UniSuper Performance: Returns to September 30 2021
| Investment Option | 1 Year | 3 Year | 5 Year |
|---|---|---|---|
| Conservative | 5.32% | 4.37% | 4.14% |
| Median | 7.40% | 4.60% | 4.70% |
| Conservative VS Median | -2.08% | -0.23% | -0.56% |
| Balanced | 17.26% | 9.69% | 9.57% |
| Median | 17.70% | 8.00% | 8.60% |
| Balanced VS Median | -0.44% | 1.69% | 0.97% |
| Growth | 21.65% | 10.78% | 11.21% |
| Median | 17.80% | 7.90% | 8.60% |
| Growth VS Median | 3.85% | 2.88% | 2.61% |
| High Growth | 26.15% | 12.38% | 13.06% |
| Median | 22.10% | 9.30% | 10.10% |
| High Growth VS Median | 4.05% | 3.08% | 2.96% |
UniSuper Fees
| Investment Option | Flat Fee | Percentage Based Fee | Fee Based on 50k |
|---|---|---|---|
| Conservative | 96 | 0.36% | $276 |
| Balanced | 96 | 0.45% | $321 |
| Growth | 96 | 0.57% | $381 |
| High Growth | 96 | 0.59% | $391 |
Asset Allocation
| Rank | Asset | % |
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| Rank | Asset | % |
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| Rank | Asset | % |
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Insurance Rating
0
/100
OmniLife
Fund Information
ABN: 91 385 943 850
USI: 91385943850001
Address: Level 1, 385 Bourke Street Melbourne VIC 3000
About UniSuper
Founded over 38 years ago, UniSuper is a super fund linked to the higher education and research sector.
UniSuper has over 495,000 members with $83 Billion in assets under management.
UniSuper Investment Options
UniSuper has 7 ‘Pre-Mixed’ and 9 ‘Sector’ investment options.
Pre-Mixed:
Conservative Balanced, Balanced, Sustainable Balanced, Growth, High Growth and Sustainable High Growth.
Sector:
Cash, Australian Bond, Diversified Credit Income, Listed Property, Australian Shares, International Shares, Global Environmental Opportunities, Australian Equity Income and Global Companies in Asia
UniSuper Performance
UniSuper’s Balanced Option has outperformed the median over 3 and 5 years, however it has underperformed over 1 year.
UniSuper’s Growth and High Growth investment options outperformed the median over 1, 3, and 5 years, while the Conservative option has underperformed over 1, 3 and 5 years.
UniSuper Fees
UniSuper’s fees for their Balanced option are below the median compared to other funds’ MySuper/Balanced options listed on Review My Super.
UniSuper Insurance
UniSuper offers life, TPD and Income Protection cover to their members.
Whilst members are offered default Death and Total and Permanent Disablement Cover, members can apply for additional cover, which can include Lump Sum Death Cover, Lump Sum Death and TPD cover and Salary Continuance Insurance cover.
Additional cover for Voluntary Insurance Cover is available with the following limits:
Death – no maximum
TPD – $3 million.
Income protection – up to $29,900 per month.
Insurance is provided by TAL Life Limited. You can compare the wider market and have the premiums paid via your super. Compare insurers here.
UniSuper Financial Advice
UniSuper can provide General advice at no additional cost.
UniSuper also provide scaled personal advice and comprehensive personal advice. This will be provided by a financial adviser and a Statement of Advice issued, this will most likely come at a cost.
Advice is provided by UniSuper Management Pty Limited.
A benefit of seeking advice through UniSuper is it is free for general advice and the advisers will be very familiar with UniSuper and all its options.
A downside is they will not likely recommend funds other than UniSuper, even if there are more suitable options.
To speak with an advisor that can consider all available funds and insurers in the market, please fill out the ‘Speak To An Advisor’ form on this page.
Frequently Asked Questions
Yes, UniSuper is an APRA fund.
No, UniSuper is regulated by APRA
Unisuper is not designated by Industry Super Australia as an Industry fund. However, they are a not for profit fund catering to a specific industry.
UniSuper is a not-for-profit fund with an industry membership base
Yes, anyone can join UniSuper
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