smartMonday Review
smartMonday has been operating superannuation services since 1993.
As of September 30th 2024 they had approximately 60,000 members and $5 billion in assets under management.
Please Note: Any advice on this page is general in nature and does not take into account your objectives, financial situation or needs. Consider whether this is right for you. See full disclaimer.
Past performance is not a reliable indicator of future performance.
smartMonday Performance
smartMonday’s performance across their main investment options has been mixed although generally favourable compared to the median performance of their risk categories.
Select an investment option from the menu below to see performance Vs the relevant median.
See smartMonday vs AustralianSuper to see how they compare with Australia’s biggest super fund and for a comparison against all funds see compare super funds.
smartMonday Fees
Fees for smartMonday’s main investment options are above the median of other options of the same risk category listed on Review My Super.
Select an investment option from the menu below to see flat fees, percentage based fees and total fees on a balance of $50,000.
Returns to June 30 2025
| Investment Option | 1 Year | 3 Year | 5 Year |
|---|---|---|---|
| smartMonday PRIME - Growth | 12.1% | 11.94% | 9.84% |
| Median | 11.7% | 11.4% | 10.3% |
| smartMonday PRIME - Growth VS Median | 0.4% | 0.54% | -0.46% |
Fees
| Investment Option | Flat Fee | Percentage Based Fee | Fee Based on 50k |
|---|---|---|---|
| smartMonday PRIME - Growth | 72 | 0.94% | $542 |
Asset Allocation
| Rank | Asset | % | |
|---|---|---|---|
| 1 | Australian Shares | 34% | |
| 2 | International Shares | 41% | |
| 3 | Fixed Interest | 6% | |
| 4 | Alternative | 15% | |
| 5 | Cash | 4% |
Returns to June 30 2025
| Investment Option | 1 Year | 3 Year | 5 Year |
|---|---|---|---|
| smartMonday PRIME - High Growth | 13.46% | 13.77% | 11.79% |
| Median | 11.7% | 11.4% | 10.3% |
| smartMonday PRIME - High Growth VS Median | 1.76% | 2.37% | 1.49% |
Fees
| Investment Option | Flat Fee | Percentage Based Fee | Fee Based on 50k |
|---|---|---|---|
| smartMonday PRIME - High Growth | 72 | 0.91% | $527 |
Asset Allocation
| Rank | Asset | % | |
|---|---|---|---|
| 1 | Australian Shares | 36% | |
| 2 | International Shares | 47% | |
| 3 | Alternative | 12% | |
| 4 | Cash | 5% |
Returns to June 30 2025
| Investment Option | 1 Year | 3 Year | 5 Year |
|---|---|---|---|
| smartMonday PRIME - Cash | 4.25% | 3.48% | 2% |
| Median | - | - | - |
| smartMonday PRIME - Cash VS Median | 4.25% | 3.48% | 2% |
Fees
| Investment Option | Flat Fee | Percentage Based Fee | Fee Based on 50k |
|---|---|---|---|
| smartMonday PRIME - Cash | 72 | 0.49% | $317 |
Asset Allocation
| Rank | Asset | % | |
|---|---|---|---|
| 1 | Cash | 100% |
Returns to June 30 2025
| Investment Option | 1 Year | 3 Year | 5 Year |
|---|---|---|---|
| smartMonday PRIME - International Shares | 14.04% | 17.23% | 14.02% |
| Median | 11.7% | 11.4% | 10.3% |
| smartMonday PRIME - International Shares VS Median | 2.34% | 5.83% | 3.72% |
Fees
| Investment Option | Flat Fee | Percentage Based Fee | Fee Based on 50k |
|---|---|---|---|
| smartMonday PRIME - International Shares | 72 | 0.89% | $517 |
Asset Allocation
| Rank | Asset | % | |
