Macquarie Super Review
Macquarie Super is part of Macquarie Group, a global financial services firm headquartered in Sydney. Macquarie Super is part of their asset management division.
As of March 31st 2026 they had approximately 123,790 members and $49.53 billion in assets under management across their super and pension products.
Please Note: Any advice on this page is general in nature and does not take into account your objectives, financial situation or needs. Consider whether this is right for you. See full disclaimer.
Past performance is not a reliable indicator of future performance.
Macquarie Super Performance
Macquarie Super’s performance is harder to summarize than other funds because they have a wide array of investment options that vary significantly in performance. Unlike other funds members are usually not placed in a default MySuper option but often have bespoke portfolios constructed by financial advisers or themselves.
The full menu for Macquarie is to large to include in the dropdown below. However, we have included a selection of some popular options.
Select an investment option from the menu below to see performance.
Fees
Fees for vary significantly from option to option. This fund has a larger flat fee than most other super funds which combined with the percentage based fee makes the overall fees high for smaller balances. However, for larger balances the flat fee is less significant.
Select an investment option from the menu below to see flat fees, percentage based fees and total fees on a balance of $50,000.
Returns to August 31 2026
| Investment Option | 1 Year | 3 Year | 5 Year |
|---|---|---|---|
| Macquarie Wrap Super Consolidator - Macquarie Australian Shares Fund | -0.48% | 10.59% | 7.94% |
| Median | - | - | - |
| Macquarie Wrap Super Consolidator - Macquarie Australian Shares Fund VS Median | -0.48% | 10.59% | 7.94% |
Fees
| Investment Option | Flat Fee | Percentage Based Fee | Fee Based on 50k |
|---|---|---|---|
| Macquarie Wrap Super Consolidator - Macquarie Australian Shares Fund | 696 | 0.86% | $1126 |
Asset Allocation
| Rank | Asset | % |
|---|
Returns to May 31 2026
| Investment Option | 1 Year | 3 Year | 5 Year |
|---|---|---|---|
| Macquarie Wrap Super Consolidator - Macquarie Australian Smaller Companies Fund | 6.59% | 12.99% | 8.23% |
| Median | - | - | - |
| Macquarie Wrap Super Consolidator - Macquarie Australian Smaller Companies Fund VS Median | 6.59% | 12.99% | 8.23% |
Fees
| Investment Option | Flat Fee | Percentage Based Fee | Fee Based on 50k |
|---|---|---|---|
| Macquarie Wrap Super Consolidator - Macquarie Australian Smaller Companies Fund | 696 | 1.37% | $1381 |
Asset Allocation
| Rank | Asset | % |
|---|
Returns to January 01 1970
| Investment Option | 1 Year | 3 Year | 5 Year |
|---|---|---|---|
| Macquarie Wrap Super Consolidator 2 - Macquarie WRAP Cash Account | - | - | - |
| Median | - | - | - |
| Macquarie Wrap Super Consolidator 2 - Macquarie WRAP Cash Account VS Median | - | - | - |
Fees
| Investment Option | Flat Fee | Percentage Based Fee | Fee Based on 50k |
|---|---|---|---|
| Macquarie Wrap Super Consolidator 2 - Macquarie WRAP Cash Account | 528 | 0.34% | $698 |
Asset Allocation
| Rank | Asset | % |
|---|
Returns to August 31 2026
| Investment Option | 1 Year | 3 Year | 5 Year |
|---|---|---|---|
| Macquarie Wrap Super Consolidator 2 - Macquarie True Index Cash Fund | 4% | 4.21% | 3.27% |
| Median | - | - | - |
| Macquarie Wrap Super Consolidator 2 - Macquarie True Index Cash Fund VS Median | 4% | 4.21% | 3.27% |
