Hostplus Review

Hostplus was founded in 1988 by the Australian Hotels Association and the United Workers Union.
As of September 30th 2024 they had approximately 2.15 million members and $118.83 billion in assets under management.

Please Note: Any advice on this page is general in nature and does not take into account your objectives, financial situation or needs. Consider whether this is right for you. See full disclaimer.

Past performance is not a reliable indicator of future performance.

Hostplus Review

Hostplus Performance

Performance across their other main investment options generally compares favorably to the median performance of their risk categories.  
Select an investment option from the menu below to see performance Vs the relevant median.
Check out our more in depth analysis of Hostplus Performance
See Hostplus vs AustralianSuper to see how Hostplus compares with Australia’s biggest super fund and for a comparison against all funds see compare super funds.

Hostplus Fees

Fees for Hostplus’ MySuper – Balanced investment option is above the median of investment options of the same risk category whereas the index balanced is well below.
Select an investment option from the menu below to see flat fees, percentage based fees and total fees on a balance of $50,000. 

Returns to December 31 2025

Investment Option 1 Year 3 Year 5 Year
Hostplus - Australian Shares 10.44% 10.92% 10.02%
Median 10.4% 12.1% 9.1%
Hostplus - Australian Shares VS Median 0.04% -1.18% 0.92%

Fees

Investment Option Flat Fee Percentage Based Fee Fee Based on 50k
Hostplus - Australian Shares 119.16 0.52% $379.16

Asset Allocation

RankAsset%
1 Australian Shares 100%

Returns to December 31 2025

Investment Option 1 Year 3 Year 5 Year
Hostplus - Cash 3.96% 4.07% 2.71%
Median - - -
Hostplus - Cash VS Median 3.96% 4.07% 2.71%

Fees

Investment Option Flat Fee Percentage Based Fee Fee Based on 50k
Hostplus - Cash 119.16 0.01% $124.16

Asset Allocation

RankAsset%
1 Cash 100%

Returns to December 31 2025

Investment Option 1 Year 3 Year 5 Year
Hostplus - International Shares 16.36% 17.8% 9.54%
Median 10.4% 12.1% 9.1%
Hostplus - International Shares VS Median 5.96% 5.7% 0.44%

Fees

Investment Option Flat Fee Percentage Based Fee Fee Based on 50k
Hostplus - International Shares 119.16 0.46% $349.16

Asset Allocation

RankAsset%
1 International Shares 100%

Returns to December 31 2025

Investment Option 1 Year 3 Year 5 Year
Hostplus - Socially Responsible Investment - High Growth 11.8% - -
Median 10.4% - -
Hostplus - Socially Responsible Investment - High Growth VS Median 1.4% - -

Fees

Investment Option Flat Fee Percentage Based Fee Fee Based on 50k
Hostplus - Socially Responsible Investment - High Growth 119.16 0.73% $484.16

Asset Allocation

RankAsset%
1 Australian Shares 42%
2 International Shares 46%
3 Alternative 12%

Returns to December 31 2025

Investment Option 1 Year 3 Year 5 Year
Hostplus - Indexed Defensive 5.65% - -
Median - - -
Hostplus - Indexed Defensive VS Median 5.65% - -

Fees

Investment Option Flat Fee Percentage Based Fee Fee Based on 50k
Hostplus - Indexed Defensive 119.16 0.07% $154.16

Asset Allocation

RankAsset%
1 Australian Shares 8%
2 International Shares 11%
3 Fixed Interest 36%
4 Cash 45%

Returns to December 31 2025

Investment Option 1 Year 3 Year 5 Year
Hostplus - Indexed High Growth 11.94% - -
Median 10.4% - -
Hostplus - Indexed High Growth VS Median 1.54% - -

Fees

Investment Option Flat Fee Percentage Based Fee Fee Based on 50k
Hostplus - Indexed High Growth 119.16 0.04% $139.16

Asset Allocation

RankAsset%
1 Australian Shares 44%
2 International Shares 56%

Returns to December 31 2025

Investment Option 1 Year 3 Year 5 Year
Hostplus - Socially Responsible Investment - Defensive 5.05% - -
Median - - -
Hostplus - Socially Responsible Investment - Defensive VS Median 5.05% - -

Fees

Investment Option Flat Fee Percentage Based Fee Fee Based on 50k
Hostplus - Socially Responsible Investment - Defensive 119.16 0.12% $179.16

Asset Allocation

RankAsset%
1 Australian Shares 7%
2 International Shares 7%
3 Fixed Interest 35%
4 Alternative 7%
5 Property 2%
6 Cash 42%

Returns to December 31 2025

Investment Option 1 Year 3 Year 5 Year
Hostplus - Indexed Balanced 10.4% 12.58% 8.88%
Median 9.3% 10.3% 7.7%
Hostplus - Indexed Balanced VS Median 1.1% 2.28% 1.18%

Fees

Investment Option Flat Fee Percentage Based Fee Fee Based on 50k
Hostplus - Indexed Balanced 119.16 0.04% $139.16

