Founded in 1988, NGS Super is an Industry super fund that is primarily linked to employees of non-government education and community organizations.
As of September 30th 2024 they had approximately 113,980 members and $15.52 billion in assets under management.
Please Note: Any advice on this page is general in nature and does not take into account your objectives, financial situation or needs. Consider whether this is right for you. See full disclaimer.
Past performance is not a reliable indicator of future performance.
NGS Super’s main investment options have had mixed results compared to the median option of their risk categories over 1, 3 and 5 years.
Select an investment option from the menu below to see performance Vs the relevant median.
For a comparison against all other funds see compare super funds.
Fees for NGS Super’s main investment options are either above or close to the median of other options of the same risk category on Review My Super.
Select an investment option from the menu below to see flat fees, percentage based fees and total fees on a balance of $50,000.
| Investment Option | 1 Year | 3 Year | 5 Year |
|---|---|---|---|
| NGS Super - Australian Shares | 9.74% | 11.58% | 9.6% |
| Median | 10.4% | 12.1% | 9.1% |
| NGS Super - Australian Shares VS Median | -0.66% | -0.52% | 0.5% |
| Investment Option | Flat Fee | Percentage Based Fee | Fee Based on 50k |
|---|---|---|---|
| NGS Super - Australian Shares | 65 | 0.61% | $370 |
| Rank | Asset | % | |
|---|---|---|---|
| 1 | Australian Shares | 100% |
| Investment Option | 1 Year | 3 Year | 5 Year |
|---|---|---|---|
| NGS Super - High Growth | 11.19% | 10.88% | 8.13% |
| Median | 10.4% | 12.1% | 9.1% |
| NGS Super - High Growth VS Median | 0.79% | -1.22% | -0.97% |
| Investment Option | Flat Fee | Percentage Based Fee | Fee Based on 50k |
|---|---|---|---|
| NGS Super - High Growth | 65 | 1.13% | $630 |
| Rank | Asset | % | |
|---|---|---|---|
| 1 | Australian Shares | 29% | |
| 2 | International Shares | 28.5% | |
| 3 | Fixed Interest | 3.5% | |
| 4 | Alternative | 35.01% | |
| 5 | Property | 1% | |
| 6 | Cash | 3% |
| Investment Option | 1 Year | 3 Year | 5 Year |
|---|---|---|---|
| NGS Super - Cash & Term Deposits | 3.8% | 3.9% | 2.6% |
| Median | - | - | - |
| NGS Super - Cash & Term Deposits VS Median | 3.8% | 3.9% | 2.6% |
| Investment Option | Flat Fee | Percentage Based Fee | Fee Based on 50k |
|---|---|---|---|
| NGS Super - Cash & Term Deposits | 65 | 0.26% | $195 |
| Rank | Asset | % | |
|---|---|---|---|
| 1 | Cash | 100% |
| Investment Option | 1 Year | 3 Year | 5 Year |
|---|---|---|---|
| NGS Super - Defensive | 7.7% | 6.64% | 4.77% |
| Median | 6.2% | 6.5% | 4.3% |
| NGS Super - Defensive VS Median | 1.5% | 0.14% | 0.47% |
| Investment Option | Flat Fee | Percentage Based Fee | Fee Based on 50k |
|---|---|---|---|
| NGS Super - Defensive | 65 | 0.81% | $470 |
| Rank | Asset | % | |
|---|---|---|---|
| 1 | Australian Shares | 10.5% | |
| 2 | International Shares | 10.5% | |
| 3 | Fixed Interest | 31.5% | |
| 4 | Alternative | 17.51% | |
| 5 | Property | 5% | |
| 6 | Cash | 25% |
| Investment Option | 1 Year | 3 Year | 5 Year |
|---|---|---|---|
| NGS Super - Diversified Bonds | 4.26% | 3.36% | 0.19% |
| Median | - | - | - |
| NGS Super - Diversified Bonds VS Median | 4.26% | 3.36% | 0.19% |
| Investment Option | Flat Fee | Percentage Based Fee | Fee Based on 50k |
|---|---|---|---|
| NGS Super - Diversified Bonds | 65 | 0.6% | $365 |
| Rank | Asset | % | |
|---|---|---|---|
| 1 | Fixed Interest | 100% |
| Investment Option | 1 Year | 3 Year | 5 Year |
|---|---|---|---|
| NGS Super - Property | 4.65% | 7.86% | 6.63% |
| Median | 10.4% | 12.1% | 9.1% |
| NGS Super - Property VS Median | -5.75% | -4.24% | -2.47% |
| Investment Option | Flat Fee | Percentage Based Fee | Fee Based on 50k |
|---|---|---|---|
| NGS Super - Property | 65 | 0.75% | $440 |
| Rank | Asset | % | |
