Virgin Money Super vs AustralianSuper
Virgin Money Super vs AustralianSuper – These are two well known super funds – but do you know how they differ, or which could be the better fit for you? To make it easy, we’ve compared the key features of both funds side by side.
Please Note: Any advice on this page is general in nature and does not take into account your objectives, financial situation or needs. Consider whether this is right for you. See full disclaimer.
Past Performance is not a reliable indicator of future performance. You should view their Product Disclosure Statement and Target Market Determination before making any investment decisions.
AustralianSuper is the largest superannuation fund in Australia, and is a not-for-profit fund with an industry membership base. Membership is open to anyone within Australia.
Virgin Money Super is an retail super fund and is linked to no particular industry. It is a fund with Open membership.
Virgin Money Super vs AustralianSuper: How do fees compare?
When comparing AustralianSuper and Virgin Money Super, AustralianSuper has annual percentage based fees, with a 0.67% investment based fee, compared to Virgin Money Super’s percentage based fees of 0.6%. AustralianSuper has a flat fee of 52, while Virgin Money Super has a flat fee of 58.
Virgin Money Super vs AustralianSuper: How does performance compare?
| AustralianSuper | Virgin Money Super | |
| Type of fund | Industry super fund not linked to any specific industry. | retail fund linked to no particular industry. |
| Members | 3,496,160 | 110,030 |
| Default Fees (Based on 50K) | $387 | $358 |
| Asset Allocation (MySuper option) | AustralianSuper Balanced: International Shares - 30.65% Australian Shares - 23.85% Alternative - 14% |
Virgin Money Super - LifeStage Tracker Born 1964 - 1968 : International Shares - 36.5% Australian Shares - 29.5% Alternative - 2.5% |
| Performance (MySuper option)* | AustralianSuper Balanced: 1 Year: 9.52% 3 Year: 8.72% 5 Year: 8.53% |
Virgin Money Super - LifeStage Tracker Born 1964 - 1968 : 1 Year: 12.16% 3 Year: 11.68% 5 Year: 9.29% |
| Product Disclosure Statement | AustralianSuper Product Disclosure Statement | Virgin Money Super Product Disclosure Statement |
For a more comprehensive breakdown of perfomance see our AustralianSuper Performance and Virgin Money Super Performance pages.
*Performance as at 30-06-2025.
How does AustralianSuper and Virgin Money Super insurance compare?
Insurance is also an important factor to consider when looking at superannuation options, as some funds may also provide insurance cover – such as life cover and TPD insurance. Insurance fees will affect super balance, so ensuring you’re happy with the deal you have is vital. Based on ratings from Omnilife, AustralianSuper received an insurance rating of 68, whilst Virgin Money Super received a 67 for its insurance options.
Interested in seeing how AustralianSuper and Virgin Money Super compared to other popular Australian funds? Compare super funds and have a look at the best performing super funds to see how they stack up. Check out our guide on changing super funds so that you’re aware of everything involved when making a change.
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