Fees
| Investment Option | Flat Fee | Percentage Based Fee | Fee Based on 50k |
|---|---|---|---|
| Macquarie Wrap Super Consolidator 2 - Macquarie True Index Cash Fund | 528 | 0.34% | $698 |
Asset Allocation
| Rank | Asset | % |
|---|
Returns to August 31 2026
| Investment Option | 1 Year | 3 Year | 5 Year |
|---|---|---|---|
| Macquarie Wrap Super Consolidator 2 - Macquarie Dynamic Bond Fund | 1.66% | 3.99% | 0.5% |
| Median | - | - | - |
| Macquarie Wrap Super Consolidator 2 - Macquarie Dynamic Bond Fund VS Median | 1.66% | 3.99% | 0.5% |
Fees
| Investment Option | Flat Fee | Percentage Based Fee | Fee Based on 50k |
|---|---|---|---|
| Macquarie Wrap Super Consolidator 2 - Macquarie Dynamic Bond Fund | 528 | 1.22% | $1138 |
Asset Allocation
| Rank | Asset | % | |
|---|---|---|---|
| 1 | Fixed Interest | 100% |
Returns to August 31 2026
| Investment Option | 1 Year | 3 Year | 5 Year |
|---|---|---|---|
| Macquarie Wrap Super Consolidator 2 - Macquarie True Index Listed Property Fund | -15.49% | 6.85% | 2.89% |
| Median | 8.8% | 11.1% | 7.5% |
| Macquarie Wrap Super Consolidator 2 - Macquarie True Index Listed Property Fund VS Median | -24.29% | -4.25% | -4.61% |
Fees
| Investment Option | Flat Fee | Percentage Based Fee | Fee Based on 50k |
|---|---|---|---|
| Macquarie Wrap Super Consolidator 2 - Macquarie True Index Listed Property Fund | 528 | 0.6% | $828 |
Asset Allocation
| Rank | Asset | % | |
|---|---|---|---|
| 1 | Property | 100% |
Returns to August 31 2026
| Investment Option | 1 Year | 3 Year | 5 Year |
|---|---|---|---|
| Macquarie Wrap Super Consolidator 2 - Macquarie Master Cash Fund | 3.77% | 4.02% | 3.01% |
| Median | - | - | - |
| Macquarie Wrap Super Consolidator 2 - Macquarie Master Cash Fund VS Median | 3.77% | 4.02% | 3.01% |
Fees
| Investment Option | Flat Fee | Percentage Based Fee | Fee Based on 50k |
|---|---|---|---|
| Macquarie Wrap Super Consolidator 2 - Macquarie Master Cash Fund | 528 | 0.86% | $958 |
Asset Allocation
| Rank | Asset | % | |
|---|---|---|---|
| 1 | Cash | 100% |
Returns to August 31 2026
| Investment Option | 1 Year | 3 Year | 5 Year |
|---|---|---|---|
| Macquarie Wrap Super Consolidator 2 - Macquarie Master Balanced Fund | 7.14% | 9.7% | 4.92% |
| Median | 7.7% | 9.6% | 6.5% |
| Macquarie Wrap Super Consolidator 2 - Macquarie Master Balanced Fund VS Median | -0.56% | 0.1% | -1.58% |
Fees
| Investment Option | Flat Fee | Percentage Based Fee | Fee Based on 50k |
|---|---|---|---|
| Macquarie Wrap Super Consolidator 2 - Macquarie Master Balanced Fund | 528 | 1.62% | $1338 |
Asset Allocation
| Rank | Asset | % | |
|---|---|---|---|
| 1 | Australian Shares | 27% | |
| 2 | International Shares | 37% | |
| 3 | Fixed Interest | 24% | |
| 4 | Alternative | 3% | |
| 5 | Property | 3% | |
| 6 | Cash | 6% |
Returns to August 31 2026
| Investment Option | 1 Year | 3 Year | 5 Year |
|---|---|---|---|
| Macquarie Wrap Super Consolidator - Macquarie Dynamic Bond Fund | 1.66% | 3.99% | 0.5% |
| Median | - | - | - |
| Macquarie Wrap Super Consolidator - Macquarie Dynamic Bond Fund VS Median | 1.66% | 3.99% | 0.5% |
Fees
| Investment Option | Flat Fee | Percentage Based Fee | Fee Based on 50k |
|---|---|---|---|
| Macquarie Wrap Super Consolidator - Macquarie Dynamic Bond Fund | 696 | 0.88% | $1136 |
Asset Allocation
| Rank | Asset | % | |
|---|---|---|---|
| 1 | Fixed Interest | 100% |
Returns to August 31 2026
| Investment Option | 1 Year | 3 Year | 5 Year |
|---|---|---|---|
| Macquarie Wrap Super Consolidator 2 - Macquarie Income Opportunities Fund | 3.7% | 5.65% | 3.06% |
