Founded in 1988, TWUSUPER was a not-for-profit Industry super fund that is primarily linked to the transport industry. In March 2025 they merged with Mine super to form Team Super.
As of September 30th 2024 they had approximately 92,070 members and $7.28 billion in assets under management.
Please Note: Any advice on this page is general in nature and does not take into account your objectives, financial situation or needs. Consider whether this is right for you. See full disclaimer.
Past performance is not a reliable indicator of future performance.
TWUSUPER’s Balanced (MySuper) and High Growth investment options have outperformed the median option of their risk categories over, 1,3 and 5 years.
Select an investment option from the menu below to see performance.
For a comparison against all other funds see compare super funds.
Fees for TWUSuper’s main investment options are slightly above the median of other options of the same risk category on Review My Super.
Select an investment option from the menu below to see flat fees, percentage based fees and total fees on a balance of $50,000.
| Investment Option | 1 Year | 3 Year | 5 Year |
|---|---|---|---|
| TWUSUPER - Balanced | 11% | 5.34% | 6.7% |
| Median | 11.4% | 5.2% | 6.6% |
| TWUSUPER - Balanced VS Median | -0.4% | 0.14% | 0.1% |
| Investment Option | Flat Fee | Percentage Based Fee | Fee Based on 50k |
|---|---|---|---|
| TWUSUPER - Balanced | 78 | 0.92% | $538 |
| Rank | Asset | % | |
|---|---|---|---|
| 1 | Australian Shares | 24% | |
| 2 | International Shares | 31% | |
| 3 | Fixed Interest | 13% | |
| 4 | Alternative | 18% | |
| 5 | Property | 9% | |
| 6 | Cash | 5% |
| Investment Option | 1 Year | 3 Year | 5 Year |
|---|---|---|---|
| TWUSUPER MySuper - Balanced (MySuper) | 11% | 5.34% | 6.7% |
| Median | 11.4% | 5.2% | 6.6% |
| TWUSUPER MySuper - Balanced (MySuper) VS Median | -0.4% | 0.14% | 0.1% |
| Investment Option | Flat Fee | Percentage Based Fee | Fee Based on 50k |
|---|---|---|---|
| TWUSUPER MySuper - Balanced (MySuper) | 78 | 0.92% | $538 |
| Rank | Asset | % | |
|---|---|---|---|
| 1 | Australian Shares | 24% | |
| 2 | International Shares | 31% | |
| 3 | Fixed Interest | 13% | |
| 4 | Alternative | 18% | |
| 5 | Property | 9% | |
| 6 | Cash | 5% |
| Investment Option | 1 Year | 3 Year | 5 Year |
|---|---|---|---|
| TWUSUPER - High Growth | 14.38% | 6.74% | 8.54% |
| Median | 13.8% | 6.2% | 8% |
| TWUSUPER - High Growth VS Median | 0.58% | 0.54% | 0.54% |
| Investment Option | Flat Fee | Percentage Based Fee | Fee Based on 50k |
|---|---|---|---|
| TWUSUPER - High Growth | 78 | 0.87% | $513 |
| Rank | Asset | % | |
|---|---|---|---|
| 1 | Australian Shares | 37.5% | |
| 2 | International Shares | 45.5% | |
| 3 | Alternative | 10% | |
| 4 | Property | 6% | |
| 5 | Cash | 1% |
| Investment Option | 1 Year | 3 Year | 5 Year |
|---|---|---|---|
| TWUSUPER - Conservative | 6.44% | 3.02% | - |
| Median | 6.3% | 3.2% | - |
| TWUSUPER - Conservative VS Median | 0.14% | -0.18% | - |
| Investment Option | Flat Fee | Percentage Based Fee | Fee Based on 50k |
|---|---|---|---|
| TWUSUPER - Conservative | 78 | 0.68% | $418 |
| Rank | Asset | % | |
|---|---|---|---|
| 1 | Australian Shares | 11% | |
| 2 | International Shares | 14.5% | |
| 3 | Fixed Interest | 38% | |
| 4 | Alternative | 14% | |
| 5 | Property | 7% | |
| 6 | Cash | 15.5% |
| Investment Option | 1 Year | 3 Year | 5 Year |
|---|---|---|---|
| TWUSUPER - Moderate | 8.7% | 4.2% | - |
| Median | 8.7% | 4.2% | - |
| TWUSUPER - Moderate VS Median | - | - | - |
| Investment Option | Flat Fee | Percentage Based Fee | Fee Based on 50k |
|---|---|---|---|
| TWUSUPER - Moderate | 78 | 0.75% | $453 |
