Vanguard Super Review
Launched in October 2022, Vanguard Super is a retail super fund, and is owned by Vanguard Investments Australia Ltd, a subsidiary of The Vanguard Group, an American based investment advisor. As of March 31st 2026 they had approximately 63,080 members and $5.05 billion in assets under management in their super product.
Please Note: Any advice on this page is general in nature and does not take into account your objectives, financial situation or needs. Consider whether this is right for you. See full disclaimer.
Past performance is not a reliable indicator of future performance.
Vanguard Super Performance
Vanguard Super has only been around since October 2022 so there isn’t yet long term performance data. However, over 1 year and 3 years Vanguard’s Super’s performance has been mixed vs median options of their risk categories.
Select an investment option from the menu below to see performance Vs the relevant median.
Fees
Fees for their main investment options are below the median option of their respective risk categories.
Select an investment option from the menu below to see flat fees, percentage based fees and total fees on a balance of $50,000.
Returns to August 31 2026
| Investment Option | 1 Year | 3 Year | 5 Year |
|---|---|---|---|
| Vanguard Super SaveSmart - Australian Shares | 4.62% | 10.77% | - |
| Median | 8.8% | 11.1% | - |
| Vanguard Super SaveSmart - Australian Shares VS Median | -4.18% | -0.33% | - |
Fees
| Investment Option | Flat Fee | Percentage Based Fee | Fee Based on 50k |
|---|---|---|---|
| Vanguard Super SaveSmart - Australian Shares | - | 0.64% | $320 |
Asset Allocation
| Rank | Asset | % | |
|---|---|---|---|
| 1 | Australian Shares | 100% |
Returns to August 31 2026
| Investment Option | 1 Year | 3 Year | 5 Year |
|---|---|---|---|
| Vanguard Super SaveSmart - Australian Fixed Interest | 0.31% | 2.74% | - |
| Median | - | - | - |
| Vanguard Super SaveSmart - Australian Fixed Interest VS Median | 0.31% | 2.74% | - |
Fees
| Investment Option | Flat Fee | Percentage Based Fee | Fee Based on 50k |
|---|---|---|---|
| Vanguard Super SaveSmart - Australian Fixed Interest | - | 0.68% | $340 |
Asset Allocation
| Rank | Asset | % | |
|---|---|---|---|
| 1 | Fixed Interest | 100% |
Returns to August 31 2026
| Investment Option | 1 Year | 3 Year | 5 Year |
|---|---|---|---|
| Vanguard Super SaveSmart - Ethically Conscious Growth | 5.68% | 10.55% | - |
| Median | 7.7% | 9.6% | - |
| Vanguard Super SaveSmart - Ethically Conscious Growth VS Median | -2.02% | 0.95% | - |
Fees
| Investment Option | Flat Fee | Percentage Based Fee | Fee Based on 50k |
|---|---|---|---|
| Vanguard Super SaveSmart - Ethically Conscious Growth | - | 0.7% | $350 |
Asset Allocation
| Rank | Asset | % | |
|---|---|---|---|
| 1 | Australian Shares | 28% | |
| 2 | International Shares | 42% | |
| 3 | Fixed Interest | 30% |
Returns to August 31 2026
| Investment Option | 1 Year | 3 Year | 5 Year |
|---|---|---|---|
| Vanguard Super SaveSmart - Growth | 7.34% | 10.41% | - |
| Median | 7.7% | 9.6% | - |
| Vanguard Super SaveSmart - Growth VS Median | -0.36% | 0.81% | - |
Fees
| Investment Option | Flat Fee | Percentage Based Fee | Fee Based on 50k |
|---|---|---|---|
| Vanguard Super SaveSmart - Growth | - | 0.68% | $340 |
Asset Allocation
| Rank | Asset | % | |
|---|---|---|---|
| 1 | Australian Shares | 28% | |
| 2 | International Shares | 42% | |
| 3 | Fixed Interest | 30% |
Returns to August 31 2026
| Investment Option | 1 Year | 3 Year | 5 Year |
|---|---|---|---|
| Vanguard Super SaveSmart - Conservative | 3.86% | 6.1% | - |
| Median | 4.8% | 6.1% | - |
| Vanguard Super SaveSmart - Conservative VS Median | -0.94% | - | - |
Fees
| Investment Option | Flat Fee | Percentage Based Fee | Fee Based on 50k |
|---|---|---|---|
| Vanguard Super SaveSmart - Conservative | - | 0.68% | $340 |
Asset Allocation
| Rank | Asset | % | |
|---|---|---|---|
| 1 | Australian Shares | 12% | |
| 2 | International Shares | 18% | |
| 3 | Fixed Interest | 60% | |
| 4 | Cash | 10% |
Returns to August 31 2026
| Investment Option | 1 Year | 3 Year | 5 Year |
|---|---|---|---|
| Vanguard Super SaveSmart - Cash | 3.58% | 3.78% | - |
| Median | - | - | - |
| Vanguard Super SaveSmart - Cash VS Median | 3.58% | 3.78% | - |
Fees
| Investment Option | Flat Fee | Percentage Based Fee | Fee Based on 50k |
|---|---|---|---|
| Vanguard Super SaveSmart - Cash | - | 0.37% | $185 |
Asset Allocation
| Rank | Asset | % | |
|---|---|---|---|
| 1 | Cash | 100% |
Returns to August 31 2026
| Investment Option | 1 Year | 3 Year | 5 Year |
|---|---|---|---|
| Vanguard Super SaveSmart - International Shares (Hedged) | 18.97% | 17.53% | - |
| Median | 8.8% | 11.1% | - |
