Founded in 1988, Rest Super is an Industry super fund that is primarily linked to the retail sector.
As of September 30th 2024 they had approximately 2.10 million members and $89.28 billion in assets under management.
Please Note: Any advice on this page is general in nature and does not take into account your objectives, financial situation or needs. Consider whether this is right for you. See full disclaimer.
Past performance is not a reliable indicator of future performance.
Rest Super’s performance across their main investment options generally compares favorably to the median performance of their risk categories although it’s somewhat mixed.
Select an investment option from the menu below to see performance Vs the relevant median.
Check out our more in depth analysis of Rest Super Performance.
See Rest Super vs AustralianSuper to see how they compare with Australia’s biggest super fund and for a comparison against all funds see compare super funds.
Fees for the MySuper – Core Strategy investment option is close to the median of investment options of the same risk category listed on Review My Super.
Select an investment option from the menu below to see flat fees, percentage based fees and total fees on a balance of $50,000.
| Investment Option | 1 Year | 3 Year | 5 Year |
|---|---|---|---|
| Rest - Australian Shares Indexed | 10.11% | 11.17% | 9.68% |
| Median | 10.4% | 12.1% | 9.1% |
| Rest - Australian Shares Indexed VS Median | -0.29% | -0.93% | 0.58% |
| Investment Option | Flat Fee | Percentage Based Fee | Fee Based on 50k |
|---|---|---|---|
| Rest - Australian Shares Indexed | 78 | 0.3% | $228 |
| Rank | Asset | % | |
|---|---|---|---|
| 1 | Australian Shares | 100% |
| Investment Option | 1 Year | 3 Year | 5 Year |
|---|---|---|---|
| Rest - High Growth | 11.25% | 12.3% | 9.92% |
| Median | 10.4% | 12.1% | 9.1% |
| Rest - High Growth VS Median | 0.85% | 0.2% | 0.82% |
| Investment Option | Flat Fee | Percentage Based Fee | Fee Based on 50k |
|---|---|---|---|
| Rest - High Growth | 78 | 0.85% | $503 |
| Rank | Asset | % | |
|---|---|---|---|
| 1 | Australian Shares | 32% | |
| 2 | International Shares | 48% | |
| 3 | Fixed Interest | 1.75% | |
| 4 | Alternative | 10.5% | |
| 5 | Property | 6% | |
| 6 | Other | 1.75% |
| Investment Option | 1 Year | 3 Year | 5 Year |
|---|---|---|---|
| Rest - Overseas Shares Indexed | 11.1% | 19.98% | 14.12% |
| Median | 10.4% | 12.1% | 9.1% |
| Rest - Overseas Shares Indexed VS Median | 0.7% | 7.88% | 5.02% |
| Investment Option | Flat Fee | Percentage Based Fee | Fee Based on 50k |
|---|---|---|---|
| Rest - Overseas Shares Indexed | 78 | 0.27% | $213 |
| Rank | Asset | % | |
|---|---|---|---|
| 1 | International Shares | 100% |
| Investment Option | 1 Year | 3 Year | 5 Year |
|---|---|---|---|
| Rest - Cash | 3.83% | 3.94% | 2.76% |
| Median | - | - | - |
| Rest - Cash VS Median | 3.83% | 3.94% | 2.76% |
| Investment Option | Flat Fee | Percentage Based Fee | Fee Based on 50k |
|---|---|---|---|
| Rest - Cash | 78 | 0.23% | $193 |
| Rank | Asset | % | |
|---|---|---|---|
| 1 | Cash | 100% |
| Investment Option | 1 Year | 3 Year | 5 Year |
|---|---|---|---|
| Rest - Sustainable Growth | 11.49% | 11.97% | - |
| Median | 10.4% | 12.1% | - |
| Rest - Sustainable Growth VS Median | 1.09% | -0.13% | - |
| Investment Option | Flat Fee | Percentage Based Fee | Fee Based on 50k |
|---|---|---|---|
| Rest - Sustainable Growth | 78 | 0.63% | $393 |
| Rank | Asset | % | |
|---|---|---|---|
| 1 | Australian Shares | 30% | |
| 2 | International Shares | 45% | |
| 3 | Fixed Interest | 6% | |
| 4 | Alternative | 10% | |
| 5 | Property | 6% | |
| 6 | Cash | 3% |
| Investment Option | 1 Year | 3 Year | 5 Year |
|---|---|---|---|
| Rest - Balanced | 7.35% | 7.73% | 6.15% |
| Median | 7.8% | 8.3% | 6.1% |
| Rest - Balanced VS Median | -0.45% | -0.57% | 0.05% |
| Investment Option | Flat Fee | Percentage Based Fee | Fee Based on 50k |
|---|---|---|---|
| Rest - Balanced | 78 | 0.78% | $468 |
| Rank | Asset | % | |
|---|---|---|---|
| 1 | Australian Shares | 16% | |
| 2 | International Shares | 24% | |
