Plum Super Review
As of 2016 Plum Super became part of the MLC group which is now part of the IOOF Group of Companies. It primarily caters to the corporate sector with 80 medium and large Australian organizations including NAB.
As of March 31st 2026 they had approximately 47,080 members and $13.76 billion in assets under management across their super and pension products.
Please Note: Any advice on this page is general in nature and does not take into account your objectives, financial situation or needs. Consider whether this is right for you. See full disclaimer.
Past performance is not a reliable indicator of future performance.
Plum Super Performance
Plum Super’s main investment options have had generally favourable although somewhat mixed performance against the median of their relevant risk categories.
Select an investment option from the menu below to see performance of the different investment options vs the relevant median.
Check out Plum Super vs AustralianSuper to see how it compares with Australia’s biggest super fund and for a comparison against all funds see compare super funds.
Plum Super Fees
Fees for Plum Super’s main investment options are above the median of other options of the same risk category on Review My Super.
Select an investment option from the menu below to see flat fees, percentage based fees and total fees on a balance of $50,000.
Returns to August 31 2026
| Investment Option | 1 Year | 3 Year | 5 Year |
|---|---|---|---|
| Plum - MLC Stable | 6.11% | 6.79% | 4.36% |
| Median | 4.8% | 6.1% | 4% |
| Plum - MLC Stable VS Median | 1.31% | 0.69% | 0.36% |
Fees
| Investment Option | Flat Fee | Percentage Based Fee | Fee Based on 50k |
|---|---|---|---|
| Plum - MLC Stable | 78 | 1.01% | $583 |
Asset Allocation
| Rank | Asset | % | |
|---|---|---|---|
| 1 | Australian Shares | 10% | |
| 2 | International Shares | 17% | |
| 3 | Fixed Interest | 29% | |
| 4 | Alternative | 20% | |
| 5 | Property | 4% | |
| 6 | Cash | 20% |
Returns to August 31 2026
| Investment Option | 1 Year | 3 Year | 5 Year |
|---|---|---|---|
| Plum - MLC IncomeBuilder | 3.05% | 10.34% | 8.6% |
| Median | 8.8% | 11.1% | 7.5% |
| Plum - MLC IncomeBuilder VS Median | -5.75% | -0.76% | 1.1% |
Fees
| Investment Option | Flat Fee | Percentage Based Fee | Fee Based on 50k |
|---|---|---|---|
| Plum - MLC IncomeBuilder | 78 | 1.43% | $793 |
Asset Allocation
| Rank | Asset | % | |
|---|---|---|---|
| 1 | Australian Shares | 100% |
Returns to August 31 2026
| Investment Option | 1 Year | 3 Year | 5 Year |
|---|---|---|---|
| Plum - MLC Australian Shares Index | 4.5% | 10.71% | 7.71% |
| Median | 8.8% | 11.1% | 7.5% |
| Plum - MLC Australian Shares Index VS Median | -4.3% | -0.39% | 0.21% |
Fees
| Investment Option | Flat Fee | Percentage Based Fee | Fee Based on 50k |
|---|---|---|---|
| Plum - MLC Australian Shares Index | 78 | 0.53% | $343 |
Asset Allocation
| Rank | Asset | % | |
|---|---|---|---|
| 1 | Australian Shares | 100% |
Returns to August 31 2026
| Investment Option | 1 Year | 3 Year | 5 Year |
|---|---|---|---|
| Plum - MLC Australian Property Index | -13.86% | 6.06% | 2.51% |
| Median | 8.8% | 11.1% | 7.5% |
| Plum - MLC Australian Property Index VS Median | -22.66% | -5.04% | -4.99% |
Fees
| Investment Option | Flat Fee | Percentage Based Fee | Fee Based on 50k |
|---|---|---|---|
| Plum - MLC Australian Property Index | 78 | 0.76% | $458 |
Asset Allocation
| Rank | Asset | % | |
|---|---|---|---|
| 1 | Property | 100% |
Returns to August 31 2026
| Investment Option | 1 Year | 3 Year | 5 Year |
|---|---|---|---|
| Plum - MySuper Growth Portfolio | 8.2% | 9.9% | 6.94% |
| Median | 7.7% | 9.6% | 6.5% |
| Plum - MySuper Growth Portfolio VS Median | 0.5% | 0.3% | 0.44% |
Fees
| Investment Option | Flat Fee | Percentage Based Fee | Fee Based on 50k |
|---|---|---|---|
| Plum - MySuper Growth Portfolio | 78 | 0.95% | $553 |
Asset Allocation
| Rank | Asset | % | |
|---|---|---|---|
| 1 | Australian Shares | 25% | |
| 2 | International Shares | 31% | |
| 3 | Fixed Interest | 7% | |
| 4 | Alternative | 25.5% | |
| 5 | Property | 6.5% | |
| 6 | Cash | 5% |
Returns to August 31 2026
| Investment Option | 1 Year | 3 Year | 5 Year |
|---|---|---|---|
| Plum - MySuper Conservative Balanced Portfolio | 6.49% | 7.99% | 5.19% |
| Median | 6.4% | 7.9% | 5.3% |
| Plum - MySuper Conservative Balanced Portfolio VS Median | 0.09% | 0.09% | -0.11% |
Fees
| Investment Option | Flat Fee | Percentage Based Fee | Fee Based on 50k |
|---|---|---|---|
| Plum - MySuper Conservative Balanced Portfolio | 78 | 0.91% | $533 |
Asset Allocation
| Rank | Asset | % | |
|---|---|---|---|
| 1 | Australian Shares | 17% | |
| 2 | International Shares | 21.5% | |
| 3 | Fixed Interest | 24% | |
| 4 | Alternative | 20.5% | |
| 5 | Property | 4.5% | |
| 6 | Cash | 12.5% |
Returns to August 31 2026
| Investment Option | 1 Year | 3 Year | 5 Year |
