LUCRF Super Review

Founded in 1978, LUCRF Super was an Industry super fund not linked to a specific industry. In 2022 it merged into AustralianSuper. At the time over the merger it had approximately 126,000 members with $6.5 Billion in assets under management.

Please Note: Any advice on this page is general in nature and does not take into account your objectives, financial situation or needs. Consider whether this is right for you. See full disclaimer.

LUCRF Super Logo

LUCRF Super Performance

LUCRF merged into AustralianSuper in 2022, so we’ve included the AustralianSuper performance, fees and asset allocation figures below.
AustralianSuper’s Balanced option has under performed over 1 and 3 years but outperformed over 5 years.
Select an investment option from the menu below to see performance Vs the relevant median.
Check out our more in depth analysis of LUCRF Super Performance.

Past performance is not a reliable indicator of future performance.

LUCRF Super Fees

Fees for the Balanced investment option are below the median compared to other funds’ MySuper/Balanced options listed on Review My Super.
Select an investment option from the menu below to see flat fees, percentage based fees and total fees on a balance of $50,000. 

Returns to December 31 2025

Investment Option 1 Year 3 Year 5 Year
AustralianSuper - Stable 6.32% 5.77% 3.89%
Median 6.2% 6.5% 4.3%
AustralianSuper - Stable VS Median 0.12% -0.73% -0.41%

Fees

Investment Option Flat Fee Percentage Based Fee Fee Based on 50k
AustralianSuper - Stable 52 0.54% $322

Asset Allocation

RankAsset%
1 Australian Shares 10%
2 International Shares 14.5%
3 Fixed Interest 38.25%
4 Alternative 8.76%
5 Property 5.26%
6 Other 6.26%
7 Cash 17%

Returns to December 31 2025

Investment Option 1 Year 3 Year 5 Year
AustralianSuper - Indexed Diversified 9.48% 11.85% 8.34%
Median 9.3% 10.3% 7.7%
AustralianSuper - Indexed Diversified VS Median 0.18% 1.55% 0.64%

Fees

Investment Option Flat Fee Percentage Based Fee Fee Based on 50k
AustralianSuper - Indexed Diversified 52 0.17% $137

Asset Allocation

RankAsset%
1 Australian Shares 31.5%
2 International Shares 38.5%
3 Fixed Interest 25%
4 Cash 5%

Returns to December 31 2025

Investment Option 1 Year 3 Year 5 Year
AustralianSuper - Conservative Balanced 7.71% 7.68% 5.58%
Median 7.8% 8.3% 6.1%
AustralianSuper - Conservative Balanced VS Median -0.09% -0.62% -0.52%

Fees

Investment Option Flat Fee Percentage Based Fee Fee Based on 50k
AustralianSuper - Conservative Balanced 52 0.63% $367

Asset Allocation

RankAsset%
1 Australian Shares 17.87%
2 International Shares 23.88%
3 Fixed Interest 25.75%
4 Alternative 10.51%
5 Property 6%
6 Other 7.26%
7 Cash 8.75%

Returns to December 31 2025

Investment Option 1 Year 3 Year 5 Year
AustralianSuper - Cash 3.92% 3.89% 2.59%
Median - - -
AustralianSuper - Cash VS Median 3.92% 3.89% 2.59%

Fees

Investment Option Flat Fee Percentage Based Fee Fee Based on 50k
AustralianSuper - Cash 52 0.15% $127

Asset Allocation

RankAsset%
1 Cash 100%

Returns to December 31 2025

Investment Option 1 Year 3 Year 5 Year
AustralianSuper - High Growth 10.03% 11.17% 8.73%
Median 10.4% 12.1% 9.1%
AustralianSuper - High Growth VS Median -0.37% -0.93% -0.37%

Fees

Investment Option Flat Fee Percentage Based Fee Fee Based on 50k
AustralianSuper - High Growth 52 0.63% $367

Asset Allocation

RankAsset%
1 Australian Shares 31.65%
2 International Shares 39.35%
3 Fixed Interest 3.75%
4 Alternative 14%
5 Property 5.64%
6 Other 2.62%
7 Cash 3%

Returns to December 31 2025

Investment Option 1 Year 3 Year 5 Year
AustralianSuper - Diversified Fixed Interest 4.06% 3.03% 0.77%
Median - - -
AustralianSuper - Diversified Fixed Interest VS Median 4.06% 3.03% 0.77%

