ART vs UniSuper – These are two well known super funds – but do you know how they differ, or which could be the better fit for you? To make it easy, we’ve compared the key features of both funds side by side.
Please Note: Any advice on this page is general in nature and does not take into account your objectives, financial situation or needs. Consider whether this is right for you. See full disclaimer.
Past Performance is not a reliable indicator of future performance. You should view their Product Disclosure Statement and Target Market Determination before making any investment decisions.
UniSuper is an Industry super fund and is linked to Australia's higher education and research industries. It is a fund with Open membership.
ART is a Not for profit non industry super fund and is linked to no particular industry. It is a fund with Open membership.
ART vs UniSuper: How do fees compare?
When comparing ART and UniSuper, ART has annual percentage based fees, with a 0.8% investment based fee, compared to UniSuper’s percentage based fees of 0.51% ART has a flat fee of 62.4, while UniSuper has a flat fee of 96.
ART vs UniSuper: How does performance compare?
| ART | UniSuper | |
| Type of fund | Not for profit non industry fund linked to no particular industry. | Industry fund linked to Australia's higher education and research industries. |
| Members | 2,472,520 | 714,020 |
| Default Fees (Based on 50K) | $462.4 | $351 |
| Asset Allocation (MySuper option) | Australian Retirement Trust - Super Savings - Balanced: International Shares - 27.25% Australian Shares - 25.5% Alternative - 22% |
UniSuper Accum - MySuper Balanced : International Shares - 35% Australian Shares - 27% Alternative - 11% |
| Performance (MySuper option)* | Australian Retirement Trust - Super Savings - Balanced: 1 Year: 9.55% 3 Year: 10.55% 5 Year: 8.93% |
UniSuper Accum - MySuper Balanced : 1 Year: 9.31% 3 Year: 10.45% 5 Year: 7.48% |
| Product Disclosure Statement | ART Product Disclosure Statement | UniSuper Product Disclosure Statement |
For a more comprehensive breakdown of perfomance see our ART Performance and UniSuper Performance pages.
*Performance as at 31-12-2025.
How does ART and UniSuper insurance compare?
Insurance is also an important factor to consider when looking at superannuation options, as some funds may also provide insurance cover – such as life cover and TPD insurance. Insurance fees will affect super balance, so ensuring you’re happy with the deal you have is vital. Based on ratings from Omnilife, ART received an insurance rating of 67, whilst UniSuper received a 65 for its insurance options.
Interested in seeing how ART and UniSuper compared to other popular Australian funds? Compare super funds and have a look at the best performing super funds to see how they stack up. Check out our guide on changing super funds so that you’re aware of everything involved when making a change.
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