Macquarie Super Review

Macquarie Super is part of Macquarie Group, a global financial services firm headquartered in Sydney. Macquarie Super is part of their asset management division.
As of September 30th 2024 they had approximately 122,750 members and $45 billion in assets under management across their super and pension products.

Please Note: Any advice on this page is general in nature and does not take into account your objectives, financial situation or needs. Consider whether this is right for you. See full disclaimer.

Past performance is not a reliable indicator of future performance.

Macquarie Super Review

Macquarie Super Performance

Macquarie Super’s performance is harder to summarize than other funds because they have a wide array of investment options that vary significantly in performance. Unlike other funds members are usually not placed in a default MySuper option but often have bespoke portfolios constructed by financial advisers or themselves.
The full menu for Macquarie is to large to include in the dropdown below. However, we have included a selection of some popular options.  
Select an investment option from the menu below to see performance.

Fees

Fees for vary significantly from option to option. This fund has a larger flat fee than most other super funds which combined with the percentage based fee makes the overall fees high for smaller balances. However, for larger balances the flat fee is less significant.
Select an investment option from the menu below to see flat fees, percentage based fees and total fees on a balance of $50,000. 

Returns to December 31 2025

Investment Option 1 Year 3 Year 5 Year
Macquarie Wrap Super Consolidator - Macquarie Australian Shares Fund 11.64% 12.51% 11.12%
Median - - -
Macquarie Wrap Super Consolidator - Macquarie Australian Shares Fund VS Median 11.64% 12.51% 11.12%

Fees

Investment Option Flat Fee Percentage Based Fee Fee Based on 50k
Macquarie Wrap Super Consolidator - Macquarie Australian Shares Fund 696 0.86% $1126

Asset Allocation

RankAsset%

Returns to December 31 2025

Investment Option 1 Year 3 Year 5 Year
Macquarie Wrap Super Consolidator - Macquarie Australian Smaller Companies Fund 29.4% 16.18% 11.97%
Median - - -
Macquarie Wrap Super Consolidator - Macquarie Australian Smaller Companies Fund VS Median 29.4% 16.18% 11.97%

Fees

Investment Option Flat Fee Percentage Based Fee Fee Based on 50k
Macquarie Wrap Super Consolidator - Macquarie Australian Smaller Companies Fund 696 1.37% $1381

Asset Allocation

RankAsset%

Returns to January 01 1970

Investment Option 1 Year 3 Year 5 Year
Macquarie Wrap Super Consolidator 2 - Macquarie WRAP Cash Account - - -
Median - - -
Macquarie Wrap Super Consolidator 2 - Macquarie WRAP Cash Account VS Median - - -

Fees

Investment Option Flat Fee Percentage Based Fee Fee Based on 50k
Macquarie Wrap Super Consolidator 2 - Macquarie WRAP Cash Account 528 0.34% $698

Asset Allocation

RankAsset%

Returns to December 31 2025

Investment Option 1 Year 3 Year 5 Year
Macquarie Wrap Super Consolidator 2 - Macquarie True Index Cash Fund 3.97% 4.11% 2.71%
Median - - -
Macquarie Wrap Super Consolidator 2 - Macquarie True Index Cash Fund VS Median 3.97% 4.11% 2.71%

Fees

Investment Option Flat Fee Percentage Based Fee Fee Based on 50k
Macquarie Wrap Super Consolidator 2 - Macquarie True Index Cash Fund 528 0.34% $698

Asset Allocation

RankAsset%

Returns to December 31 2025

Investment Option 1 Year 3 Year 5 Year
Macquarie Wrap Super Consolidator 2 - Macquarie Dynamic Bond Fund 4.76% 4.52% 0.41%
Median - - -
Macquarie Wrap Super Consolidator 2 - Macquarie Dynamic Bond Fund VS Median 4.76% 4.52% 0.41%

Fees

Investment Option Flat Fee Percentage Based Fee Fee Based on 50k
Macquarie Wrap Super Consolidator 2 - Macquarie Dynamic Bond Fund 528 1.28% $1168

Asset Allocation

RankAsset%
1 Fixed Interest 100%

Returns to December 31 2025

Investment Option 1 Year 3 Year 5 Year
Macquarie Wrap Super Consolidator 2 - Macquarie True Index Listed Property Fund 9.24% 15.04% 8.84%
Median 10.4% 12.1% 9.1%
Macquarie Wrap Super Consolidator 2 - Macquarie True Index Listed Property Fund VS Median -1.16% 2.94% -0.26%

Fees

Investment Option Flat Fee Percentage Based Fee Fee Based on 50k
Macquarie Wrap Super Consolidator 2 - Macquarie True Index Listed Property Fund 528 0.6% $828

Asset Allocation

RankAsset%
1 Property 100%

Returns to December 31 2025

Investment Option 1 Year 3 Year 5 Year
Macquarie Wrap Super Consolidator 2 - Macquarie Master Cash Fund 3.73% 3.91% 2.42%
Median - - -
Macquarie Wrap Super Consolidator 2 - Macquarie Master Cash Fund VS Median 3.73% 3.91% 2.42%

