As of 2016 Plum Super became part of the MLC group which is now part of the IOOF Group of Companies. It primarily caters to the corporate sector with 80 medium and large Australian organizations including NAB.
As of September 30th 2024 they had approximately 49,760 members and $13.45 billion in assets under management across their super and pension products.
Please Note: Any advice on this page is general in nature and does not take into account your objectives, financial situation or needs. Consider whether this is right for you. See full disclaimer.
Past performance is not a reliable indicator of future performance.
Plum Super’s main investment options have had generally favourable although somewhat mixed performance against the median of their relevant risk categories.
Select an investment option from the menu below to see performance of the different investment options vs the relevant median.
Check out Plum Super vs AustralianSuper to see how it compares with Australia’s biggest super fund and for a comparison against all funds see compare super funds.
Fees for Plum Super’s main investment options are above the median of other options of the same risk category on Review My Super.
Select an investment option from the menu below to see flat fees, percentage based fees and total fees on a balance of $50,000.
| Investment Option | 1 Year | 3 Year | 5 Year |
|---|---|---|---|
| Plum - MLC Stable | 7.23% | 6.73% | 4.6% |
| Median | 6.2% | 6.5% | 4.3% |
| Plum - MLC Stable VS Median | 1.03% | 0.23% | 0.3% |
| Investment Option | Flat Fee | Percentage Based Fee | Fee Based on 50k |
|---|---|---|---|
| Plum - MLC Stable | 78 | 1.01% | $583 |
| Rank | Asset | % | |
|---|---|---|---|
| 1 | Australian Shares | 10% | |
| 2 | International Shares | 17% | |
| 3 | Fixed Interest | 29% | |
| 4 | Alternative | 20% | |
| 5 | Property | 4% | |
| 6 | Cash | 20% |
| Investment Option | 1 Year | 3 Year | 5 Year |
|---|---|---|---|
| Plum - MLC IncomeBuilder | 9.8% | 10.67% | 11.21% |
| Median | 10.4% | 12.1% | 9.1% |
| Plum - MLC IncomeBuilder VS Median | -0.6% | -1.43% | 2.11% |
| Investment Option | Flat Fee | Percentage Based Fee | Fee Based on 50k |
|---|---|---|---|
| Plum - MLC IncomeBuilder | 78 | 1.43% | $793 |
| Rank | Asset | % | |
|---|---|---|---|
| 1 | Australian Shares | 100% |
| Investment Option | 1 Year | 3 Year | 5 Year |
|---|---|---|---|
| Plum - MLC Australian Shares Index | 10.27% | 10.97% | 9.78% |
| Median | 10.4% | 12.1% | 9.1% |
| Plum - MLC Australian Shares Index VS Median | -0.13% | -1.13% | 0.68% |
| Investment Option | Flat Fee | Percentage Based Fee | Fee Based on 50k |
|---|---|---|---|
| Plum - MLC Australian Shares Index | 78 | 0.53% | $343 |
| Rank | Asset | % | |
|---|---|---|---|
| 1 | Australian Shares | 100% |
| Investment Option | 1 Year | 3 Year | 5 Year |
|---|---|---|---|
| Plum - MLC Australian Property Index | 8.68% | 12.82% | 7.23% |
| Median | 10.4% | 12.1% | 9.1% |
| Plum - MLC Australian Property Index VS Median | -1.72% | 0.72% | -1.87% |
| Investment Option | Flat Fee | Percentage Based Fee | Fee Based on 50k |
|---|---|---|---|
| Plum - MLC Australian Property Index | 78 | 0.76% | $458 |
| Rank | Asset | % | |
|---|---|---|---|
| 1 | Property | 100% |
| Investment Option | 1 Year | 3 Year | 5 Year |
|---|---|---|---|
| Plum - MySuper Growth Portfolio | 9.63% | 10.16% | 8.43% |
| Median | 9.3% | 10.3% | 7.7% |
| Plum - MySuper Growth Portfolio VS Median | 0.33% | -0.14% | 0.73% |
| Investment Option | Flat Fee | Percentage Based Fee | Fee Based on 50k |
|---|---|---|---|
| Plum - MySuper Growth Portfolio | 78 | 0.95% | $553 |
| Rank | Asset | % | |
|---|---|---|---|
| 1 | Australian Shares | 25% | |
| 2 | International Shares | 31% | |
| 3 | Fixed Interest | 7% | |
| 4 | Alternative | 25.5% | |
| 5 | Property | 6.5% | |
| 6 | Cash | 5% |
| Investment Option | 1 Year | 3 Year | 5 Year |
|---|---|---|---|
| Plum - MySuper Conservative Balanced Portfolio | 8.1% | 8.13% | 6.06% |
| Median | 7.8% | 8.3% | 6.1% |
| Plum - MySuper Conservative Balanced Portfolio VS Median | 0.3% | -0.17% | -0.04% |