Fees

Investment Option Flat Fee Percentage Based Fee Fee Based on 50k
AustralianSuper - Diversified Fixed Interest 52 0.43% $267

Asset Allocation

RankAsset%
1 Fixed Interest 98.5%
2 Cash 1.5%

Returns to December 31 2025

Investment Option 1 Year 3 Year 5 Year
AustralianSuper - International Shares 11.8% 17.99% 10.99%
Median 10.4% 12.1% 9.1%
AustralianSuper - International Shares VS Median 1.4% 5.89% 1.89%

Fees

Investment Option Flat Fee Percentage Based Fee Fee Based on 50k
AustralianSuper - International Shares 52 0.46% $282

Asset Allocation

RankAsset%
1 International Shares 99.5%
2 Cash 0.5%

Returns to December 31 2025

Investment Option 1 Year 3 Year 5 Year
AustralianSuper - MySuper Balanced 8.69% 9.38% 7.47%
Median 9.3% 10.3% 7.7%
AustralianSuper - MySuper Balanced VS Median -0.61% -0.92% -0.23%

Fees

Investment Option Flat Fee Percentage Based Fee Fee Based on 50k
AustralianSuper - MySuper Balanced 52 0.67% $387

Asset Allocation

RankAsset%
1 Australian Shares 24.6%
2 International Shares 30.65%
3 Fixed Interest 14.75%
4 Alternative 14.25%
5 Property 6.5%
6 Other 4.76%
7 Cash 4.5%

Returns to December 31 2025

Investment Option 1 Year 3 Year 5 Year
AustralianSuper - Balanced 8.69% 9.38% 7.47%
Median 9.3% 10.3% 7.7%
AustralianSuper - Balanced VS Median -0.61% -0.92% -0.23%

Fees

Investment Option Flat Fee Percentage Based Fee Fee Based on 50k
AustralianSuper - Balanced 52 0.67% $387

Asset Allocation

RankAsset%
1 Australian Shares 24.6%
2 International Shares 30.65%
3 Fixed Interest 14.75%
4 Alternative 14.25%
5 Property 6.5%
6 Other 4.76%
7 Cash 4.5%

Returns to December 31 2025

Investment Option 1 Year 3 Year 5 Year
AustralianSuper - Socially Aware 8.71% 9.43% 7.1%
Median 9.3% 10.3% 7.7%
AustralianSuper - Socially Aware VS Median -0.59% -0.87% -0.6%

Fees

Investment Option Flat Fee Percentage Based Fee Fee Based on 50k
AustralianSuper - Socially Aware 52 0.7% $402

Asset Allocation

RankAsset%
1 Australian Shares 31.5%
2 International Shares 38.5%
3 Fixed Interest 25%
4 Cash 5%

Returns to December 31 2025

Investment Option 1 Year 3 Year 5 Year
AustralianSuper - Australian Shares 11.17% 11.91% 11.5%
Median 10.4% 12.1% 9.1%
AustralianSuper - Australian Shares VS Median 0.77% -0.19% 2.4%

Fees

Investment Option Flat Fee Percentage Based Fee Fee Based on 50k
AustralianSuper - Australian Shares 52 0.26% $182

Asset Allocation

RankAsset%
1 Australian Shares 99.5%
2 Cash 0.5%

LUCRF Super Insurance

As a part of AustralianSuper members have the option of the following types of cover:
Death – The default cover is aged based. You’re able to apply for a different amount to the default cover. There is no limit on the amount of cover you can have.
TPD – The default cover is aged based. You’re able to apply for a different amount to the default cover. The maximum amount of cover you can have is $3 million.
Income protection – The default waiting period is 60 days and the benefit period is 2 years. The cover amount and cost varies depending on your age.
You can change the waiting period, benefit period and cover amount. The maximum amount of cover is the lesser of $30,000 per month or 85% of your salary.
Insurance is provided by TAL Life Limited.

Fund details

Fund Information

ABN: 26 382 680 883

USI: LUC0001AU

Address: PO Box 211 North Melbourne VIC 3051

Read their PDS and TMD for further details.

FAQ's

LUCRF stands for, Labour Union Co-Operative Retirement Fund.

Yes, it was an industry fund. It is now part of AustralianSuper also an industry fund.

LUCRF Super Reviews

5 stars from 1 customer reviews on Australia’s best superannuation review site Review My Super.
See more Super Fund Reviews to compare ratings and reviews across funds.

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