Fees

Investment Option Flat Fee Percentage Based Fee Fee Based on 50k
Macquarie Wrap Super Consolidator 2 - Macquarie Master Cash Fund 528 0.86% $958

Asset Allocation

RankAsset%
1 Cash 100%

Returns to December 31 2025

Investment Option 1 Year 3 Year 5 Year
Macquarie Wrap Super Consolidator 2 - Macquarie Master Balanced Fund 10.9% 9.95% 5.89%
Median 9.3% 10.3% 7.7%
Macquarie Wrap Super Consolidator 2 - Macquarie Master Balanced Fund VS Median 1.6% -0.35% -1.81%

Fees

Investment Option Flat Fee Percentage Based Fee Fee Based on 50k
Macquarie Wrap Super Consolidator 2 - Macquarie Master Balanced Fund 528 1.62% $1338

Asset Allocation

RankAsset%
1 Australian Shares 27%
2 International Shares 37%
3 Fixed Interest 24%
4 Alternative 3%
5 Property 3%
6 Cash 6%

Returns to December 31 2025

Investment Option 1 Year 3 Year 5 Year
Macquarie Wrap Super Consolidator - Macquarie Dynamic Bond Fund 4.76% 4.52% 0.41%
Median - - -
Macquarie Wrap Super Consolidator - Macquarie Dynamic Bond Fund VS Median 4.76% 4.52% 0.41%

Fees

Investment Option Flat Fee Percentage Based Fee Fee Based on 50k
Macquarie Wrap Super Consolidator - Macquarie Dynamic Bond Fund 696 0.94% $1166

Asset Allocation

RankAsset%
1 Fixed Interest 100%

Returns to December 31 2025

Investment Option 1 Year 3 Year 5 Year
Macquarie Wrap Super Consolidator 2 - Macquarie Income Opportunities Fund 5.79% 5.74% 2.66%
Median - - -
Macquarie Wrap Super Consolidator 2 - Macquarie Income Opportunities Fund VS Median 5.79% 5.74% 2.66%

Fees

Investment Option Flat Fee Percentage Based Fee Fee Based on 50k
Macquarie Wrap Super Consolidator 2 - Macquarie Income Opportunities Fund 528 1.18% $1118

Asset Allocation

RankAsset%
1 Fixed Interest 100%

Returns to February 28 2025

Investment Option 1 Year 3 Year 5 Year
Macquarie Wrap Super Consolidator - Macquarie Master Capital Stable Fund 3.59% 1.43% 2.29%
Median 6.6% 4.1% 3.8%
Macquarie Wrap Super Consolidator - Macquarie Master Capital Stable Fund VS Median -3.01% -2.67% -1.51%

Fees

Investment Option Flat Fee Percentage Based Fee Fee Based on 50k
Macquarie Wrap Super Consolidator - Macquarie Master Capital Stable Fund 696 1.19% $1291

Asset Allocation

RankAsset%
1 Australian Shares 9.5%
2 International Shares 4.5%
3 Fixed Interest 57%
4 Alternative 12.5%
5 Property 2.5%
6 Cash 14%

Returns to January 01 1970

Investment Option 1 Year 3 Year 5 Year
Macquarie Wrap Super Consolidator - Vanguard Growth Index Fund - - -
Median - - -
Macquarie Wrap Super Consolidator - Vanguard Growth Index Fund VS Median - - -

Fees

Investment Option Flat Fee Percentage Based Fee Fee Based on 50k
Macquarie Wrap Super Consolidator - Vanguard Growth Index Fund 696 0.45% $921

Asset Allocation

RankAsset%
1 Australian Shares 28%
2 International Shares 42%
3 Fixed Interest 30%

Returns to December 31 2025

Investment Option 1 Year 3 Year 5 Year
Macquarie Wrap Super Consolidator - Macquarie True Index Listed Property Fund 9.24% 15.04% 8.84%
Median 10.4% 12.1% 9.1%
Macquarie Wrap Super Consolidator - Macquarie True Index Listed Property Fund VS Median -1.16% 2.94% -0.26%

Fees

Investment Option Flat Fee Percentage Based Fee Fee Based on 50k
Macquarie Wrap Super Consolidator - Macquarie True Index Listed Property Fund 696 0.26% $826

Asset Allocation

RankAsset%
1 Property 100%

Returns to January 01 1970

Investment Option 1 Year 3 Year 5 Year
Macquarie Wrap Super Consolidator - Macquarie WRAP Solutions Cash Account - - -
Median - - -
Macquarie Wrap Super Consolidator - Macquarie WRAP Solutions Cash Account VS Median - - -

Fees

Investment Option Flat Fee Percentage Based Fee Fee Based on 50k
Macquarie Wrap Super Consolidator - Macquarie WRAP Solutions Cash Account 696 - $696