| Investment Option | Flat Fee | Percentage Based Fee | Fee Based on 50k |
|---|---|---|---|
| Plum - MySuper Conservative Balanced Portfolio | 78 | 0.91% | $533 |
| Rank | Asset | % | |
|---|---|---|---|
| 1 | Australian Shares | 17% | |
| 2 | International Shares | 21.5% | |
| 3 | Fixed Interest | 24% | |
| 4 | Alternative | 20.5% | |
| 5 | Property | 4.5% | |
| 6 | Cash | 12.5% |
| Investment Option | 1 Year | 3 Year | 5 Year |
|---|---|---|---|
| Plum - MLC Australian Shares | 6.81% | - | - |
| Median | 10.4% | - | - |
| Plum - MLC Australian Shares VS Median | -3.59% | - | - |
| Investment Option | Flat Fee | Percentage Based Fee | Fee Based on 50k |
|---|---|---|---|
| Plum - MLC Australian Shares | 78 | 1.26% | $708 |
| Rank | Asset | % | |
|---|---|---|---|
| 1 | Australian Shares | 100% |
| Investment Option | 1 Year | 3 Year | 5 Year |
|---|---|---|---|
| Plum - MLC Socially Responsible Growth | 12.12% | - | - |
| Median | 10.4% | - | - |
| Plum - MLC Socially Responsible Growth VS Median | 1.72% | - | - |
| Investment Option | Flat Fee | Percentage Based Fee | Fee Based on 50k |
|---|---|---|---|
| Plum - MLC Socially Responsible Growth | 78 | 1.01% | $583 |
| Rank | Asset | % | |
|---|---|---|---|
| 1 | Australian Shares | 30% | |
| 2 | International Shares | 48% | |
| 3 | Fixed Interest | 5% | |
| 4 | Alternative | 14% | |
| 5 | Cash | 3% |
| Investment Option | 1 Year | 3 Year | 5 Year |
|---|---|---|---|
| Plum - MLC Australian Fixed Interest Index | 2.58% | - | - |
| Median | - | - | - |
| Plum - MLC Australian Fixed Interest Index VS Median | 2.58% | - | - |
| Investment Option | Flat Fee | Percentage Based Fee | Fee Based on 50k |
|---|---|---|---|
| Plum - MLC Australian Fixed Interest Index | 78 | 0.51% | $333 |
| Rank | Asset | % | |
|---|---|---|---|
| 1 | Fixed Interest | 100% |
| Investment Option | 1 Year | 3 Year | 5 Year |
|---|---|---|---|
| Plum Super - MySuper Under Age 55 | 9.63% | 10.16% | 8.43% |
| Median | 9.3% | 10.3% | 7.7% |
| Plum Super - MySuper Under Age 55 VS Median | 0.33% | -0.14% | 0.73% |
| Investment Option | Flat Fee | Percentage Based Fee | Fee Based on 50k |
|---|---|---|---|
| Plum Super - MySuper Under Age 55 | 78 | 0.95% | $553 |
| Rank | Asset | % | |
|---|---|---|---|
| 1 | Australian Shares | 25% | |
| 2 | International Shares | 31% | |
| 3 | Fixed Interest | 7% | |
| 4 | Alternative | 25.5% | |
| 5 | Property | 6.5% | |
| 6 | Cash | 5% |
| Investment Option | 1 Year | 3 Year | 5 Year |
|---|---|---|---|
| Plum - MLC Aggressive | 10.45% | - | - |
| Median | 10.4% | - | - |
| Plum - MLC Aggressive VS Median | 0.05% | - | - |
| Investment Option | Flat Fee | Percentage Based Fee | Fee Based on 50k |
|---|---|---|---|
| Plum - MLC Aggressive | 78 | 1.55% | $853 |
| Rank | Asset | % | |
|---|---|---|---|
| 1 | Australian Shares | 50% | |
| 2 | International Shares | 67% | |
| 3 | Alternative | 10% | |
| 4 | Property | 3% | |
| 5 | Other | -30% |
Insurance is tailored to the particular employers plan. So unlike other funds there isn’t a set amount of insurance for every super fund member, it is employer specific.
In most cases life, TPD and income protection insurance is available.
Insurance is provided by MLC Limited.
See the Plum Super ABN and USI page for all the information required to contribute to this fund.
Read their PDS and TMD for further details.
Plum Super’s main investment options have had generally favourable although somewhat mixed performance against the median of their relevant risk categories. Fees are above the median of other options of the same risk profile on Review My Super. Based on this evidence, it depends on which investment option you’re in and what your risk tolerance is as to whether it’s been or likely to be a good super fund.
Remember, past performance isn’t a reliable indicator of future performance and there are many factors which determine whether a super fund is good or bad and it can differ depending on personal requirements. It’s best to seek advice from a qualified adviser in order to work out which is the best super fund for you.
Yes, it is an APRA fund.