| 3 | Fixed Interest | 22% | |
| 4 | Alternative | 15% | |
| 5 | Property | 9% | |
| 6 | Other | 3% | |
| 7 | Cash | 11% |
| Investment Option | 1 Year | 3 Year | 5 Year |
|---|---|---|---|
| Rest - Capital Stable | 5.51% | 5.62% | 4.41% |
| Median | 6.2% | 6.5% | 4.3% |
| Rest - Capital Stable VS Median | -0.69% | -0.88% | 0.11% |
| Investment Option | Flat Fee | Percentage Based Fee | Fee Based on 50k |
|---|---|---|---|
| Rest - Capital Stable | 78 | 0.7% | $428 |
| Rank | Asset | % | |
|---|---|---|---|
| 1 | Australian Shares | 8% | |
| 2 | International Shares | 12% | |
| 3 | Fixed Interest | 32% | |
| 4 | Alternative | 17% | |
| 5 | Property | 9% | |
| 6 | Other | 2% | |
| 7 | Cash | 20% |
| Investment Option | 1 Year | 3 Year | 5 Year |
|---|---|---|---|
| Rest MySuper - Growth | 9.22% | 9.99% | 7.7% |
| Median | 9.3% | 10.3% | 7.7% |
| Rest MySuper - Growth VS Median | -0.08% | -0.31% | - |
| Investment Option | Flat Fee | Percentage Based Fee | Fee Based on 50k |
|---|---|---|---|
| Rest MySuper - Growth | 78 | 0.82% | $488 |
| Rank | Asset | % | |
|---|---|---|---|
| 1 | Australian Shares | 23.5% | |
| 2 | International Shares | 35.5% | |
| 3 | Fixed Interest | 11.5% | |
| 4 | Alternative | 12.5% | |
| 5 | Property | 8.5% | |
| 6 | Other | 3.5% | |
| 7 | Cash | 5% |
| Investment Option | 1 Year | 3 Year | 5 Year |
|---|---|---|---|
| Rest - Growth | 9.22% | 9.99% | 7.7% |
| Median | 9.3% | 10.3% | 7.7% |
| Rest - Growth VS Median | -0.08% | -0.31% | - |
| Investment Option | Flat Fee | Percentage Based Fee | Fee Based on 50k |
|---|---|---|---|
| Rest - Growth | 78 | 0.82% | $488 |
| Rank | Asset | % | |
|---|---|---|---|
| 1 | Australian Shares | 23.5% | |
| 2 | International Shares | 35.5% | |
| 3 | Fixed Interest | 11.5% | |
| 4 | Alternative | 12.5% | |
| 5 | Property | 8.5% | |
| 6 | Other | 3.5% | |
| 7 | Cash | 5% |
| Investment Option | 1 Year | 3 Year | 5 Year |
|---|---|---|---|
| Rest - Growth Indexed | 10.08% | 12.62% | 8.59% |
| Median | 9.3% | 10.3% | 7.7% |
| Rest - Growth Indexed VS Median | 0.78% | 2.32% | 0.89% |
| Investment Option | Flat Fee | Percentage Based Fee | Fee Based on 50k |
|---|---|---|---|
| Rest - Growth Indexed | 78 | 0.27% | $213 |
| Rank | Asset | % | |
|---|---|---|---|
| 1 | Australian Shares | 30% | |
| 2 | International Shares | 45% | |
| 3 | Fixed Interest | 20% | |
| 4 | Cash | 5% |
Whilst default cover is available for Death cover, Total and Permanent Disability cover and Income Protection cover, you can apply to increase your cover above the default rates, with the following limits in addition to default cover:
Death – No limit.
TPD – $5 million.
Income protection – The lesser of 77% of your monthly income plus up to 12% super contributions or $30,000.
Insurance is provided by TAL Life Limited.
Insurance rating by Omnilife.
Please note: This is the overall rating before individual circumstances are taken into account. Individual circumstances will vary the rating significantly.
See the Rest Super ABN and USI page for all the information required to contribute to this fund.
Read their PDS and TMD for further details.
Rest Super has had generally favorable performance although it’s somewhat mixed from option to option vs the median option across it’s main investment options. Fees for these options are close to the median compared to options of the same risk category listed on Review My Super.
Based on this information, it may be a good option depending on the individuals risk profile and other individual preferences.
However, there are many factors which determine whether a super fund is good or bad and it can differ depending on personal requirements. It’s best to seek advice from a qualified adviser in order to work out which is the best super fund for you.
Yes, it’s an industry super fund predominantly for the retail industry. However, membership is open to anyone.
Rest Super Reviews: 1.9 out of 5 stars from 18 customer reviews on Australia’s best superannuation review site Review My Super.
See more Super Fund Reviews to compare ratings and reviews across funds.