Asset Allocation

RankAsset%

Returns to December 31 2025

Investment Option 1 Year 3 Year 5 Year
Macquarie Wrap Super Consolidator 2 - Macquarie Australian Shares Fund 11.64% 12.51% 11.12%
Median - - -
Macquarie Wrap Super Consolidator 2 - Macquarie Australian Shares Fund VS Median 11.64% 12.51% 11.12%

Fees

Investment Option Flat Fee Percentage Based Fee Fee Based on 50k
Macquarie Wrap Super Consolidator 2 - Macquarie Australian Shares Fund 528 1.2% $1128

Asset Allocation

RankAsset%

Returns to December 31 2025

Investment Option 1 Year 3 Year 5 Year
Macquarie Wrap Super Consolidator 2 - Macquarie Australian Smaller Companies Fund 29.4% 16.18% 11.97%
Median - - -
Macquarie Wrap Super Consolidator 2 - Macquarie Australian Smaller Companies Fund VS Median 29.4% 16.18% 11.97%

Fees

Investment Option Flat Fee Percentage Based Fee Fee Based on 50k
Macquarie Wrap Super Consolidator 2 - Macquarie Australian Smaller Companies Fund 528 1.71% $1383

Asset Allocation

RankAsset%

Returns to December 31 2025

Investment Option 1 Year 3 Year 5 Year
Macquarie Wrap Super Consolidator - Macquarie Master Cash Fund 3.73% 3.91% 2.42%
Median - - -
Macquarie Wrap Super Consolidator - Macquarie Master Cash Fund VS Median 3.73% 3.91% 2.42%

Fees

Investment Option Flat Fee Percentage Based Fee Fee Based on 50k
Macquarie Wrap Super Consolidator - Macquarie Master Cash Fund 696 0.52% $956

Asset Allocation

RankAsset%
1 Cash 100%

Returns to December 31 2025

Investment Option 1 Year 3 Year 5 Year
Macquarie Wrap Super Consolidator - Macquarie Income Opportunities Fund 5.79% 5.74% 2.66%
Median - - -
Macquarie Wrap Super Consolidator - Macquarie Income Opportunities Fund VS Median 5.79% 5.74% 2.66%

Fees

Investment Option Flat Fee Percentage Based Fee Fee Based on 50k
Macquarie Wrap Super Consolidator - Macquarie Income Opportunities Fund 696 0.84% $1116

Asset Allocation

RankAsset%
1 Fixed Interest 100%

Returns to December 31 2025

Investment Option 1 Year 3 Year 5 Year
Macquarie Wrap Super Consolidator - Macquarie True Index Cash Fund 3.97% 4.11% 2.71%
Median - - -
Macquarie Wrap Super Consolidator - Macquarie True Index Cash Fund VS Median 3.97% 4.11% 2.71%

Fees

Investment Option Flat Fee Percentage Based Fee Fee Based on 50k
Macquarie Wrap Super Consolidator - Macquarie True Index Cash Fund 696 - $696

Asset Allocation

RankAsset%

Returns to December 31 2025

Investment Option 1 Year 3 Year 5 Year
Macquarie Wrap Super Consolidator - Macquarie Master Balanced Fund 10.9% 9.95% 5.89%
Median 9.3% 10.3% 7.7%
Macquarie Wrap Super Consolidator - Macquarie Master Balanced Fund VS Median 1.6% -0.35% -1.81%

Fees

Investment Option Flat Fee Percentage Based Fee Fee Based on 50k
Macquarie Wrap Super Consolidator - Macquarie Master Balanced Fund 696 1.28% $1336

Asset Allocation

RankAsset%
1 Australian Shares 27%
2 International Shares 37%
3 Fixed Interest 24%
4 Alternative 3%
5 Property 3%
6 Cash 6%

Returns to January 01 1970

Investment Option 1 Year 3 Year 5 Year
Macquarie Wrap Super Consolidator 2 - Vanguard Growth Index Fund - - -
Median - - -
Macquarie Wrap Super Consolidator 2 - Vanguard Growth Index Fund VS Median - - -

Fees

Investment Option Flat Fee Percentage Based Fee Fee Based on 50k
Macquarie Wrap Super Consolidator 2 - Vanguard Growth Index Fund 528 0.79% $923

Asset Allocation

RankAsset%
1 Australian Shares 28%
2 International Shares 42%
3 Fixed Interest 30%

Insurance

Insurance isn’t offered with this super fund. However, you can insure yourself with an external insurer and have the premiums deducted from the Macquarie super account. 

Fund details

See the Macquarie Super ABN and USI page for all the information required to contribute to this fund.
Read their PDS and TMD for further details.

FAQ's

Macquarie’s super products are characterized by having a wide array of investment choice, making it easy for sophisticated investors and financial advisers to construct bespoke portfolios that cannot be done through most other funds. A large flat fee makes the fees high for small balances but not for large balances.
Macquarie may be a good option for individuals with a large super balance and that either want flexibility themselves or have the assistance of a financial adviser.
However, there are many factors which determine whether a super fund is good or bad and it can differ depending on personal requirements. It’s best to seek advice from a qualified adviser in order to work out which is the best super fund for you.

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