Asset Allocation

RankAsset%
1 Australian Shares 32%
2 International Shares 43%
3 Fixed Interest 20%
4 Cash 5%

Returns to December 31 2025

Investment Option 1 Year 3 Year 5 Year
Hostplus - High Growth 12.68% - -
Median 10.4% - -
Hostplus - High Growth VS Median 2.28% - -

Fees

Investment Option Flat Fee Percentage Based Fee Fee Based on 50k
Hostplus - High Growth 119.16 0.73% $484.16

Asset Allocation

RankAsset%
1 Australian Shares 37%
2 International Shares 51%
3 Alternative 12%

Returns to December 31 2025

Investment Option 1 Year 3 Year 5 Year
Hostplus - Defensive 5.54% - -
Median - - -
Hostplus - Defensive VS Median 5.54% - -

Fees

Investment Option Flat Fee Percentage Based Fee Fee Based on 50k
Hostplus - Defensive 119.16 0.31% $274.16

Asset Allocation

RankAsset%
1 Australian Shares 5%
2 International Shares 8%
3 Fixed Interest 34%
4 Alternative 7%
5 Property 2%
6 Other 1%
7 Cash 43%

Returns to December 31 2025

Investment Option 1 Year 3 Year 5 Year
Hostplus - Socially Responsible Investment - Balanced 10.12% 8.83% 8.52%
Median 9.3% 10.3% 7.7%
Hostplus - Socially Responsible Investment - Balanced VS Median 0.82% -1.47% 0.82%

Fees

Investment Option Flat Fee Percentage Based Fee Fee Based on 50k
Hostplus - Socially Responsible Investment - Balanced 119.16 0.78% $509.16

Asset Allocation

RankAsset%
1 Australian Shares 25%
2 International Shares 28%
3 Fixed Interest 10%
4 Alternative 24%
5 Property 8%
6 Cash 5%

Returns to December 31 2025

Investment Option 1 Year 3 Year 5 Year
Hostplus MySuper - Balanced 10.51% 9.75% 8.95%
Median 9.3% 10.3% 7.7%
Hostplus MySuper - Balanced VS Median 1.21% -0.55% 1.25%

Fees

Investment Option Flat Fee Percentage Based Fee Fee Based on 50k
Hostplus MySuper - Balanced 119.16 1.07% $654.16

Asset Allocation

RankAsset%
1 Australian Shares 21%
2 International Shares 29%
3 Fixed Interest 5%
4 Alternative 25%
5 Property 9%
6 Other 7%
7 Cash 4%

Returns to December 31 2025

Investment Option 1 Year 3 Year 5 Year
Hostplus - Australian Shares - Indexed 10.25% 11.1% -
Median 10.4% 12.1% -
Hostplus - Australian Shares - Indexed VS Median -0.15% -1% -

Fees

Investment Option Flat Fee Percentage Based Fee Fee Based on 50k
Hostplus - Australian Shares - Indexed 119.16 0.02% $129.16

Asset Allocation

RankAsset%
1 Australian Shares 100%

Returns to December 31 2025

Investment Option 1 Year 3 Year 5 Year
Hostplus - International Shares - Indexed 11.31% 20.12% 14.26%
Median 10.4% 12.1% 9.1%
Hostplus - International Shares - Indexed VS Median 0.91% 8.02% 5.16%

Fees

Investment Option Flat Fee Percentage Based Fee Fee Based on 50k
Hostplus - International Shares - Indexed 119.16 0.07% $154.16

Asset Allocation

RankAsset%
1 International Shares 100%

Returns to December 31 2025

Investment Option 1 Year 3 Year 5 Year
Hostplus - Balanced 10.51% 9.75% 8.95%
Median 9.3% 10.3% 7.7%
Hostplus - Balanced VS Median 1.21% -0.55% 1.25%

Fees

Investment Option Flat Fee Percentage Based Fee Fee Based on 50k
Hostplus - Balanced 119.16 1.07% $654.16

Asset Allocation

RankAsset%
1 Australian Shares 21%
2 International Shares 29%
3 Fixed Interest 5%
4 Alternative 25%
5 Property 9%
6 Other 7%
7 Cash 4%

Returns to December 31 2025

Investment Option 1 Year 3 Year 5 Year
Hostplus - Growth 11.89% 12.01% 9.41%
Median 10.4% 12.1% 9.1%
Hostplus - Growth VS Median 1.49% -0.09% 0.31%

Fees

Investment Option Flat Fee Percentage Based Fee Fee Based on 50k
Hostplus - Growth 119.16 0.91% $574.16

Asset Allocation

RankAsset%
1 Australian Shares 30%
2 International Shares 41%
3 Alternative 19%
4 Property 5%
5 Other 5%

Returns to December 31 2025

Investment Option 1 Year 3 Year 5 Year
Hostplus - Indexed Growth 11.45% - -
Median 10.4% - -
Hostplus - Indexed Growth VS Median 1.05% - -

