Rest Super vs Hostplus

Rest Super vs Hostplus – These are two well known super funds – but do you know how they differ, or which could be the better fit for you? To make it easy, we’ve compared the key features of both funds side by side.

Please Note: Any advice on this page is general in nature and does not take into account your objectives, financial situation or needs. Consider whether this is right for you. See full disclaimer.
Past Performance is not a reliable indicator of future performance. You should view their Product Disclosure Statement and Target Market Determination before making any investment decisions.

Hostplus is an Industry super fund and is linked to Hospitality industry. It is a fund with Open membership.

Rest Super is an Industry super fund and is linked to the retail industry. It is a fund with Open membership.

Rest Super vs Hostplus: How do fees compare?

When comparing Rest Super and Hostplus, Rest Super has annual percentage based fees, with a 0.82% investment based fee, compared to Hostplus’s percentage based fees of 1.07% Rest Super has a flat fee of 78, while Hostplus has a flat fee of 119.16.

Rest Super vs Hostplus: How does performance compare?

Rest Super Hostplus
Type of fund Industry fund linked to the retail industry. Industry fund linked to Hospitality industry.
Members 2,106,250 1,906,940
Default Fees (Based on 50K) $488 $654.16
Asset Allocation (MySuper option) Rest MySuper - Growth:
International Shares - 35.5%
Australian Shares - 23.5%
Alternative - 12.5%
Hostplus MySuper - Balanced :
International Shares - 29%
Australian Shares - 21%
Alternative - 25%
Performance (MySuper option)* Rest MySuper - Growth:
1 Year: 9.22%
3 Year: 9.99%
5 Year: 7.7%
Hostplus MySuper - Balanced :
1 Year: 10.51%
3 Year: 9.75%
5 Year: 8.95%
Product Disclosure Statement Rest Super Product Disclosure Statement Hostplus Product Disclosure Statement
For a more comprehensive breakdown of perfomance see our Rest Super Performance and Hostplus Performance pages.

*Performance as at 31-12-2025.

How does Rest Super and Hostplus insurance compare?

Insurance is also an important factor to consider when looking at superannuation options, as some funds may also provide insurance cover – such as life cover and TPD insurance. Insurance fees will affect super balance, so ensuring you’re happy with the deal you have is vital. Based on ratings from Omnilife, Rest Super received an insurance rating of 68, whilst Hostplus received a 69 for its insurance options.

Interested in seeing how Rest Super and Hostplus compared to other popular Australian funds? Compare super funds and have a look at the best performing super funds to see how they stack up. Check out our guide on changing super funds so that you’re aware of everything involved when making a change.

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