Vanguard Super Review
Launched in October 2022, Vanguard Super is a retail super fund, and is owned by Vanguard Investments Australia Ltd, a subsidiary of The Vanguard Group, an American based investment advisor. As of March 31st 2026 they had approximately 63,080 members and $5.05 billion in assets under management in their super product.
Please Note: Any advice on this page is general in nature and does not take into account your objectives, financial situation or needs. Consider whether this is right for you. See full disclaimer.
Past performance is not a reliable indicator of future performance.
Vanguard Super Performance
Vanguard Super has only been around since October 2022 so there isn’t yet long term performance data. However, over 1 year Vanguard Super’s High growth, Growth, balanced and conservative options all outperformed the respective median options for those risk categories.
Fees
Fees for their main investment options are below the median option of their respective risk categories.
Select an investment option from the menu below to see flat fees, percentage based fees and total fees on a balance of $50,000.
Returns to June 30 2026
| Investment Option | 1 Year | 3 Year | 5 Year |
|---|---|---|---|
| Vanguard Super SaveSmart - Australian Shares | 6.38% | 10.31% | - |
| Median | 10.9% | 11% | - |
| Vanguard Super SaveSmart - Australian Shares VS Median | -4.52% | -0.69% | - |
Fees
| Investment Option | Flat Fee | Percentage Based Fee | Fee Based on 50k |
|---|---|---|---|
| Vanguard Super SaveSmart - Australian Shares | - | 0.64% | $320 |
Asset Allocation
| Rank | Asset | % | |
|---|---|---|---|
| 1 | Australian Shares | 100% |
Returns to June 30 2026
| Investment Option | 1 Year | 3 Year | 5 Year |
|---|---|---|---|
| Vanguard Super SaveSmart - Australian Fixed Interest | 1.14% | 3.29% | - |
| Median | - | - | - |
| Vanguard Super SaveSmart - Australian Fixed Interest VS Median | 1.14% | 3.29% | - |
Fees
| Investment Option | Flat Fee | Percentage Based Fee | Fee Based on 50k |
|---|---|---|---|
| Vanguard Super SaveSmart - Australian Fixed Interest | - | 0.68% | $340 |
Asset Allocation
| Rank | Asset | % | |
|---|---|---|---|
| 1 | Fixed Interest | 100% |
Returns to June 30 2026
| Investment Option | 1 Year | 3 Year | 5 Year |
|---|---|---|---|
| Vanguard Super SaveSmart - Ethically Conscious Growth | 8% | 10.92% | - |
| Median | 9.5% | 9.7% | - |
| Vanguard Super SaveSmart - Ethically Conscious Growth VS Median | -1.5% | 1.22% | - |
Fees
| Investment Option | Flat Fee | Percentage Based Fee | Fee Based on 50k |
|---|---|---|---|
| Vanguard Super SaveSmart - Ethically Conscious Growth | - | 0.7% | $350 |
Asset Allocation
| Rank | Asset | % | |
|---|---|---|---|
| 1 | Australian Shares | 28% | |
| 2 | International Shares | 42% | |
| 3 | Fixed Interest | 30% |
Returns to June 30 2026
| Investment Option | 1 Year | 3 Year | 5 Year |
|---|---|---|---|
| Vanguard Super SaveSmart - Growth | 9.82% | 10.72% | - |
| Median | 9.5% | 9.7% | - |
| Vanguard Super SaveSmart - Growth VS Median | 0.32% | 1.02% | - |
Fees
| Investment Option | Flat Fee | Percentage Based Fee | Fee Based on 50k |
|---|---|---|---|
| Vanguard Super SaveSmart - Growth | - | 0.68% | $340 |
Asset Allocation
| Rank | Asset | % | |
|---|---|---|---|
| 1 | Australian Shares | 28% | |
| 2 | International Shares | 42% | |
| 3 | Fixed Interest | 30% |
Returns to June 30 2026
| Investment Option | 1 Year | 3 Year | 5 Year |
|---|---|---|---|
| Vanguard Super SaveSmart - Conservative | 5.41% | 6.35% | - |
| Median | 6% | 6.3% | - |
| Vanguard Super SaveSmart - Conservative VS Median | -0.59% | 0.05% | - |
Fees
| Investment Option | Flat Fee | Percentage Based Fee | Fee Based on 50k |
|---|---|---|---|
| Vanguard Super SaveSmart - Conservative | - | 0.68% | $340 |
Asset Allocation
| Rank | Asset | % | |
|---|---|---|---|
| 1 | Australian Shares | 12% | |
| 2 | International Shares | 18% | |
| 3 | Fixed Interest | 60% | |
| 4 | Cash | 10% |
Returns to June 30 2026
| Investment Option | 1 Year | 3 Year | 5 Year |
|---|---|---|---|
| Vanguard Super SaveSmart - Cash | 3.47% | 3.78% | - |
