Australian Retirement Trust vs AustralianSuper
ART vs AustralianSuper – These are two well known super funds – but do you know how they differ, or which could be the better fit for you? To make it easy, we’ve compared the key features of both funds side by side.
Please Note: Any advice on this page is general in nature and does not take into account your objectives, financial situation or needs. Consider whether this is right for you. See full disclaimer.
Past Performance is not a reliable indicator of future performance. You should view their Product Disclosure Statement and Target Market Determination before making any investment decisions.
AustralianSuper is the largest superannuation fund in Australia, and is a not-for-profit fund with an industry membership base. Membership is open to anyone within Australia.
ART is an Not for profit non industry super fund and is linked to no particular industry. It is a fund with Open membership.
ART vs AustralianSuper: How do fees compare?
When comparing AustralianSuper and ART, AustralianSuper has annual percentage based fees, with a 0.67% investment based fee, compared to ART’s percentage based fees of 0.8%. AustralianSuper has a flat fee of 52, while ART has a flat fee of 62.4.
ART vs AustralianSuper: How does performance compare?
| AustralianSuper | ART | |
| Type of fund | Industry super fund not linked to any specific industry. | Not for profit non industry fund linked to no particular industry. |
| Members | 3,732,070 | 2,472,520 |
| Default Fees (Based on 50K) | $387 | $462.4 |
| Asset Allocation (MySuper option) | AustralianSuper Balanced: International Shares - 30.65% Australian Shares - 24.6% Alternative - 14.25% |
Australian Retirement Trust - Super Savings - Balanced : International Shares - 27.25% Australian Shares - 25.5% Alternative - 22% |
| Performance (MySuper option)* | AustralianSuper Balanced: 1 Year: 8.69% 3 Year: 9.38% 5 Year: 7.47% |
Australian Retirement Trust - Super Savings - Balanced : 1 Year: 9.55% 3 Year: 10.55% 5 Year: 8.93% |
| Product Disclosure Statement | AustralianSuper Product Disclosure Statement | ART Product Disclosure Statement |
For a more comprehensive breakdown of perfomance see our AustralianSuper Performance and ART Performance pages.
*Performance as at 31-12-2025.
How does AustralianSuper and ART insurance compare?
Insurance is also an important factor to consider when looking at superannuation options, as some funds may also provide insurance cover – such as life cover and TPD insurance. Insurance fees will affect super balance, so ensuring you’re happy with the deal you have is vital. Based on ratings from Omnilife, AustralianSuper received an insurance rating of 68, whilst ART received a 67 for its insurance options.
Interested in seeing how AustralianSuper and ART compared to other popular Australian funds? Compare super funds and have a look at the best performing super funds to see how they stack up. Check out our guide on changing super funds so that you’re aware of everything involved when making a change.
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