Telstra Super Review

Founded over 30 years ago, TelstraSuper is a super fund open to Telstra Group employees. As of September 30th 2024, they had approximately 99,400 members with $26.63 billion in assets under management.

Please Note: Any advice on this page is general in nature and does not take into account your objectives, financial situation or needs. Consider whether this is right for you. See full disclaimer.
Past performance is not a reliable indicator of future performance.

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Telstra Super Performance

Telstra Super’s MySuper Growth investment option underperformed the median over 1 year but outperformed over 5 years.
Select an investment option from the menu below to see performance Vs the relevant median.
Check out our more in depth analysis of Telstra Super Performance.
See Telstra Super vs Australian Super to see how they compare with Australia’s biggest super fund and for a comparison against all funds see compare super funds.

Fees

Fees for their MySuper Growth investment option are above the median compared to other funds’ MySuper/Balanced options listed on Review My Super.
Select an investment option from the menu below to see flat fees, percentage based fees and total fees on a balance of $50,000. 

Returns to March 31 2025

Investment Option 1 Year 3 Year 5 Year
TelstraSuper Corp Plus - Growth 5.41% 6.62% 10.68%
Median 5.8% 6.7% 10.9%
TelstraSuper Corp Plus - Growth VS Median -0.39% -0.08% -0.22%

Fees

Investment Option Flat Fee Percentage Based Fee Fee Based on 50k
TelstraSuper Corp Plus - Growth 52 1% $552

Asset Allocation

RankAsset%
1 Australian Shares 29%
2 International Shares 37%
3 Alternative 16.5%
4 Property 11%
5 Other 3.5%
6 Cash 3%

Returns to June 30 2025

Investment Option 1 Year 3 Year 5 Year
TelstraSuper Personal Plus - MySuper Balanced 9.33% 8.88% 8.71%
Median 10.5% 9.6% 8.4%
TelstraSuper Personal Plus - MySuper Balanced VS Median -1.17% -0.72% 0.31%

Fees

Investment Option Flat Fee Percentage Based Fee Fee Based on 50k
TelstraSuper Personal Plus - MySuper Balanced 52 0.99% $547

Asset Allocation

RankAsset%
1 Australian Shares 23.5%
2 International Shares 29.5%
3 Fixed Interest 11%
4 Alternative 16.5%
5 Property 11%
6 Other 3.5%
7 Cash 5%

Returns to June 30 2025

Investment Option 1 Year 3 Year 5 Year
TelstraSuper Personal Plus - Balanced 9.33% 8.88% 8.71%
Median 10.5% 9.6% 8.4%
TelstraSuper Personal Plus - Balanced VS Median -1.17% -0.72% 0.31%

Fees

Investment Option Flat Fee Percentage Based Fee Fee Based on 50k
TelstraSuper Personal Plus - Balanced 52 0.99% $547

Asset Allocation

RankAsset%
1 Australian Shares 23.5%
2 International Shares 29.5%
3 Fixed Interest 11%
4 Alternative 16.5%
5 Property 11%
6 Other 3.5%
7 Cash 5%

Returns to June 30 2025

Investment Option 1 Year 3 Year 5 Year
TelstraSuper Personal Plus - Cash 4.09% 3.63% 2.28%
Median - - -
TelstraSuper Personal Plus - Cash VS Median 4.09% 3.63% 2.28%

Fees

Investment Option Flat Fee Percentage Based Fee Fee Based on 50k
TelstraSuper Personal Plus - Cash 52 0.31% $207

Asset Allocation

RankAsset%
1 Cash 100%

Returns to June 30 2025

Investment Option 1 Year 3 Year 5 Year
TelstraSuper Personal Plus - High Growth 11.13% - -
Median 11.7% - -
TelstraSuper Personal Plus - High Growth VS Median -0.57% - -

Fees

Investment Option Flat Fee Percentage Based Fee Fee Based on 50k
TelstraSuper Personal Plus - High Growth 52 1.05% $577

Asset Allocation

RankAsset%
1 Australian Shares 30%
2 International Shares 39%
3 Alternative 18%
4 Property 7%
5 Other 5%
6 Cash 1%

Returns to June 30 2025

Investment Option 1 Year 3 Year 5 Year
TelstraSuper Personal Plus - Australian Shares 11.42% 12.6% 11.89%
Median 11.7% 11.4% 10.3%
TelstraSuper Personal Plus - Australian Shares VS Median -0.28% 1.2% 1.59%

Fees

Investment Option Flat Fee Percentage Based Fee Fee Based on 50k
TelstraSuper Personal Plus - Australian Shares 52 0.49% $297