|---|---|---|---|
| 1 | Property | 100% |
| Investment Option | 1 Year | 3 Year | 5 Year |
|---|---|---|---|
| NGS Super - Indexed Growth | 9.42% | 11.27% | 8% |
| Median | 9.3% | 10.3% | 7.7% |
| NGS Super - Indexed Growth VS Median | 0.12% | 0.97% | 0.3% |
| Investment Option | Flat Fee | Percentage Based Fee | Fee Based on 50k |
|---|---|---|---|
| NGS Super - Indexed Growth | 65 | 0.3% | $215 |
| Rank | Asset | % | |
|---|---|---|---|
| 1 | Australian Shares | 27.5% | |
| 2 | International Shares | 29.5% | |
| 3 | Fixed Interest | 10% | |
| 4 | Alternative | 10% | |
| 5 | Property | 9% | |
| 6 | Cash | 14% |
| Investment Option | 1 Year | 3 Year | 5 Year |
|---|---|---|---|
| NGS Super - International Shares | 13.85% | 18.51% | 9.64% |
| Median | 10.4% | 12.1% | 9.1% |
| NGS Super - International Shares VS Median | 3.45% | 6.41% | 0.54% |
| Investment Option | Flat Fee | Percentage Based Fee | Fee Based on 50k |
|---|---|---|---|
| NGS Super - International Shares | 65 | 0.58% | $355 |
| Rank | Asset | % | |
|---|---|---|---|
| 1 | International Shares | 100% |
| Investment Option | 1 Year | 3 Year | 5 Year |
|---|---|---|---|
| NGS Super - Balanced | 8.73% | 8.04% | 5.91% |
| Median | 7.8% | 8.3% | 6.1% |
| NGS Super - Balanced VS Median | 0.93% | -0.26% | -0.19% |
| Investment Option | Flat Fee | Percentage Based Fee | Fee Based on 50k |
|---|---|---|---|
| NGS Super - Balanced | 65 | 0.83% | $480 |
| Rank | Asset | % | |
|---|---|---|---|
| 1 | Australian Shares | 16.5% | |
| 2 | International Shares | 19% | |
| 3 | Fixed Interest | 24% | |
| 4 | Alternative | 17.51% | |
| 5 | Property | 8% | |
| 6 | Cash | 15% |
| Investment Option | 1 Year | 3 Year | 5 Year |
|---|---|---|---|
| NGS Super - Diversified (MySuper) | 11.2% | 10.26% | 7.6% |
| Median | 9.3% | 10.3% | 7.7% |
| NGS Super - Diversified (MySuper) VS Median | 1.9% | -0.04% | -0.1% |
| Investment Option | Flat Fee | Percentage Based Fee | Fee Based on 50k |
|---|---|---|---|
| NGS Super - Diversified (MySuper) | 65 | 0.94% | $535 |
| Rank | Asset | % | |
|---|---|---|---|
| 1 | Australian Shares | 24% | |
| 2 | International Shares | 28% | |
| 3 | Fixed Interest | 15% | |
| 4 | Alternative | 22.51% | |
| 5 | Property | 7.51% | |
| 6 | Cash | 3% |
Whilst members are offered Basic Death and Basic Total and permanent Disablement Cover, they can apply for additional cover, which can include Lump Sum Death Cover, Lump Sum Death and TPD cover and Income Protection cover.
Additional cover is available with the following limits:
Death – No maximum
TPD – $5 million.
Income protection – $41,000 per month for the 2 and 5-year benefit payment period options or $31,000 per month for the age 65 and 67 benefit payment period option.
Insurance is provided by TAL Life Limited.
Insurance rating by Omnilife.
Please note: This is the overall rating before individual circumstances are taken into account. Individual circumstances will vary the rating significantly.
See the NGS Super ABN and USI page for all the information required to contribute to this fund.
Read their PDS and TMD for further details.
NGS Super’s main investment options have had mixed results compared to the median option of their risk categories. Fees are above or close to the median of other options of the same risk profile on Review My Super. Based on this evidence, it would depend on the individual, their preferences and risk profiles as to whether it’s been a good super fund.
However, past performance isn’t a reliable indicator of future performance and there are many factors which determine whether a super fund is good or bad and it can differ depending on personal requirements. It’s best to seek advice from a qualified adviser in order to work out which is the best super fund for you.
Yes, it’s an industry fund with links to the education industry, specifically non government schools. However, membership is open to anyone.
