.9% | 20.16% | 14.14% |
| Median | 12.8% | 12.2% | 10.8% |
| HESTA Pers - International Shares VS Median | 9.1% | 7.96% | 3.34% |
| Investment Option | Flat Fee | Percentage Based Fee | Fee Based on 50k |
|---|---|---|---|
| HESTA Pers - International Shares | 52 | 0.49% | $297 |
| Rank | Asset | % | |
|---|---|---|---|
| 1 | International Shares | 100% |
| Investment Option | 1 Year | 3 Year | 5 Year |
|---|---|---|---|
| HESTA Pers - Property and Infrastructure | 8.3% | 3.22% | 6.37% |
| Median | 9.9% | 8.5% | 7% |
| HESTA Pers - Property and Infrastructure VS Median | -1.6% | -5.28% | -0.63% |
| Investment Option | Flat Fee | Percentage Based Fee | Fee Based on 50k |
|---|---|---|---|
| HESTA Pers - Property and Infrastructure | 52 | 1.14% | $622 |
| Rank | Asset | % | |
|---|---|---|---|
| 1 | Alternative | 45% | |
| 2 | Property | 45% | |
| 3 | Cash | 10% |
| Investment Option | 1 Year | 3 Year | 5 Year |
|---|---|---|---|
| HESTA Pers - Sustainable Growth | 8.7% | 9.05% | 7.78% |
| Median | 11.5% | 10.6% | 8.9% |
| HESTA Pers - Sustainable Growth VS Median | -2.8% | -1.55% | -1.12% |
| Investment Option | Flat Fee | Percentage Based Fee | Fee Based on 50k |
|---|---|---|---|
| HESTA Pers - Sustainable Growth | 52 | 0.95% | $527 |
| Rank | Asset | % | |
|---|---|---|---|
| 1 | Australian Shares | 27% | |
| 2 | International Shares | 31% | |
| 3 | Fixed Interest | 19% | |
| 4 | Alternative | 9% | |
| 5 | Property | 7% | |
| 6 | Cash | 7% |
Members are offered life, TPD and income protection Insurance to their members.
You can apply to increase your cover above the default rates, with the following limits:
Death – $3 million.
TPD – $2 million.
Income protection – $25,000 per month, capped at the lesser of the monthly benefit equal to the units of cover
last accepted for that Insured member and 85% of the insured member’s Pre-Disability Income.
Insurance is provided by AIA Australia Ltd.
Insurance rating by Omnilife.
Please note: This is the overall rating before individual circumstances are taken into account. Individual circumstances will vary the rating significantly.
See the HESTA Super ABN and USI page for all the information required to contribute to this fund.
Read their PDS and TMD for further details.
Performance has been generally favourable vs the median option of the same risk profiles across it’s main investment options. Fees for these options are close to the median compared to options of the same risk category listed on Review My Super.
Based on this evidence, it may be a good option depending on the individuals risk profile and other individual preferences.
However, there are many factors which determine whether a super fund is good or bad and it can differ depending on personal requirements. It’s best to seek advice from a qualified adviser in order to work out which is the best super fund for you.
Yes, it’s an industry super fund predominantly for the health care industry. However, membership is open to anyone.
HESTA Super Reviews: 1.8 out of 5 stars from 46 customer reviews on Australia’s best superannuation review site Review My Super.
See more Super Fund Reviews to compare ratings and reviews across funds.
