Raiz Invest Super Review

Raiz Invest Super launched in 2018 on the back of the success of the Raiz investment app. As of September 30th 2024 they had approximately 12,310 members and $312 million in assets under management.

Please Note: Any advice on this page is general in nature and does not take into account your objectives, financial situation or needs. Consider whether this is right for you. See full disclaimer.

Past performance is not a reliable indicator of future performance.

Raiz Invest Super Review

Raiz Invest Super Performance

Raiz Invest Super’s main investment options have outperformed the median performance of their risk categories.  
Select an investment option from the menu below to see performance Vs the relevant median.
See Raiz Invest Super vs AustralianSuper for a comparison against Australia’s largest super fund.
For a comparison against all funds see compare super funds.

Raiz Invest Super Fees

Fees for Raiz Invest Super’s main investment options are below the median options of their risk category.
Select an investment option from the menu below to see flat fees, percentage based fees and total fees on a balance of $50,000. 

Returns to October 31 2025

Investment Option 1 Year 3 Year 5 Year
Raiz Super - Conservative 8.14% 6.75% 3.76%
Median 7.7% 6.6% 4.8%
Raiz Super - Conservative VS Median 0.44% 0.15% -1.04%

Fees

Investment Option Flat Fee Percentage Based Fee Fee Based on 50k
Raiz Super - Conservative 70.2 0.65% $395.2

Asset Allocation

RankAsset%
1 Australian Shares 13%
2 International Shares 9%
3 Fixed Interest 53%
4 Cash 25%

Returns to October 31 2025

Investment Option 1 Year 3 Year 5 Year
Raiz Super - Moderately Conservative 9.19% 8.03% 5.14%
Median 7.7% 6.6% 4.8%
Raiz Super - Moderately Conservative VS Median 1.49% 1.43% 0.34%

Fees

Investment Option Flat Fee Percentage Based Fee Fee Based on 50k
Raiz Super - Moderately Conservative 70.2 0.63% $385.2

Asset Allocation

RankAsset%
1 Australian Shares 21%
2 International Shares 14%
3 Fixed Interest 55%
4 Cash 10%

Returns to October 31 2025

Investment Option 1 Year 3 Year 5 Year
Raiz Super - Moderate 12.04% 10.45% 6.98%
Median 9.9% 8.5% 7%
Raiz Super - Moderate VS Median 2.14% 1.95% -0.02%

Fees

Investment Option Flat Fee Percentage Based Fee Fee Based on 50k
Raiz Super - Moderate 70.2 0.37% $255.2

Asset Allocation

RankAsset%
1 Australian Shares 32%
2 International Shares 21%
3 Fixed Interest 44%
4 Cash 3%

Returns to October 31 2025

Investment Option 1 Year 3 Year 5 Year
Raiz Super - Emerald (SRI) 10.97% 11.53% 9.38%
Median 11.5% 10.6% 8.9%
Raiz Super - Emerald (SRI) VS Median -0.53% 0.93% 0.48%

Fees

Investment Option Flat Fee Percentage Based Fee Fee Based on 50k
Raiz Super - Emerald (SRI) 70.2 0.63% $385.2

Asset Allocation

RankAsset%
1 Australian Shares 39%
2 International Shares 34%
3 Fixed Interest 21%
4 Cash 6%

Returns to October 31 2025

Investment Option 1 Year 3 Year 5 Year
Raiz Super - Moderately Aggressive 15.49% 13.26% 9.43%
Median 11.5% 10.6% 8.9%
Raiz Super - Moderately Aggressive VS Median 3.99% 2.66% 0.53%

Fees

Investment Option Flat Fee Percentage Based Fee Fee Based on 50k
Raiz Super - Moderately Aggressive 70.2 0.4% $270.2

Asset Allocation

RankAsset%
1 Australian Shares 44%
2 International Shares 29%
3 Fixed Interest 24%
4 Cash 3%

Returns to October 31 2025

Investment Option 1 Year 3 Year 5 Year
Raiz Super - Property 30 11.95% - -
Median 11.5% - -
Raiz Super - Property 30 VS Median 0.45% - -

Fees

Investment Option Flat Fee Percentage Based Fee Fee Based on 50k
Raiz Super - Property 30 70.2 0.78% $460.2

Asset Allocation

RankAsset%
1 Australian Shares 30%
2 International Shares 20%
3 Fixed Interest 17%
4 Property 30%
5 Cash 3%

Returns to October 31 2025

Investment Option 1 Year 3 Year 5 Year
Raiz Super - Aggressive 19.16% 15.8% 10.64%
Median 12.8% 12.2% 10.8%
Raiz Super - Aggressive VS Median 6.36% 3.6% -0.16%

Fees

Investment Option Flat Fee Percentage Based Fee Fee Based on 50k
Raiz Super - Aggressive 70.2 0.41% $275.2

Asset Allocation

RankAsset%
1 Australian Shares 54%
2 International Shares 36%
3 Fixed Interest 7%
4 Cash 3%

Returns to October 31 2025

Investment Option 1 Year 3 Year 5 Year
Raiz Super - Property 10 14.16% - -
Median 11.5% - -
Raiz Super - Property 10 VS Median 2.66% - -

Fees

Investment Option Flat Fee Percentage Based Fee Fee Based on 50k
Raiz Super - Property 10 70.2 0.79% $465.2

Asset Allocation

RankAsset%
1 Australian Shares 39%
2 International Shares 26%
3 Fixed Interest 22%
4 Property 10%
5 Cash 3%

Insurance

Members are offered default Death and Total and Permanent Disablement cover.

Insurance is provided by Zurich Australia Limited.

Fund details

See the Raiz Invest Super ABN and USI page for all the information required to contribute to this fund.
Read their PDS and TMD for further details.

FAQ's

Raiz Invest Super’s main investment options have outperformed the median of their risk categories. Fees for these options are below the median option.
Based on this, Raiz Invest Super may be a good option depending on the individuals risk profile and other individual preferences.
However, there are many factors which determine whether a super fund is good or bad and it can differ depending on personal requirements. It’s best to seek advice from a qualified adviser in order to work out which is the best super fund for you.

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