Fees

Investment Option Flat Fee Percentage Based Fee Fee Based on 50k
Hostplus - Indexed Growth 119.16 0.02% $129.16

Asset Allocation

RankAsset%
1 Australian Shares 37%
2 International Shares 53%
3 Fixed Interest 10%

Returns to December 31 2025

Investment Option 1 Year 3 Year 5 Year
Hostplus - Indexed Conservative 8.65% - -
Median 7.8% - -
Hostplus - Indexed Conservative VS Median 0.85% - -

Fees

Investment Option Flat Fee Percentage Based Fee Fee Based on 50k
Hostplus - Indexed Conservative 119.16 0.05% $144.16

Asset Allocation

RankAsset%
1 Australian Shares 23%
2 International Shares 32%
3 Fixed Interest 30%
4 Cash 15%

Returns to December 31 2025

Investment Option 1 Year 3 Year 5 Year
Hostplus - Conservative 9.18% 8.59% 6.58%
Median 7.8% 8.3% 6.1%
Hostplus - Conservative VS Median 1.38% 0.29% 0.48%

Fees

Investment Option Flat Fee Percentage Based Fee Fee Based on 50k
Hostplus - Conservative 119.16 0.88% $559.16

Asset Allocation

RankAsset%
1 Australian Shares 16%
2 International Shares 22%
3 Fixed Interest 18%
4 Alternative 21%
5 Property 8%
6 Other 7%
7 Cash 8%

Returns to December 31 2025

Investment Option 1 Year 3 Year 5 Year
Hostplus - Stable 7.1% 6.45% 4.89%
Median 6.2% 6.5% 4.3%
Hostplus - Stable VS Median 0.9% -0.05% 0.59%

Fees

Investment Option Flat Fee Percentage Based Fee Fee Based on 50k
Hostplus - Stable 119.16 0.79% $514.16

Asset Allocation

RankAsset%
1 Australian Shares 8%
2 International Shares 12%
3 Fixed Interest 30%
4 Alternative 19%
5 Property 8%
6 Other 7%
7 Cash 16%

Returns to December 31 2025

Investment Option 1 Year 3 Year 5 Year
Hostplus - Bonds - Indexed 3.17% 3.42% -
Median - - -
Hostplus - Bonds - Indexed VS Median 3.17% 3.42% -

Fees

Investment Option Flat Fee Percentage Based Fee Fee Based on 50k
Hostplus - Bonds - Indexed 119.16 0.07% $154.16

Asset Allocation

RankAsset%
1 Fixed Interest 100%

Returns to December 31 2025

Investment Option 1 Year 3 Year 5 Year
Hostplus - Indexed Stable 7.08% - -
Median 6.2% - -
Hostplus - Indexed Stable VS Median 0.88% - -

Fees

Investment Option Flat Fee Percentage Based Fee Fee Based on 50k
Hostplus - Indexed Stable 119.16 0.06% $149.16

Asset Allocation

RankAsset%
1 Australian Shares 15%
2 International Shares 22%
3 Fixed Interest 40%
4 Cash 23%

Returns to December 31 2025

Investment Option 1 Year 3 Year 5 Year
Hostplus - Bonds 4.04% 3.79% 0.16%
Median - - -
Hostplus - Bonds VS Median 4.04% 3.79% 0.16%

Fees

Investment Option Flat Fee Percentage Based Fee Fee Based on 50k
Hostplus - Bonds 119.16 0.23% $234.16

Asset Allocation

RankAsset%
1 Fixed Interest 100%

Insurance

Members are offered Death, TPD and Income protection.
A certain amount of death and TPD is provided as default, depending on your age.
Default cover is unitised, where you pay a set price for each unit of cover you hold. The benefit value of each unit changes as you get older. However, you can also apply for fixed cover, where the cover is fixed and the premium changes as you get older. There is a limit of $5 million for TPD cover and no limit on death cover.
Income protection must be applied for.
Insurance is provided by MetLife Insurance Limited.

Insurance Rating

OmniLife
0 /100

Insurance rating by Omnilife.
Please note: This is the overall rating before individual circumstances are taken into account. Individual circumstances will vary the rating significantly.

Fund details

See the Hostplus ABN and USI page for all the information required to contribute to this fund.
Read their PDS and TMD for further details.

FAQ's

Hostplus has had generally favourable performance vs the median option across it’s main investment options. Fees for these options are mixed compared to options of the same risk category listed on Review My Super.
Hostplus may be a good option depending on the individuals risk profile and other individual preferences.
However, there are many factors which determine whether a super fund is good or bad and it can differ depending on personal requirements. It’s best to seek advice from a qualified adviser in order to work out which is the best super fund for you.

Yes, it’s an industry super fund predominantly for the hospitality industry. However, membership is open to anyone.

Hostplus Reviews

HOSTPLUS Reviews: 1.3 out of 5 stars from 28 customer reviews on Australia’s best superannuation review site Review My Super.

See more Super Fund Reviews to compare ratings and reviews across funds.

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