| Rank | Asset | % | |
|---|---|---|---|
| 1 | Australian Shares | 18% | |
| 2 | International Shares | 23% | |
| 3 | Fixed Interest | 24% | |
| 4 | Alternative | 17% | |
| 5 | Property | 8% | |
| 6 | Cash | 10% |
| Investment Option | 1 Year | 3 Year | 5 Year |
|---|---|---|---|
| TWUSUPER - Cash Plus | 4.28% | 2.98% | 1.92% |
| Median | - | - | - |
| TWUSUPER - Cash Plus VS Median | 4.28% | 2.98% | 1.92% |
| Investment Option | Flat Fee | Percentage Based Fee | Fee Based on 50k |
|---|---|---|---|
| TWUSUPER - Cash Plus | 78 | 0.35% | $253 |
| Rank | Asset | % | |
|---|---|---|---|
| 1 | Cash | 100% |
This fund offers basic death and TPD cover to their members. The cover amounts and premiums are age based.
Members are also able to apply for Income protection cover.
You can apply for to increase your cover above the default rates, with the following limits:
Death – $5 million.
TPD – $2.5 million.
Income protection – The lower of 84.5% of your pre-disability income, your agreed value of income protection cover, or $30,000 a month.
Insurance is provided by TAL Life Limited.
Insurance rating by Omnilife.
Please note: This is the overall rating before individual circumstances are taken into account. Individual circumstances will vary the rating significantly.
See the TWUSUPER ABN and USI page for all the information required to contribute to this fund.
Read their PDS and TMD for further details.
Yes, was an industry fund predominantly linked to the transport industry.
TWU Super Reviews: 2.4 out of 5 stars from 14 customer reviews on Australia’s best superannuation review site Review My Super.
Very weak
Well the fund is doing good comparing with the others . hope improves next year.
my husband has been with this super fund for years. It has very high fees , and does not perform as well as most other super funds available in Australia. shop around.
Low returns compared to other funds.
Twu gives top results consistently
ok
Great super fund would recommend it.
Atrocious. Do not use.
TWU Super is ok but in terms of the growth I would find another super fund as the way my nest egg is going to retire is not looking good. Bad performing.
fund going backwards
Have been a member for over 30 years.
I put up with the crappy returns and high fees, because I thought they are MY industry fund and they would look after me.
I have been trying to get some money out to pay my mortgage, it is over a month since I started filling in paperwork and applying for my money, they keep putting road block after road block, to avoid me doing this.
They love getting your money and charging you fees, but try getting money out its a different story.
TWU had a general meeting last year, they announced it to me and advised me they would let me know what the date would be, that’s all I heard . When I emailed back to find out when I was greeted with silence, no response from 2 emails sent to them. All I know is they were taken over by another Superannuation company. I saw a billboard over the M4 , Cumberland hwy over the M4 doing the marketing spiel, I was furious when I saw this and still am. I want my money back and to think that bloody prick of a primeinister from Labor made super compulsory regardless if they rip you off or not. Have you heard of a super company that is not for profit???? Where do profits come from and wages ????
After dealing with this company fighting to get my partner super. Been a yr now and still waiting. They have lied and making excuses. I would never recommend them to anyone
They were amalgamated with another super company and moved to Melbourne where they were no longer responsible for funds in NSW.