Best Super Funds in 2025

With the new year well underway, searching for the best super funds in 2025 and selecting one based on your needs is one way to improve your financial future. With performance data updated to the end of 2024, we’ve analysed the best performing super fund investment options across the different risk categories and time frames. Below we’ve highlighted six standout super funds, referencing our rankings for each risk profile category.

Spaceship - Best High Growth Option

Spaceship continues to dominate the high-growth category, with its GrowthX investment option ranking 1st over 1 and 5 years and 2nd over 3 years. This fund has positioned itself for aggressive investors seeking exposure to the tech sector. With tech stocks running hot for the last few years it’s no surprise this option has topped the performance rankings.

This option is suitable for those with a high risk tolerance and a long-term investment horizon. The potential for loss in anyone year is higher for the high growth category than other categories.

The strong performance of GrowthX validates Spaceship’s strategic investment choices, making it an excellent pick for those comfortable with market fluctuations in pursuit of growth. See High Growth rankings here.

Raiz - Top Growth option

Raiz continues to impress, with 7 entries across multiple risk categories in our Best Super Funds list. Notably, its Growth option ranked 1st over 5 and 10 years, proving its long-term resilience. The Balanced option also demonstrated strong results, securing 1st over 1 year, 7th over 3 years, and 1st over 5 years. This fund is a solid choice for investors who prefer a diversified portfolio with strong long-term potential. See full Growth rankings here.

Hostplus - Great Balanced Options

Hostplus remains a standout performer with 9 total entries across all risk categories. Its Indexed Balanced option ranked 2nd over 1 and 3 years and 5th over 5 years, while the standard Balanced option placed 8th over 5 years. With low fees and strong performance, Hostplus continues to be a top choice for those seeking a well-diversified balanced investment strategy. See full Balanced rankings here.

Aware Super – Consistent Performer Across Categories

Aware Super secured 8 rankings across all risk categories, showcasing its versatility. In the Growth category, it ranked 10th over 3 and 5 years, while in Balanced, it placed 7th over 1 year and 10th over 5 years. Additionally, its Conservative Balanced option ranked 3rd over 1 year, and its Capital Stable option secured 6th over 1 year, 9th over 3 years, and 8th over 5 years. Aware Super remains a solid option for investors looking for a well-rounded and consistent fund. See full Conservative Balanced rankings here.

Australian Retirement Trust - Strong Performer in Multiple Categories

Australian Retirement Trust achieved 9 rankings across all risk categories, emphasizing its reliability. Its Growth option ranked 1st over 3 years and 4th over 5 years, while its Balanced option secured 3rd over 3 years and 6th over 5 years. The fund also performed well in the Conservative Balanced category, ranking 9th over 1 year, 2nd over 3 years, and 4th over 5 years, and in the Capital Stable category, securing 10th over 3 years and 9th over 5 years. See full Capital Stable rankings here.

Colonial First State - Best All-Rounder

Colonial First State stands out as the most comprehensive performer, with 13 entries across all risk categories. It is the only fund to rank in every category, showcasing its broad investment capabilities. Key highlights include:

  • High Growth – 5th and 7th over 1 year
  • Balanced – 3rd over 1 year, 5th over 3 years
  • Conservative Balanced – 1st over 1 year, 8th over 3 years
  • Capital Stable – 10th over 1 year
  • Secure – 4th, 8th, and 10th over 1 year, 2nd over 3 years, 4th and 10th over 5 years

This versatility makes Colonial First State an attractive option for all types of investors, from conservative to aggressive. See full Secure rankings here.

Choosing the Best Super Fund in 2025

Choosing the right fund for you from the best super funds in 2025 depends on your investment goals, risk tolerance and time horizon. We must also remember that past performance is not a reliable indicator of future performance.

For a deeper dive into performance rankings and insights, check out our comprehensive Best Performing Super Funds reports for each category. Click on the fund names above to go through to our dedicated review page for that fund. There you can assess fees, the funds other investment options, insurance and customer reviews allowing you to make a more well rounded decision.