| Vanguard Super SaveSmart - International Shares (Hedged) VS Median | 10.17% | 6.43% | - |
Fees
| Investment Option | Flat Fee | Percentage Based Fee | Fee Based on 50k |
|---|---|---|---|
| Vanguard Super SaveSmart - International Shares (Hedged) | - | 0.7% | $350 |
Asset Allocation
| Rank | Asset | % | |
|---|---|---|---|
| 1 | International Shares | 100% |
Returns to August 31 2026
| Investment Option | 1 Year | 3 Year | 5 Year |
|---|---|---|---|
| Vanguard Super SaveSmart - Global Fixed Interest (Hedged) | 1.05% | 2.75% | - |
| Median | - | - | - |
| Vanguard Super SaveSmart - Global Fixed Interest (Hedged) VS Median | 1.05% | 2.75% | - |
Fees
| Investment Option | Flat Fee | Percentage Based Fee | Fee Based on 50k |
|---|---|---|---|
| Vanguard Super SaveSmart - Global Fixed Interest (Hedged) | - | 0.74% | $370 |
Asset Allocation
| Rank | Asset | % | |
|---|---|---|---|
| 1 | Fixed Interest | 100% |
Returns to August 31 2026
| Investment Option | 1 Year | 3 Year | 5 Year |
|---|---|---|---|
| Vanguard Super SaveSmart - International Shares | 9.46% | 14.85% | - |
| Median | 8.8% | 11.1% | - |
| Vanguard Super SaveSmart - International Shares VS Median | 0.66% | 3.75% | - |
Fees
| Investment Option | Flat Fee | Percentage Based Fee | Fee Based on 50k |
|---|---|---|---|
| Vanguard Super SaveSmart - International Shares | - | 0.68% | $340 |
Asset Allocation
| Rank | Asset | % | |
|---|---|---|---|
| 1 | International Shares | 100% |
Returns to August 31 2026
| Investment Option | 1 Year | 3 Year | 5 Year |
|---|---|---|---|
| Vanguard Super SaveSmart - Balanced | 5.47% | 8.2% | - |
| Median | 6.4% | 7.9% | - |
| Vanguard Super SaveSmart - Balanced VS Median | -0.93% | 0.3% | - |
Fees
| Investment Option | Flat Fee | Percentage Based Fee | Fee Based on 50k |
|---|---|---|---|
| Vanguard Super SaveSmart - Balanced | - | 0.7% | $350 |
Asset Allocation
| Rank | Asset | % | |
|---|---|---|---|
| 1 | Australian Shares | 20% | |
| 2 | International Shares | 30% | |
| 3 | Fixed Interest | 50% |
Returns to August 31 2026
| Investment Option | 1 Year | 3 Year | 5 Year |
|---|---|---|---|
| Vanguard Super SaveSmart - High Growth | 9.2% | 12.6% | - |
| Median | 8.8% | 11.1% | - |
| Vanguard Super SaveSmart - High Growth VS Median | 0.4% | 1.5% | - |
Fees
| Investment Option | Flat Fee | Percentage Based Fee | Fee Based on 50k |
|---|---|---|---|
| Vanguard Super SaveSmart - High Growth | - | 0.68% | $340 |
Asset Allocation
| Rank | Asset | % | |
|---|---|---|---|
| 1 | Australian Shares | 36% | |
| 2 | International Shares | 54% | |
| 3 | Fixed Interest | 10% |
Performance data: Lonsec. Median benchmarks: Chant West. Data is updated monthly; the reporting period is shown in the tables. Investment options are compared with the Chant West median for their risk profile.
Insurance
Whilst most members are offered default Death and Total and permanent Disablement Cover, they can also apply for Income Protection Cover.
Additional cover is available with the following limits:
Death – No maximum
TPD – $5 million or $3 million depending on age
Income protection – up to $25,000 per month or 75% of pre disability earnings.
Insurance is provided by AIA Australia Limited.
Insurance Rating
Fund details
See the Vanguard Super ABN and USI page for all the information required to contribute to this fund.
Read their PDS and TMD for further details.
FAQ's
We use investment performance data supplied by Lonsec and median benchmarks supplied by Chant West, both updated monthly.
Each investment option is assigned to a Chant West risk profile based on its proportion of growth assets. We then compare its return with the median benchmark for that risk profile over the same reporting period.
The difference shown in the table is the investment option’s return minus the median return.
Grouping options by growth asset allocation helps make comparisons more accurate, although options within the same profile can still have different investments and risks. Past performance is not a reliable indicator of future performance.
Member ratings and investment returns measure different things.
Member ratings reflect the experiences and opinions of people who submit reviews. These may relate to customer service, fees, insurance, administration or their satisfaction with investment performance.
Our performance tables compare an investment option’s reported returns with the relevant benchmark over specified periods. A fund can therefore deliver above median returns while receiving poor reviews for service or insurance or receive positive reviews despite below median returns.
Submitted reviews may not represent the experience of all members. Consider them alongside performance data, fees, insurance features and the fund’s official documents.