|---|---|---|---|
| Plum - MLC Australian Shares | 1.84% | - | - |
| Median | 8.8% | - | - |
| Plum - MLC Australian Shares VS Median | -6.96% | - | - |
Fees
| Investment Option | Flat Fee | Percentage Based Fee | Fee Based on 50k |
|---|---|---|---|
| Plum - MLC Australian Shares | 78 | 1.26% | $708 |
Asset Allocation
| Rank | Asset | % | |
|---|---|---|---|
| 1 | Australian Shares | 100% |
Returns to August 31 2026
| Investment Option | 1 Year | 3 Year | 5 Year |
|---|---|---|---|
| Plum - MLC Socially Responsible Growth | 9.68% | - | - |
| Median | 8.8% | - | - |
| Plum - MLC Socially Responsible Growth VS Median | 0.88% | - | - |
Fees
| Investment Option | Flat Fee | Percentage Based Fee | Fee Based on 50k |
|---|---|---|---|
| Plum - MLC Socially Responsible Growth | 78 | 1.01% | $583 |
Asset Allocation
| Rank | Asset | % | |
|---|---|---|---|
| 1 | Australian Shares | 30% | |
| 2 | International Shares | 48% | |
| 3 | Fixed Interest | 5% | |
| 4 | Alternative | 14% | |
| 5 | Cash | 3% |
Returns to August 31 2026
| Investment Option | 1 Year | 3 Year | 5 Year |
|---|---|---|---|
| Plum - MLC Australian Fixed Interest Index | 0.1% | - | - |
| Median | - | - | - |
| Plum - MLC Australian Fixed Interest Index VS Median | 0.1% | - | - |
Fees
| Investment Option | Flat Fee | Percentage Based Fee | Fee Based on 50k |
|---|---|---|---|
| Plum - MLC Australian Fixed Interest Index | 78 | 0.51% | $333 |
Asset Allocation
| Rank | Asset | % | |
|---|---|---|---|
| 1 | Fixed Interest | 100% |
Returns to August 31 2026
| Investment Option | 1 Year | 3 Year | 5 Year |
|---|---|---|---|
| Plum Super - MySuper Under Age 55 | 8.2% | 9.9% | 6.94% |
| Median | 7.7% | 9.6% | 6.5% |
| Plum Super - MySuper Under Age 55 VS Median | 0.5% | 0.3% | 0.44% |
Fees
| Investment Option | Flat Fee | Percentage Based Fee | Fee Based on 50k |
|---|---|---|---|
| Plum Super - MySuper Under Age 55 | 78 | 0.95% | $553 |
Asset Allocation
| Rank | Asset | % | |
|---|---|---|---|
| 1 | Australian Shares | 25% | |
| 2 | International Shares | 31% | |
| 3 | Fixed Interest | 7% | |
| 4 | Alternative | 25.5% | |
| 5 | Property | 6.5% | |
| 6 | Cash | 5% |
Returns to August 31 2026
| Investment Option | 1 Year | 3 Year | 5 Year |
|---|---|---|---|
| Plum - MLC Aggressive | 8.65% | - | - |
| Median | 8.8% | - | - |
| Plum - MLC Aggressive VS Median | -0.15% | - | - |
Fees
| Investment Option | Flat Fee | Percentage Based Fee | Fee Based on 50k |
|---|---|---|---|
| Plum - MLC Aggressive | 78 | 1.55% | $853 |
Asset Allocation
| Rank | Asset | % | |
|---|---|---|---|
| 1 | Australian Shares | 50% | |
| 2 | International Shares | 67% | |
| 3 | Alternative | 10% | |
| 4 | Property | 3% | |
| 5 | Other | -30% |
Performance data: Lonsec. Median benchmarks: Chant West. Data is updated monthly; the reporting period is shown in the tables. Investment options are compared with the Chant West median for their risk profile.
Insurance
Insurance is tailored to the particular employers plan. So unlike other funds there isn’t a set amount of insurance for every super fund member, it is employer specific.
In most cases life, TPD and income protection insurance is available.
Insurance is provided by MLC Limited.
Fund details
See the Plum Super ABN and USI page for all the information required to contribute to this fund.
Read their PDS and TMD for further details.
FAQ's
We use investment performance data supplied by Lonsec and median benchmarks supplied by Chant West, both updated monthly.
Each investment option is assigned to a Chant West risk profile based on its proportion of growth assets. We then compare its return with the median benchmark for that risk profile over the same reporting period.
The difference shown in the table is the investment option’s return minus the median return.
Grouping options by growth asset allocation helps make comparisons more accurate, although options within the same profile can still have different investments and risks. Past performance is not a reliable indicator of future performance.
Member ratings and investment returns measure different things.
Member ratings reflect the experiences and opinions of people who submit reviews. These may relate to customer service, fees, insurance, administration or their satisfaction with investment performance.
Our performance tables compare an investment option’s reported returns with the relevant benchmark over specified periods. A fund can therefore deliver above median returns while receiving poor reviews for service or insurance or receive positive reviews despite below median returns.
Submitted reviews may not represent the experience of all members. Consider them alongside performance data, fees, insurance features and the fund’s official documents.
Plum super has provided me with an open and transparent policy, and my only gripe is the ongoing fees however I suspect it’s the same everywhere.