| Median | - | - | - |
| Vanguard Super SaveSmart - Cash VS Median | 3.47% | 3.78% | - |
Fees
| Investment Option | Flat Fee | Percentage Based Fee | Fee Based on 50k |
|---|---|---|---|
| Vanguard Super SaveSmart - Cash | - | 0.37% | $185 |
Asset Allocation
| Rank | Asset | % | |
|---|---|---|---|
| 1 | Cash | 100% |
Returns to June 30 2026
| Investment Option | 1 Year | 3 Year | 5 Year |
|---|---|---|---|
| Vanguard Super SaveSmart - International Shares (Hedged) | 20.38% | 16.88% | - |
| Median | 10.9% | 11% | - |
| Vanguard Super SaveSmart - International Shares (Hedged) VS Median | 9.48% | 5.88% | - |
Fees
| Investment Option | Flat Fee | Percentage Based Fee | Fee Based on 50k |
|---|---|---|---|
| Vanguard Super SaveSmart - International Shares (Hedged) | - | 0.7% | $350 |
Asset Allocation
| Rank | Asset | % | |
|---|---|---|---|
| 1 | International Shares | 100% |
Returns to June 30 2026
| Investment Option | 1 Year | 3 Year | 5 Year |
|---|---|---|---|
| Vanguard Super SaveSmart - Global Fixed Interest (Hedged) | 2.37% | 2.93% | - |
| Median | - | - | - |
| Vanguard Super SaveSmart - Global Fixed Interest (Hedged) VS Median | 2.37% | 2.93% | - |
Fees
| Investment Option | Flat Fee | Percentage Based Fee | Fee Based on 50k |
|---|---|---|---|
| Vanguard Super SaveSmart - Global Fixed Interest (Hedged) | - | 0.74% | $370 |
Asset Allocation
| Rank | Asset | % | |
|---|---|---|---|
| 1 | Fixed Interest | 100% |
Returns to June 30 2026
| Investment Option | 1 Year | 3 Year | 5 Year |
|---|---|---|---|
| Vanguard Super SaveSmart - International Shares | 13.73% | 16.2% | - |
| Median | 10.9% | 11% | - |
| Vanguard Super SaveSmart - International Shares VS Median | 2.83% | 5.2% | - |
Fees
| Investment Option | Flat Fee | Percentage Based Fee | Fee Based on 50k |
|---|---|---|---|
| Vanguard Super SaveSmart - International Shares | - | 0.68% | $340 |
Asset Allocation
| Rank | Asset | % | |
|---|---|---|---|
| 1 | International Shares | 100% |
Returns to June 30 2026
| Investment Option | 1 Year | 3 Year | 5 Year |
|---|---|---|---|
| Vanguard Super SaveSmart - Balanced | 7.55% | 8.51% | - |
| Median | 7.6% | 8.1% | - |
| Vanguard Super SaveSmart - Balanced VS Median | -0.05% | 0.41% | - |
Fees
| Investment Option | Flat Fee | Percentage Based Fee | Fee Based on 50k |
|---|---|---|---|
| Vanguard Super SaveSmart - Balanced | - | 0.7% | $350 |
Asset Allocation
| Rank | Asset | % | |
|---|---|---|---|
| 1 | Australian Shares | 20% | |
| 2 | International Shares | 30% | |
| 3 | Fixed Interest | 50% |
Returns to June 30 2026
| Investment Option | 1 Year | 3 Year | 5 Year |
|---|---|---|---|
| Vanguard Super SaveSmart - High Growth | 12.14% | 12.93% | - |
| Median | 10.9% | 11% | - |
| Vanguard Super SaveSmart - High Growth VS Median | 1.24% | 1.93% | - |
Fees
| Investment Option | Flat Fee | Percentage Based Fee | Fee Based on 50k |
|---|---|---|---|
| Vanguard Super SaveSmart - High Growth | - | 0.68% | $340 |
Asset Allocation
| Rank | Asset | % | |
|---|---|---|---|
| 1 | Australian Shares | 36% | |
| 2 | International Shares | 54% | |
| 3 | Fixed Interest | 10% |
Insurance
Whilst most members are offered default Death and Total and permanent Disablement Cover, they can also apply for Income Protection Cover.
Additional cover is available with the following limits:
Death – No maximum
TPD – $5 million or $3 million depending on age
Income protection – up to $25,000 per month or 75% of pre disability earnings.
Insurance is provided by AIA Australia Limited.
Insurance Rating
Fund details
See the Vanguard Super ABN and USI page for all the information required to contribute to this fund.
Read their PDS and TMD for further details.
FAQ's
Their main investment options have out performed the median of their respective risk categories over the past 1 year and fees are below the median.
However, there are many factors which determine whether a super fund is good or bad and it can differ depending on personal requirements. It’s best to seek advice from a qualified adviser in order to work out which is the best super fund for you.
No, it is a retail fund.