Raiz Invest Super Review
Raiz Invest Super launched in 2018 on the back of the success of the Raiz investment app. As of March 31st 2026 they had approximately 15,450 members and $436 million in assets under management.
Please Note: Any advice on this page is general in nature and does not take into account your objectives, financial situation or needs. Consider whether this is right for you. See full disclaimer.
Past performance is not a reliable indicator of future performance.
Raiz Invest Super Performance
Raiz Invest Super’s main investment options have had mixed performance vs the median performance of their risk categories.
Select an investment option from the menu below to see performance Vs the relevant median.
See Raiz Invest Super vs AustralianSuper for a comparison against Australia’s largest super fund.
For a comparison against all funds see compare super funds.
Raiz Invest Super Fees
Fees for Raiz Invest Super’s main investment options are below the median options of their risk category.
Select an investment option from the menu below to see flat fees, percentage based fees and total fees on a balance of $50,000.
Returns to August 31 2026
| Investment Option | 1 Year | 3 Year | 5 Year |
|---|---|---|---|
| Raiz Super - Conservative | 3.98% | 6.03% | 3.19% |
| Median | 4.8% | 6.1% | 4% |
| Raiz Super - Conservative VS Median | -0.82% | -0.07% | -0.81% |
Fees
| Investment Option | Flat Fee | Percentage Based Fee | Fee Based on 50k |
|---|---|---|---|
| Raiz Super - Conservative | 70.2 | 0.61% | $375.2 |
Asset Allocation
| Rank | Asset | % | |
|---|---|---|---|
| 1 | Australian Shares | 13% | |
| 2 | International Shares | 9% | |
| 3 | Fixed Interest | 53% | |
| 4 | Cash | 25% |
Returns to August 31 2026
| Investment Option | 1 Year | 3 Year | 5 Year |
|---|---|---|---|
| Raiz Super - Moderately Conservative | 4.05% | 6.85% | 3.83% |
| Median | 4.8% | 6.1% | 4% |
| Raiz Super - Moderately Conservative VS Median | -0.75% | 0.75% | -0.17% |
Fees
| Investment Option | Flat Fee | Percentage Based Fee | Fee Based on 50k |
|---|---|---|---|
| Raiz Super - Moderately Conservative | 70.2 | 0.32% | $230.2 |
Asset Allocation
| Rank | Asset | % | |
|---|---|---|---|
| 1 | Australian Shares | 21% | |
| 2 | International Shares | 14% | |
| 3 | Fixed Interest | 55% | |
| 4 | Cash | 10% |
Returns to August 31 2026
| Investment Option | 1 Year | 3 Year | 5 Year |
|---|---|---|---|
| Raiz Super - Moderate | 7.06% | 9.33% | 5.36% |
| Median | 6.4% | 7.9% | 5.3% |
| Raiz Super - Moderate VS Median | 0.66% | 1.43% | 0.06% |
Fees
| Investment Option | Flat Fee | Percentage Based Fee | Fee Based on 50k |
|---|---|---|---|
| Raiz Super - Moderate | 70.2 | 0.61% | $375.2 |
Asset Allocation
| Rank | Asset | % | |
|---|---|---|---|
| 1 | Australian Shares | 32% | |
| 2 | International Shares | 21% | |
| 3 | Fixed Interest | 44% | |
| 4 | Cash | 3% |
Returns to August 31 2026
| Investment Option | 1 Year | 3 Year | 5 Year |
|---|---|---|---|
| Raiz Super - Emerald (SRI) | 0.59% | 8.28% | 4.86% |
| Median | 7.7% | 9.6% | 6.5% |
| Raiz Super - Emerald (SRI) VS Median | -7.11% | -1.32% | -1.64% |
Fees
| Investment Option | Flat Fee | Percentage Based Fee | Fee Based on 50k |
|---|---|---|---|
| Raiz Super - Emerald (SRI) | 70.2 | 0.59% | $365.2 |
Asset Allocation
| Rank | Asset | % | |
|---|---|---|---|
| 1 | Australian Shares | 34% | |
| 2 | International Shares | 39% | |
| 3 | Fixed Interest | 21% | |
| 4 | Cash | 6% |
Returns to August 31 2026
| Investment Option | 1 Year | 3 Year | 5 Year |
|---|---|---|---|
| Raiz Super - Moderately Aggressive | 9.67% | 11.86% | 7.18% |
| Median | 7.7% | 9.6% | 6.5% |
| Raiz Super - Moderately Aggressive VS Median | 1.97% | 2.26% | 0.68% |
Fees
| Investment Option | Flat Fee | Percentage Based Fee | Fee Based on 50k |
|---|---|---|---|