Asset Allocation

RankAsset%
1 Australian Shares 100%

Returns to June 30 2025

Investment Option 1 Year 3 Year 5 Year
TelstraSuper Personal Plus - International Shares 15.23% 16.4% 12.52%
Median 11.7% 11.4% 10.3%
TelstraSuper Personal Plus - International Shares VS Median 3.53% 5% 2.22%

Fees

Investment Option Flat Fee Percentage Based Fee Fee Based on 50k
TelstraSuper Personal Plus - International Shares 52 0.55% $327

Asset Allocation

RankAsset%
1 International Shares 100%

Returns to June 30 2025

Investment Option 1 Year 3 Year 5 Year
TelstraSuper Personal Plus - MySuper Growth 10.37% 10.51% 10.27%
Median 11.7% 11.4% 10.3%
TelstraSuper Personal Plus - MySuper Growth VS Median -1.33% -0.89% -0.03%

Fees

Investment Option Flat Fee Percentage Based Fee Fee Based on 50k
TelstraSuper Personal Plus - MySuper Growth 52 1% $552

Asset Allocation

RankAsset%
1 Australian Shares 29%
2 International Shares 37%
3 Alternative 16.5%
4 Property 11%
5 Other 3.5%
6 Cash 3%

Returns to June 30 2025

Investment Option 1 Year 3 Year 5 Year
TelstraSuper Personal Plus - Moderate 8.22% 7.76% 6.75%
Median 8.8% 7.7% 6.6%
TelstraSuper Personal Plus - Moderate VS Median -0.58% 0.06% 0.15%

Fees

Investment Option Flat Fee Percentage Based Fee Fee Based on 50k
TelstraSuper Personal Plus - Moderate 52 0.76% $432

Asset Allocation

RankAsset%
1 Australian Shares 18%
2 International Shares 22%
3 Fixed Interest 23.5%
4 Alternative 11.5%
5 Property 11%
6 Other 3%
7 Cash 11%

Returns to June 30 2025

Investment Option 1 Year 3 Year 5 Year
TelstraSuper Personal Plus - Conservative 6.67% 5.45% 4.96%
Median 7.3% 5.9% 4.6%
TelstraSuper Personal Plus - Conservative VS Median -0.63% -0.45% 0.36%

Fees

Investment Option Flat Fee Percentage Based Fee Fee Based on 50k
TelstraSuper Personal Plus - Conservative 52 0.75% $427

Asset Allocation

RankAsset%
1 Australian Shares 9%
2 International Shares 10.5%
3 Fixed Interest 35%
4 Alternative 11.5%
5 Property 11%
6 Other 3%
7 Cash 20%

Returns to June 30 2025

Investment Option 1 Year 3 Year 5 Year
TelstraSuper Personal Plus - Diversified Bonds and Credit 6.18% 3.94% 0.64%
Median - - -
TelstraSuper Personal Plus - Diversified Bonds and Credit VS Median 6.18% 3.94% 0.64%

Fees

Investment Option Flat Fee Percentage Based Fee Fee Based on 50k
TelstraSuper Personal Plus - Diversified Bonds and Credit 52 0.54% $322

Asset Allocation

RankAsset%
1 Fixed Interest 100%

Returns to June 30 2025

Investment Option 1 Year 3 Year 5 Year
TelstraSuper Personal Plus - Growth 10.37% 10.51% 10.27%
Median 11.7% 11.4% 10.3%
TelstraSuper Personal Plus - Growth VS Median -1.33% -0.89% -0.03%

Fees

Investment Option Flat Fee Percentage Based Fee Fee Based on 50k
TelstraSuper Personal Plus - Growth 52 1% $552

Asset Allocation

RankAsset%
1 Australian Shares 29%
2 International Shares 37%
3 Alternative 16.5%
4 Property 11%
5 Other 3.5%
6 Cash 3%

Returns to June 30 2025

Investment Option 1 Year 3 Year 5 Year
TelstraSuper Personal Plus - MySuper Conservative 6.67% 5.45% 4.96%
Median 7.3% 5.9% 4.6%
TelstraSuper Personal Plus - MySuper Conservative VS Median -0.63% -0.45% 0.36%

Fees

Investment Option Flat Fee Percentage Based Fee Fee Based on 50k
TelstraSuper Personal Plus - MySuper Conservative 52 0.75% $427

Asset Allocation

RankAsset%
1 Australian Shares 9%
2 International Shares 10.5%
3 Fixed Interest 35%
4 Alternative 11.5%
5 Property 11%
6 Other 3%
7 Cash 20%

