Formerly owned by ANZ and now owned by IOOF, OnePath OneAnswer is a retail super fund.
As of September 30th 2024 they had approximately 134,600 members and $11.59 billion in assets under management.
Please Note: Any advice on this page is general in nature and does not take into account your objectives, financial situation or needs. Consider whether this is right for you. See full disclaimer.
Past performance is not a reliable indicator of future performance.
OnePath OneAnswer’s Growth Index investment option has outperformed the median of its risk category over 1 and 5 years. Whereas the Balanced Index has outperformed over 1 year and underperformed over 5 years.
Select an investment option from the menu below to see performance Vs the relevant median.
For a comparison against all other funds see compare super funds.
Fees for OnePath OneAnswer’s High Growth Index, Growth Index and Balanced Index are well below the median option of their risk category.
Select an investment option from the menu below to see flat fees, percentage based fees and total fees on a balance of $50,000.
| Investment Option | 1 Year | 3 Year | 5 Year |
|---|---|---|---|
| OnePath OA Frontier - MultiSeries 30 | 4.26% | 4.57% | - |
| Median | 5% | 5.3% | - |
| OnePath OA Frontier - MultiSeries 30 VS Median | -0.74% | -0.73% | - |
| Investment Option | Flat Fee | Percentage Based Fee | Fee Based on 50k |
|---|---|---|---|
| OnePath OA Frontier - MultiSeries 30 | - | 0.97% | $485 |
| Rank | Asset | % | |
|---|---|---|---|
| 1 | Australian Shares | 8% | |
| 2 | International Shares | 10% | |
| 3 | Fixed Interest | 47% | |
| 4 | Alternative | 9% | |
| 5 | Property | 5% | |
| 6 | Cash | 21% |
| Investment Option | 1 Year | 3 Year | 5 Year |
|---|---|---|---|
| OnePath OA Frontier - MultiSeries 70 | 6.53% | 7.38% | - |
| Median | 7.8% | 8.2% | - |
| OnePath OA Frontier - MultiSeries 70 VS Median | -1.27% | -0.82% | - |
| Investment Option | Flat Fee | Percentage Based Fee | Fee Based on 50k |
|---|---|---|---|
| OnePath OA Frontier - MultiSeries 70 | - | 1.19% | $595 |
| Rank | Asset | % | |
|---|---|---|---|
| 1 | Australian Shares | 24% | |
| 2 | International Shares | 30% | |
| 3 | Fixed Interest | 25% | |
| 4 | Alternative | 9% | |
| 5 | Property | 8% | |
| 6 | Cash | 4% |
| Investment Option | 1 Year | 3 Year | 5 Year |
|---|---|---|---|
| OnePath OA Frontier - MultiSeries 90 | 6.95% | 8.02% | - |
| Median | 8.8% | 9.4% | - |
| OnePath OA Frontier - MultiSeries 90 VS Median | -1.85% | -1.38% | - |
| Investment Option | Flat Fee | Percentage Based Fee | Fee Based on 50k |
|---|---|---|---|
| OnePath OA Frontier - MultiSeries 90 | - | 1.39% | $695 |
| Rank | Asset | % | |
|---|---|---|---|
| 1 | Australian Shares | 31% | |
| 2 | International Shares | 37% | |
| 3 | Fixed Interest | 9% | |
| 4 | Alternative | 14% | |
| 5 | Property | 8% | |
| 6 | Cash | 1% |
| Investment Option | 1 Year | 3 Year | 5 Year |
|---|---|---|---|
| OnePath OA Frontier - MultiSeries 50 | 5.15% | 5.64% | - |
| Median | 6.6% | 6.8% | - |
| OnePath OA Frontier - MultiSeries 50 VS Median | -1.45% | -1.16% | - |
| Investment Option | Flat Fee | Percentage Based Fee | Fee Based on 50k |
|---|---|---|---|
| OnePath OA Frontier - MultiSeries 50 | - | 1.14% | $570 |
| Rank | Asset | % | |
|---|---|---|---|
| 1 | Australian Shares | 15% | |
| 2 | International Shares | 20% | |
| 3 | Fixed Interest | 38% | |
| 4 | Alternative | 9% | |
| 5 | Property | 8% | |
| 6 | Cash | 10% |
Members are not automatically provided with default insurance coverage, they must apply for insurance cover. Cover is available to the following limits:
Death – No limit. Terminal illness component has a $2.5 million limit.
TPD – No limit.
Income protection – up to 75% of salary plus up to 10% super contribution.
Insurance is provided by Zurich Australia Limited
OnePath One Answer received a 70/100 insurance rating by Omnilife. Please note: This is the overall rating before individual circumstances are taken into account. Individual circumstances will vary the rating significantly.
See the Onepath OneAnswer ABN and USI page for all the information required to contribute to this fund.
Read their PDS and TMD for further details.
OnePath OneAnswer’s High Growth and Growth Index investment options have outperformed the median of their risk categories over 1 and 5 years. However, the Balanced Index has underperformed over 5 years. Fees for these options are well below the median of their risk categories. Based on this evidence, you could say for people who suit certain risk categories and are in the right investment option it’s a good super fund.
Remember, past performance isn’t a reliable indicator of future performance and there are many factors which determine whether a super fund is good or bad and it can differ depending on personal requirements. It’s best to seek advice from a qualified adviser in order to work out which is the best super fund for you.
Yes, it is an APRA fund.
No, it’s a retail fund.
