Founded in 1965, LGIA Super is a is a profit-for-members fund based in Queensland.
LGIA merged with Energy Super in 2021 and rebranded to Brighter Super in 2022.
As of the 31st March 2024 they had approximately 248,200 members with over $32.1 Billion in assets under management.
Please Note: Any advice on this page is general in nature and does not take into account your objectives, financial situation or needs. Consider whether this is right for you. See full disclaimer.
| Investment Option | 1 Year | 3 Year | 5 Year |
|---|---|---|---|
| Brighter Super - MySuper | 8.44% | 8.58% | 7% |
| Median | 7.8% | 8.2% | 6.6% |
| Brighter Super - MySuper VS Median | 0.64% | 0.38% | 0.4% |
| Investment Option | Flat Fee | Percentage Based Fee | Fee Based on 50k |
|---|---|---|---|
| Brighter Super - MySuper | 26 | 0.72% | $386 |
| Rank | Asset | % | |
|---|---|---|---|
| 1 | Australian Shares | 24% | |
| 2 | International Shares | 32.5% | |
| 3 | Fixed Interest | 16.5% | |
| 4 | Alternative | 15% | |
| 5 | Property | 7% | |
| 6 | Cash | 5% |
| Investment Option | 1 Year | 3 Year | 5 Year |
|---|---|---|---|
| Brighter Super Accum - Secure | 2.98% | 3.67% | 2.58% |
| Median | - | - | - |
| Brighter Super Accum - Secure VS Median | 2.98% | 3.67% | 2.58% |
| Investment Option | Flat Fee | Percentage Based Fee | Fee Based on 50k |
|---|---|---|---|
| Brighter Super Accum - Secure | 26 | 0.62% | $336 |
| Rank | Asset | % | |
|---|---|---|---|
| 1 | Australian Shares | 2% | |
| 2 | International Shares | 3% | |
| 3 | Fixed Interest | 63% | |
| 4 | Alternative | 6% | |
| 5 | Property | 5% | |
| 6 | Cash | 21% |
| Investment Option | 1 Year | 3 Year | 5 Year |
|---|---|---|---|
| Brighter Super Accum - Cash | 3.79% | 4.06% | 2.92% |
| Median | - | - | - |
| Brighter Super Accum - Cash VS Median | 3.79% | 4.06% | 2.92% |
| Investment Option | Flat Fee | Percentage Based Fee | Fee Based on 50k |
|---|---|---|---|
| Brighter Super Accum - Cash | 26 | 0.17% | $111 |
| Rank | Asset | % | |
|---|---|---|---|
| 1 | Cash | 100% |
| Investment Option | 1 Year | 3 Year | 5 Year |
|---|---|---|---|
| Brighter Super Accum - Diversified Fixed Interest | 1.81% | 2.52% | 0.74% |
| Median | - | - | - |
| Brighter Super Accum - Diversified Fixed Interest VS Median | 1.81% | 2.52% | 0.74% |
| Investment Option | Flat Fee | Percentage Based Fee | Fee Based on 50k |
|---|---|---|---|
| Brighter Super Accum - Diversified Fixed Interest | 26 | 0.32% | $186 |
| Rank | Asset | % | |
|---|---|---|---|
| 1 | Fixed Interest | 100% |
| Investment Option | 1 Year | 3 Year | 5 Year |
|---|---|---|---|
| Brighter Super Accum - Property | 7.03% | 0.31% | 4.15% |
| Median | 7.8% | 8.2% | 6.6% |
| Brighter Super Accum - Property VS Median | -0.77% | -7.89% | -2.45% |
| Investment Option | Flat Fee | Percentage Based Fee | Fee Based on 50k |
|---|---|---|---|
| Brighter Super Accum - Property | 26 | 0.88% | $466 |
| Rank | Asset | % | |
|---|---|---|---|
| 1 | Property | 100% |
| Investment Option | 1 Year | 3 Year | 5 Year |
|---|---|---|---|
| Brighter Super Accum - Australian Shares | 10.65% | 9.59% | 9.15% |
| Median | 8.8% | 9.4% | 7.6% |
| Brighter Super Accum - Australian Shares VS Median | 1.85% | 0.19% | 1.55% |
| Investment Option | Flat Fee | Percentage Based Fee | Fee Based on 50k |
|---|---|---|---|
| Brighter Super Accum - Australian Shares | 26 | 0.44% | $246 |
| Rank | Asset | % | |
|---|---|---|---|
| 1 | Australian Shares | 100% |
| Investment Option | 1 Year | 3 Year | 5 Year |
|---|---|---|---|
| Brighter Super Accum - Indexed Balanced | 7.23% | 9.48% | 7.53% |
| Median | 7.8% | 8.2% | 6.6% |
| Brighter Super Accum - Indexed Balanced VS Median | -0.57% | 1.28% | 0.93% |
| Investment Option | Flat Fee | Percentage Based Fee | Fee Based on 50k |
|---|---|---|---|
| Brighter Super Accum - Indexed Balanced | 26 | 0.26% | $156 |
| Rank | Asset | % | |
|---|---|---|---|
| 1 | Australian Shares | 35% | |
| 2 | International Shares | 40% | |
| 3 | Fixed Interest | 20% | |
| 4 | Cash | 5% |
Whilst members are offered Basic Death and Basic Total and permanent Disablement Cover, they can apply for additional cover, which can include Lump Sum Death Cover, Lump Sum Death and TPD cover and Income Protection cover.
Additional cover for Voluntary Insurance Cover is available with the following limits:
Death – $5 million
TPD – $3 million.
Income protection – up to a maximum of 75% or $30,000 per month, whichever is lower.
Insurance is provided by TAL Life Limited.
Read their PDS and TMD for further details.
Yes, it is an APRA fund.
No, it is a public sector fund.