| Median | - | - | - |
| Macquarie Wrap Super Consolidator 2 - Macquarie Income Opportunities Fund VS Median | 3.7% | 5.65% | 3.06% |
Fees
| Investment Option | Flat Fee | Percentage Based Fee | Fee Based on 50k |
|---|---|---|---|
| Macquarie Wrap Super Consolidator 2 - Macquarie Income Opportunities Fund | 528 | 1.18% | $1118 |
Asset Allocation
| Rank | Asset | % | |
|---|---|---|---|
| 1 | Fixed Interest | 100% |
Returns to February 28 2025
| Investment Option | 1 Year | 3 Year | 5 Year |
|---|---|---|---|
| Macquarie Wrap Super Consolidator - Macquarie Master Capital Stable Fund | 3.59% | 1.43% | 2.29% |
| Median | 6.6% | 4.1% | 3.8% |
| Macquarie Wrap Super Consolidator - Macquarie Master Capital Stable Fund VS Median | -3.01% | -2.67% | -1.51% |
Fees
| Investment Option | Flat Fee | Percentage Based Fee | Fee Based on 50k |
|---|---|---|---|
| Macquarie Wrap Super Consolidator - Macquarie Master Capital Stable Fund | 696 | 1.19% | $1291 |
Asset Allocation
| Rank | Asset | % | |
|---|---|---|---|
| 1 | Australian Shares | 9.5% | |
| 2 | International Shares | 4.5% | |
| 3 | Fixed Interest | 57% | |
| 4 | Alternative | 12.5% | |
| 5 | Property | 2.5% | |
| 6 | Cash | 14% |
Returns to January 01 1970
| Investment Option | 1 Year | 3 Year | 5 Year |
|---|---|---|---|
| Macquarie Wrap Super Consolidator - Vanguard Growth Index Fund | - | - | - |
| Median | - | - | - |
| Macquarie Wrap Super Consolidator - Vanguard Growth Index Fund VS Median | - | - | - |
Fees
| Investment Option | Flat Fee | Percentage Based Fee | Fee Based on 50k |
|---|---|---|---|
| Macquarie Wrap Super Consolidator - Vanguard Growth Index Fund | 696 | 0.45% | $921 |
Asset Allocation
| Rank | Asset | % | |
|---|---|---|---|
| 1 | Australian Shares | 28% | |
| 2 | International Shares | 42% | |
| 3 | Fixed Interest | 30% |
Returns to August 31 2026
| Investment Option | 1 Year | 3 Year | 5 Year |
|---|---|---|---|
| Macquarie Wrap Super Consolidator - Macquarie True Index Listed Property Fund | -15.49% | 6.85% | 2.89% |
| Median | 8.8% | 11.1% | 7.5% |
| Macquarie Wrap Super Consolidator - Macquarie True Index Listed Property Fund VS Median | -24.29% | -4.25% | -4.61% |
Fees
| Investment Option | Flat Fee | Percentage Based Fee | Fee Based on 50k |
|---|---|---|---|
| Macquarie Wrap Super Consolidator - Macquarie True Index Listed Property Fund | 696 | 0.26% | $826 |
Asset Allocation
| Rank | Asset | % | |
|---|---|---|---|
| 1 | Property | 100% |
Returns to January 01 1970
| Investment Option | 1 Year | 3 Year | 5 Year |
|---|---|---|---|
| Macquarie Wrap Super Consolidator - Macquarie WRAP Solutions Cash Account | - | - | - |
| Median | - | - | - |
| Macquarie Wrap Super Consolidator - Macquarie WRAP Solutions Cash Account VS Median | - | - | - |
Fees
| Investment Option | Flat Fee | Percentage Based Fee | Fee Based on 50k |
|---|---|---|---|
| Macquarie Wrap Super Consolidator - Macquarie WRAP Solutions Cash Account | 696 | - | $696 |
Asset Allocation
| Rank | Asset | % |
|---|
Returns to August 31 2026
| Investment Option | 1 Year | 3 Year | 5 Year |
|---|---|---|---|
| Macquarie Wrap Super Consolidator 2 - Macquarie Australian Shares Fund | -0.48% | 10.59% | 7.94% |
| Median | - | - | - |
| Macquarie Wrap Super Consolidator 2 - Macquarie Australian Shares Fund VS Median | -0.48% | 10.59% | 7.94% |
Fees
| Investment Option | Flat Fee | Percentage Based Fee | Fee Based on 50k |
|---|---|---|---|
| Macquarie Wrap Super Consolidator 2 - Macquarie Australian Shares Fund | 528 | 1.2% | $1128 |
