Hostplus vs AustralianSuper
Hostplus vs AustralianSuper – These are two well known super funds – but do you know how they differ, or which could be the better fit for you? To make it easy, we’ve compared the key features of both funds side by side.
Please Note: Any advice on this page is general in nature and does not take into account your objectives, financial situation or needs. Consider whether this is right for you. See full disclaimer.
Past Performance is not a reliable indicator of future performance. You should view their Product Disclosure Statement and Target Market Determination before making any investment decisions.
AustralianSuper is the largest superannuation fund in Australia, and is a not-for-profit fund with an industry membership base. Membership is open to anyone within Australia.
Hostplus is an Industry super fund and is linked to Hospitality industry. It is a fund with Open membership.
Hostplus vs AustralianSuper: How do fees compare?
When comparing AustralianSuper and Hostplus, AustralianSuper has annual percentage based fees, with a 0.67% investment based fee, compared to Hostplus’s percentage based fees of 1.07%. AustralianSuper has a flat fee of 52, while Hostplus has a flat fee of 119.16.
Hostplus vs AustralianSuper: How does performance compare?
| AustralianSuper | Hostplus | |
| Type of fund | Industry super fund not linked to any specific industry. | Industry fund linked to Hospitality industry. |
| Members | 3,732,070 | 1,906,940 |
| Default Fees (Based on 50K) | $387 | $654.16 |
| Asset Allocation (MySuper option) | AustralianSuper Balanced: International Shares - 30.65% Australian Shares - 24.6% Alternative - 14.25% |
Hostplus MySuper - Balanced : International Shares - 29% Australian Shares - 21% Alternative - 25% |
| Performance (MySuper option)* | AustralianSuper Balanced: 1 Year: 8.69% 3 Year: 9.38% 5 Year: 7.47% |
Hostplus MySuper - Balanced : 1 Year: 10.51% 3 Year: 9.75% 5 Year: 8.95% |
| Product Disclosure Statement | AustralianSuper Product Disclosure Statement | Hostplus Product Disclosure Statement |
For a more comprehensive breakdown of perfomance see our AustralianSuper Performance and Hostplus Performance pages.
*Performance as at 31-12-2025.
How does AustralianSuper and Hostplus insurance compare?
Insurance is also an important factor to consider when looking at superannuation options, as some funds may also provide insurance cover – such as life cover and TPD insurance. Insurance fees will affect super balance, so ensuring you’re happy with the deal you have is vital. Based on ratings from Omnilife, AustralianSuper received an insurance rating of 68, whilst Hostplus received a 69 for its insurance options.
Interested in seeing how AustralianSuper and Hostplus compared to other popular Australian funds? Compare super funds and have a look at the best performing super funds to see how they stack up. Check out our guide on changing super funds so that you’re aware of everything involved when making a change.
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