|---|---|---|---|
| 1 | International Shares | 100% |
Returns to June 30 2025
| Investment Option | 1 Year | 3 Year | 5 Year |
|---|---|---|---|
| smartMonday PRIME - Defensive | 6.68% | 4.37% | 2.43% |
| Median | - | - | - |
| smartMonday PRIME - Defensive VS Median | 6.68% | 4.37% | 2.43% |
Fees
| Investment Option | Flat Fee | Percentage Based Fee | Fee Based on 50k |
|---|---|---|---|
| smartMonday PRIME - Defensive | 72 | 0.79% | $467 |
Asset Allocation
| Rank | Asset | % | |
|---|---|---|---|
| 1 | Australian Shares | 5% | |
| 2 | International Shares | 9% | |
| 3 | Fixed Interest | 46% | |
| 4 | Alternative | 20% | |
| 5 | Cash | 20% |
Returns to June 30 2025
| Investment Option | 1 Year | 3 Year | 5 Year |
|---|---|---|---|
| smartMonday PRIME - Moderate | 8.05% | 6.03% | 4.13% |
| Median | 7.3% | 5.9% | 4.6% |
| smartMonday PRIME - Moderate VS Median | 0.75% | 0.13% | -0.47% |
Fees
| Investment Option | Flat Fee | Percentage Based Fee | Fee Based on 50k |
|---|---|---|---|
| smartMonday PRIME - Moderate | 72 | 0.85% | $497 |
Asset Allocation
| Rank | Asset | % | |
|---|---|---|---|
| 1 | Australian Shares | 12% | |
| 2 | International Shares | 16% | |
| 3 | Fixed Interest | 30% | |
| 4 | Alternative | 22% | |
| 5 | Cash | 20% |
Returns to June 30 2025
| Investment Option | 1 Year | 3 Year | 5 Year |
|---|---|---|---|
| smartMonday PRIME - Balanced Growth | 11.11% | 10.29% | 8.09% |
| Median | 10.5% | 9.6% | 8.4% |
| smartMonday PRIME - Balanced Growth VS Median | 0.61% | 0.69% | -0.31% |
Fees
| Investment Option | Flat Fee | Percentage Based Fee | Fee Based on 50k |
|---|---|---|---|
| smartMonday PRIME - Balanced Growth | 72 | 0.91% | $527 |
Asset Allocation
| Rank | Asset | % | |
|---|---|---|---|
| 1 | Australian Shares | 26% | |
| 2 | International Shares | 35% | |
| 3 | Fixed Interest | 16% | |
| 4 | Alternative | 17% | |
| 5 | Cash | 6% |
Returns to June 30 2025
| Investment Option | 1 Year | 3 Year | 5 Year |
|---|---|---|---|
| smartMonday PRIME - Australian Shares | 13.13% | 12.6% | 12.05% |
| Median | 11.7% | 11.4% | 10.3% |
| smartMonday PRIME - Australian Shares VS Median | 1.43% | 1.2% | 1.75% |
Fees
| Investment Option | Flat Fee | Percentage Based Fee | Fee Based on 50k |
|---|---|---|---|
| smartMonday PRIME - Australian Shares | 72 | 0.92% | $532 |
Asset Allocation
| Rank | Asset | % | |
|---|---|---|---|
| 1 | Australian Shares | 100% |
Insurance
Members are offered default Death and Total and Permanent Disablement and Salary Continuance cover.
Insurance is provided by AIA Australia Limited.
Fund details
See the smartMonday ABN and USI page for all the information required to contribute to this fund.
Read their PDS and TMD for further details.
FAQ's
smartMonday’s main investment options have had mixed although generally favourable performance vs the median performance of their risk categories. Fees for these options are above the median option.
Based on this, it may be a good option depending on the individuals risk profile and other individual preferences.
However, there are many factors which determine whether a super fund is good or bad and it can differ depending on personal requirements. It’s best to seek advice from a qualified adviser in order to work out which is the best super fund for you.
Yes, it is an APRA fund.