Asset Allocation
| Rank | Asset | % |
|---|
Returns to May 31 2026
| Investment Option | 1 Year | 3 Year | 5 Year |
|---|---|---|---|
| Macquarie Wrap Super Consolidator 2 - Macquarie Australian Smaller Companies Fund | 6.59% | 12.99% | 8.23% |
| Median | - | - | - |
| Macquarie Wrap Super Consolidator 2 - Macquarie Australian Smaller Companies Fund VS Median | 6.59% | 12.99% | 8.23% |
Fees
| Investment Option | Flat Fee | Percentage Based Fee | Fee Based on 50k |
|---|---|---|---|
| Macquarie Wrap Super Consolidator 2 - Macquarie Australian Smaller Companies Fund | 528 | 1.71% | $1383 |
Asset Allocation
| Rank | Asset | % |
|---|
Returns to August 31 2026
| Investment Option | 1 Year | 3 Year | 5 Year |
|---|---|---|---|
| Macquarie Wrap Super Consolidator - Macquarie Master Cash Fund | 3.77% | 4.02% | 3.01% |
| Median | - | - | - |
| Macquarie Wrap Super Consolidator - Macquarie Master Cash Fund VS Median | 3.77% | 4.02% | 3.01% |
Fees
| Investment Option | Flat Fee | Percentage Based Fee | Fee Based on 50k |
|---|---|---|---|
| Macquarie Wrap Super Consolidator - Macquarie Master Cash Fund | 696 | 0.52% | $956 |
Asset Allocation
| Rank | Asset | % | |
|---|---|---|---|
| 1 | Cash | 100% |
Returns to August 31 2026
| Investment Option | 1 Year | 3 Year | 5 Year |
|---|---|---|---|
| Macquarie Wrap Super Consolidator - Macquarie Income Opportunities Fund | 3.7% | 5.65% | 3.06% |
| Median | - | - | - |
| Macquarie Wrap Super Consolidator - Macquarie Income Opportunities Fund VS Median | 3.7% | 5.65% | 3.06% |
Fees
| Investment Option | Flat Fee | Percentage Based Fee | Fee Based on 50k |
|---|---|---|---|
| Macquarie Wrap Super Consolidator - Macquarie Income Opportunities Fund | 696 | 0.84% | $1116 |
Asset Allocation
| Rank | Asset | % | |
|---|---|---|---|
| 1 | Fixed Interest | 100% |
Returns to August 31 2026
| Investment Option | 1 Year | 3 Year | 5 Year |
|---|---|---|---|
| Macquarie Wrap Super Consolidator - Macquarie True Index Cash Fund | 4% | 4.21% | 3.27% |
| Median | - | - | - |
| Macquarie Wrap Super Consolidator - Macquarie True Index Cash Fund VS Median | 4% | 4.21% | 3.27% |
Fees
| Investment Option | Flat Fee | Percentage Based Fee | Fee Based on 50k |
|---|---|---|---|
| Macquarie Wrap Super Consolidator - Macquarie True Index Cash Fund | 696 | - | $696 |
Asset Allocation
| Rank | Asset | % |
|---|
Returns to August 31 2026
| Investment Option | 1 Year | 3 Year | 5 Year |
|---|---|---|---|
| Macquarie Wrap Super Consolidator - Macquarie Master Balanced Fund | 7.14% | 9.7% | 4.92% |
| Median | 7.7% | 9.6% | 6.5% |
| Macquarie Wrap Super Consolidator - Macquarie Master Balanced Fund VS Median | -0.56% | 0.1% | -1.58% |
Fees
| Investment Option | Flat Fee | Percentage Based Fee | Fee Based on 50k |
|---|---|---|---|
| Macquarie Wrap Super Consolidator - Macquarie Master Balanced Fund | 696 | 1.28% | $1336 |
Asset Allocation
| Rank | Asset | % | |
|---|---|---|---|
| 1 | Australian Shares | 27% | |
| 2 | International Shares | 37% | |
| 3 | Fixed Interest | 24% | |
| 4 | Alternative | 3% | |
| 5 | Property | 3% | |
| 6 | Cash | 6% |
Returns to January 01 1970
| Investment Option | 1 Year | 3 Year | 5 Year |
|---|---|---|---|
| Macquarie Wrap Super Consolidator 2 - Vanguard Growth Index Fund | - | - | - |
| Median | - | - | - |
| Macquarie Wrap Super Consolidator 2 - Vanguard Growth Index Fund VS Median | - | - | - |
Fees
| Investment Option | Flat Fee | Percentage Based Fee | Fee Based on 50k |
|---|---|---|---|