| Raiz Super - Moderately Aggressive | 70.2 | 0.63% | $385.2 |
Asset Allocation
| Rank | Asset | % | |
|---|---|---|---|
| 1 | Australian Shares | 44% | |
| 2 | International Shares | 29% | |
| 3 | Fixed Interest | 24% | |
| 4 | Cash | 3% |
Returns to August 31 2026
| Investment Option | 1 Year | 3 Year | 5 Year |
|---|---|---|---|
| Raiz Super - Property 30 | 8% | - | - |
| Median | 7.7% | - | - |
| Raiz Super - Property 30 VS Median | 0.3% | - | - |
Fees
| Investment Option | Flat Fee | Percentage Based Fee | Fee Based on 50k |
|---|---|---|---|
| Raiz Super - Property 30 | 70.2 | 0.74% | $440.2 |
Asset Allocation
| Rank | Asset | % | |
|---|---|---|---|
| 1 | Australian Shares | 30% | |
| 2 | International Shares | 20% | |
| 3 | Fixed Interest | 17% | |
| 4 | Property | 30% | |
| 5 | Cash | 3% |
Returns to August 31 2026
| Investment Option | 1 Year | 3 Year | 5 Year |
|---|---|---|---|
| Raiz Super - Aggressive | 14.1% | 14.72% | 8.46% |
| Median | 8.8% | 11.1% | 7.5% |
| Raiz Super - Aggressive VS Median | 5.3% | 3.62% | 0.96% |
Fees
| Investment Option | Flat Fee | Percentage Based Fee | Fee Based on 50k |
|---|---|---|---|
| Raiz Super - Aggressive | 70.2 | 0.63% | $385.2 |
Asset Allocation
| Rank | Asset | % | |
|---|---|---|---|
| 1 | Australian Shares | 54% | |
| 2 | International Shares | 36% | |
| 3 | Fixed Interest | 7% | |
| 4 | Cash | 3% |
Returns to August 31 2026
| Investment Option | 1 Year | 3 Year | 5 Year |
|---|---|---|---|
| Raiz Super - Property 10 | 9.07% | - | - |
| Median | 7.7% | - | - |
| Raiz Super - Property 10 VS Median | 1.37% | - | - |
Fees
| Investment Option | Flat Fee | Percentage Based Fee | Fee Based on 50k |
|---|---|---|---|
| Raiz Super - Property 10 | 70.2 | 0.47% | $305.2 |
Asset Allocation
| Rank | Asset | % | |
|---|---|---|---|
| 1 | Australian Shares | 39% | |
| 2 | International Shares | 26% | |
| 3 | Fixed Interest | 22% | |
| 4 | Property | 10% | |
| 5 | Cash | 3% |
Performance data: Lonsec. Median benchmarks: Chant West. Data is updated monthly; the reporting period is shown in the tables. Investment options are compared with the Chant West median for their risk profile.
Insurance
Members are offered default Death and Total and Permanent Disablement cover.
Insurance is provided by Zurich Australia Limited.
Fund details
See the Raiz Invest Super ABN and USI page for all the information required to contribute to this fund.
Read their PDS and TMD for further details.
FAQ's
We use investment performance data supplied by Lonsec and median benchmarks supplied by Chant West, both updated monthly.
Each investment option is assigned to a Chant West risk profile based on its proportion of growth assets. We then compare its return with the median benchmark for that risk profile over the same reporting period.
The difference shown in the table is the investment option’s return minus the median return.
Grouping options by growth asset allocation helps make comparisons more accurate, although options within the same profile can still have different investments and risks. Past performance is not a reliable indicator of future performance.
Member ratings and investment returns measure different things.
Member ratings reflect the experiences and opinions of people who submit reviews. These may relate to customer service, fees, insurance, administration or their satisfaction with investment performance.
Our performance tables compare an investment option’s reported returns with the relevant benchmark over specified periods. A fund can therefore deliver above median returns while receiving poor reviews for service or insurance or receive positive reviews despite below median returns.
Submitted reviews may not represent the experience of all members. Consider them alongside performance data, fees, insurance features and the fund’s official documents.