HOSTPLUS vs AustralianSuper – These are two popular super funds in Australia – but do you know how they differ, or which could be the better fit for you? To make it easy, we’ve compared the key features of both funds side by side. 

AustralianSuper is the largest superannuation fund in Australia, and is a not-for-profit fund with an industry membership base. Membership is open to anyone within Australia.

Founded in 1988 by the Australian Hotels Association and the United Workers Union, Hostplus is an Industry super fund with membership open to anyone within Australia.

HOSTPLUS vs AustralianSuper: How do fees compare?

When comparing AustralianSuper and HOSTPLUS, AustralianSuper has lower annual percentage based fees, with a 0.67% investment based fee, compared to HOSTPLUS’s percentage based fees of 0.99%. AustralianSuper has a higher flat fee of $137.80, while Australian Retirement Trust has a flat fee of $108.64.

HOSTPLUS vs AustralianSuper: How does performance compare?

AustralianSuper HOSTPLUS
Type of fund Industry super fund not linked to any specific industry. Industry Super fund linked to the hospitality industry.
Members 2.3 million 1.3 million
Default Fees (Based on 50K) $472.80 $603.64
Asset Allocation (MySuper option) AustralianSuper Balanced:
International Shares - 31%
Australian Shares - 21%
Alternative - 19.5%
HOSTPLUS Balanced:
Alternatives - 32%
Australian Shares - 21%
International Shares - 21%
Performance (MySuper option)* AustralianSuper Balanced:
1 Year: 9.80%
3 Year: 9.08%
5 Year: 9.14%
HOSTPLUS Balanced:
1 Year: 13.07%
3 Year: 9.37%
5 Year: 9.37%
Product Disclosure Statement AustralianSuper Product Disclosure Statement HOSTPLUS Product Disclosure Statement

*Performance as at 28 February 2022.

How does AustralianSuper and HOSTPLUS insurance compare?

Insurance is also an important factor to consider when looking at superannuation options, as some funds may also provide insurance cover – such as life cover and TPD insurance. Insurance fees will affect super balance, so ensuring you’re happy with the deal you have is vital. Based on ratings from Omnilife, AustralianSuper and HOSTPLUS both received an insurance rating of 66/100 for their insurance options. 

Interested in seeing how AustralianSuper and HOSTPLUS compared to other popular Australian funds? Review My Super provides valuable insights on the best and worst performing super funds, so that you can make informed decisions on where you invest your money.

Review My Super can review every Super Fund in Australia and can help you understand what YOUR money is doing for YOU!

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