| Macquarie Wrap Super Consolidator 2 - Vanguard Growth Index Fund | 528 | 0.79% | $923 |
Asset Allocation
| Rank | Asset | % | |
|---|---|---|---|
| 1 | Australian Shares | 28% | |
| 2 | International Shares | 42% | |
| 3 | Fixed Interest | 30% |
Returns to August 31 2026
| Investment Option | 1 Year | 3 Year | 5 Year |
|---|---|---|---|
| Macquarie Wrap Super Consolidator - Macquarie Australian Small Companies Fund | -3.96% | 12.27% | 6.74% |
| Median | - | - | - |
| Macquarie Wrap Super Consolidator - Macquarie Australian Small Companies Fund VS Median | -3.96% | 12.27% | 6.74% |
Fees
| Investment Option | Flat Fee | Percentage Based Fee | Fee Based on 50k |
|---|---|---|---|
| Macquarie Wrap Super Consolidator - Macquarie Australian Small Companies Fund | 696 | 1.37% | $1381 |
Asset Allocation
| Rank | Asset | % |
|---|
Returns to August 31 2026
| Investment Option | 1 Year | 3 Year | 5 Year |
|---|---|---|---|
| Macquarie Wrap Super Consolidator 2 - Macquarie Australian Small Companies Fund | -3.96% | 12.27% | 6.74% |
| Median | - | - | - |
| Macquarie Wrap Super Consolidator 2 - Macquarie Australian Small Companies Fund VS Median | -3.96% | 12.27% | 6.74% |
Fees
| Investment Option | Flat Fee | Percentage Based Fee | Fee Based on 50k |
|---|---|---|---|
| Macquarie Wrap Super Consolidator 2 - Macquarie Australian Small Companies Fund | 528 | 1.71% | $1383 |
Asset Allocation
| Rank | Asset | % |
|---|
Performance data: Lonsec. Median benchmarks: Chant West. Data is updated monthly; the reporting period is shown in the tables. Investment options are compared with the Chant West median for their risk profile.
Insurance
Insurance isn’t offered with this super fund. However, you can insure yourself with an external insurer and have the premiums deducted from the Macquarie super account.
Fund details
See the Macquarie Super ABN and USI page for all the information required to contribute to this fund.
Read their PDS and TMD for further details.
FAQ's
We use investment performance data supplied by Lonsec and median benchmarks supplied by Chant West, both updated monthly.
Each investment option is assigned to a Chant West risk profile based on its proportion of growth assets. We then compare its return with the median benchmark for that risk profile over the same reporting period.
The difference shown in the table is the investment option’s return minus the median return.
Grouping options by growth asset allocation helps make comparisons more accurate, although options within the same profile can still have different investments and risks. Past performance is not a reliable indicator of future performance.
Member ratings and investment returns measure different things.
Member ratings reflect the experiences and opinions of people who submit reviews. These may relate to customer service, fees, insurance, administration or their satisfaction with investment performance.
Our performance tables compare an investment option’s reported returns with the relevant benchmark over specified periods. A fund can therefore deliver above median returns while receiving poor reviews for service or insurance or receive positive reviews despite below median returns.
Submitted reviews may not represent the experience of all members. Consider them alongside performance data, fees, insurance features and the fund’s official documents.
Performance is abysmal. My account was briefly worth over 271k about 4 months ago. It has now fallen to .264k. Steer clear of this fund, it is a ripoff.
Had good returns for a while