Returns to June 30 2025

Investment Option 1 Year 3 Year 5 Year
TelstraSuper Personal Plus - Property 0.88% -1.8% 4.43%
Median 10.5% 9.6% 8.4%
TelstraSuper Personal Plus - Property VS Median -9.62% -11.4% -3.97%

Fees

Investment Option Flat Fee Percentage Based Fee Fee Based on 50k
TelstraSuper Personal Plus - Property 52 1.93% $1017

Asset Allocation

RankAsset%
1 Property 100%

Returns to June 30 2025

Investment Option 1 Year 3 Year 5 Year
TelstraSuper Personal Plus - MySuper Moderate 8.22% 7.76% 6.75%
Median 8.8% 7.7% 6.6%
TelstraSuper Personal Plus - MySuper Moderate VS Median -0.58% 0.06% 0.15%

Fees

Investment Option Flat Fee Percentage Based Fee Fee Based on 50k
TelstraSuper Personal Plus - MySuper Moderate 52 0.76% $432

Asset Allocation

RankAsset%
1 Australian Shares 18%
2 International Shares 22%
3 Fixed Interest 23.5%
4 Alternative 11.5%
5 Property 11%
6 Other 3%
7 Cash 11%

Insurance

Whilst members are offered Basic Death and Basic Total and permanent Disablement Cover, they can apply for additional Insurance Cover, which can include Lump Sum Death Cover, Lump Sum Death and TPD cover and Income Protection cover.

Additional cover is available with Telstra Super’s Life Events cover with the following limits:
Death – no maximum
TPD – $5 million.
Income protection – $50,000 per month for a two year
benefit period or $30,000 for a five year benefit period.

Insurance is provided by MLC Limited. 

Fund details

See the Telstra Super ABN and USI page for all the information required to contribute to this fund.
Read their PDS and TMD for further details.

FAQ's

Telstra Super’s MySuper Growth investment option underperformed the median over 1 year but outperformed over 5 years. The fees for this option are above the median compared to other funds’ MySuper/Balanced options listed on Review My Super. Based on this evidence, you could say it hasn’t been a particularly good or bad fund.

However, there are many factors which determine whether a super fund is good or bad and it can differ depending on personal requirements. It’s best to seek advice from a qualified adviser in order to work out which is the best super fund for you.

No, it’s is a corporate fund.

Telstra Super Reviews

4.7 7 Reviews
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4 2 Reviews
Service
4 2 Reviews
Performance
3 2 Reviews
Fees
3 2 Reviews
Insurance
3.5 2 Reviews
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Anonymous
Anonymous
3 years ago
How would you rate :
     

Very happy with my Fund. Excellent personalised service when you need it. Treats you like a member rather than a number.

Anonymous
Anonymous
3 years ago
How would you rate :
     

Strong fund with good performance

Anonymous
Anonymous
3 years ago
How would you rate :
     

Great trusted fund, I always get excellent service with knowledgeable, friendly and helpful staff. Returns are strong.

Anonymous
Anonymous
3 years ago
How would you rate :
     
Service :
     
Performance :
     
Fees :
     
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Transparency :
     

TelstraSuper have looked after me very well

Anonymous
Anonymous
3 years ago
How would you rate :
     

I always had a good experience, specially with the advice service. Yes sometimes it takes them time to get back to me but 8/10 times they are efficient and provide very correct information to help me make a right decision for my self. I would recommend them to my friends and family and glad they are open to all now.

Anonymous
Anonymous
3 years ago
How would you rate :
     

They are poor for customer’s service. They are late and late to fix their mistake for one and half months which is wrong personal contribution classified.

Anonymous
Anonymous
2 years ago
How would you rate :
     

Great services and attention provided when I have queries and concern about my super fund

anon
anon
3 months ago
How would you rate :
     
Service :
     
Performance :
     
Fees :
     
Insurance :
     
Transparency :
     

The website is a bit hit and miss, daily updates to balance delayed without any reason.
Trying to amalgamate with another similar fund, first one fell over don’t know why now doing amalgamation due diligence with much larger fund.

Anonymous
Anonymous
3 years ago
How would you rate :
     

Paid financial advice is 8 weeks to arrive, does not match the request, is very poor and full of another customers assets!. When you complain about this they do not respond. Telstra Super (Executive General Manger Operations) lie to you in their correspondence. When you complain they say who cares its only a letter. They refuse to act to correct your accounts when you raise serious issue. They say the accounts are controlled by Telstra not the customer. Call center is good 50% of time, Web site is not intuitive. Fees are high. Returns are good. Aust Super is much better to deal with,

Telstra Super
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